Loading...
HomeMy WebLinkAbout2020 ACFR CITY OF COLUMBIA HEIGHTS STATE OF MINNESOTA PREPARED BY: FINANCE DEPARTMENT COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2020                                                 ‐ This page intentionally left blank ‐  CITY OF COLUMBIA HEIGHTS, MINNESOTA TABLE OF CONTENTS Page Reference No. I. INTRODUCTORY SECTION Principal City Officials 3 Organizational Chart 4 Letter of Transmittal 5 Certificate of Achievement for Excellence in Financial Reporting9 II. FINANCIAL SECTION Independent Auditor's Report 13 Management's Discussion and Analysis 17 Basic Financial Statements: Government-Wide Financial Statements: Statement of Net Position Statement 1 34 Statement of Activities Statement 2 36 Fund Financial Statements: Balance Sheet - Governmental Funds Statement 3 38 Statement of Revenues, Expenditures and Changes in Fund Balance - Governmental Funds Statement 4 40 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities Statement 5 43 Statement of Net Position - Proprietary Funds Statement 6 44 Statement of Revenues, Expenses and Changes in Fund Net Position - Proprietary Funds Statement 7 46 Statement of Cash Flows - Proprietary Funds Statement 8 48 Notes to Financial Statements 53 CITY OF COLUMBIA HEIGHTS, MINNESOTA TABLE OF CONTENTS Page Reference No. Required Supplementary Information: Budgetary Comparison Schedule - General Fund Statement 9 96 Schedule of Changes in the Total OPEB Liability and Related Ratios Statement 10 98 Schedule of Employer's Proportionate Share of Plan Net Pension Liability - General Statement 11 99 Employees Retirement Fund Schedule of Pension Contributions - General Employees Retirement Fund Statement 12 100 Schedule of Employer's Proportionate Share of Plan Net Pension Liability - Public Employees Police and Fire Fund Statement 13 101 Schedule of Pension Contributions - Public Employees Police and Fire Fund Statement 14 102 Notes to RSI 103 Combining and Individual Fund Statements and Schedules: Combining Balance Sheet - Nonmajor Governmental Funds Statement 15 113 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Governmental Funds Statement 16 114 Subcombining Balance Sheet - Nonmajor Special Revenue Funds Statement 17 116 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Special Revenue Funds Statement 18 118 Special Revenue Funds: Schedules of Revenues, Expenditures and Changes in Fund Balance: Budget and Actual - Cable Television Fund Statement 19 120 Actual - Police Forfeiture Fund Statement 20 121 Budget and Actual - Library Fund Statement 21 122 Budget and Actual - After-School Programs Fund Statement 22 123 Actual - Contributed Projects-Recreation Fund Statement 23 124 Actual - Contributed Projects - Other Fund Statement 24 125 Budget and Actual - Special Projects Fund Statement 25 126 Budget and Actual - Planning and Inspections Fund Statement 26 127 Actual - Anoka County Comm. Dev. Programs Fund Statement 27 128 Budget and Actual - Twenty-first Century Arts Grant Fund Statement 28 129 Budget and Actual - Downtown Parking Fund Statement 29 130 Actual - Public Safety Grant Fund Statement 30 131 Budget and Actual - EDA Administration Fund (Component Unit) Statement 31 132 Subcombining Balance Sheet - Nonmajor Debt Service Funds Statement 32 134 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Debt Service Funds Statement 33 136 Subcombining Balance Sheet - Nonmajor Capital Project Funds Statement 34 140 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Capital Project Funds Statement 35 142 CITY OF COLUMBIA HEIGHTS, MINNESOTA TABLE OF CONTENTS Page Reference No. Enterprise Funds: Water Utility Fund: Subcombining Schedule of Net Position Statement 36 146 Subcombining Schedule of Revenues, Expenses and Changes in Fund Net Position Statement 37 147 Subcombining Schedule of Cash Flows Statement 38 148 Sewer Utility Fund: Subcombining Schedule of Net Position Statement 39 149 Subcombining Schedule of Revenues, Expenses and Changes in Fund Net Position Statement 40 150 Subcombining Schedule of Cash Flows Statement 41 151 Refuse Utility Fund: Subcombining Schedule of Net Position Statement 42 152 Subcombining Schedule of Revenues, Expenses and Changes in Fund Net Position Statement 43 153 Subcombining Schedule of Cash Flows Statement 44 154 Storm Sewer Utility Fund: Subcombining Schedule of Net Position Statement 45 155 Subcombining Schedule of Revenues, Expenses and Changes in Fund Net Position Statement 46 156 Subcombining Schedule of Cash Flows Statement 47 157 Liquor Fund: Subcombining Schedule of Net Position Statement 48 159 Subcombining Schedule of Revenues, Expenses and Changes in Fund Net Position Statement 49 160 Subcombining Schedule of Cash Flows Statement 50 162 CITY OF COLUMBIA HEIGHTS, MINNESOTA TABLE OF CONTENTS Page Reference No. Internal Service Funds: Combining Statement of Net Position Statement 51 166 Combining Statement of Revenues, Expenses and Changes in Fund Net Position Statement 52 167 Combining Statement of Cash Flows Statement 53 168 Municipal Service Center: Subcombining Schedule of Net Position Statement 54 169 Subcombining Schedule of Revenues, Expenses and Changes in Fund Net Position Statement 55 170 Subcombining Schedule of Cash Flows Statement 56 171 Information Systems Fund: Subcombining Schedule of Net Position Statement 57 172 Subcombining Schedule of Revenues, Expenses and Changes in Fund Net Position Statement 58 173 Subcombining Schedule of Cash Flows Statement 59 174 Risk Management Fund: Subcombining Schedule of Net Position Statement 60 175 Subcombining Schedule of Revenues, Expenses and Changes in Fund Net Position Statement 61 176 Subcombining Schedule of Cash Flows Statement 62 177 Employee Benefits Fund: Subcombining Schedule of Net Position Statement 63 178 Subcombining Schedule of Revenues, Expenses and Changes in Fund Net Position Statement 64 179 Subcombining Schedule of Cash Flows Statement 65 180 CITY OF COLUMBIA HEIGHTS, MINNESOTA TABLE OF CONTENTS Page Reference No. III. STATISTICAL SECTION (UNAUDITED) Financial Trends: Net Positions by Component Table 1 184 Changes in Net Position Table 2 186 Fund Balances - Governmental Funds Table 3 190 Changes in Fund Balances - Governmental Funds Table 4 192 Revenue Capacity: Tax Capacity Value and Estimated Market Value of All Taxable Property Table 5 196 Direct and Overlapping Property Tax Rates Table 6 197 Principal Property Taxpayers Table 7 199 Property Tax Levies and Collections Table 8 200 Debt Capacity: Ratios of Outstanding Debt by Type Table 9 203 Ratios of Outstanding Net General Bonded Debt by Type Table 10 204 Direct and Overlapping Governmental Activities Debt Table 11 206 Legal Debt Margin Information Table 12 207 Pledged Revenue Coverage Non-Obligation Debt Table 13 208 Demographic and Economic: Demographic and Economic Statistics Table 14 210 Principal Employers Table 15 211 Operating Information: City Government Employees by Function/Program Table 16 213 Operating Indicators by Function/Program Table 17 214 Capital Asset Statistics by Function/Program Table 18 216 IV. OTHER REQUIRED REPORTS SECTION Minnesota Legal Compliance Report 221 Independent Auditor's Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 223 Independent Auditor's Report on Compliance for Each Major Program and on Internal Control over Compliance and Report on the Schedule of Expenditures and Federal Awards Required by the Uniform Guidance 225 Schedule of Expenditures of Federal Awards 229 Schedule of Findings and Questioned Costs 230 Summary Schedule of Prior Year Audit Findings 232                                                 ‐ This page intentionally left blank ‐  I. INTRODUCTORY SECTION 1                                                 ‐ This page intentionally left blank ‐  2 CITY OF COLUMBIA HEIGHTS, MINNESOTA PRINCIPAL CITY OFFICIALS Name Official Title Mayor and Council: Donna Schmitt Mayor John Murzyn, Jr Councilmember Robert A. Williams Councilmember Connie Buesgens Councilmember Nick Novitsky Councilmember Administration: Kelli Bourgeois City Manager Patty Sweep Human Resources Manager Joseph Kloiber Finance Director Jim Hoeft City Attorney Kevin Hansen Public Works Director, City Engineer Lenny Austin Chief of Police Charlie Thompson Chief of Fire Renee Dougherty Library Director Aaron Chirpich Community Development Director Keith Windschitl Recreation Services Director Jason Schulz Liquor Operations Manager December 31, 2020 3 City of Columbia Heights Organizational Chart 2020 Mayor: Donna Schmitt City Manager: Kelli Bourgeois Commissions & Boards: Charter EDA HRA Traffic Telecommunications Planning & Zoning Park & Recreation LibraryADMINISTRATION Public ArtsHuman Resources Director: Patty Sweep City Clerk Administrative Assistant – Human Resources Communication Coordinator Communications & Event SpecialistPOLICE (Administered by Mayor) Police Chief: Lenny Austin Office Supervisor Police Captain (2) Sergeants (4) Street Crimes Unit (2) Patrol Officers (14) Community Police Officer Investigations (5) Community Service Officers (2 FT) (5 PT) Reserves Police IS Specialist Record Techs (4) FIRE/EMERGENCY MANAGEMENT Fire Chief: Charlie Thompson Assistant Fire Chief Property Maintenance Code Enforcement Fire Captains (3) Administrative Assistant II Clerk Typist II (PT) Journeymen (3) On-Call Firefighters (20) PUBLIC WORKS Public Works Director/City Engineer: Kevin Hansen Administrative Assistant II-A Assistant City Engineer Refuse Coordinator/PW Specialist Assessing Clerk (PT) Engineering Technician IV (2) Engineering Technician III Street & Park Superintendent Utility Superintendent Urban Forestry Specialist Foreman (Parks, Sewer & Water, Streets) (3) Maintenance Worker (18) Vehicle Maintenance Supervisor Mechanic Facility Maintenance Supervisor Custodian I (3 PT) Custodian II (PT) FINANCE Finance Director/Treasurer:Joseph Kloiber Accounting Clerk II Assistant Finance Director Accounting Coordinator Payroll Accountant Budget Coordinator Accounting Clerk II: Utility Accounting Clerk I: Utility Accounting Clerk I Receptionist/Cashier (PT) Liquor Operations Manager Assistant Liquor Store Manager (4) FT Store Supervisor (2) PT Store Supervisor (5) Retail Clerk (30 PT) IS Director Assistant IS Director IS Technician COMMUNITY DEVELOPMENT Community Development Director: Aaron Chirpich City Planner Building Official Building Inspections Intern Community Development Coordinator Community Development Intern Administrative Assistant II: Permits & Licenses Administrative Assistant II: Community Development LIBRARY Library Director: Renee Dougherty Clerk-Typist II (2) Library Clerk (1) Library Supervisor (3 PT) Page (10 PT) Library Aide (PT) Adult Services Librarian Youth Services Librarian RECREATION Recreation Director: Keith Windschitl Clerk/Typist II Senior Citizen Coordinator Program Coordinator Program Coordinator (PT) Recreation Clerk (PT) Custodian II (9 PT) Custodian I (PT) Council Members: John Murzyn Nick Novitsky Connie Buesgens Robert Williams 4 City of Columbia Heights | Finance Department 590 40th Avenue NE, Columbia Heights, MN 55421 ▪ Ph: 763-706-3600 ▪ www.columbiaheightsmn.gov June 14, 2021 To the Citizens of the City of Columbia Heights, Mayor, Council Members, and City Manager The Annual Comprehensive Financial Report of the City of Columbia Heights for the fiscal year ended December 31, 2020, is hereby submitted. The City’s management assumes responsibility for both the completeness and the reliability of the information contained in this report, based on a comprehensive framework of internal control that it has established for this purpose. Because the cost of internal control should not exceed its anticipated benefits, the objective is to provide reasonable, rather than absolute, assurance that the financial statements are free of any material misstatements. Redpath and Company, Certified Public Accountants, have issued an unmodified (“clean”) opinion on the City of Columbia Heights financial statements for the year ended December 31, 2020. Their independent auditors’ report is located at the front of the financial section of this report. State law requires Minnesota cities to issue by June 30th of each year a complete set of audited financial statements for the preceding fiscal year ended December 31st. In addition, state law requires that Minnesota cities undergo an annual Minnesota Legal Compliance Audit. During the year ended December 31, 2020, the City expended more than $750,000 in federal grant awards. The City was therefore required to have an audit in conformity with the provisions of the Single Audit Act of 1984 and the United States Office of Management and Budget’s Uniform Guidance for 2020. Information related to the Minnesota Legal Compliance Audit and the Single Audit, including the Schedule of Expenditures of Federal Awards is included in the Other Required Reports Section at the back of this report. Generally accepted accounting principles require that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City of Columbia Heights’ MD&A can be found immediately following the report of the independent auditors. PROFILE OF THE GOVERNMENT The City of Columbia Heights, a suburb located north of the City of Minneapolis in Anoka County in east-central Minnesota, was originally incorporated as a village in 1898. In 1921, pursuant to the adoption of a home rule City Charter by the qualified voters of the City, a council-manager form of government, was instituted. The City Council consists of a Mayor and four Council Members. All are elected at-large, on a non-partisan basis. The Mayor serves a two-year term and the Council Members serve four- 5 City of Columbia Heights Letter of Transmittal June 14, 2021 Page 2 year terms. The City Manager is appointed by the City Council. The City covers an area of 3.52 square miles and currently has a population of 19,496. The City is empowered to levy a tax on both real and personal property within its boundaries. All City funds, departments, commissions and other organizations for which the City of Columbia Heights is financially accountable, including all component units, are presented within the Annual Comprehensive Financial Report. The Columbia Heights Housing