HomeMy WebLinkAbout2021-4019Contract # 2021-4019
Covenant Number: COMMON COVERAGE DECLARATIONS
CMC 1002979-5 Coverage is Provided by: ��
THE LEAGUE OF MINNESOTA CITIES
Previous Covenant Number: INSURANCE TRUST LEAGUE of
CMC 1002979-4 (Herein called LMCIT) M I N N ESOTA
CITIES
Item 1. CITY and MAILING ADDRESS
COLUMBIA HEIGHTS, CITY OF & COLUMBIA HEIGHTS EDA HRA
590 40TH AVE. NE
COLUMBIA HEIGHTS, MN 55421-3878
Item 2. COVERAGE PERIOD:
From: 06/01/2021 To: 06/01/2022 12:01 AM Standard Time at Mailing Address on
Common Coverage Declarations
Item 3. THE COVERED PARTY IS: CITY
Item 4 COVERAGE PARTS:
IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF
THIS COVENANT, LMCIT AGREES TO PROVIDE THE COVERED PARTY WITH COVERAGES
SHOWN BELOW FOR WHICH A PREMIUM CHARGE IS STATED:
Item 5.
Item 6.
Item 7
Item 8
PROPERTY, CRIME, BOND, and PETROFUND
Property
Additional Covered Loss or Damages
Water and Supplemental Flood Coverage
Crime
Bond
Petrofund
EQUIPMENT BREAKDOWN
MUNICIPAL LIABILITY
Medical and Related Expense
AUTOMOBILE LIABILITY
AUTOMOBILE PHYSICAL DAMAGE
Premium
$ 80,638
INCLUDED
INCLUDED
INCLUDED
$ 1,217
INCLUDED
$ 7,954
$ 141,174
NOT COVERED
$ 20,317
$ 24,449
TOTAL $
GENERAL ANNUAL AGGREGATE DEDUCTIBLE: DOES NOT APPLY
PREMIUM IS DUE AND PAYABLE: 4-Pay (25% down + 3 installments)
FORMS APPLICABLE TO ALL COVERAGE PARTS:
CCM(11/16)
DECLARATIONS APPLICABLE:
275,749
DEC-011(11/17) DEC-012(11/20) DEC-013(11/19) DEC-016(11/15)
LMCIT DEC-011 (11/86)(Rev. 11/17) Page 1 of 1
Contract # 2021-4019
Covenant Number: MUNICIPAL PROPERTY, CRIME, BOND, PETROFUND, G
CMC 1002979-5 and EQUIPMENT BREAKDOWN DECLARATIONS LMC
Coverage is Provided by:
THE LEAGUE OF MINNESOTA CITIES MINNELEAGUE INSURANCE TRUST CITIES OTA
CITIES
(Herein called LMCIT)
Item 1. CITY: COLUMBIA HEIGHTS, CITY OF & COLUMBIA HEIGHTS EDA HRA
Item 2. COVERAGE PERIOD:
From: 06/01/2021 To: 06/01/2022 12:01 AM Standard Time at Mailing Address
on Common Coverage Declarations
Item 3. THE COVERED PARTY IS: CITY
Item 4 COVERAGE:
IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF
THIS COVENANT, LMCIT AGREES TO PROVIDE THE COVERED PARTY WITH COVERAGES
SHOWN BELOW FOR WHICH A LIMIT IS STATED:
Item 5. COVERAGE PART ONE - PROPERTY
Section I - Property General Limit of Coverage Per Occurrence $ 64,354,887
This general limit is subject to the sublimits as described in Section VI, Limits of
Coverage and Valuation, and the specific property limit.
Terrorism loss occurrence -shared limit $ 50,000,000
This limit is subject to the provisions of the Terrorism Losses - Special Pool Limit
Endorsement - ME079(11/09)
Section II - Additional Covered Loss or Damages
1. Loss of Revenue, Extra Expenses and Expediting Expense
2. Demolition and Debris Removal
(Direct Physical Damage to Covered Property)
(No Direct Physical Damage to Covered Property)
3. Leasehold Interest
4. Accounts Receivable
5. Valuable Papers and Records
6. Utility Services
7. Green Building Expenses
8. Asbestos Clean up, Abatement and Removal
9. Pollutant Clean up and Removal
10. Errors
11. Rental Reimbursement
12. Arson Reward
13. Extra ordinary Expense
14. Data Security Breach Expenses
Section IV - Water and Supplemental Flood Coverage
$ 5,000,000 Per Occurrence
25% of the Estimated Replacement
Cost of the Covered Property
$ 50,000 Per Occurrence
$ 500,000 Per Location
$ 500,000 Per Location
$ 500,000 Per Location
$ 100,000 Per Occurrence
1 % of the Contract Cost but not to
exceed $100,000. Per Location
$ 250,000 Per Location
$ 250,000 Per Location
$ 500,000 Per Occurrence
$ 250,000 Annual Aggregate
$ 5,000 Per Fire Loss
$ 250,000 Annual Aggregate
$ 250,000 Annual Aggregate
$ 500,000 Per Occurrence
$ 500,000 Annual Aggregate
LMCIT DEC-012 (11/86)(Rev. 11/20) Page 1 of 3
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979-5
LMC
LEAGUE of
MINNESOTA
CITIES
Item 6. REFER TO SCHEDULE OF COVERED PROPERTY FOR THOSE LOCATIONS INCLUDED IN THE
SECTION I COVERAGE; THE SCHEDULE OF COVERED MOBILE PROPERTY FOR THE MOBILE
PROPERTY INCLUDED IN THE SECTION I COVERAGE AND THE SCHEDULE OF COVERED
PROPERTY FOR THOSE LOCATIONS INCLUDED IN SECTION IV COVERAGE.
Item 7
Item 8
DEDUCTIBLE (Deductible applies per occurrence subject to General Annual Aggregate Deductible, if
any, shown on Common Coverage Declarations):
COVERAGE PART ONE - PROPERTY $ 1,000 Per Occurrence
COVERAGE PARTS, FORMS, SCHEDULES AND ENDORSEMENTS APPLICABLE TO THIS
COVERAGE.
MPC13P(11/20) PM-100(04/20) ME079(11/09) ME063(11/01)
MPCBP-115(11/17) MPCBP-217(11/12) MPCBP-218(11/18) PM-10901/19)
Item 9. MORTGAGE HOLDER (if applicable):
Item 10. COVERAGE PART TWO - CRIME
LIMIT OF COVERAGE PER OCCURRENCE $ 250,000
Item 11. DEDUCTIBLE (Deductible applies per occurrence subject to General Annual Aggregate Deductible, if
any, shown on Common Coverage Declarations):
COVERAGE PART TWO - CRIME $ 500 Per Occurrence
Item 12. COVERAGE PARTS, FORMS, SCHEDULES AND ENDORSEMENTS APPLICABLE TO THIS
COVERAGE.
MPCBP(11/20) ME063(11/01)
LMCIT DEC-012 (11/86)(Rev. 11/20) Page 2 of 3
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979-5
Item 13. COVERAGE PART THREE - BOND
d.
LMC
LEAGUE of
MINNESOTA
CITIES
LIMIT OF COVERAGE PER OCCURRENCE: $ 300,000
DEDUCTIBLE (Deductible applies per occurrence subject to General Annual Aggregate Deductible, if
any, shown on Common Coverage Declarations):
COVERAGE PART THREE - BOND $ 1,000 Per Occurrence
Item 14. COVERAGE PARTS, FORMS, SCHEDULES AND ENDORSEMENTS APPLICABLE TO THIS
COVERAGE.
