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HomeMy WebLinkAbout2025-054 Alatus Approving Third Amended Loan DocumentsCITY OF COLUMBIA HEIGHTS, MINNESOTA RESOLUTION NO.2025-054 RESOLUTION APPROVING MODIFICATION OF CERTAIN TERMS OF A LOAN FROM THE CITY TO ALATUS COLUMBIA HEIGHTS II LLC AND APPROVING FORMS OF THIRD AMENDED AND RESTATED LOAN DOCUMENTS BE IT RESOLVED by the City Council (the "City Council") of the City of Columbia Heights, Minnesota (the "City") as follows: Section 1. Recitals. 1.01. In order to facilitate the acquisition by Alatus Columbia Heights II LLC, a Delaware limited liability company (the "Borrower"), of certain property located at 4300 Central Avenue NE in the City (the "Property"), within the Alatus TIF District (the "TIF District"), a redevelopment district located within the Downtown Central Business Redevelopment Project in the City (the "Redevelopment Project'), the Borrower requested a bridge loan from the City to finance a portion of the purchase price of the Property, legal, closing, and other transaction costs associated therewith, costs of demolition, and costs associated with reports (collectively, the "Project Costs"), all of which are qualified public redevelopment costs reimbursable from tax increment under Minnesota Statutes, Sections 469.174 through 469.1794, as amended (the "TIF Act'). 1.02. Pursuant to the terms and conditions of a Second Amended and Restated Loan Agreement, dated December 14, 2023, between the City and the Borrower, which amended and restated an Amended and Restated Loan Agreement, dated June 30, 2023, which amended and restated a Loan Agreement, dated July 29, 2021 (collectively, and as amended and restated, "Loan Agreement'), the City loaned to the Borrower the sum of $6,615,000 (the "Loan"), from the proceeds of its Taxable General Obligation Temporary Tax Increment Refunding Bonds, Series 2023A (the "Series 2023A Bond"), dated December 14, 2023, issued by the City in the original aggregate principal amount of $6,615,000, which Series 2023A Bond refunded the Taxable General Obligation Temporary Tax Increment Bonds, Series 2021A (the "Series 2021A Bond"), dated July 29, 2021, issued by the City in the original aggregate principal amount of $5,935,000, to provide temporary financing for the Project Costs. 1.03. The Series 2023A Bond matures on February 1, 2026, and is subject to optional redemption on or after August 1, 2024. The principal of the Series 2023A Bond and interest thereon are payable primarily from tax increments resulting in increases in the taxable value of real property in the TIF District (the "Tax Increment Revenues") and from the proceeds of definitive bonds to be issued prior to the maturity of the Series 2023A Bond, as set forth in the resolution adopted by the City Council on November 27, 2023, awarding the sale of the Series 2023A Bond (the "Bond Resolution"). As provided in the Series 2023A Bond and Bond Resolution, if the Series 2023A Bond cannot be paid at maturity from Tax Increment Revenues or from other funds appropriated by the City Council, the Series 2023A Bond must be paid from the proceeds of definitive bonds to be issued and sold prior to the maturity date of the Series 2023A Bond. 1.04. To evidence the Loan, the Borrower delivered to the City a Second Amended and Restated Promissory Note, dated December 14, 2023, which amended and restated an Amended and 4921-7130-2475.3 Restated Promissory Note, dated June 30, 2023, which amended and restated a Promissory Note, dated July 29, 2021 (collectively, and as amended and restated, the "Note"), which Note is secured by a Second Amended and Restated Mortgage, dated December 14, 2023, which amended and restated an Amended and Restated Mortgage, dated June 30, 2023, which amended and restated a Mortgage, dated July 29, 2021 (collectively, and as amended and restated, the "Mortgage"), by the Borrower in favor of the City. In addition, the Borrower, the City and Commercial Partners Title ("Title") executed a Second Amended and Restated Escrow Agreement, dated December 14, 2023, which amended and restated an Amended and Restated Escrow Agreement, dated June 30, 2023, which amended and restated an Escrow Agreement, dated July 29, 2021 (collectively, and as amended and restated, the "Escrow Agreement"), pursuant to which Title, as escrow agent, holds a portion of the Loan in escrow for disbursement to the Borrower to pay for Project Costs. As provided in the Escrow Agreement, the date of the final draw on the Loan was December 31, 2024 (the "Original Final Draw Date"). 1.05 Section 2(a) of the Loan Agreement provides that the entire unpaid amount of principal of the Loan, plus interest equal to the amount of interest paid by the City in excess of the par amount of the Series 2023A Bond, if any, is due and payable on July 31, 2025 (the "Original Loan Payment Date"), unless prepaid earlier. The maturity date of the Note and the Mortgage, as set forth in such documents, is the Original Loan Payment Date (i e.,=July 31, 2025). 1.06. The Borrower represented to the City that it anticipates repaying the Loan from proceeds of short-term financing, long-term mortgage financing, a bridge loan with a long-term take-out financing commitment, or a combination of the foregoing (the "Other Financing"), but that closing on the Other Financing has been delayed and is expected to occur after the Original Loan Payment Date; as such, the Borrower has requested that the Original Loan Payment Date be extended to December 15, 2025 and that the Original Final Draw Date be extended to November 15, 2025. 1.07. Forms of documents further modifying the Loan, including a Third Amended and Restated Loan Agreement, a Third Amended and Restated Promissory Note, a Third Amended and Restated Mortgage, and a Third Amended and Restated Escrow Agreement (collectively, the "Third Amended and Restated Loan Documents"), have been prepared and are on file with the City. It is the intention of the City that the Third Amended and Restated Loan Documents will amend and restate the Loan Agreement, the Note, the Mortgage, and the Escrow Agreement (the "Original Loan Documents") to extend the Original Loan Payment Date to December 15, 2025 (the "Modified Loan Payment Date") and to extend the Original Final Draw Date to November 15, 2025 (the "Modified Final Draw Date"), and that the terms and conditions of the Original Loan Documents and any other document executed by the City in connection with the Loan and the Series 2023A Bond remain in full force and effect. Section 2. City Approval; Other Proceedings. 2.01. The City Council hereby approves the extension of the Original Loan Payment Date to the Modified Loan Payment Date (i.e., a date not later than December 15, 2025) and the Original Final Draw Date to the Modified Final Draw Date (i.e., a date not later than November 15, 2025), all as set forth in the Third Amended and Restated Loan Documents. 2.02. The Third Amended and Restated Loan Documents as presented to the City Council are hereby in all respects approved, subject to modifications that do not alter the substance of the transaction and that are approved by the Mayor and the City Manager, provided that execution of the Third Amended and Restated Loan Documents to which the City is a party (the "City's Third Amended and Restated Loan Documents") by such officials shall be conclusive evidence of approval. 4921-7130-2475.3 2.03. The Mayor and the City Manager are hereby authorized to execute on behalf of the City the City's Third Amended and Restated Loan Documents, along with any documents referenced therein requiring execution by the City, and to carry out on behalf of the City its obligations thereunder. 2.04. City staff and consultants are authorized to take any actions necessary to carry out the intent of this resolution. (The remainder of this page is intentionally left blank.) 4921-7130-2475.3 Approved this 23`d day of June, 2025, by the City Council of the City of Columbia Heights, Minnesota. Offered by: Buesgens Seconded by: James Roll Call: All Ayes, Spriggs Absent ATTEST: --1 pe�L' Sara Ion, City Clerk pr� Has,FBI: - , , M"-:, - ;��dda Mdrquei, 4921-7130-2475 3 4