and Redevelopment Authority (HRA) and the Columbia Heights Economic Development Authority (EDA) are included in the reporting entity as blended component units of the City of Columbia Heights due to the fact that the governing boards are substantively the same and the City is in a relationship of financial benefit/burden with the authorities. The City provides a full range of services to its citizens. These services include, but are not limited to, police and fire protection; water and sanitation services; the construction and maintenance of highways, streets, and infrastructure; library; recreational facilities; and general administrative services. LOCAL ECONOMY The City is located within the varied and stable economic base of the Minneapolis-Saint Paul greater metropolitan area, which is a major center for both the state and the upper-midwest. The local 2020 unemployment rate of 6.0% was of course an increase over the 2019 rate due to the economic effects of the COVID-19 pandemic. The largest employers located within the boundaries of the City in 2020 included Independent School District 13 and one division of Medtronic Inc., a medical device manufacturer. With its close proximity to the Minneapolis downtown area (4 miles), and single family housing that is affordable compared to the metropolitan area average, there has been a relatively stable demand for housing in the City. However, as an older, fully developed, inner-ring suburb of a major city, the management and residents of the City of Columbia Heights are faced with the challenges of an aging infrastructure and dependency on state aid to supplement local revenues. The City Council and the City’s management are taking a proactive approach to dealing with these concerns, and they currently have a number of initiatives in progress to address them. Some of these are described below. LONG-TERM FINANCIAL PLANNING The City has a planned Street Rehabilitation Program including, as needed, roadways, alleys, water mains, sanitary sewer and storm sewer improvements. The program divides the City into seven street rehabilitation zones and calls for approximately one zone to be rehabilitated every one to two years. A portion of cost of street rehabilitation is charged to the benefiting properties in the form of special assessments. Utility system improvements are funded by the utility rate structure, which is periodically reviewed for long-term sustainability. In some cases, the City issues bonds to initially finance the project, repaying the bonds with special assessments and/or utility revenues collected over a number of years. Historically, local government aid (LGA) from the State of Minnesota has been a key component 6 City of Columbia Heights Letter of Transmittal June 14, 2021 Page 3 of the City’s annual operating and debt service budgets. The amount provided by the state however, has been both unpredictable, and for many years now, significantly reduced from historical levels. To provide for more stable operations, the City has gradually reduced the use of LGA in its annual operating and debt service budgets, by using moderate incremental increases in property taxes over the last decade. It now uses approximately 50% of the LGA received in these annual budgets, compared to 100% used ten years ago. Currently, approximately $1.8 million in LGA is received annually. The 50% portion of this not used in the annual operating and debt service budgets is essentially treated as a one-time revenue source. It is used for capital projects and equipment that would otherwise be purchased with property taxes. RELEVANT FINANCIAL POLICIES By Council resolution, a formal policy has been adopted regarding the minimum unassigned fund balance for the general fund. The goal of the policy is to begin each year with sufficient working capital to fund operations. The policy establishes a year-end targeted unassigned fund balance of 45% of the general fund budgeted expenditures for the subsequent year. At December 31, 2020, the unassigned fund balance in the general fund was sufficient to meet this goal. The City’s policy is to budget and recognize license and permit revenues of the community development function, such as building permit revenue, in the planning and inspections fund, a non-major special revenue fund. License and permit revenues of other functions are budgeted and recognized in the general fund. For this reason, license and permit revenues reported in the City’s general fund are often lower than other comparable Minnesota cities, which more commonly budget and recognize all license and permit revenues in the general fund. CURRENT MAJOR INITIATIVES The Economic Development Authority (EDA) conducts a program to revitalize the City’s commercial corridors. The main component of this program is the acquisition and redevelopment of nonconforming and/or blighted properties within the City’s commercial corridors. A second component of this program is the award of small matching grants to local businesses for façade improvements to retail and commercial building exteriors. The third component of this program is a partnership with the police department and local businesses to add video surveillance in these commercial corridors, to aid crime reduction. In 2020, the EDA acquired two single-family homes for demolition and awarded one $5,000 façade improvement grant. 2020 MAJOR PROJECTS In the fall of 2020, the EDA demolished the long-vacant six story office building located at 3989 Central Avenue NE. The property was subsequently sold to the EDA’s redevelopment partner for the site, Alatus LLC. In late 2020, Alatus broke ground on a mixed-use development project valued at $70 million that includes the following base elements:  266 high amenity market rate apartments  Underground parking 7 City of Columbia Heights Letter of Transmittal June 14, 2021 Page 4  20,000 square foot City Hall/Office on the ground floor  3,000+ square feet of retail/restaurant space on the ground floor  Pocket park and outdoor dining space This project serves to accomplish many of the long-range economic development and planning goals established in the City’s Comprehensive Plan. The Comprehensive Plan guidelines for this location recommend Transit Oriented Development. Transit Oriented Development seeks to develop properties to have a mix of residential, retail, and office space. Transit Oriented Development also seeks to include pedestrian friendly access and design. The project has already served as a catalyst for additional spin-off development in the immediate area. AWARD AND AKNOWLEDGEMENTS The Government Finance Officers' Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of Columbia Heights, Minnesota for its Annual Comprehensive Financial Report for the year ended December 31, 2019. The Certificate of Achievement is a prestigious national award that recognizes conformity with the highest standards for preparation of state and local government financial reports. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized Annual Comprehensive Financial Report whose contents conform to program standards. The ACFR must satisfy both generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. We believe our current report continues to conform to the Certificate of Achievement program requirements, and we are submitting it to the GFOA program for review. The preparation of the Annual Comprehensive Financial Report on a timely basis was made possible by the dedicated service of the entire staff of the Finance Department. Each member of the department has our sincere appreciation for the contributions made in the preparation of this report. In closing, without the leadership and support of the City Manager and City Council, preparation of this report would not have been possible. Sincerely, Joseph P. Kloiber Jaclyn Zillmer Finance Director Assistant Finance Director 8 Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of Columbia Heights Minnesota For its Comprehensive Annual Financial Report For the Fiscal Year Ended December 31, 2019 Executive Director/CEO 9                                                 ‐ This page intentionally left blank ‐  10 II. FINANCIAL SECTION 11                                                 ‐ This page intentionally left blank ‐  12 55 5th Street East, Suite 1400, St. Paul, MN, 55101 www.redpathcpas.com INDEPENDENT AUDITOR'S REPORT To the Honorable Mayor and Members of the City Council City of Columbia Heights, Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business- type activities, each major fund, and the aggregate remaining fund information of the City of Columbia Heights, Minnesota, as of and for the year ended December 31, 2020, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor’s Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. 13 We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Columbia Heights, Minnesota, as of December 31, 2020, and the respective changes in financial position, and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Report on Summarized Comparative Information We have previously audited the City of Columbia Heights, Minnesota’s 2019 financial statements and we expressed an unmodified audit opinion on the respective financial statements of the governmental activities, the business-type activities, each major fund and the aggregate remaining fund information in our report dated June 15, 2020. In our opinion, the summarized comparative information presented herein as of and for the year ended December 31, 2020 is consistent, in all material respects, with the audited financial statements from which it has been derived. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, budgetary comparison information, and the schedules of OPEB and pension information, as listed in the table of contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. 14 Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Columbia Heights, Minnesota’s basic financial statements. The introductory section, combining and individual fund financial statements and schedules, and statistical section, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual fund financial statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual fund financial statements and schedules are fairly stated in all material respects in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated June 14, 2021, on our consideration of the City of Columbia Heights, Minnesota’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City of Columbia Heights, Minnesota’s internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City of Columbia Heights, Minnesota’s internal control over financial reporting and compliance. REDPATH AND COMPANY, LTD. St. Paul, Minnesota June 14, 2021 15                                                 ‐ This page intentionally left blank ‐  16 MANAGEMENT’S DISCUSSION AND ANALYSIS As management of the City of Columbia Heights, Minnesota (the City), we offer readers of the City of Columbia Heights’ financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2020. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found in the introductory section of this report. Financial Highlights The assets and deferred outflows of the City exceeded its liabilities and deferred inflows at December 31, 2020, by $79,687,686 (net position). Of this amount, $31,884,812 or 40% is unrestricted net position which may be used to meet the City’s ongoing obligations to citizens and creditors. During 2020, the City’s total government-wide net position increased by $6,469,570. The City’s governmental activities provided $5,445,763 of this increase, and the City’s business-type activities generated the remaining $1,023,807 of this increase. As of December 31, 2020, the combined fund balances of the City’s governmental funds were $30,511,601. This is an increase of $408,093 or 1% from the prior year. Also, 24% of the combined fund balances of the City’s governmental funds were unassigned fund balance, available for spending at the City Council’s discretion. As of December 31, 2020, unassigned fund balance in the General fund was $8,067,967 or 96% of the total fund balance in the General fund. The City’s minimum fund balance policy for the General fund, detailed in the notes to the financial statements, was met at December 31, 2020. Total bonded debt decreased in 2020 by $1,476,730; equal to principal payments on existing bonded debt, to an end-of-year total of $21,511,570. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City’s basic financial statements. The City’s basic financial statements are comprised of three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide financial statements. The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to a private- sector business. The statement of net position presents information on all of the City’s assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net 17 Management’s Discussion and Analysis position may serve as a useful indicator of whether or not the financial position of the City is improving. The statement of activities presents information showing how the City’s net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, public works, culture and recreation and community development. The business-type activities of the City include water, sanitary sewer, refuse, storm sewer and liquor operations. The government-wide financial statements are presented as Statements 1 and 2 of this report. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near- term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financial requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the City’s near term financial decisions. Both the governmental fund balance sheet and governmental fund statement of revenues, expenditures, and change in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for each major governmental fund. The major governmental funds in 2020 are the following: 18 Management’s Discussion and Analysis  General Fund  EDA (Component Unit) Redevelopment Project Fund  Capital Improvements-PIR Fund  Capital Improvement General Government Buildings Fund  HRA (Component Unit) Parkview Villa North and South Fund Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non-major governmental funds is provided in the form of combining statements elsewhere in this report. The basic governmental fund financial statements are presented as Statements 3 through 5 of this report. The City adopts an annual appropriated budget for its general and certain special revenue funds listed in the notes to the financial statements. A budgetary comparison statement has been provided for each these funds to demonstrate compliance with this budget. Proprietary funds. The City maintains two different types of proprietary funds. Enterprise funds are used to report the same functions presented as business-type activities in the government-wide financial statements. The City uses enterprise funds to account for its water, sewer, refuse, storm sewer, and liquor operations. Internal service funds are an accounting device used to accumulate and allocate costs internally among the City’s various functions. The City uses internal service funds to account for its municipal service center (for vehicle and facilities maintenance), information systems, property and liability insurance, and certain employee benefits. As these internal transactions predominately benefit the governmental rather than the business-type activities, the internal service funds have been included within governmental activities in the government-wide financial statements. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statements provide separate information for the water, sewer, refuse, storm sewer and liquor operations, all of which are considered to be major funds of the City. Conversely, the internal service funds are combined into a single, aggregated presentation in the proprietary fund financial statements. Individual fund data for the internal service funds is provided in the form of combining statements elsewhere in this report. The basic proprietary fund financial statements are presented as Statements 6 through 8 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City’s own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. In 2020, the City had no fiduciary fund activity to report. Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. 19 Management’s Discussion and Analysis Other information. Required supplementary information for the General fund is presented as Statement 9 of this report. Required supplementary information on pensions and other post- employment benefits are presented as Statements 10 through 14 of this report. Certain additional combining and individual fund statements and schedules are presented as Statements 15 through 65 of this report. Government-wide Financial Analysis As noted above, net position may serve over time as a useful indicator of a government’s financial position. At December 31, 2020, the City’s assets and deferred outflows exceeded its liabilities and deferred inflows by $79,687,686. $44,744,407 or 56% of the City’s net position reflects its investment in capital assets (e.g. land, buildings, equipment and infrastructure) less any related debt used to acquire those assets that is still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. It should be noted that, although net position invested in capital assets is reported net of related debt, the resources needed to repay this debt must be provided from other sources, since the capital assets themselves would not be used to liquidate these liabilities. The restricted portion of the City’s net position represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position, $31,884,812 or 40%, may be used to meet the City’s ongoing obligations to citizens and creditors. At December 31, 2020, the City is able to report positive balances in all three categories of net position, both for the City as a whole, as well as for its separate governmental and business-type activities. 2020 2019 2020 2019 2020 2019 Assets: Current and other assets $47,749,220 $44,544,557 $10,259,016 $11,212,807 $58,008,236 $55,757,364 Capital assets 47,235,445 46,074,518 16,740,532 15,374,337 63,975,977 61,448,855 Total assets 94,984,665 90,619,075 26,999,548 26,587,144 121,984,213 117,206,219 Deferred outflows of resources 2,632,181 3,696,813 28,756 22,318 2,660,937 3,719,131 Liabilities: Current liabilities 3,514,956 3,131,085 1,272,207 1,414,732 4,787,163 4,545,817 Noncurrent liabilities 33,927,452 33,724,157 2,970,901 3,430,682 36,898,353 37,154,839 Total liabilities 37,442,408 36,855,242 4,243,108 4,845,414 41,685,516 41,700,656 Deferred inflows of resources 3,260,609 5,992,580 11,339 13,998 3,271,948 6,006,578 Net position: Net invested in capital assets 31,424,776 29,402,901 13,319,631 11,498,655 44,744,407 40,901,556 Restricted 2,541,590 2,745,259 516,877 517,261 3,058,467 3,262,520 Unrestricted 22,947,463 19,319,906 8,937,349 9,734,134 31,884,812 29,054,040 Total net position $56,913,829 $51,468,066 $22,773,857 $21,750,050 $79,687,686 $73,218,116 CITY OF COLUMBIA HEIGHTS' NET POSITION TotalsGovernmental Activities Business-Type Activities 20 Management’s Discussion and Analysis Changes in net position - governmental activities. In 2020, the net position of the City’s governmental activities increased by $5,445,763. This increase of 11% differed from the prior year increase of 4% as explained below. Governmental activities revenue increased $2,756,212 or 13% over the prior year. Key elements of this change include:  Planned increases in property taxes of $1,016,000 to support 3% inflation on existing services and five additional full-time positions. Four of these positions are in the public safety function, and one position is shared across multiple functions.  Grants and contribution revenue increased by $2,273,000. This included: o $1,570,000 of federal Coronavirus Relief Funds to aid for expenses incurred due to the pandemic. o $750,000 increase in special assessment charges from completed improvement projects, offset by a reduction of state grants for street reconstruction. o $80,000 of park dedication fees collected for a mixed-use redevelopment with 260 market-rate apartments.  Charges for services decreased $492,000 across several departments. This reflects 2019 one-time fees of approximately $282,000 for conduit debt issuance and construction services, and 2020 reductions in a wide variety of activities due to the Coronavirus pandemic.  Investment income decreased by $360,000; primarily from less favorable interest rates. Governmental activities expenses increased $1,823,490 or 10% from the prior year. Key elements of this change include:  Public safety expenses increased $1,332,000 primarily from activities eligible for federal Coronavirus relief funds.  Public works expenses, and culture and recreation expenses, decreased $157,000 and $352,000 respectively, as a result of the pandemic limiting normal activities.  Community Development expenses increased $837,000 principally from: o Payment of $265,000 of unused prior years’ tax increment to the underlying tax jurisdictions, upon the decertification of a tax increment district in 2020. o $290,000 more in developer incentives paid in 2020 under existing pay-as-go tax increment financing agreements. o 2019 adjustment of land held for resale to the lower of cost or net realizable value, offset 2019 expenses by $266,000. There was no comparable adjustment required 21 Management’s Discussion and Analysis to land held for resale in 2020. Changes in net position - Business-type activities. In 2020, the net position of the City’s business- type activities increased by $1,023,807. This 5% increase differed from the prior year increase of 7% as explained below:  Business-type activities revenue decreased by $1,313,611 or 7% under the prior year. This consisted principally of a decrease in municipal liquor sales of $1,330,000 due to reduced store hours open to the public from both the pandemic and civil unrest. Additionally, within utility revenues, a 2019 one-time capital grant of $510,000 for storm water improvements, was approximately offset by increases in all utility rates. These rate increases were required to maintain existing service levels.  Business-type activities expense decreased by $882,057 or 6% under the prior year. This reflects decreases in municipal liquor cost of goods sold and operating expenses ($1,161,987), from reduced store hours open to the public. This was somewhat offset by increases in operating volume for water, sewer, and refuse. 22 Management’s Discussion and Analysis 2020 2019 2020 2019 2020 2019 Revenues: Program revenues: Charges for services $1,828,859 $2,321,232 $16,220,692 $16,970,625 $18,049,551 $19,291,857 Operating grants and contributions 2,864,670 885,209 107,786 106,220 2,972,456 991,429 Capital grants and contributions 614,692 321,087 - 510,541 614,692 831,628 General revenues: Property taxes 13,412,668 12,325,204 - - 13,412,668 12,325,204 Tax increment collections 1,116,114 977,598 - - 1,116,114 977,598 Grants and contributions not restricted to specific programs 1,796,904 1,684,119 - - 1,796,904 1,684,119 Unrestricted investment earnings 469,067 829,368 63,599 118,302 532,666 947,670 Gain on sale of capital assets used in governmental activities 22,555 25,500 - - 22,555 25,500 Total revenues 22,125,529 19,369,317 16,392,077 17,705,688 38,517,606 37,075,005 Expenses: General government 2,436,098 2,237,467 - - 2,436,098 2,237,467 Public safety 8,206,813 6,875,101 - - 8,206,813 6,875,101 Public works 3,249,175 3,404,984 - - 3,249,175 3,404,984 Culture and recreation 3,347,512 3,699,635 - - 3,347,512 3,699,635 Community development 1,839,279 1,002,298 - - 1,839,279 1,002,298 Interest on long-term debt 499,896 535,798 - 499,896 535,798 Water - - 2,904,931 2,678,905 2,904,931 2,678,905 Sewer - - 2,144,690 1,994,854 2,144,690 1,994,854 Refuse - - 2,028,140 1,883,849 2,028,140 1,883,849 Storm sewer - - 572,081 812,304 572,081 812,304 Liquor - - 7,329,328 8,491,315 7,329,328 8,491,315 Total expenses 19,578,773 17,755,283 14,979,170 15,861,227 34,557,943 33,616,510 Increase (decrease) in net position before transfers and special items 2,546,756 1,614,034 1,412,907 1,844,461 3,959,663 3,458,495 Special Item gain (loss) on land sale 2,509,907 - - - 2,509,907 - Transfers 389,100 422,200 (389,100) (422,200) - - Increase in net position 5,445,763 2,036,234 1,023,807 1,422,261 6,469,570 3,458,495 Net position - January 1 51,468,066 49,431,832 21,750,050 20,327,789 73,218,116 69,759,621 Net position - December 31 $56,913,829 $51,468,066 $22,773,857 $21,750,050 $79,687,686 $73,218,116 Business-Type Activities Totals CITY OF COLUMBIA HEIGHTS' CHANGES IN NET POSITION Governmental Activities 23 Management’s Discussion and Analysis 24 Management’s Discussion and Analysis 25 Management’s Discussion and Analysis Financial Analysis of the City’s Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. Governmental funds. The focus of the City’s governmental funds is to provide information on near- term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. At December 31, 2020, the City’s governmental funds reported combined fund balances of $30,511,601. 88% of this amount or $26,776,757 was not subject to external legal restrictions. This unrestricted portion of the combined fund balances includes all committed, assigned and unassigned fund balances. The remaining 12% of the combined fund balances is nonspendable or restricted; to indicate that it is not available for new spending because it has already been obligated for prepaid items ($134,459), debt service ($1,472,189), tax increment purposes ($1,496,371), and various other purpose restrictions ($631,825) detailed in the notes to the financial statements. The General Fund is the chief operating fund of the City. During the current year, fund balance in the General Fund increased by $501,459. This differs from the prior year increase of $1,036,082 as follows:  Revenues increased by $741,000 or 6% over the prior year. This reflects an increase of $1,119,000 in property taxes consistent with the City’s five-year financial plan, offset by a reduction in charges for services of $167,000 due to pandemic-related reductions in normal customer services, and an investment revenue decline of $144,000 due to less favorable interest rates.  Expenditures increased by $724,000 or 6% over the prior year. This includes: o Personnel increases, including both a 3% labor contract increase and approximately four additional FTE over 2019 actual expenses, plus biennial election staffing. o Purchases in response to the pandemic, including construction to segregate office space, creation of satellite emergency operation centers, upgrades to the main emergency operation center, and a radio system for public works use. o The above expense increases were partially offset by reduced operating expenses for certain activities reduced by the pandemic, such as recreation programs.  A one-time transfer of $600,000 in 2020 from the General Fund to the Capital Improvements General Government Buildings Fund, under a plan to accumulate funds for future building improvement and replacement. The changes in fund balance of the other major governmental funds in 2020, and significant elements of those changes, were as follows: 26 Management’s Discussion and Analysis  The Economic Development Authority (Component Unit) Redevelopment Project Fund increased by $1,705,583. This reflects a one-time sale of redevelopment property in the City’s downtown area, reported in the fund financial statements as a special item.  The Capital Improvements PIR Fund decreased by $536,437. This decrease is the amount by which the current year street project expenditures exceeded special assessments collected. PIR is the acronym for Public Improvement Revolving Fund.  The Capital Improvements General Government Buildings Fund increased by $1,157,477 from the allocation of $700,000 of state aid revenue (LGA) to this fund, and a one-time transfer of surplus from the general fund of $600,000. Both transactions are part of a plan to accumulate funds for future building improvement and replacement. The combined fund balances of the non-major governmental funds decreased by $2,419,989 or 17% from the prior year. The most significant elements of this decrease were:  $1,587,000 of prior year fund balance was expended for infrastructure and equipment.  $1,163,470 of business relocation expenses were incurred in connection with the aforementioned one-time sale in 2020 of redevelopment property in the City’s downtown area. These expenses are reported in the fund financial statements as a special item. Proprietary funds. The City’s proprietary funds provide the same type of information that is found in the government-wide financial statements for business-type activities, but in more detail. At December 31, 2020, net position of the major proprietary funds included the following amounts of unrestricted net position:  Water Fund $1,490,048  Sewer Fund $1,180,600  Refuse Fund $2,202,276  Storm Sewer Fund $556,180  Liquor Fund $3,288,171 The 2020 changes in net position of the major proprietary funds were as follows:  Water Fund $763,666  Sewer Fund ($2,477)  Refuse Fund $101,626  Storm Sewer Fund ($43,942)  Liquor Fund $157,070 Other factors concerning the finances of the proprietary funds are addressed above in the analysis of the City’s business-type activities. 27 Management’s Discussion and Analysis Budgetary Highlights General Fund. The changes between the original and final 2020 General Fund budget included several small budget amendments to increase intergovernmental revenue by a total of $38,227. These revenue changes were paired with related increases to budgeted city clerk and fire department expenditures for various services and training funded by external entities in mid-year. In addition, 2020 budgeted transfers-out were increased by $600,000 to transfer General Fund surplus for use within the City’s long-term capital improvement plan. Actual general fund revenues in 2020 were more than budgeted by $246,767 or 2%, which approximates the excess tax increment refunded to the City from tax increment financing districts, an item which the City does not forecast in its budget estimates. Charges for service were under budget by $173,000 due to pandemic-related reductions in programs and customer services. This was substantially offset however by the net variance for all other 2020 General Fund revenue budget line items. Actual general fund expenditures in 2020 were less than budgeted by $929,000 or 7%. Major elements of this variance include:  Approximately $400,000 of personnel and services originally planned for use within normal General Fund operations were diverted to unexpected use within the non-major funds to address aspects of the COVID-19 pandemic.  Approximately an additional $400,000 of personnel budget planned for use within normal General Fund operations was not spent due to several temporarily vacant positions and replacement staff hired at starting rates lower than the position incumbents. Capital Asset and Debt Administration Capital assets. The City’s capital assets for its governmental and business-type activities as of December 31, 2020, amount to $63,975,977 net of accumulated depreciation. This investment in capital assets includes land, buildings, equipment, infrastructure, and construction in progress. 28 Management’s Discussion and Analysis City of Columbia Heights’ Capital Assets Beginning Ending Balance Additions Deletions Balance Governmental activities: Capital assets - not depreciated: Land $6,440,531 $ - $ - $6,440,531 Construction in progress 365,383 2,723,528 (182,821) 2,906,090 Total capital assets not being depreciated 6,805,914 2,723,528 (182,821) 9,346,621 Capital assets - being depreciated: Buildings 32,306,087 - - 32,306,087 Equipment 10,390,084 1,227,680 (84,369) 11,533,395 Infrastructure 35,951,874 - - 35,951,874 Total capital assets being depreciated 78,648,045 1,227,680 (84,369) 79,791,356 Less accumulated depreciation for: Buildings 11,586,752 920,966 - 12,507,718 Equipment 7,298,164 545,202 (84,367) 7,758,999 Infrastructure 20,494,525 1,141,290 - 21,635,815 Total accumulated depreciation 39,379,441 2,607,458 (84,367) 41,902,532 Capital assets being depreciated - net 39,268,604 (1,379,778) (2) 37,888,824 Governmental activities capital assets - net 46,074,518 1,343,750 (182,823) 47,235,445 Business-type activities: Capital assets - not depreciated: Land 2,349,213 - - 2,349,213 Construction in progress 68,629 1,921,305 (19,333) 1,970,601 Total capital assets not being depreciated 2,417,842 1,921,305 (19,333) 4,319,814 Capital assets - being depreciated: Buildings 5,673,893 - - 5,673,893 Equipment 2,717,400 179,288 (8,539) 2,888,149 Infrastructure 19,308,003 - (1,350,027) 17,957,976 Total capital assets being depreciated 27,699,296 179,288 (1,358,566) 26,520,018 Less accumulated depreciation for: Buildings 2,315,110 159,283 - 2,474,393 Equipment 2,057,460 107,765 (8,539) 2,156,686 Infrastructure 10,370,231 448,017 (1,350,027) 9,468,221 Total accumulated depreciation 14,742,801 715,065 (1,358,566) 14,099,300 Capital assets being depreciated - net 12,956,495 (535,777) - 12,420,718 Business-type activities capital assets - net 15,374,337 1,385,528 (19,333) 16,740,532 Total capital assets - net 61,448,855 2,729,278 (202,156) 63,975,977 29 Management’s Discussion and Analysis Significant capital asset activity during 2020 included the following: At December 31, 2020, the City had $1,119,738 of non-cancellable contractual commitments for construction in 2021, primarily for street reconstruction and sewer lining projects. Additional information on the City’s capital assets can be found in Note 5 to the financial statements. Long-term debt. Total bonded debt decreased in 2020 by $1,476,730 to an end of year total of $21,511,570. This resulted from regularly scheduled principal repayments. Bonded debt outstanding at year end included general obligation bonds, which are backed by the full faith and credit of the City, and revenue bonds, for which only revenues from the related projects financed are pledged for repayment. Some of the general obligation bonds have specific revenue sources pledged other than property taxes, but in the event those other sources were insufficient, the City would be required to fund the shortfall through property taxes. State statute limits the amount of certain general obligation debt that a Minnesota city may issue to 3% of the estimated market value of property within a city’s taxing jurisdiction. At December 31, 2020, the City’s debt limit under this statute was $48,765,373 and $15,725,670 of the City’s outstanding debt was of the type to which this limit applies. At December 31, 2020, the City’s general obligation bonds have an AA rating from Standard and Poor’s and Aa2 rating from Moody’s. The outstanding revenue bonds of the governmental activities at December 31, 2020, are repaid only with tax increment and are unrated. In conjunction with a 2015 sale of real property, the Housing and Redevelopment Authority issued a 30-year no-interest note payable to the U.S. Department of Housing and Redevelopment for $5,200,000 with all principal due in 2047. This is reported in the financial statements within the liability - Due to Other Governments. Other long-term obligations consist of compensated absences, post-employment health insurance, and net pension benefit. Additional information on the City’s long-term debt is included in Note 7 to Year Project Started Cost to Date Status Street Rehab Zone 4 2017 556,762 in-progress Street Overlay 2018 736,253 in-progress Water Main Construction 2019 1,067,240 in-progress Concrete Alley Construction 2019 521,176 in-progress City Hall 2019 293,497 in-progress Boat Landing Reconstruction 2019 563,136 in-progress Silver Lake Lift Station Reconstruction 2019 364,759 in-progress Sanitary Sewer Lining 2020 254,388 in-progress As of December 31, 2020 30 Management’s Discussion and Analysis the financial statements. City of Columbia Heights’ Long-Term Debt Economic Factors and Next Year’s Budget In 2020, the average annual unemployment rate for Anoka County, which includes the City, was 6.0%. This is an increase from a rate of 3.1% from the prior year. This compares to the average annual 2020 state and national rates of 6.2% and 8.1% respectively. The 2020 increase in the Consumer Price Index in the Midwest region compares favorably to national trends. These factors were considered when preparing the City of Columbia Heights’ 2021 budget. Requests for Information. This financial report is designed to provide a general overview of the City of Columbia Heights’ finances for all those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the City of Columbia Heights, Finance Department, 590 40th Avenue NE, Columbia Heights, Minnesota 55421-3878. 2020 2019 2020 2019 2020 2019 General obligation bonds: Repaid only with general taxes $15,385,000 $16,115,000 $ - $ - $15,385,000 $16,115,000 With other pledged revenues 430,000 550,000 3,380,000 3,825,000 3,810,000 4,375,000 Revenue bonds 1,935,000 2,065,000 - - 1,935,000 2,065,000 Unamortized premium 340,669 382,618 40,901 50,682 381,570 433,300 Due to other government 5,200,000 5,200,000 - - 5,200,000 5,200,000 Compensated absences 1,184,462 1,123,708 - - 1,184,462 1,123,708 Net pension liability 9,031,244 7,958,096 - - 9,031,244 7,958,096 Postemployment benefits other than pensions 1,527,677 1,420,635 - - 1,527,677 1,420,635 $35,034,052 $34,815,057 $3,420,901 $3,875,682 $38,454,953 $38,690,739 Governmental Activities Business-Type Activities Totals 31                                                 ‐ This page intentionally left blank ‐  32 BASIC FINANCIAL STATEMENTS 33 CITY OF COLUMBIA HEIGHTS, MINNESOTA STATEMENT OF NET POSITION Statement 1 December 31, 2020 Page 1 of 2 With Comparative Totals For December 31, 2019 Governmental Business-Type Activities Activities 2020 2019 Current assets: Cash and investments $34,055,902 $5,424,777 $39,480,679 $36,519,543 Receivables - current: Accounts (net of allowance for uncollectibles) 2,200,814 2,198,207 4,399,021 2,112,513 Special assessments 619,101 - 619,101 554,329 Taxes 899,242 - 899,242 425,667 Interest 74,660 10,700 85,360 72,117 Due from other governmental units 151,680 24,370 176,050 1,002,920 Internal balances (202,657) 202,657 - - Prepayments 221,410 110,767 332,177 319,280 Inventory - at cost 66,054 2,287,538 2,353,592 2,391,533 Real estate held for resale 1,352,923 - 1,352,923 4,261,106 Total current assets 39,439,129 10,259,016 49,698,145 47,659,008 Noncurrent assets: Receivables - noncurrent: Special assessments 1,334,783 - 1,334,783 1,115,548 Loans 6,975,308 - 6,975,308 6,982,808 Capital assets (net of accumulated depreciation): Land 6,440,531 2,349,213 8,789,744 8,789,744 Buildings 19,798,369 3,199,500 22,997,869 24,078,119 Equipment 3,774,396 731,463 4,505,859 3,751,860 Infrastructure 14,316,059 8,489,755 22,805,814 24,395,120 Construction in process 2,906,090 1,970,601 4,876,691 434,012 Total noncurrent assets 55,545,536 16,740,532 72,286,068 69,547,211 Total assets 94,984,665 26,999,548 121,984,213 117,206,219 Deferred outflows of resources: Related to pensions 2,455,533 - 2,455,533 3,559,714 Related to other postemployment benefits 176,648 28,756 205,404 159,417 Total deferred outflows of resources 2,632,181 28,756 2,660,937 3,719,131 Totals Primary Government Assets: The accompanying notes are an integral part of these financial statements. 34 CITY OF COLUMBIA HEIGHTS, MINNESOTA STATEMENT OF NET POSITION Statement 1 December 31, 2020 Page 2 of 2 With Comparative Totals For December 31, 2019 Governmental Business-Type Activities Activities 2020 2019 Current liabilities: Accounts payable $666,893 $419,236 $1,086,129 $1,162,237 Accrued salaries and withholdings payable 169,054 29,416 198,470 525,540 Contracts payable 892,081 117,731 1,009,812 181,427 Due to other governmental units 167,648 223,637 391,285 433,841 Unearned revenue 232,908 - 232,908 51,519 Accrued interest payable 214,413 32,187 246,600 264,019 Deposits 65,359 - 65,359 391,334 Compensated absences payable 106,600 - 106,600 110,900 Bonds payable 1,000,000 450,000 1,450,000 1,425,000 Total current liabilities 3,514,956 1,272,207 4,787,163 4,545,817 Noncurrent liabilities: Compensated absences payable 1,077,862 - 1,077,862 1,012,808 Other postemployment benefits payable 1,527,677 - 1,527,677 1,420,635 Bonds payable 17,090,669 2,970,901 20,061,570 21,563,300 Due to other governmental units 5,200,000 - 5,200,000 5,200,000 Net pension liability 9,031,244 - 9,031,244 7,958,096 Total noncurrent liabilities 33,927,452 2,970,901 36,898,353 37,154,839 Total liabilities 37,442,408 4,243,108 41,685,516 41,700,656 Deferred inflows of resources: Related to pensions 3,189,208 - 3,189,208 5,904,848 Related to other postemployment benefits 71,401 11,339 82,740 101,730 Total deferred inflows of resources 3,260,609 11,339 3,271,948 6,006,578 Net investment in capital assets 31,424,776 13,319,631 44,744,407 40,901,556 Restricted for: Debt service 1,215,855 516,877 1,732,732 1,690,747 Tax increment purposes 693,910 - 693,910 1,382,832 Other purposes 631,825 - 631,825 188,941 Unrestricted 22,947,463 8,937,349 31,884,812 29,054,040 Total net position $56,913,829 $22,773,857 $79,687,686 $73,218,116 Totals Liabilities: Net position: Primary Government The accompanying notes are an integral part of these financial statements. 35 CITY OF COLUMBIA HEIGHTS, MINNESOTA STATEMENT OF ACTIVITIES For The Year Ended December 31, 2020 With Comparative Totals For the Year Ended December 31, 2019 Program Revenues Charges For Expenses Services Functions/Programs Primary government: Governmental activities: General government $2,436,098 $234,197 Public safety 8,206,813 834,238 Public works 3,249,175 29,133 Culture and recreation 3,347,512 99,542 Community development 1,839,279 631,749 Interest on long-term debt 499,896 - Total governmental activities 19,578,773 1,828,859 Business-type activities: Water 2,904,931 3,766,630 Sewer 2,144,690 2,242,078 Refuse 2,028,140 2,103,590 Storm sewer 572,081 523,011 Liquor 7,329,328 7,585,383 14,979,170 16,220,692 Total primary government $34,557,943 $18,049,551 The accompanying notes are an integral part of these financial statements. 