MPCBP(11/20) ME063(11/01)
Item 15. COVERAGE PART FOUR - PETROFUND (Claims made)
LIMITS OF REIMBURSEMENT BENEFIT MAXIMUM
REIMBURSABLE COSTS AND DEFENSE COSTS
EACH TANK RELEASE $ 250,000
REIMBURSABLE COSTS AND DEFENSE COSTS
AGREEMENT TERM AGGREGATE 250,000
DEDUCTIBLE: COVERAGE PART FOUR - PETROFUND NOT APPLICABLE
Item 16 COVERAGE PARTS, FORMS, SCHEDULES AND ENDORSEMENTS APPLICABLE TO THIS
COVERAGE.
MPCBP(11/20) ME063(11/01)
Item 17 EQUIPMENT BREAKDOWN COVERAGE
EQUIPMENT BREAKDOWN LIMIT: $
DEDUCTIBLE 5
62, 675, 359
1,000 ANY ONE ACCIDENT
Item 18 COVERAGE PARTS, FORMS, SCHEDULES AND ENDORSEMENTS APPLICABLE TO THIS
COVERAGE.
BM-200(11/17) BM-21201/01) ME063(11/01) MPCBP-115(11/17)
PM-100(04/20)
LMCIT DEC-012 (11/86)(Rev. 11/20) Page 3 of 3
Contract # 2021-4019
0,
LEAGUE OF MINNESOTA CITIES INSURANCE TRUST
SCHEDULE OF COVERED PROPERTY LHC
Covenant #: CMC 1002979-5 LEAGUE of
MINNESOTA
CITIES
COVERED PARTY: Columbia Heights, City Of & Columbia Heights EDA HRA
COVERAGE AT EACH OF THE LOCATIONS BELOW APPLIES ONLY FOR BUILDING/CONTENTS/PROPERTY
IN THE OPEN OR BUILDERS RISK PROPERTY DESCRIBED AND FOR THE *SECTION IV - WATER AND
SUPPLEMENTAL FLOOD COVERAGES INDICATED.
THE ESTIMATED REPLACEMENT COST STATED BELOW IS SUBJECT TO THE SPECIFIC PROPERTY LIMIT.
Loc. #
Location
Occupancy
**Type of
Covered
Property
—Section
IV -Water and
Supplemental
Flood
Coverage
Estimated
Replacement
Cost
1
590 40TH AVENUE NE
CITY HALL
B
CODE A
$ 5,675,007
2
637 38TH AVENUE NE
MUNICIPAL SERVICE CENTER
B
CODE A
$ 5,723,366
3
637 38TH AVENUE NE
TANKS AND PUMPS
PIO
CODE A
$ 168,931
4
4025 VAN BUREN STREET
PARKING RAMP
WATER TOWER-250,000
GALLONS
LIQUOR STORE
B
CODE A
$ 3,653,762
5
4700 STINSON BOULEVARD
B
CODE A
$ 1,145,547
6
5225 UNIVERSITY AVENUE NE
B
CODE A
$ 786,407
7
530 MILL STREET
MURZYN HALL
RESTROOMS
PARK
B
CODE A
$ 4,321,659
8
SULLIVAN PARK
B
CODE A
$ 140,111
9
EDGEMORE PARK
PIO
CODE A
$ 21,556
10
GAUVITTE PARK
WARMING HOUSE
B
CODE A
$ 84,442
11
GAUVITTE PARK
PARK
PIO
CODE A
$ 23,212
12
HILLTOP PARK
HUSET PARK
PARK
PIO
CODE A
$ 29,843
13
WARMING HOUSE B
PRESS BOX (FIELD #5) B
CODE A
$ 71,979
14
HUSET PARK
CODE A
$ 17,834
*The limit of coverage for Section IV Water and Supplemental Coverage is $bUU,000 per occurrencel$buu,000 Annual Hggregaie
**Type of Covered Property_
B = Building/Contents
PIO = Property in the Open
BR = Builders Risk Property
CO = Contents only
***Section IV -Water and Supplemental Flood Coverage
Code A: LMCIT Water and Supplemental Flood Coverage applies with no additional exclusions.
Code B: LMCIT Water and Supplemental Flood Coverage applies in addition to and in excess of the applicable
National Flood Insurance Program Coverage.
Code C: LMCIT Water and Supplemental Flood Coverage excludes any loss or damage resulting from any
occurrence which would be considered a flood for the purpose of the National Flood Insurance Program.
PM-100 (11/95)(Rev. 04/20) Page 1 of 6
Contract # 2021-4019
LEAGUE OF MINNESOTA CITIES INSURANCE TRUST LHC
SCHEDULE OF COVERED PROPERTY
Covenant #: CMC 1002979-5 LEAGUE of
MINNESOTA
CITIES
COVERED PARTY: Columbia Heights, City Of & Columbia Heights EDA HRA
COVERAGE AT EACH OF THE LOCATIONS BELOW APPLIES ONLY FOR BUILDING/CONTENTS/PROPERTY
IN THE OPEN OR BUILDERS RISK PROPERTY DESCRIBED AND FOR THE *SECTION IV - WATER AND
SUPPLEMENTAL FLOOD COVERAGES INDICATED.
THE ESTIMATED REPLACEMENT COST STATED BELOW IS SUBJECT TO THE SPECIFIC PROPERTY LIMIT.
Loc#
Location
Occupancy
**Type of
Covered
Property
***Section
IV -Water and
Supplemental
Flood
Coverage
Estimated
Replacement
Cost
15
HUSET PARK
PARK
PIO
CODE C
$ 100,261
16
KEYES PARK
WARMING HOUSE
B
CODE A
$ 84,442
17
KEYES PARK
PARK
PIO
CODE A
$ 23,212
18
LABELLE PARK
PARK
VARIOUS
PIO
CODE C
$ 24,871
19
LABELLE CIRCLE TERRACE
PIO
CODE C
$ 24,871
20
LOMIANKI PARK
WARMING HOUSE
B
CODE A
$ 59,195
21
MCKENNA PARK
WARMING HOUSE
B
CODE A
$ 84,442
22
MCKENNA PARK
PARK
PIO
CODE A
$ 24,286
23
OSTRANDER PARK
WARMING HOUSE
B
CODE A
$ 84,442
24
OSTRANDER PARK
PARK
PIO
CODE A
$ 49,740
25
PRESTEMON PARK
WARMING HOUSE
B
CODE A
$ 59,195
26
PRESTEMON PARK
PARK
PIO
CODE A
$ 163,851
27
RAMSDELL PARK
WARMING HOUSE
B
CODE A
$ 84,442
28 RAMSDELL PARK
PARK
PIO
CODE A
$ 24,871
*The limit of coverage for Section IV Water and Supplemental Coverage is $500,000 per occurrence/$500,000 Annual Aggregate
M
E
M
M
)e of Covered Pro
= I Building/Contents
= I Property in the Open
Builders Risk Property
= Contents only
***Section IV -Water and Supplemental Flood Coverage
Code A: LMCIT Water and Supplemental Flood Coverage applies with no additional exclusions.
Code B: LMCIT Water and Supplemental Flood Coverage applies in addition to and in excess of the applicable
National Flood Insurance Program Coverage.
