HomeMy WebLinkAboutCOI Insurance RequirementsD. INSURANCE
1. The CONSULTANT agrees to maintain, at CONSULTANT’S expense a commercial general liability (CGL) and excess
or umbrella general liability insurance policy or policies insuring CONSULTANT against claims for bodily injury,
death or property damage arising out of CONSULTANT’S general business activities. The general liability
coverage shall provide limits of not less than $2,000,000 per occurrence and not less than $2,000,000 general
aggregate. Coverage shall include Premises and Operations Bodily Injury and Property Damage; Personal and
Advertising Injury; Blanket Contractual Liability; Products and Completed Operations Liability.
2. The CONSULTANT also agrees to maintain, at CONSULTANT’S expense, a single limit or combined limit
automobile liability insurance and excess or umbrella liability policy or policies insuring owned, non-owned and
hired vehicles used by CONSULTANT under this Agreement. The automobile liability coverages shall provide
limits of not less than $1,000,000 per accident for property damage, $2,000,000 for bodily injuries, death and
damages to any one person and $2,000,000 for total bodily injury, death and damage claims arising from one
accident.
3. The CITY OF COLUMBIA HEIGHTS shall be named Additional Insured for the above CGL and Auto liability policies,
to the extent permitted by CONSULTANT’S insurers.
4. The CONSULTANT agrees to maintain, at the CONSULTANT'S expense, statutory worker's compensation
coverage together with Coverage B, Employer’s Liability limits of not less than $500,000 for Bodily Injury by
Disease per employee, $500,000.00 for Bodily Injury by Disease aggregate and $500,000 for Bodily Injury by
Accident.
5. The CONSULTANT also agrees to maintain, at CONSULTANT’S expense, Professional Liability Insurance coverage
insuring CONSULTANT against damages for legal liability arising from a negligent act, error or omission in the
performance of professional services required by this Agreement during the period of CONSULTANT’S services
and for three years following date of final completion of its services. The professional liability insurance coverage
shall provide limits of not less than $2,000,000 per claim and an annual aggregate of not less than $2,000,000
on a claims-made basis.
6. CITY OF COLUMBIA HEIGH shall maintain statutory Workers Compensation insurance coverage on all of CITY’S
employees and other liability insurance coverage for injury and property damage to third parties due to the CITY’S
negligence.
7. Prior to commencement of this Agreement, CONSULTANT will provide the CITY with certificates of insurance,
showing evidence of required coverages. All policies of insurance shall contain a provision or endorsement that
the coverage afforded will not be canceled or reduced in limits by endorsement for any reason except nonpayment
of premium, until at least 30 days prior written notice has been given to the Certificate Holder, and at
least 10 days prior written notice in the case of non-payment of premium.