36 Statement 2 Operating Capital Grants and Grants and Business-Type Contributions Contributions Governmental Activities 2020 2019 $303,740 $39,605 ($1,858,556) $ - ($1,858,556) ($1,987,126) 983,477 297,196 (6,091,902) - (6,091,902) (5,401,273) 1,152,281 139,738 (1,928,023) - (1,928,023) (2,595,134) 129,179 80,330 (3,038,461) - (3,038,461) (3,411,113) 295,993 57,823 (853,714) - (853,714) (297,311) - - (499,896) - (499,896) (535,798) 2,864,670 614,692 (14,270,552)0 (14,270,552) (14,227,755) - - - 861,699 $861,699 752,906 - - - 97,388 97,388 239,994 103,695 - - 179,145 179,145 286,850 - - - (49,070) (49,070) 18,816 4,091 - - 260,146 260,146 427,593 107,786 0 0 1,349,308 1,349,308 1,726,159 $2,972,456 $614,692 (14,270,552) 1,349,308 (12,921,244) (12,501,596) General revenues: Property taxes 13,412,668 - 13,412,668 12,325,204 Tax increment collections 1,116,114 - 1,116,114 977,598 Grants and contributions not restricted to specific programs 1,796,904 - 1,796,904 1,684,119 Unrestricted investment earnings 469,067 63,599 532,666 947,670 Gain on sale of capital assets used in governmental activities 22,555 - 22,555 25,500 Transfers 389,100 (389,100) - - Special item 2,509,907 - 2,509,907 - Total general revenues, transfers, and special items 19,716,315 (325,501) 19,390,814 15,960,091 Change in net position 5,445,763 1,023,807 6,469,570 3,458,495 Net position - January 1 51,468,066 21,750,050 73,218,116 69,759,621 Net position - December 31 $56,913,829 $22,773,857 $79,687,686 $73,218,116 Totals Program Revenues Net (Expense) Revenue and Changes in Net Position Primary Government The accompanying notes are an integral part of these financial statements. 37 CITY OF COLUMBIA HEIGHTS, MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2020 General Fund EDA (Component Unit) Redevelopment Project Fund 408 Capital Improvements PIR Fund 415 Assets Cash and investments $8,169,075 $3,322,760 $395,552 Receivables: Accounts 31,916 2,116,708 - Special assessments - - 1,673,980 Taxes 818,704 7,476 - Loans - - - Interest 31,260 1,700 500 Due from other governmental units 54,466 - 44,573 Interfund receivable - - - Prepayments 131,857 - - Real estate held for resale - 872,615 - Total assets $9,237,278 $6,321,259 $2,114,605 Liabilities, Deferred Inflows of Resources, and Fund Balances Liabilities: Accounts payable $190,677 $5,838 $33,833 Accrued salaries and withholdings payable 140,201 - 934 Contracts payable - retained percentage 2,774 - 91,818 Due to other governmental units 157,507 - - Interfund payable - - - Unearned revenue 180,048 - - Deposits - - 10,000 Total liabilities 671,207 5,838 136,585 Deferred inflows of resources: Unavailable revenue 188,858 2,115,600 1,644,565 Total deferred inflows of resources 188,858 2,115,600 1,644,565 Fund balance: Nonspendable 131,857 - - Restricted - - - Committed - 4,199,821 333,455 Assigned 177,389 - - Unassigned 8,067,967 - - Total fund balances 8,377,213 4,199,821 333,455 Total liabilities, deferred inflows of resources, and fund balances $9,237,278 $6,321,259 $2,114,605 The accompanying notes are an integral part of these financial statements. 38 Statement 3 Capital Improvements General Gov't Buildings Fund 411 HRA (Component Unit) Parkview Villa North & South Fund 203 & 213 Other Governmental Funds Interfund Eliminations Total Governmental Funds $6,037,283 $ - $12,040,796 $ - $29,965,466 - - 52,190 - 2,200,814 - - 279,904 - 1,953,884 - - 73,062 - 899,242 - 6,585,000 390,308 - 6,975,308 12,000 - 22,600 - 68,060 - - 52,484 - 151,523 - - 134,120 (134,120) - - - 2,602 - 134,459 - - 480,308 - 1,352,923 $6,049,283 $6,585,000 $13,528,374 ($134,120)$43,701,679 $3,817 $ - $388,548 $ - $622,713 29 - 17,163 - 158,327 - - 689,014 - 783,606 - - 10,141 - 167,648 - - 134,120 (134,120) - - - 43,423 - 223,471 - - 55,359 - 65,359 3,846 0 1,337,768 (134,120)2,021,124 - 6,585,000 634,931 - 11,168,954 0 6,585,000 634,931 0 11,168,954 - - 2,602 - 134,459 - - 3,600,385 - 3,600,385 6,045,437 - 8,674,528 - 19,253,241 - - - - 177,389 - - (721,840) - 7,346,127 6,045,437 0 11,555,675 0 30,511,601 $6,049,283 $6,585,000 $13,528,374 ($134,120)$43,701,679 Fund balance reported above $30,511,601 Amounts reported for governmental activities in the statement of net position are different because: Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds.46,244,542 Other long-term assets are not available to pay for current-period expenditures and, therefore, are reported as unavailable revenue in the funds.5,968,954 Internal service funds are used by management to charge the costs of municipal service center, information systems, risk management and employee benefits to individual funds. The assets and liabilities of the internal service funds are included in the governmental activities in the statement of net position.(7,397,711) Long-term liabilities, including bonds payable and pollution remediation obligation, are not due and payable in the current period and, therefore, are not reported in the funds.(18,413,557) Net position of governmental activities $56,913,829 The accompanying notes are an integral part of these financial statements. 39 CITY OF COLUMBIA HEIGHTS, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE GOVERNMENTAL FUNDS For The Year Ended December 31, 2020 General Fund EDA (Component Unit) Redevelopment Project Fund 408 Capital Improvements PIR Fund 415 Revenues: Taxes $11,274,608 $246,245 $ - Tax increment collections - - - Special assessments - - 494,062 Licenses and permits 334,596 - - Intergovernmental 955,096 - - Charges for services 447,822 - 18,173 Fines and forfeitures 101,309 - - Investment income: Interest and dividends 142,941 8,000 6,936 Change in fair value 43,393 2,400 700 Other revenues 19,759 73,039 4,651 Total revenues 13,319,524 329,684 524,522 Expenditures: Current: General government 2,340,486 - - Public safety 6,692,165 - - Public works 1,606,427 - 266,952 Culture and recreation 1,570,452 - - Community development - 181,876 - Capital outlay: General government - - - Public safety 76,571 - - Public works 259,235 - 744,988 Community development - - - Debt service: Principal retirement - - - Interest and fiscal charges - - - Developer incentives - - - Total expenditures 12,545,336 181,876 1,011,940 Revenues over (under) expenditures 774,188 147,808 (487,418) Other financing sources (uses): Transfers in 497,000 - 1,449 Transfers out (771,759) - (50,468) Sale of capital assets 2,030 - - Total other financing sources (uses)(272,729)0 (49,019) Special item - 1,557,775 - Net change in fund balance 501,459 1,705,583 (536,437) Fund balance - January 1 7,875,754 2,494,238 869,892 Fund balance - December 31 $8,377,213 $4,199,821 $333,455 The accompanying notes are an integral part of these financial statements. 40 Statement 4 Capital Improvements General Gov't Buildings Fund 411 HRA (Component Unit) Parkview Villa North & South Fund 203 & 213 Other Governmental Funds Interfund Eliminations Total Governmental Funds $ - $ - $1,987,371 $ - $13,508,224 - - 1,116,418 - 1,116,418 - - 105,296 - 599,358 - - 346,230 - 680,826 700,000 - 2,611,708 - 4,266,804 - - 472,189 - 938,184 - - 8,592 - 109,901 55,000 - 119,497 - 332,374 16,700 - 33,700 - 96,893 - - 82,829 - 180,278 771,700 0 6,883,830 0 21,829,260 - - 115,144 - 2,455,630 - - 1,227,370 - 7,919,535 - - 267,727 - 2,141,106 - - 1,076,097 - 2,646,549 - - 894,276 - 1,076,152 237,223 - 39,605 - 276,828 - - 521,494 - 598,065 - - 1,769,638 - 2,773,861 - - 22,200 - 22,200 - - 980,000 - 980,000 - - 555,801 - 555,801 - - 769,402 - 769,402 237,223 0 8,238,754 0 22,215,129 534,477 0 (1,354,924)0 (385,869) 623,000 - 244,433 (976,782)389,100 - - (166,555)976,782 (12,000) - - 20,525 - 22,555 623,000 0 98,403 0 399,655 - - (1,163,468) - 394,307 1,157,477 0 (2,419,989)0 408,093 4,887,960 - 13,975,664 - 30,103,508 $6,045,437 $0 $11,555,675 $0 $30,511,601 The accompanying notes are an integral part of these financial statements. 41                                                 ‐ This page intentionally left blank ‐  42 CITY OF COLUMBIA HEIGHTS, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES,Statement 5 EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES For The Year Ended December 31, 2020 Amounts reported for governmental activities in the statement of activities (Statement 2) are different because: Net changes in fund balances - total governmental funds (Statement 4)$408,093 Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. The differences are the net amount of depreciation and outlay for capital assets.1,210,741 The issuance of long-term debt provides current financial resources to the governmental funds, while repayment of the principal of long-term debt consumes the current financial resources of the governmental funds. Neither transaction has any effect on net position however. This amount is the net effect of these differences in the treatment of long-term debt.1,021,949 Interest on long-term debt is reported in the governmental funds in the year it is paid. Whereas, this amount is reported in the statement of activities in the year in which it accrues.13,956 In the governmental funds, revenues are reported in the year available as current resources. Whereas in the statement of activities, revenues are reported in the year earned.2,281,760 The net revenues (expenses) of certain activities of internal service funds are reported within the governmental activities in the statement of activities.509,264 Change in net position of governmental activities (Statement 2)$5,445,763 The accompanying notes are an integral part of these financial statements. 43 CITY OF COLUMBIA HEIGHTS, MINNESOTA STATEMENT OF NET POSITION PROPRIETARY FUNDS December 31, 2020 Assets: Water Utility Fund Sewer Utility Fund Refuse Utility Fund Current assets: Cash and cash equivalents $958,232 $569,911 $1,746,270 Receivables: Accounts (net of allowance for uncollectibles) 870,757 600,797 584,168 Interest 1,600 1,900 3,100 Due from other governmental units - - 23,982 Prepayments - 103,380 - Inventory - at cost 8,792 - - Total current assets 1,839,381 1,275,988 2,357,520 Noncurrent assets: Capital assets: Land 45,223 36,586 - Construction in progress 1,343,167 619,147 - Buildings 1,305,172 403,659 56,000 Equipment 728,156 1,194,140 112,893 Infrastructure 8,613,661 6,677,171 - Total capital assets 12,035,379 8,930,703 168,893 Less: accumulated depreciation (5,087,210)(5,437,806)(139,518) Net capital assets 6,948,169 3,492,897 29,375 Total noncurrent assets 6,948,169 3,492,897 29,375 Total assets 8,787,550 4,768,885 2,386,895 Deferred outflows of resources: Related to pensions and OPEB - - - Liabilities: Current liabilities: Accounts payable 43,741 1,072 153,444 Accrued salaries and withholdings payable 7,430 3,250 1,800 Contracts payable - retained percentage 69,947 30,396 - Due to other governmental units 137,198 - - Accrued interest payable 3,111 2,058 - Unearned revenue - - - Compensated absences payable - current - - - Bonds payable - current 80,000 53,400 - Total current liabilities 341,427 90,176 155,244 Noncurrent liabilities: Compensated absences payable - noncurrent - - - Other postemployment benefits payable - - - Bonds payable - noncurrent 250,000 178,800 - Net pension liability - - - Total noncurrent liabilities 250,000 178,800 0 Total liabilities 591,427 268,976 155,244 Deferred inflows of resources: Related to pensions and OPEB - - - Net position: Net investments in capital assets 6,618,169 3,260,697 29,375 Restricted for debt service 87,906 58,612 - Unrestricted 1,490,048 1,180,600 2,202,276 Total net position $8,196,123 $4,499,909 $2,231,651 Adjustments to reflect the consolidation of internal service fund activities related to enterprise funds Net position of business-type activities Business-Type Activities - Enterprise Funds The accompanying notes are an integral part of these financial statements. 44 Statement 6 Storm Sewer Utility Fund Liquor Fund Total Enterprise Funds Internal Service Funds $502,755 $1,647,609 $5,424,777 $4,090,436 142,485 - 2,198,207 - 1,400 2,700 10,700 6,600 - 388 24,370 157 - 7,387 110,767 86,951 - 2,278,746 2,287,538 66,054 646,640 3,936,830 10,056,359 4,250,198 260,690 2,006,714 2,349,213 15,779 - 8,287 1,970,601 - - 3,909,062 5,673,893 1,978,957 402,607 450,353 2,888,149 605,235 2,667,144 - 17,957,976 - 3,330,441 6,374,416 30,839,832 2,599,971 (1,461,124) (1,973,642) (14,099,300) (1,609,068) 1,869,317 4,400,774 16,740,532 990,903 1,869,317 4,400,774 16,740,532 990,903 2,515,957 8,337,604 26,796,891 5,241,101 - - - 2,660,937 6,774 214,205 419,236 44,180 1,430 15,506 29,416 10,726 17,388 - 117,731 - - 86,439 223,637 - 2,374 24,644 32,187 - - - - 9,437 - - - 106,600 56,600 260,000 450,000 - 84,566 600,794 1,272,207 170,943 - - - 1,077,862 - - - 1,527,677 181,200 2,360,901 2,970,901 - - - - 9,031,244 181,200 2,360,901 2,970,901 11,636,783 265,766 2,961,695 4,243,108 11,807,726 - - - 3,271,948 1,631,517 1,779,873 13,319,631 990,903 62,494 307,865 516,877 - 556,180 3,288,171 8,717,275 (8,168,539) $2,250,191 $5,375,909 22,553,783 ($7,177,636) 220,074 $22,773,857 Business-Type Activities - Enterprise Funds The accompanying notes are an integral part of these financial statements. 45 CITY OF COLUMBIA HEIGHTS, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION PROPRIETARY FUNDS For The Year Ended December 31, 2020 Water Utility Fund Sewer Utility Fund Refuse Utility Fund Operating revenues: Charges for services $237,408 $2,241,481 $2,103,590 Charges for sales, net of discounts 3,528,514 - - Total operating revenues 3,765,922 2,241,481 2,103,590 Operating expenses: Cost of sales, services and goods sold 1,616,685 1,206,459 1,766,657 Operating expense 985,677 776,671 260,702 Depreciation 300,170 165,698 2,500 Total operating expenses 2,902,532 2,148,828 2,029,859 Net income (loss) from operations 863,390 92,653 73,731 Nonoperating revenues (expenses): Investment income: Interest and dividends 7,300 8,899 14,100 Change in fair value 2,200 2,700 4,300 Intergovernmental - - 103,695 Miscellaneous revenues 708 597 - Miscellaneous expense - - - Interest and fiscal charges (7,932)(5,326) - Total nonoperating revenues (expenses)2,276 6,870 122,095 Net income (loss) before transfers and capital contributions 865,666 99,523 195,826 Transfers and capital contributions: Transfers in - - - Transfers out (102,000)(102,000)(94,200) Total transfers and capital contributions (102,000)(102,000)(94,200) Change in net position 763,666 (2,477)101,626 Net position - January 1 7,432,457 4,502,386 2,130,025 Net position - December 31 $8,196,123 $4,499,909 $2,231,651 Reconciliation to Statement of Activities: Amount reported above Amounts reported for business-type activities in the statement of activities are different because: Adjustment to reflect consolidation of internal service fund activities Amounts reported on the statement of activities Business-Type Activities - Enterprise Funds The accompanying notes are an integral part of these financial statements. 