Code C: LMCIT Water and Supplemental Flood Coverage excludes any loss or damage resulting from any
occurrence which would be considered a flood for the purpose of the National Flood Insurance Program.
PM-100 (11/95)(Rev. 04/20) Page 2 of 6
Contract # 2021-4019
(2)
LEAGUE OF MINNESOTA CITIES INSURANCE TRUST
SCHEDULE OF COVERED PROPERTY LHC
Covenant #: CMC 1002979-5 LEAGUE of
MINNESOTA
CITIES
COVERED PARTY: Columbia Heights, City Of & Columbia Heights EDA HRA
COVERAGE AT EACH OF THE LOCATIONS BELOW APPLIES ONLY FOR BUILDING/CONTENTS/PROPERTY
IN THE OPEN OR BUILDERS RISK PROPERTY DESCRIBED AND FOR THE *SECTION IV - WATER AND
SUPPLEMENTAL FLOOD COVERAGES INDICATED.
THE ESTIMATED REPLACEMENT COST STATED BELOW IS SUBJECT TO THE SPECIFIC PROPERTY LIMIT.
Loc#
Location
**Type of
Covered
Occupancy Property
BEACH HOUSE B
***Section
IV -Water and
Supplemental Estimated
Flood Replacement
Coverage Cost
29
SILVER LAKE BEACH
CODE A
$ 93,896
30
637 38TH AVENUE NE
MSC BROWN BUILDING
B
CODE A
$ 430,658
31
SULLIVAN PARK
PARK
PIO
CODE A
$ 61,346
32
4400 RESERVOIR BLVD
PUMP STATION #2
B
CODE A
$ 356,164
33
4633 IVANHOE PLACE
PUMP STATION #3
B
CODE A
$ 368,293
34
4640 CHATHAM ROAD
330 ARGONNE DRIVE
LIFT STATION #1 (CHATHAM)
B
CODE A
$ 183,057
35
LIFT STATION #2
LIFT STATION #3 (SILVER
LAKE)
LIFT STATION #4 (SULLIVAN)
B
J B
CODE A
$ 118,138
36
4101 STINSON BLVD
CODE C
$ 203,291
$ 226,451
37
721 51 ST AVENUE NE
B
CODE C
38
HUSET PARK
GARAGE
B
CODE A
$ 288,801
39
637 38TH AVENUE NE
MSC - BLUE BLDG
MSC - SALT SHED
B
CODE A
$ 308,867
40
637 38TH AVENUE NE
B
CODE A
$ 60,914
41
CITYWIDE
VARIOUS
PIO
CODE C
$ 6,123,624
42
559 MILL STREET
VARIOUS
PIO
I CODE A
1 $ 50,001
*The limit of coverage for Section IV Water and Supplemental Coverage is $500,000 per occurrence/$500,000 Annual Aggregate
**Type of Covered Property
B
= I
Building/Contents
PIO
=
Property in the Open
BR
=
Builders Risk Property
CO
=
Contents only
***Section IV -Water and Supplemental Flood Coverage
Code A: LMCIT Water and Supplemental Flood Coverage applies with no additional exclusions.
Code B: LMCIT Water and Supplemental Flood Coverage applies in addition to and in excess of the applicable
National Flood Insurance Program Coverage.
Code C: LMCIT Water and Supplemental Flood Coverage excludes any loss or damage resulting from any
occurrence which would be considered a flood for the purpose of the National Flood Insurance Program.
PM-100 (11/95)(Rev. 04/20) Page 3 of 6
Contract # 2021-4019
LEAGUE OF MINNESOTA CITIES INSURANCE TRUST LMC
SCHEDULE OF COVERED PROPERTY
Covenant #: CMC 1002979-5 LEAGUE of
MINNESOTA
CITIES
COVERED PARTY: Columbia Heights, City Of & Columbia Heights EDA HRA
COVERAGE AT EACH OF THE LOCATIONS BELOW APPLIES ONLY FOR BUILDING/CONTENTS/PROPERTY
IN THE OPEN OR BUILDERS RISK PROPERTY DESCRIBED AND FOR THE *SECTION IV - WATER AND
SUPPLEMENTAL FLOOD COVERAGES INDICATED.
THE ESTIMATED REPLACEMENT COST STATED BELOW IS SUBJECT TO THE SPECIFIC PROPERTY LIMIT.
Loc#
Location
Occupancy
**Type of
Covered
Property
—Section
IV -Water and
Supplemental
Flood
! Coverage
CODE A
Estimated
Replacement
Cost
43
4633 IVANHOE PLACE
VARIOUS
PIO
$ 45,489
44
4950 CENTRAL AVENUE NE
LIQUOR STORE
B
CODE A
$ 4,509,765
45
2105 37TH AVENUE
LIQUOR STORE
B
CODE A
$ 2,983,391
46
637 38TH AVE NE
MSC
PIO
CODE A
$ 87,934
47
4400 RESERVOIR BLVD
4101 STINSON BLVD
530 MILL STREET
PUMP HOUSE #2
LIFT STATION #3
MURZYN HALL
PIO
CODE A
$ 62,830
48
PIO
CODE A
$ 13,966
49
PIO
CODE A
$ 83,662
50
SULLIVAN PARK
SHELTER
B
CODE A
$ 100,127
51
40TH & CENTRAL NE
VARIOUS
PIO
CODE A
$ 36,559
52
SILVER LAKE BEACH
SHELTER
B
CODE A
$ 31,370
53
HUSET PARK
SHELTER
B
CODE A
$ 100,127
54
825 41 ST AVE NE
PUBLIC SAFETY BUILDING
B
CODE A
$ 12,079,455
55
JACKSON POND
STORM WATER RETENTION
POND
PIO CODE C
$ 9,990
*The limit of coverage for Section IV Water and Supplemental Coverage is $500,000 per occurrencel$500,000 Annual Aggregate
**Type of Covered Property
B
=
Building/Contents
PIO
=
Property in the Open
BR
=
Builders Risk Property
CO
=
Contents only
***Section IV -Water and Supplemental Flood Coverage
Code A: LMCIT Water and Supplemental Flood Coverage applies with no additional exclusions.
Code B: LMCIT Water and Supplemental Flood Coverage applies in addition to and in excess of the applicable
National Flood Insurance Program Coverage.
Code C: LMCIT Water and Supplemental Flood Coverage excludes any loss or damage resulting from any
occurrence which would be considered a flood for the purpose of the National Flood Insurance Program.
PM-100 (11/95)(Rev. 04120) Page 4 of 6
Contract # 2021-4019
LEAGUE OF MINNESOTA CITIES INSURANCE TRUST
SCHEDULE OF COVERED PROPERTY LMIC
Covenant #: CMC 1002979-5 LEAGUE o
MINNESOTA
CITIES
COVERED PARTY: Columbia Heights, City Of & Columbia Heights EDA HRA
COVERAGE AT EACH OF THE LOCATIONS BELOW APPLIES ONLY FOR BUILDING/CONTENTS/PROPERTY
IN THE OPEN OR BUILDERS RISK PROPERTY DESCRIBED AND FOR THE *SECTION IV - WATER AND
SUPPLEMENTAL FLOOD COVERAGES INDICATED.
THE
ESTIMATED REPLACEMENT COST
STATED BELOW IS SUBJECT TO THE SPECIFIC
PROPERTY
LIMIT.
***Section
IV -Water and
**Type of
Supplemental
Estimated
Covered
Flood
Replacement
Loc#
Location
Occupancy Property
Coverage
Cost
39TH AVE/JEFFERSON ST
56
NE/HUSET PKWY.
MONUMENT
PIO
CODE A
$ 74,910
PORTABLE RESTROOM
57
530 MILL ST.
SPECIALTY UN
PIO
CODE A
$ 3,082
PORTABLE RESTROOM
58
721-51ST AV-SULLIVAN PARK
4956 JOHNSON ST-RAMSDELL
SPECIALTY UN
PIO
CODE A
$ 3,082
PORTABLE RESTROOM
59
PARK
4301 STINSON BLVD-SILVER
SPECIALTY UN
PORTABLE RESTROOM
PIO
CODE A
$ 3,082
60
LAKE PARK
3939 CENTRAL AVENUE NE
SPECIALTY UN
LIBRARY
COMMUNITY ROOM, PARK
PIO
CODE A
$ 3,082
61
B
CODE A
$ 10,059,226
62
1311 CIRCLE TERRACE BLVD
SHELTER
CITY HALL
B
CODE C
$ 436,954
63
590 40TH AVENUE NE
PIO
CODE A
$ 53,716
64
2105 37TH AVENUE
LIQUOR STORE
PIO
CODE A
$ 64,459
65
3939 CENTRAL AVENUE NE,
LIBRARY
PIO
CODE A
$ 80,574
*The limit of coverage for Section IV Water and Supplemental Coverage is $500,000 per occurrencel$500,000 Annual Aggregate
**Type of Covered Property
B = Building/Contents
PIO = Property in the Open
BR = Builders Risk Property
CO = Contents only
***Section IV -Water and Supplemental Flood Coverage
Code A: LMCIT Water and Supplemental Flood Coverage applies with no additional exclusions.
Code B: LMC/T Water and Supplemental Flood Coverage applies in addition to and in excess of the applicable
National Flood Insurance Program Coverage.
Code C: LMC/T Water and Supplemental Flood Coverage excludes any loss or damage resulting from any
occurrence which would be considered a flood for the purpose of the National Flood Insurance Program.
PM-100 (11/95)(Rev. 04/20) Page 5 of 6
Contract # 2021-4019
LEAGUE SCH DIULE OF COVEREDPROPERTY TRUST L H C
Covenant #: CMC 1002979-5 LEAGUE of
MINNESOTA
CITIES
COVERED PARTY: Columbia Heights, City Of & Columbia Heights EDA HRA
COVERAGE AT EACH OF THE LOCATIONS BELOW APPLIES ONLY FOR BUILDING/CONTENTS/PROPERTY
IN THE OPEN OR BUILDERS RISK PROPERTY DESCRIBED AND FOR THE *SECTION IV - WATER AND
SUPPLEMENTAL FLOOD COVERAGES INDICATED.
THE ESTIMATED REPLACEMENT COST STATED BELOW IS SUBJECT TO THE SPECIFIC PROPERTY LIMIT.
Loc# I Location
66 1 4950 CENTRAL AVE NE
67 1 825 41 ST AVE NE
Occupancy
LIQUOR STORE
PUBLIC SAFETY BUILDING
***Section
IV -Water and
**Type of
Supplemental
Estimated
Covered
Flood
Replacement
Property
Coverage
Cost
PIO
CODE C
$ 64,459
PIO
CODE C
$ 54,790
*The limit of coverage for Section IV Water and Supplemental Coverage is $500,000 per occurrencel$500,000 Annual Aggregate
M
E
M
261
**Type of Covered
= Building/Contents
= I Property in the Open
= Builders Risk Property
Contents only
***Section IV -Water and Supplemental Flood Coverage
Code A: LMCIT Water and Supplemental Flood Coverage applies with no additional exclusions.
Code B: LMCIT Water and Supplemental Flood Coverage applies in addition to and in excess of the applicable
National Flood Insurance Program Coverage.
Code C: LMCIT Water and Supplemental Flood Coverage excludes any loss or damage resulting from any
occurrence which would be considered a flood for the purpose of the National Flood Insurance Program.
PM-100 (11/95)(Rev. 04/20) Page 6 of 6
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979-5
TERRORISM LOSSES - SPECIAL POOL LIMIT ENDORSEMENT
This Endorsement modifies coverage provided under the Municipal Property Coverage and the Municipal
Automobile Physical Damage Coverage.
1. Shared limit. For any terrorism loss occurrence in which the LMCIT terrorism occurrence loss cost is greater
than $50,000,000, the amount LMCIT will pay for the city's covered losses is limited to an amount equal to the
city's covered loss multiplied by the terrorism loss coverage percentage for that terrorism loss occurrence.
2. Sub limits. LMCIT will not pay more than $1,000,000 for anyone or any combination of the following which rise
out of or are either directly or indirectly related to any terrorist activity during the annual coverage period:
a. Any losses, costs or expenses that result directly or indirectly from any discharge of pollutants including
any resulting fire losses, costs, or expenses;
b. Any losses, costs, or expenses that result directly or indirectly from chemical or biological release or
exposure of any kind including any resulting fire losses, costs or expenses;
c. Any losses, costs, or expenses that result from attack by electronic means including computer hacking, or
the introduction of any form or computer virus or other form of corrupting or unauthorized code or
instructions;
d. Any losses, costs, or expenses that result directly or indirectly from asbestos, emission, release, discharge,
dispersal or escape or asbestos exposure of any kind including any resulting fire or damage;
e. Any losses, costs, or expenses that result from any threat or hoax;
f. Any expediting expense; or
g. Any resulting fire losses, costs or expenses that result directly or indirectly from nuclear detonation, nuclear
reaction, nuclear radiation or radioactive contamination.
These sub limits are part of and not in addition to the shared limit provided in Paragraph 1.
3. No expansion of coverage. The terms and limitations of this terrorism endorsement, or the inapplicability of
this terrorism endorsement, do not serve to create coverage which would otherwise be excluded by this
covenant.
4. Termination of terrorism coverage.
A. Automatic termination. If the LMCIT terrorism occurrence loss cost for any terrorism loss occurrence
exceeds $15,000,000, coverage for loss resulting from any subsequent terrorism loss occurrence is excluded-
B. Discretionary termination. The LMCIT Board of Trustees may terminate coverage for losses arising from
terrorist activities at any time upon ten days notice to the city, if the Board determines that it is necessary to
protect the interests of LMCIT or its member cities.
LMCIT ME079 (11/01)(Rev. 11/09) Page 1 of 3
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979-5
5. Definitions
A. Terrorist activity means any of the following, regardless of any other cause or event that in any way contributes
concurrently or in any sequence to the loss, cost or expense:
1. Any deliberate, unlawful act that:
a. Is declared by any authorized governmental official to be or to involve terrorism, terrorist activity or acts
of terrorism; or
b. Includes, involves, or is associated with the use or threatened use of force, violence or harm against
any person, tangible or intangible property, the environment, or any natural resources, where the act or
threatened act is intended, in whole or in part, to:
(1) Promote or further any political, ideological, philosophical, racial, ethnic, social or religious cause or
objective of the perpetrator or any organization, association or group affiliated with the perpetrator;
or
(2) Influence, disrupt or interfere with any government related operations, activities or policies; or
(3) Intimidate, coerce or frighten the general public or any segment of the general public; or
(4) Disrupt or interfere with a national economy or any segment of a national economy; or
c. Includes, involves, or is associated with, in whole or in part, any of the following activities, or the threat
thereof:
(1) Hijacking or sabotage of any form of transportation or conveyance, including but not limited to
spacecraft, satellite, aircraft, train, vessel, or motor vehicle; or
(2) Hostage taking or kidnapping; or
(3) The use of any biological, chemical, radioactive, or nuclear agent, material, device or weapon; or
(4) The use of any bomb, incendiary device, explosive or firearm; or
(5) The interference with or disruption of basic public or commercial services and systems, including
but not limited to the following services or systems: electricity, natural gas, power, postal,
communications, telecommunications, information, public transportation, water, fuel, sewer or
waste disposal; or
(6) The injuring or assassination of any elected or appointed government official or any government
employee; or
(7) The seizure, blockage, interference with, disruption of, or damage to any government buildings,
institutions, functions, events, tangible or intangible property or other assets; or
(8) The seizure, blockage, interference with, disruption of, or damage to tunnels, roads, streets,
highways, or other places of public transportation or conveyance.