46 Statement 7 Storm Sewer Utility Fund Liquor Fund Total Enterprise Funds Internal Service Funds $522,652 $ - $5,105,131 $4,047,877 - 7,585,383 11,113,897 105,270 522,652 7,585,383 16,219,028 4,153,147 - 5,649,325 10,239,126 3,636,872 456,459 1,520,529 4,000,038 - 112,437 134,261 715,066 78,698 568,896 7,304,115 14,954,230 3,715,570 (46,244) 281,268 1,264,798 437,577 6,100 12,400 48,799 30,500 1,900 3,700 14,800 9,300 - 4,091 107,786 67,754 359 - 1,664 - - (2,500) (2,500) (6,057) (50,989) (70,304) - 2,302 (33,298) 100,245 107,554 (43,942) 247,970 1,365,043 545,131 - - - 12,000 - (90,900) (389,100) - 0 (90,900) (389,100) 12,000 (43,942) 157,070 975,943 557,131 2,294,133 5,218,839 21,577,840 (7,734,767) $2,250,191 $5,375,909 $22,553,783 ($7,177,636) Change in Net Position Transfers $975,943 ($389,100) 47,864 - $1,023,807 ($389,100) Business-Type Activities - Enterprise Funds The accompanying notes are an integral part of these financial statements. 47 CITY OF COLUMBIA HEIGHTS, MINNESOTA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For The Year Ended December 31, 2020 Water Utility Fund Sewer Utility Fund Refuse Utility Fund Cash flows provided by (used in) operating activities: Cash received from customers $3,690,082 $2,197,185 $2,094,419 Cash received from interfund goods and services provided - - - Cash paid to suppliers for goods and services (2,083,818)(1,669,259)(1,875,505) Cash payments to employees for services (425,818)(340,082)(139,657) Net cash flows provided by (used in) operating activities 1,180,446 187,844 79,257 Cash flows provided by (used in) noncapital financing activities: Transfers in Transfers out (102,000)(102,000)(94,200) Intergovernmental - - 103,695 Interfund payable (repaid to) advanced by other funds - - - Increases in other postemployment benefits payable - - - Net cash flows provided by (used in) noncapital financing activities (102,000)(102,000)9,495 Cash flows provided by (used in) capital and related financing activities: Acquisition of capital assets (1,360,043)(699,459) - Principal payments - bonds (80,000)(53,400) - Interest and fiscal charges (8,497)(5,799) - Net cash flows provided by (used in) capital and related financing activities (1,448,540)(758,658)0 Cash flows provided by (used in) investing activities: Investment income: Interest and dividends 7,000 8,799 13,700 Change in fair value 2,200 2,700 4,300 Net cash flows provided by (used in) investing activities 9,200 11,499 18,000 Net increase (decrease) in cash and cash equivalents (360,894)(661,315)106,752 Total cash and cash equivalents - January 1 1,319,126 1,231,226 1,639,518 Total cash and cash equivalents - December 31 $958,232 $569,911 $1,746,270 Noncash capital and related financing activities $ - $ - $ - Business-Type Activities - Enterprise Funds The accompanying notes are an integral part of these financial statements. 48 Statement 8 Page 1 of 2 Storm Sewer Utility Fund Liquor Fund Total Enterprise Funds Internal Service Funds $540,690 $7,580,850 $16,103,226 $ - - - - 4,929,122 (335,947)(6,202,662)(12,167,191)(3,236,064) (149,979)(1,099,873)(2,155,409)(1,720,008) 54,764 278,315 1,780,626 (26,950) 12,000 - (90,900)(389,100) - - 4,091 107,786 67,754 - - - - - - - 42,065 0 (86,809)(281,314)121,819 (3,849)(17,909)(2,081,260)(28,886) (56,600)(255,000)(445,000) - (6,361)(62,892)(83,549) - (66,810)(335,801)(2,609,809)(28,886) 5,600 12,000 47,099 29,400 1,900 3,700 14,800 9,300 7,500 15,700 61,899 38,700 (4,546)(128,595)(1,048,598)104,683 507,301 1,776,204 6,473,375 3,985,753 $502,755 $1,647,609 $5,424,777 $4,090,436 $ - $ - $ - $ - Business-Type Activities - Enterprise Funds The accompanying notes are an integral part of these financial statements. 49 CITY OF COLUMBIA HEIGHTS, MINNESOTA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For The Year Ended December 31, 2020 Water Utility Fund Sewer Utility Fund Refuse Utility Fund Reconciliation of operating income (loss) to net cash flows from operating activities Operating income (loss)$863,390 $92,653 $73,731 Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation expense 300,170 165,698 2,500 Miscellaneous revenues (expenses)708 597 - Changes in assets and liabilities: (Increase) decrease in accounts receivable (76,268)(42,051)(9,094) (Increase) decrease in due from other governmental units - - (77) (Increase) decrease in prepayments - (2,842) - (Increase) decrease in inventory, at cost 428 - - (Increase) decrease in deferred pension outflows - - - Increase (decrease) in accounts payable 20,125 (36,585)14,671 Increase (decrease) in accrued salaries and withholdings payable (7,573)(9,890)(2,474) Increase (decrease) in contracts payable - retained percentage 69,947 20,264 - Increase (decrease) in due to other governmental units 9,719 - - Increase (decrease) in deposits payable (200) - - Increase (decrease) in deferred revenue - - - Increase (decrease) in compensated absences - - - Increase (decrease) in net pension liability - - - Increase (decrease) in deferred pension inflows - - - Total adjustments 317,056 95,191 5,526 Net cash flows from operating activities $1,180,446 $187,844 $79,257 Business-Type Activities - Enterprise Funds The accompanying notes are an integral part of these financial statements. 50 Statement 8 Page 2 of 2 Storm Sewer Utility Fund Liquor Fund Total Enterprise Funds Internal Service Funds ($46,244)$281,268 $1,264,798 $437,577 112,437 134,261 715,066 78,698 359 (2,500)(836) - (16,066)109 (143,370) - 33,745 2,745 36,413 229 - (7,387)(10,229)(8,341) - 62,418 62,846 (7,866) - - - 1,087,142 (25,151)(141,537)(168,477)(11,600) (2,653)(34,920)(57,510)(21,326) (1,663) - 88,548 - - (16,142)(6,423) - - - (200) - - - - 275 - - - 60,754 - - - 1,073,148 - - - (2,715,640) 101,008 (2,953)515,828 (464,527) $54,764 $278,315 $1,780,626 ($26,950) Business-Type Activities - Enterprise Funds The accompanying notes are an integral part of these financial statements. 51                                                 ‐ This page intentionally left blank ‐  52 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Note 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Columbia Heights, Minnesota (the City) was incorporated in 1898. A Council composed of an elected mayor and four council members governs the City. The Council exercises legislative authority and determines all matters of policy. The Manager, appointed by the Council, is responsible for the proper administration of all affairs relating to the City. The financial statements of the City have been prepared in conformity with generally accepted accounting principles as applied to governmental units by the Governmental Accounting Standards Board (GASB). The following is a summary of the significant policies. A. FINANCIAL REPORTING ENTITY The component units discussed below are included in the City’s reporting entity because of the significance of their operational or financial relationships with the City. The City has two component units - the Housing and Redevelopment Authority (HRA) and the Economic Development Authority (EDA). The HRA and the EDA are considered component units because the governing boards are substantively the same as that of the City and because the City is in a relationship of financial benefit or burden with each of the entities. It is this criterion that results in the HRA and EDA being reported as a blended component unit. The financial position and results of operations of the HRA and the EDA component units are presented using the blended method. These blended component units, although legally separate entities, are, in substance, part of the City’s operations. The component units consist of Nonmajor Governmental Funds using the modified accrual basis of accounting, and as such are included in the other governmental funds. Separate financial statements for the HRA and EDA are not prepared. B. GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS The government-wide financial statements (i.e., the statement of net position and the statement of changes in net position) report information on all of the nonfiduciary activities of the primary government and its component units. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Program revenues include 1) charges to customers or applicants who purchase, use or directly benefit from goods, services or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not included among program revenues are reported instead as general revenues. 53 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING AND FINANCIAL STATEMENT PRESENTATION The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers all revenues, except reimbursement grants, to be available if they are collected within 60 days of the end of the current fiscal period. Reimbursement grants are considered available if they are collected within one year of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, special assessments, intergovernmental revenues, charges for services and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. The City reports the following major governmental funds: The General Fund is the City’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. 54 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 The Capital Improvement – general government building fund was established for improvements to city buildings. The EDA (component unit) Redevelopment Project fund was established to fund land acquisitions and other activities of redevelopment. The Capital Improvement – PIR Fund was established to account for projects that will be assessed to the affected properties. The HRA (component unit) Parkview Villa North & South fund was established to account for the revenue and expenditures of the senior housing complex. The City reports the following major proprietary funds: The water fund accounts for revenue and expenses associated with water services to area residents. The sewer fund accounts for revenues and expenses associated with sewer disposal within the City. The refuse fund accounts for revenues and expenses associated with organized collection of refuse and recycling within the City. The storm sewer fund accounts for revenues and expenses associated with storm water disposal. The liquor fund accounts for revenues and expenses associated with the operation of three off-sale liquor stores. Additionally, the City reports the following fund types: Internal service funds account for municipal service center, information systems, risk management and certain employee benefit services provided to other departments of the City on a cost reimbursement basis. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are transactions that would be treated as revenues, expenditures or expenses if they involved external organizations, such as buying goods and services or payments in lieu of taxes, are similarly treated when they involve other funds of the City. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. 55 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the water, sewer, refuse, storm sewer and liquor enterprise funds and of the internal service funds are charges to customers for sales and services. Liquor fund sales are reported net of discounts. No other fund provides discounts. For 2020, liquor sales discounts were $212,454. Operating expenses for enterprise funds and internal service funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. D. BUDGETARY DATA The City Manager submits to the City Council a proposed operating budget for the fiscal year commencing on January 1 of the following year. At least one special Council meeting is conducted to obtain public comments as required by the State Truth in Taxation Law. The City Council annually adopts budgets prior to January 1 for the General Fund and the following special revenue funds: Nonmajor special revenue funds: Cable Television Fund Library Fund After-School Programs Fund Twenty-First Century Arts Fund Planning and Inspections Fund Downtown Parking Fund Economic Development Authority (component unit): Economic Development Authority administration fund The budgets are prepared by fund, function and activity. The budgets are adopted on a basis consistent with generally accepted accounting principles and all appropriations lapse at the end of the budget year to the extent that they have not been expended. Total expenditures appropriated in the budget resolution may not legally exceed the estimated revenues available from various sources. Formal budgetary integration is employed as a management control device during the year. Budget revisions between functions or activities may be made by the City Manager. Budget revisions at the fund level are authorized by the City Council in accordance with the City Charter at the request of the City Manager. The legal level of budgetary control is therefore at the fund level. The City does not use encumbrance accounting. 