LMCIT ME079 (11/01)(Rev. 11/09) Page 2 of 3
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979-5
2. Any of the activities listed in section A.1.c. above shall be considered terrorist activity except where you can
conclusively demonstrate to us that the foregoing activities or threats thereof were motivated solely by
personal objectives of the perpetrator that are unrelated, in whole or in part, to any intention to:
a. Promote or further any political, ideological, philosophical, racial, ethnic, social or religious cause or
objective of the perpetrator or any organization, association or group affiliated with the perpetrator; or
b. Influence, disrupt or interfere with any government related operations, activities or policies; or
c. Intimidate, coerce or frighten the general public or any segment of the general public; or
d. Disrupt or interfere with a national economy or any segment of a national economy.
B. Terrorism loss occurrence means all individual losses arising from terrorist activity, occurring during any period
of 72 consecutive hours.
C. LMCIT terrorism occurrence loss cost means the cost to LMCIT for covered loss, costs or expenses from a
single terrorism loss occurrence, gross of any applicable deductibles.
D. For any terrorism loss occurrence, the terrorism loss coverage percentage is equal to $50,000,000 divided by
the LMCIT terrorism occurrence loss cost for that terrorism loss occurrence.
LMCIT ME079 (11/01)(Rev. 11/09) Page 3 of 3
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979-5
DEFINITION OF CITY ENDORSEMENT
It is understood and agreed that city is amended to include:
Columbia Heights Economic Development Authority; Columbia Heights Housing and Redevelopment Authority
All other terms and conditions remain unchanged.
LMCIT ME063 (11/95)(Rev. 11/01) Page 1 of 1
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979-5
LOSS PAYEE ENDORSEMENT
This Endorsement modifies coverage provided under the Municipal Property Coverage.
A. We will pay for direct physical loss of or damage to Covered Property in which you and a loss payee as
shown in this endorsement have an insurable interest.
B. The following is added to Section VIII -Condition 6., paragraph c.:
(3) For Covered Property in which both you and the loss payee have an insurable interest, we will adjust
losses with you; and pay any claim for loss or damage jointly to you and the loss payee, as interests
may appear.
LOSS PAYEE
US BANK NATIONAL ASSOCIATION ATIMA EP-MN-
WS3C
ATTN: CORPORATE TRUST SERVICES
60 LIVINGSTON AVENUE
SAINT PAUL, MN 55107
RE: 2105 37TH AVENUE NE. 4950 CENTRAL
AVENUE NE.
RUFFRIDGE-JOHNSON EQUIPMENT CO., INC.
2065 COMMERCE DRIVE
CENTERVILLE, MN 55038
RE: RENTED EQUIPMENT.
All other terms and conditions remain unchanged.
LMCIT MPCBP-115 (11/17) Page 1 of 1
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979-5
DATA SECURITY BREACH EXPENSE LIMITS ENDORSEMENT
This Endorsement modifies coverage provided under the Municipal Property Coverage
SECTION VI -LIMITS OF COVERAGE AND VALUATION, 1. LIMITS OF COVERAGE
G. (14) IS AMENDED TO READ: Data security breach expenses: $500,000 per annual aggregate
The limits of coverage stated in Item 5. LMCIT DEC-012 is amended to read-
14. Data Security Breach Expenses: $500,000 Annual Aggregate
All other terms and conditions remain unchanged.
LMCIT MPCBP-217 (11/12) Page 1 of 1
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979-5
PROPERTY IN THE OPEN
This endorsement modifies coverage provided under the Municipal Property Coverage,
1. Section VII —DEFINITIONS defines property in the open to mean:
a. Benches, fences, light poles or outdoor lighting systems, playground equipment, sports and
recreational apparatus, picnic tables, grills, statues, monuments, portable toilets, water fountains,
garbage cans, flagpoles, and signs that are not part of the building; or
b. Golf course property.
Unless otherwise endorsed, property in the open does not mean basketball and tennis court surfaces, fire
hydrants, street signs, street lights or traffic signs or signals, or any property described in SECTION I, 1.b.,
PROPERTY NOT COVERED.
2. This endorsement modifies the definition of property in the open as described at the locations listed below.
Examples: To limit what's covered to only a specific item or items, indicate: "A and B only". I o broaden the
definition to include more than what is described in 1., a., or b. above, indicate: "The definition is expanded to
include C and D".
Location
CITYWIDE
559 MILL STREET
43 1 4633 IVANHOE PLACE
M.
Occupancy
VARIOUS
VARIOUS
VARIOUS
637 38TH AVE NE MSC
47 4400 RESERVOIR BLVD
PUMP HOUSE #2
48 , 4101 STINSON BLVD I LIFT STATION #3
49 1 530 MILL STREET I MURZYN HALL
51 40TH & CENTRAL NE
55 I JACKSON POND
56 1 39TH AVE/JEFFERSON ST
NE/HUSET PKWY.
57 530 MILL ST,
VARIOUS
i
STORM WATER RETENTION
POND
MONUMENT
PORTABLE RESTROOM
SPECIALTY UN
Property Covered
Fire Hydrants only.
The Definition is expanded to
include 2003 Onan Generator.
The Definition is expanded to
include 2003 Cat Generator.
The Definition is expanded to
include 2007 Onan Genset
Generator/Trans Switch.
I ne Uetinition is expanaea to
include 2007 Onan Genset
Generator.
The Definition is expanded to
include 2005 Kohler Generator.
The Definition is expanded to
include 2007 Onan
Generator/Trans Switch.
The Definition is expanded to
include Clock Tower.
The Definition is expanded to
include Equipment.
The Definition is expanded to
include Monument.
The Definition is expanded to
include Portable Restroom.
LMCIT MPCBP-218 (11/18) Page 1 of 2
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979-5
PROPERTY IN THE OPEN
Loc. #
Location
721-51ST AV-SULLIVAN PARK
4956 JOHNSON ST -
RAMSDELL PARK
Occupancy
PORTABLE RESTROOM
SPECIALTY UN
Property Covered
The definition is expanded to
include Portable Restroom.
The definition is expanded to
include Portable Restroom.
58
59
PORTABLE RESTROOM
SPECIALTY UN
60
4301 STINSON BLVD-SILVER
LAKE PARK
PORTABLE RESTROOM
SPECIALTY UN
CITY HALL
The definition is expanded to
include Portable Restroom.
63
590 40TH AVENUE NE
LED Digital Sign only.
64
2105 37TH AVENUE
LIQUOR STORE
LED Digital Sign only.