56 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 E. CASH AND INVESTMENTS Cash balances from all funds of the City are pooled and invested to the extent available in authorized investments. Investments are stated at fair value, except for investments in any external investment pools that meet GASB 79 requirements, which are stated at amortized cost. Investment income is allocated to the individual funds on the basis of applicable cash balance participation by each fund using an average of monthly beginning cash and investment balances. The City provides temporary advances to funds that have insufficient cash balances by means of an advance from another fund shown as interfund receivables in the advancing fund, and an interfund payable in the fund with the deficit, until adequate resources are received. The interfund balances are eliminated on the government-wide financial statements. Investments are stated at fair value within the fair value hierarchy established by generally accepted accounting principles. The hierarchy is based on the valuation inputs used to measure the fair value of the assets. The hierarchy has three levels. Level 1 investments are valued using inputs that are based on quoted prices in active markets for identical assets. Level 2 investments are valued using inputs that are based on quoted prices for similar assets or inputs that are observable, either directly or indirectly. Level 3 investments are valued using inputs that are unobservable. A detail of the fair value hierarchy of investments held by the City are disclosed in Note 2. F. RECEIVABLES AND PAYABLES During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. Interfund loans are classified as “interfund receivables/payables.” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” Because property taxes, special assessments and utility bills form liens on property, no estimated uncollectible amounts are established. Uncollectible amounts are not material for other receivables, and have not been reported. G. PROPERTY TAX REVENUE RECOGNITION The City Council annually adopts a tax levy and certifies it to the County in December (levy/assessment date) of each year for collection in the following year. The County is responsible for billing and collecting all property taxes for itself, the City, the local School District and other taxing authorities. Such taxes become a lien on January 1 and are recorded as receivables by the City at that date. Real property taxes are payable (by property owners) on May 15 and October 15 of each calendar year. Personal property taxes are payable by taxpayers on February 28 and June 30 of each year. These taxes are collected by the County and remitted to the City on or before July 7 and December 2 of the same year. Delinquent collections for November and December are received the following January. The City has no ability to enforce payment of property taxes by property owners. The County possesses this authority. 57 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes property tax revenue in the period for which the taxes were levied. Uncollectible property taxes are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS The City recognizes property tax revenue when it becomes both measurable and available to finance expenditures of the current period. In practice, current and delinquent taxes received by the City are recognized as revenue for the current year. Delinquent taxes that are collected by the County by December 31 (remitted to the City the following January) are also recognized as revenue for the current year. All remaining delinquent taxes receivable in governmental funds are offset by deferred inflow of resources. H. SPECIAL ASSESSMENT REVENUE RECOGNITION Special assessments are levied against benefited properties for the cost or a portion of the cost of special assessment improvement projects in accordance with state statutes. These assessments are collectible by the City over a term of years usually consistent with the term of the related bond issue. Property owners are allowed to (and often do) prepay future installments without interest or prepayment penalties. Once a special assessment roll is adopted, the amount attributed to each parcel is a lien upon that property until full payment is made or the amount is determined to be excessive by the City Council or court action. If special assessments are allowed to go delinquent, the property is subject to tax forfeit sale. Proceeds of sales from tax forfeit properties are allocated first to the County’s costs of administering all tax forfeit properties. Pursuant to state statutes, a property shall be subject to a tax forfeit sale after three years unless it is homesteaded, agricultural or seasonal recreational land, in which event the property is subject to such sale after five years. GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes special assessment revenue in the period that the assessment roll was adopted by the City Council. Uncollectible special assessments are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS Revenue from special assessments is recognized by the City when it becomes measurable and available to finance expenditures of the current fiscal period. In practice, current and delinquent special assessments received by the City are recognized as revenue for the current year. Special assessments that are collected by the County by December 31 (remitted to the City the following January) are also recognized as revenue for the current year. All remaining delinquent and deferred special assessments receivable in governmental funds are offset by deferred inflow of resources. 58 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 I. INVENTORIES GOVERNMENTAL FUNDS The original cost of materials and supplies has been recorded as expenditures at the time of purchase. These funds do not maintain material amounts of inventories. Real estate held for resale is valued at the lower of cost or estimated net realizable value. Sales of real estate held for resale are recognized as charges for services in the government-wide statements and sale of capital assets in the fund financials. PROPRIETARY FUNDS Inventories of the Proprietary Funds are stated at cost, which approximates market, using the first-in, first-out (FIFO) method. J. PREPAID ITEMS Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. Prepaid items are reported using the consumption method and recorded as expenditures/expenses at the time of consumption. K. CAPITAL ASSETS Capital assets, which include land, buildings, equipment, and infrastructure assets (e.g., roads, sidewalks, water systems, sewer systems and similar items), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. The City defines capital assets as assets with an estimated useful life in excess of one year and an initial individual cost of more than the following: Capitalization Threshold Land $1 Buildings 25,000 Equipment 5,000 Infrastructure 250,000 Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Infrastructure assets acquired prior to June 30, 1980 are not recorded. Donated capital assets are recorded at estimated acquisition value at the date of donation. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. 59 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Property, plant and equipment of the primary government, as well as the component units, are depreciated using the straight line method over the following estimated useful lives: Capital Assets Buildings (and building components) 10 - 50 years Equipment 3 - 15 years Infrastructure 20 - 60 years L. COMPENSATED ABSENCES It is the City's policy to permit employees to accumulate earned but unused vacation and sick pay benefits to certain limits. All vacation pay and the vested portion of sick pay is accrued when incurred in the government-wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. In accordance with the provisions of Statement of Government Accounting Standards No. 16, Accounting for Compensated Absences, no liability is recorded for nonvesting accumulating rights to receive sick pay benefits. Typically, resources from the employee benefits fund are used to liquidate the liability for compensated absences. M. LONG-TERM OBLIGATIONS In the government-wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities or proprietary fund type statement of net position. Bond premiums are deferred and amortized over the life of the bonds. In the fund financial statements, governmental fund types recognize bond premiums and discounts during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. N. FUND BALANCE CLASSIFICATIONS In the fund financial statements, governmental funds report fund balance in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: Nonspendable – consists of amounts that are not in spendable forms, such as prepaid items and assets for resale unless proceeds from the sale are committed or restricted. Restricted – consists of amounts related to externally imposed constraints established by creditors, grantors or contributors; or constraints imposed by state statutory provisions. 60 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Committed – consist of internally imposed constraints. These constraints are established by Resolution of the City Council. Once adopted, the limitation imposed requires a similar action be taken to remove or revise the limitation. Assigned – consists of internally imposed constraints. These constraints reflect the specific purpose for which it is the City’s intended use. These constraints are established by the City Council and/or management. Pursuant to City Council resolution 2010-138, the City Manager is authorized to establish assignment of fund balance. Unassigned – is the residual classification for the general fund and also reflects negative residual amounts in other funds. When both restricted and unrestricted resources are available for use, it is the City’s policy to first use restricted resources, and then use unrestricted as they are needed. When committed, assigned or unassigned resources are available for use, it is the City’s policy to use resources in the following order; 1) committed, 2) assigned and 3) unassigned. O. INTERFUND TRANSACTIONS Interfund services provided and used are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. Interfund loans are reported as an interfund receivable or payable which offsets the movement of cash between funds. All other interfund transactions are reported as transfers. P. USE OF ESTIMATES The preparation of financial statements in accordance with generally accepted accounting principles (GAAP) requires management to make estimates that affect amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. Q. COMPARATIVE DATA/RECLASSIFICATIONS Certain comparative total data for the prior year has been presented in the government-wide financial statements in order to provide an understanding of the changes in the City’s financial position and operations. Certain amounts presented in the prior year data have been reclassified in order to be consistent with the current year’s presentation. R. DEFERRED OUTFLOWS/INFLOWS OF RESOURCES Deferred outflows of resources: In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until then. 61 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Deferred Inflows of resources: In addition to liabilities, the statement of financial position will sometimes report a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period(s) and so will not be recognized as an inflow or resources (revenue) until that time. Accordingly, the item, unavailable revenue, is reported only in the governmental fund balance sheet. The governmental funds report unavailable revenue from the following sources: property taxes, special assessments, due from other governmental units, and loans receivable. Pensions: For the purposes of measuring the net pension liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deletions from PERA’s fiduciary net position have been determined on the same basis as they are reported by PERA except that PERA’s fiscal year end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. The City has an additional item which qualifies for reporting in this category. The item, deferred pension resources, is reported only in the statements of net positions and results from actuarial calculations. S. RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS 1. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND BALANCE SHEET AND THE GOVERNMENT-WIDE STATEMENT OF NET POSITION The governmental fund balance sheet includes a reconciliation between fund balance – total governmental funds and net position – governmental activities as reported in the government-wide statement of net position. One element of that reconciliation states, “long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the funds.” The details of this ($18,413,557) difference are as follows: Pollution Remediation Obligation ($108,475) Accrued interest payable (214,413) Bonds payable (18,090,669) Adjustment to fund balance - total governmental funds - to arrive at net position of governmental activities ($18,413,557) 2. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE AND THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES The governmental fund statement of revenues, expenditures and changes in fund balance includes a reconciliation between net changes in fund balance – total governmental funds and changes in net position of governmental activities as reported in the government-wide statement of activities. One element of that reconciliation states, “Governmental funds report capital outlays as expenditures. 62 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. The differences are the net amount of depreciation and outlay for capital assets." The details of this $1,210,741 difference are as follows: Total capital outlay in government fund financial statements $3,739,501 Depreciation expense (2,528,760) Adjustment to net changes in fund balances - total governmental funds - to arrive at changes in net position of governmental activities. $1,210,741 Another element of that reconciliation states, “The issuance of long-term debt provides current financial resources to the governmental funds, while repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction has any effect on net position however. This amount is the net effect of these differences in the treatment of long-term debt.” The details of this $1,021,949 difference are as follows: Debt issued: Principal repayments: General obligation bonds $850,000 Revenue bonds 130,000 Amortization of deferred premiums 41,949 Adjustment to net changes in fund balances - total governmental funds - to arrive at changes in net position of governmental activities. $1,021,949 63 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Another element of that reconciliation states, "In the governmental funds, revenues are reported in the year available as current resources. Whereas in the statement of activities, revenues are reported in the year earned." The details of this $2,281,760 difference are as follows: Unavailable revenue - General property taxes: At December 31, 2019 ($294,263) At December 31, 2020 198,707 Unavailable revenue - Tax increment taxes: At December 31, 2019 (14,481) At December 31, 2020 14,177 Unavailable revenue - Special assessments: At December 31, 2019 (1,662,449) At December 31, 2020 1,924,469 Unavailable revenue - Loan receivable: At December 31, 2019 (6,916,000) At December 31, 2020 9,031,600 Adjustment to net changes in fund balances - total governmental funds - to arrive at changes in net position of governmental activities. $2,281,760 T. STATEMENT OF CASH FLOWS For purposes of the Statement of Cash Flows, the City considers all highly liquid debt instruments with an original maturity of three months or less to be cash equivalents. All of the Proprietary Funds' equity in the City-wide cash and investment management pool is considered to be cash equivalents. 