65
3939 CENTRAL AVENUE NE,
LIBRARY
LED Digital Sign only.
66
4950 CENTRAL AVE NE
LIQUOR STORE
PUBLIC SAFETY BUILDING
LED Digital Sign only.
67
825 41ST AVE NE
Bronze Statue only.
All other terms and conditions remain unchanged.
LMCIT MPCBP-218 (11/18) Page 2 of 2
Contract # 2021-4019
LEAGUE OF MINNESOTA CITIES INSURANCE TRUST L 0
SCHEDULE OF COVERED MOBILE PROPERTY
LEAGUE of
MINNESOTA
CITIES
Covenant # CMC 1002979-5
CITY: Columbia Heights, City Of & Columbia Heights EDA HRA
1. Coverage applies to mobile property if identified as "COVERED".
COVERED/NOT COVERED: COVERED
2. Unless scheduled below, the most LMCIT will pay for loss to mobile property is the smaller of:
(a) The cost of repairing or replacing parts with equivalent size, kind, and quality;
(b) 200% of the fair market value;
(c) The cost to replace the mobile property with a new unit without deduction for depreciation; or
(d) $250,000
3. With respect only to individual units of mobile property scheduled below, the most LMCIT will pay is (a), (b), (c)
or the limit specified below.
Description of Mobile Property
(Make, Model and Year) Serial Nc
3
LMCIT PM-109 (11/97)(Rev. 11/19) Page 1 of 1
Contract # 2021-4019
Covenant Number: MUNICIPAL LIABILITY DECLARATIONS � .
CMC 1002979-5 Coverage is Provided by:
THE LEAGUE OF MINNESOTA CITIES
INSURANCE TRUST LEAGUEof
MINNESOTA
(Herein called LMCIT) CITIES
Item 1. CITY: COLUMBIA HEIGHTS, CITY OF & COLUMBIA HEIGHTS EDA HRA
Item 2. COVERAGE PERIOD:
From: 06/01/2021 To: 06/01/2022 12:01 AM Standard Time at Mailing Address on
Common Coverage Declarations
Item 3. THE COVERED PARTY IS: CITY
Item 4. COVERAGE PARTS:
IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF
THIS COVENANT, LMCIT AGREES WITH THE COVERED PARTY TO PROVIDE THE
COVERAGE AS STATED IN THIS COVENANT, SUBJECT TO THE FOLLOWING LIMITS:
PER OCCURRENCE LIMIT * $ 2,000,000
PRODUCTS LIMIT $ 3,000,000 Annual Aggregate
FAILURE TO SUPPLY CLAIM LIMIT $ 3,000,000 Annual Aggregate
EMF CLAIM LIMIT $ 3,000,000 Annual Aggregate
NOT
MEDICAL AND RELATED EXPENSE LIMIT $ COVERED Any One Person/Occurrence
LIMITED CONTAMINATION LIABILITY CLAIM LIMIT **$ 3,000,000 Annual Aggregate
OUTSIDE ORGANIZATION CLAIM LIMIT ** $ 100,000 Annual Aggregate
SYSTEM SECURITY BREACH CLAIM LIMIT $ 3,000,000 Annual Aggregate
LAND USE AND SPECIAL RISK LITIGATION LIMIT *** $ 1,000,000 Annual Aggregate
SEXUAL ABUSE CLAIM LIMIT $ 3,000,000 Annual Aggregate
* LMCITs maximum limit of liability for COVERAGES A and C combined.
** LIMIT includes damages, loss adjustment expense, defense costs, and supplementary payments.
*** LIMIT includes litigation costs.
Item 5. MUNICIPAL LIABILITY DEDUCTIBLE: (Subject to General Annual Aggregate Deductible, if any,
shown on Common Coverage Declarations)
$ 1,000 Per Occurrence
Item 6. RETROACTIVE DATES:
MUNICIPAL LIABILITY RETROACTIVE DATE: 05/09/1995
LIMITED CONTAMINATION LIABILITY CLAIM RETROACTIVE DATE: 06/01/2002
Item 7. ENDORSEMENTS ATTACHED TO THIS COVERAGE PART:
CMC(11/20) MGL-1(11/12) ME014(11/15) ME062(11/02)
ME066(11/11) _ME077(11/14) ME084(11/14) ME091(11/17)
ME092(11/17) ME093(01/18)
LMCIT DEC-013 (11/86)(Rev. 11/19) Page 1 of 1
Contract # 2021-4019
COVERED PARTY COVENANT NUMBER EFFECTIVE DATE
Columbia Heights, City of & CMC 1002979-5 06/01/2021
EDA & HRA
Emergency Medical Technician Endorsement
Coverage A. Municipal Liability is amended with respect to the Retroactive Date as
follows:
This Coverage applies to any Bodily Injury, Property Damage, or Personal Injury
arising out of those activities in the capacity of an Emergency Medical Technician,
which occurred prior to June 01, 2002, but not before May 09, 1997 provided the
City, at the inception of these coverages had no knowledge of any Claim or Suit, or
knowledge of any Bodily Injury, Property Damage, or Personal Injury which might
reasonably be expected to result in a Claim or Suit.
All other terms and conditions remain unchanged.
LMCIT ME091(11/17) Page 1 of 1
Contract # 2021-4019
LMC
LEAGUE of
MINNESOTA
CITIES
MUNICIPAL LIABILITY
CITY Columbia Heights, City Of & Columbia Heights COVENANT NUMBER CMC 1002979-5
EDA HRA
590 40th Ave. NE
Columbia Heights, MN 55421-3878
HAZARD
PREMIUM BASIS
ADVANCED
PREMIUM
PREMIUM INCLUDED
FOR ALL HAZARDS
WHERE A PREMIUM
BASIS IS SHOWN
Premises O erations
Code
Basis
EMPLOYMENT
B
154.00
LAND USE
A
8,489.00
POLICE
C
27.00
SEWER DEPARTMENT
D
7,251
EXPENDITURES
E
35,554,666
NO FAULT SEWER BACK-UP COVERAGE
D
7,251
SKATEBOARD PARKS
F
1
LMCIT MGL-1 (01/95)(Rev. 11/12) Page 1 of 2
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979 - 5
MUNICIPAL LIABILITY
(Cont'd.)
Municipal Liability Hazard Codes
When used as a premium basis:
Code
(A) Number of Househol
Definition: A household is a single housing unit (e.g., an apartment complex with 10 units consists of 10
households). Rate is per household.
(B) Number of Full Time Equivalent's (FTE's)
Definition: FTE's are defined as employees who are eligible for the Public Employees Retirement
Association (PERA) of MN as defined in Minn. Stat. 353.01. Rate is per FTE.
(C) Number of Police Officers FTE'S
Definition: For purposes of police liability, please provide the number of police officer FTE's separately
here. Rate is per Police Officer FTE.
(D) Number of Sewer Connections
Definition: For the purposes of LMCIT liability rating is the number of actual Sewer connections by type
of connection (e.g., residential, business, industrial, etc.) Rate is per sewer connection.
(E) Expenditures
Definition: Ratable expenditures are defined as total expenditures net of transfers and depreciation.
Rate is per $1,000
(F) Each means per unit.
LMCIT MGL-1 (01/95)(Rev. 11/12) Page 2 of 2
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979-5
COMPREHENSIVE MUNICIPAL LIABILITY COVERAGE
0
Coverage
A
❑
Coverage
A
❑
Coverage
A
❑
Coverage
B
0
Coverage
C
❑x
Coverage
D
❑X
Coverage
E, F
Municipal Liability
Municipal Liability, but only for Bodily Injury, Property Damage or Personal Injury
Municipal Liability, except for Bodily Injury, Property Damage or Personal Injury
Medical and Related Expense
Automobile Liability - Bodily Injury and Property Damage
Land Use and Special Risk Litigation
Uninsured and Underinsured Motorists Coverage and Basic Economic Loss Benefits
Coverage
In consideration of the premium charged, it is understood and agreed that the Declarations and Section II - Who Is
Covered are amended to include:
Columbia Heights Economic Development Authority; Columbia Heights Housing and Redevelopment Authority
for all coverage where ❑ is X'd above.
All other terms and conditions remain unchanged.
LMCIT ME066 (11/96)(Rev. 11/11) Page 1 of 1
Contract # 2021-4019
COVENANAT NUMBER: CMC 1002979-5
COMPREHENSIVE MUNICIPAL COVERAGE
NO FAULT SEWER BACK UP AND WATER MAIN BREAK COVERAGE ENDORSEMENT
Section I, Coverage A, Municipal Liability Coverage, is amended to include no-fault sewer back-up and water main
break coverage as outlined below.
1. No-fault sewer back-up coverage
a. If all of the following four conditions are met, LMC/T will pay for claims presented by the city for sewer back-
up damage to property of others which was not caused by city negligence:
(1) The sewer back-up resulted from a condition in the city's sewer system;
(2) The sewer back-up was not the result of an obstruction or other condition in sewer pipes or lines which
are not part of the city's sewer system or which are not owned or maintained by the city; and
(3) The sewer back-up was not caused by or related to an excluded incident; and
(4) The date of the occurrence giving rise to the claim for damages must be on or after the retroactive date
shown on this endorsement.
b. However, LMCIT will not pay for any damages or expenses:
(1) Which are or would be covered under a National Flood Insurance Program flood insurance policy,
whether or not such insurance is in effect; or
(2) For which the property owner has been reimbursed or is eligible to be reimbursed by any homeowners'
or other property insurance.
2. No-fault water main break coverage.
LMCIT will pay for claims presented by the city for water main break damage to property of others which was
not caused by city negligence. But LMCIT will not pay for any damages or expenses for which the property
owner has been or is eligible to be reimbursed by any homeowners' or other property insurance.
3. Definitions
For purposes of this endorsement, the following definitions apply.
a. Excluded incident means any of the following:
(1) Any weather -related or other event which has been declared by the President of the United States to
be a major disaster pursuant to 42 U.S.C. §§ 5121-5206, commonly known as the Stafford Act; or
(2) Any interruption in the electric power supply to the city's sewer system or to any city sewer lift station
which continues for more than 72 hours; or
(3) Rainfall or precipitation which exceeds any of the following amounts:
• 2.0 inches in a 1-hour period; or
2.5 inches in a 3-hour period; or
• 3.0 inches in a 6-hour period; or
• 3.5 inches in a 12-hour period; or
• 4.0 inches in a 24-hour period; or
4.5 inches in a 72-hour period; or
• 5.5 inches in a 168-hour period.
LMCIT ME077 (11/07)(Rev. 11/14) Page 1 of 2
Contract # 2021-4019
COVENANAT NUMBER: CIVIC 1002979-5
b. Sewer back-up damage means damage to property, including removal and clean-up costs, resulting from a
sewer back-up.
c. Water main break damage means damage to property, including removal and clean-up costs, resulting
from the rupture of a city water main, line or pipe.
4. Limits
a. LMCIT will not pay more than $10,000 for sewer back-up damage to any building under this endorsement,
regardless of the number of occurrences or the number of claimants. For purposes of this limit
(1) A structure or group of structures served by a single connection to the city's sewer system is
considered a single building.
(2) If a single structure is served by more than one connection to the city's sewer system, the portion of the
structure served by each respective connection is considered a separate building.
b. LMCIT will not pay more than $10,000 for water main break damage to any claimant, regardless of the
number of occurrences or the number of properties affected.
c. LMCIT will not pay more than $250,000 for water main break damage resulting from any single occurrence.
All water main break damage which occurs during any period of 72 consecutive hours is deemed to result
from a single occurrence.
If the total water main break damage for all claimants in a single occurrence exceeds $250,000, the
reimbursement to each claimant will be calculated as follows:
1. A preliminary reimbursement figure is established for each claimant, equal to the lesser of the
claimant's actual damages or $10,000.
2. The sum of the preliminary reimbursement figures for all claimants will be calculated.
3. Each claimant will be paid a percentage of his or her preliminary reimbursement figure, equal to the
percentage calculated by dividing $250,000 by the sum of all claimants' preliminary reimbursement
figures.
5. Deductibles
The amount LMCIT pays for sewer back-up damages or water main break damage under this endorsement is
subject to the Municipal Liability Deductible shown in the Municipal Liability Declarations or the General Annual
Aggregate Deductible if any shown in the Common Coverage Declarations.
For purposes of the Municipal Liability Deductible, all claims for sewer back-up damages which are covered
under this endorsement, which occur within a 72 hour period, and which result from or are related to the same
condition or conditions in the city's sewer system are deemed to be a single occurrence; and water main break
damage which is covered under this endorsement and which occurs during any period of 72 consecutive hours
is deemed to be a single occurrence.
6. Retroactive Date
The retroactive date for this endorsement is 06/27/2005.
All other terms and conditions remain unchanged.
LMCIT ME077 (11/07)(Rev. 11/14) Page 2 of 2
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979-5
MUNICIPAL LIABILITY FIREWORKS
It is hereby understood and agreed that Coverage A. Municipal Liability, exclusion p. (5) Fireworks displays or
exhibitions, is deleted for the following event only.
Fireworks Display - Heights Jamboree
All other terms and conditions remain unchanged.
LMCIT ME084 (11/09)(Rev. 11/14) Page 1 of 1
Contract # 2021-4019
Covenant Number: MUNICIPAL AUTOMOBILE DECLARATIONS
CMC 1002979-5 Coverage is Provided by:
THE LEAGUE OF MINNESOTA CITIES
���
INSURANCE TRUST
LEAGUE of
(Herein called LMCIT)
MINNESOTA
CITIES
Item 1. CITY: COLUMBIA HEIGHTS, CITY OF & COLUMBIA HEIGHTS EDA HRA
Item 2. COVERAGE PERIOD:
From: 06/01/2021 To: 06/01/2022 12:01 AM Standard Time at Mailing Address
Indicated on Common Coverage Declarations
Item 3. THE COVERED PARTY IS: CITY
Item 4. COVERAGE:
IN RETURN FOR THE PAYMENT OF PREMIUM AND SUBJECT TO ALL OF THE TERMS OF THIS
COVENANT, LMCIT AGREES WITH THE COVERED PARTY TO PROVIDE THE COVERAGE AS
STATED IN THIS COVENANT, SUBJECT TO THE FOLLOWING LIMITS:
COVERAGE:
AUTOMOBILE LIABILITY
BASIC ECONOMIC LOSS BENEFITS
UNINSURED AND UNDERINSURED MOTORISTS
AUTOMOBILE PHYSICAL DAMAGE
LIMIT:
000 Per Occurrence
Basic Minnesota Statutory Cvg.
$ 200,000 Per Occurrence
Actual Cash Value, Unless Endorsed
LMCIT's maximum limit of liability for COVERAGES A and C combined.
Item 5. DEDUCTIBLE (SUBJECT TO GENERAL ANNUAL AGGREGATE DEDUCTIBLE, IF ANY,SHOWN ON
COMMON COVERAGE DECLARATIONS).
$ 1,000 per occurrence
Item 6. FORMS AND ENDORSEMENTS ATTACHED TO THIS COVERAGE PART:
A0010(11/17) CMC(11/19) ME079(11/09) MA082(11/09)
ME049(11/19) ME057(11/15) ME063(11/01) ME066(11/11)
LMCIT DEC-016 (11/86)(Rev. 11/15) Page 1 of 1
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979-5
AUTO PHYSICAL DAMAGE ENHANCEMENT ENDORSEMENT
This endorsement amends the Municipal Automobile Physical Damage Coverage.
In consideration of the additional premium of 5 INCLUDED it is understood and agreed that with respect to the units
scheduled below:
2004
2006
2011
2014
2016
SPARTAN MOTORS
INTERNATIONAL
ELGIN
INTERNATIONAL
INTERNATIONAL
FIRETRUCK
4000 4300
SWEEPER
7000 7500
7000 7400
2017 INTERNATIONAL 4000 4300
2017 FORD
F250 SUPER DUTY
4S7AX2C924C047382 $
1 HTMMAAR96H286095 $
S8733DO31635 $
1 HTWKAZRl EHO13928 $
LIMIT
596,229
141,000
172,367
328,025
3HAWCAZR9GL210145 $ 492.127
1 HTMMMMN7HH50437
1 $ 187,830
1 FT7W21368HEE09145 $ 49,651
SECTION III -LIMITS OF COVERAGE AND VALUATION, paragraph 1. a. (1) (2) is deleted and the following
substituted:
a. The most we will pay for any scheduled unit stolen or damaged in any one loss is the smaller of:
(1) The cost of repairing or replacing parts with like kind and quality without deduction for depreciation;
(2) The cost of an equivalent new automobile without deduction for depreciation;
(3) The limit stated in this endorsement as applicable to each covered automobile.
However, if the repairs are equal to or greater than 80% of the actual cash value, the most we will pay is the
smaller of:
(1) 200 percent of the actual cash value of the automobile;
(2) The cost of an equivalent new automobile without deduction for depreciation;
(3) The limit stated in this endorsement as applicable to each covered automobile.
All other terms and conditions remain unchanged.
LMCIT ME049 (01/95)(Rev. 11/19) Page 1 of 1
Contract # 2021-4019
COVENANT NUMBER: CMC 1002979-5
DEFINITION OF CITY ENDORSEMENT
It is understood and agreed that city is amended to include:
Columbia Heights Economic Development Authority; Columbia Heights Housing and Redevelopment Authority
All other terms and conditions remain unchanged.
LMCIT ME063 (11/95)(Rev. 11/01) Page 1 of 1
Contract # 2021-4019
Covenant Number:
MUNICIPAL LIQUOR LIABILITY
LLC 1002980-5
Coverage Is Provided By:
THE LEAGUE OF MINNESOTA CITIES
LMC
Previous Covenant Number:
INSURANCE TRUST
LEAGUE of
LLC 1002980-4
(Herein called LMCIT)
M I N N ESOTA
CITIES
Item 1. CITY and MAILING ADDRESS:
COLUMBIA HEIGHTS, CITY OF & COLUMBIA HEIGHTS EDA HRA
590 40th Ave. NE
Columbia Heights, MN 55421-3878
Item 2, LOCATION(S) OF COVERED PREMISES:
1 - 4950 Central Avenue NE Columbia Heights MN 55421
2 - 2105 37th Avenue NE Columbia Heights MN 55421
3 - 5225 University Avenue NE Columbia Heights MN 55421
Item 3. COVERAGE PERIOD:
From: 06/01/2021 To: 06/01/2022 12:01 AM Standard Time at
Mailing Address Indicated Above
Item 4. COVERAGE LIMITS:
Municipal Liquor Liability Limit $ 1,000,000
$ 1,000,000
Item 5. MUNICIPAL LIQUOR LIABILITY DEDUCTIBLE: $
Item 6. PREMIUM: $ 8,079
Per Occurrence/Per Covered Premises
Annual Aggregate/Per Covered Premises
Per Occurrence
Item 7. FORMS AND ENDORSEMENTS APPLICABLE TO AGREEMENT:
MLLC(11/15)
LMCIT DEC-021 (11/97)(Rev. 11/17) Page 1 of 1
Contract # 2021-4019
Covenant Number: MUNICIPAL EXCESS LIABILITY DECLARATIONS
MEL 1002981-5 Coverage is Provided by:
THE LEAGUE OF MINNESOTA CITIES LHC
Previous Covenant Number: INSURANCE TRUST LEAGUE of
MEL 1002981-4 (Herein called LMCIT) M I N N ESOTA
CITIES
Item 1. CITY and MAILING ADDRESS:
COLUMBIA HEIGHTS, CITY OF & COLUMBIA HEIGHTS EDA HRA
590 40th Ave. NE
Columbia Heights, MN 55421-3878
Item 2. COVERAGE PERIOD:
From: 06/01/2021 To: 06/01/2022 12:01 AM Standard Time at Mailing
Address Indicated on Item 1.
Item 3. RETROACTIVE DATE: 06/01/2007
Item 4. THE COVERED PARTY IS: CITY
Item 5. LIMITS OF COVERAGE:
Aggregate Limit $ 1,000,000
Item 6. PREMIUM: $ 36,246
Item 7 FORM NUMBERS AND/OR ENDORSEMENTS FORMING A PART OF THE AGREEMENT AT ISSUE-
MELC(11/20) UME-49(11/03) UME-53(01/18)
LMCIT DEC-017 (11/96)(Rev. 11/17) Page 1 of 1
Contract # 2021-4019
Covenant Number: AGREEMENT DECLARATIONS
Q'
OML 1002982-5 DEFENSE COST
LMC
Previous covenant Number: REIMBURSEMENT AGREEMENT
OML 1002982-4 Coverage is Provided By:
LEAGUE of
THE LEAGUE OF MINNESOTA CITIES
MINNESOTA
INSURANCE TRUST
CITIES
(Herein called LMCIT)
Item 1. COVERED PARTY and MAILING ADDRESS:
COLUMBIA HEIGHTS, CITY OF & COLUMBIA HEIGHTS EDA HRA
590 40th Ave. NE
Columbia Heights, MN 55421-3878
Item 2. COVERAGE PERIOD:
From: 06/01/2021 To: 06/01/2022 12:01 AM Standard Time at
Mailing Address Indicated Above
Item 3. RETROACTIVE DATE: 06/01/2002
Item 4. THE COVERED PARTY IS:
❑x City ❑ Joint Powers Entity ❑ Others (Describe)
Item 5. DEFENSE COST REIMBURSEMENT LIMITS:
1. Agreement Term Annual Aggregate Per City Official. $ 50,000
2. Agreement Term Annual Aggregate: $ 250,000
Item 6. PREMIUM: $ NO CHARGE
Item 7. FORMS AND ENDORSEMENTS APPLICABLE TO AGREEMENT:
OMLRA-1(11/14) ME063(11/01)
LMCIT DEC-019 (11/93)(Rev. 11/17) Page 1 of 1