64 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Note 2 DEPOSITS AND INVESTMENTS The City maintains a cash and investment pool that is available for use by all funds of the City. The City's total cash and investment balances as of December 31, 2020 are as follows: Carrying Amount At Fair Value Investments $37,176,257 Deposits 2,296,649 Cash on hand 7,773 $39,480,679 A. DEPOSITS In accordance with Minnesota Statutes, the City maintains deposits at those depository banks authorized by the City Council, all of which are members of the Federal Reserve System. Custodial Credit Risk – Custodial credit risk is the risk that in the event of a bank failure, the City’s deposits may not be returned to it. Minnesota Statutes require that all City deposits be protected by insurance, surety bond or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or bonds. The City has no additional deposit policies addressing custodial credit risk. At December 31, 2020, the bank balances of the City’s deposits were insured by the FDIC or covered by pledged collateral held in the City’s name. Minnesota Statutes require that securities pledged as collateral be held in safekeeping by the City Clerk/Treasurer or in a financial institution other than that furnishing the collateral. Authorized collateral includes the following: (1) United States government treasury bills, treasury notes and treasury bonds; (2) Issues of United States government agencies and instrumentalities as quoted by a recognized industry quotation service available to the government entity; (3) General obligation securities of any state or local government with taxing powers which is rated “A” or better by a national bond rating service, or revenue obligation securities of any state or local government with taxing powers which is rated “AA” or better by a national bond rating service; (4) Unrated general obligation securities of a local government with taxing powers may be pledged as collateral against funds deposited by that same local government entity; (5) Irrevocable standby letters of credit issued by Federal Home Loan Banks to a municipality accompanied by written evidence that the bank’s public debt is rated “AA” or better by Moody’s Investors Service, Inc., or Standard & Poor’s Corporation; and (6) Time deposits that are fully insured by the Federal Deposit Insurance Corporation. 65 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Deposits as of December 31, 2020 are as follows: Carrying Bank Amount At Balances Fair Value Demand deposits $2,163,778 $1,533,490 Time deposits 763,002 763,159 Total $2,926,780 $2,296,649 B. INVESTMENTS Minnesota Statutes Section 118A authorizes the City to invest in the following: a) Direct obligations or obligations guaranteed by the United States or its agencies, its instrumentalities, or organizations created by an act of congress, excluding mortgage-backed securities defined as high risk. b) Shares of investment companies described in Section 118A.05. This includes primarily money market funds rated in the top two rating categories by a national rating service, and companies whose only investments are described in items a) through h) of this note. c) Obligations of the State of Minnesota or any of its municipalities as follows: (1) any security which is a general obligation of any state or local government with taxing powers which is rated “A” or better by a national bond rating service; (2) any security which is a revenue obligation of any state or local government with taxing powers which is rated “AA” or better by a national bond rating service; and (3) a general obligation of the Minnesota Housing Finance Agency which is a moral obligation of the State of Minnesota and is rated “A” or better by a national bond rating agency. (4) any security which is an obligation of a school district with an original maturity not exceeding 13 months and rated in the highest category by a national bond rating service, or enrolled in the credit enhancement program pursuant to Section 126C.55. d) Commercial paper issued by United States corporations or their Canadian subsidiaries, of the highest quality, and maturing in 270 days or less. e) General obligation temporary bonds of the same governmental entity issued under section 429.091, subdivision 7, 469.178, subdivision 5 or 475.61, subdivision 6. f) Funds held in a debt service fund may be used to purchase any obligation, whether general or special, of an issue which is payable from the fund, at such price, which may include a premium, as shall be agreed to by the holder, or may be used to redeem any obligation of such an issue prior to maturity in accordance with its terms. 66 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Investments as of December 31, 2020 are as follows: The City has the following recurring fair value measurements as of December 31, 2020:  Money market mutal funds are investments not categorized.  All others are values using Level 2 inputs, significant other observable inputs. C. INVESTMENT RISKS The City's investment policy follows Minnesota State Statutes described above, to limit the City's exposure to credit, custodial credit and interest rate risks. Additional risk information for the City: a) Interest rate risk - Interest rate risk is the risk that changes in interest rates of debt investments could adversely affect the fair value of an investment. To address this risk, the City's policy is to hold investments to maturity whenever practical to do so. b) Credit risk - investments - Credit risk is the risk that an issuer or other counterparty to an investment will be unable to fulfill its obligation to the holder of the investment. In order to limit credit risk to an acceptable level, the City's investments are limited to securities with the credit quality described above in Part B of this note. c) Concentration of credit risk - Concentration of credit risk is the risk of loss that may be attributed to the magnitude of a government's investment in a single issuer. The City places no limit on the Weighted Average Carrying Maturities Amount At Percentage In Years Fair Value of Total Notes issued by U.S. government agencies: Federal Home Loan Mortgage Corporation 2.5 5,987,922 16% Other U.S. government agencies* 3.2 4,315,769 12% State and local government bonds: New Jersey Economic Dev Authority 2.1 2,580,471 7% Other state and local government bonds* 1.9 5,653,467 15% Negotiable certificates of deposit* 1.1 7,454,959 20% Money market mutual funds: Federated Investors I Prime Value Fund Less than 1 yr 9,642,531 27% Evergreen U.S. Government Fund Less than 1 yr 1,035,110 3% Other Issuers Less than 1 yr 506,028 1% Total investments 37,176,257$ 100% * from various issuers, each less than 3% of the fair value of total investments 67 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 amount the City may invest in any one issuer. The table above details the percentage of the City's investments with each issuer at December 31, 2020. d) Custodial credit risk – Custodial credit risk is the risk that in the event of a failure of the counterparty, the City will not be able to recover the value of its investment securities that are in the possession of an outside party. At December 31, 2020, the securities listed above are held by two separate custodians in the City's name, with $500,000 of SIPC insurance coverage specific to the City's investments held at each custodian. Each custodian has provided additional protection by providing additional insurance. This additional insurance is subject to aggregate limits applied to all of the custodian's accounts however. Investments in money markets are not evidenced by securities that exist in physical or book entry form, and therefore are not subject to custodial credit risk disclosures. Note 3 RECEIVABLES Significant receivables balances not expected to be collected within one year of December 31, 2020 are as follows: Total EDA 2008A Taxable Anoka County EDA Capital Redev Proj Fund GO Housing Imp Comm Dev Administration Improvement (Component Unit) Area Bonds Fund Program Fund (Component Unit) Development Special assessments receivable $ - $ - $192,241 $ - $ - $ - $1,334,783 Loan receivable 6,585,000 - - 231,000 100,000 59,308 6,975,308 Long-term receivable - 2,115,600 - - - - 2,115,600 Total $6,585,000 $2,115,600 $192,241 $231,000 $100,000 $59,308 $10,425,691 Major Funds Nonmajor Funds HRA (component unit) Parkview Villa North & South On September 24, 2015, the Housing and Redevelopment Authority (HRA) sold a 150 unit senior apartment facility (Parkview Villa North and South) to Aeon, a regional non-profit housing entity. The terms of the sale included a 30 year $6,585,000 long-term note receivable from Aeon due December 31, 2047. Once the note is collected, the HRA will remit $5,200,000 to U.S. Department of Housing and Urban Development (HUD), for the dissolution of the Parkview Villa North portion of the facility as a Public Housing Agency project. In 2020, a developer purchased certain land within the City’s downtown business district from the EDA. Part of the purchase agreement included a contractual obligation to develop and construct the City Hall Component of Minimum Improvements and convey to the City upon completion. December 31, 2020, the estimated fair value assigned to the right to receive the future condominium shell is $2,115,600. 68 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Note 4 UNAVAILABLE REVENUES Governmental funds report deferred inflows of resources in connection with receivables for revenues that are not considered to be available to liquidate liabilities of the current period. At the end of the current fiscal year, the various components of unavailable revenue reported in the governmental funds were as follows: Property Tax Special Loan Long Term Taxes Increment Assessments Receivable Receivable Total Major Funds: General Fund $188,858 $ - $ - $ - $ - $1 88,858 EDA (Component Unit) Redevlopment Proj - - - - 2,115,600 2,115,600 Capital Improvements - PIR Funds - - 1,644,565 - - 1,644,565 HRA Parkview Villa North & South - - - 6,585,000 - 6,585,000 Nonmajor Governmental Funds: 9,850 14,177 279,904 331,000 - 634,931 Total unavailable revenue $198,708 $14,177 $1,924,469 $6,916,000 2,115,600 $11,168,954 69 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Note 5 CAPITAL ASSETS Capital asset activity for the year ended December 31, 2020 is as follows: Beginning Ending Balance Additions Deletions Balance Governmental activities: Capital assets - not depreciated: Land $6,440,531 $ - $ - $6,440,531 Construction in progress 365,383 2,723,528 (182,821) 2,906,090 Total capital assets not being depreciated 6,805,914 2,723,528 (182,821) 9,346,621 Capital assets - being depreciated: Buildings 32,306,087 - - 32,306,087 Equipment 10,390,084 1,227,680 (84,369) 11,533,395 Infrastructure 35,951,874 - - 35,951,874 Total capital assets being depreciated 78,648,045 1,227,680 (84,369) 79,791,356 Less accumulated depreciation for: Buildings 11,586,752 920,966 - 12,507,718 Equipment 7,298,164 545,202 (84,367) 7,758,999 Infrastructure 20,494,525 1,141,290 - 21,635,815 Total accumulated depreciation 39,379,441 2,607,458 (84,367) 41,902,532 Capital assets being depreciated - net 39,268,604 (1,379,778) (2) 37,888,824 Governmental activities capital assets - net 46,074,518 1,343,750 (182,823) 47,235,445 Business-type activities: Capital assets - not depreciated: Land 2,349,213 - - 2,349,213 Construction in progress 68,629 1,921,305 (19,333) 1,970,601 Total capital assets not being depreciated 2,417,842 1,921,305 (19,333) 4,319,814 Capital assets - being depreciated: Buildings 5,673,893 - - 5,673,893 Equipment 2,717,400 179,288 (8,539) 2,888,149 Infrastructure 19,308,003 - (1,350,027) 17,957,976 Total capital assets being depreciated 27,699,296 179,288 (1,358,566) 26,520,018 Less accumulated depreciation for: Buildings 2,315,110 159,283 - 2,474,393 Equipment 2,057,460 107,765 (8,539) 2,156,686 Infrastructure 10,370,231 448,017 (1,350,027) 9,468,221 Total accumulated depreciation 14,742,801 715,065 (1,358,566) 14,099,300 Capital assets being depreciated - net 12,956,495 (535,777) - 12,420,718 Business-type activities capital assets - net 15,374,337 1,385,528 (19,333) 16,740,532 Total capital assets - net 61,448,855 2,729,278 (202,156) 63,975,977 70 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Depreciation expense was charged to functions/programs of the primary government – governmental activities as follows: Governmental activities: General government $35,890 Public safety 579,763 Public works 1,174,946 Culture and recreation 733,156 Community development 5,005 Depreciation on capital assets held by governmental internal service activities is charged to each function based on use: Municipal Service Center 68,322 Information Systems 10,376 Total depreciation expense - capital assets held by governmental activities $2,607,458 Depreciation expense was charged to functions/programs of the primary government - business-type activities as follows: Business-type activities: Water $300,170 Sewer 165,698 Refuse 2,500 Storm sewer 112,437 Liquor 134,261 Total depreciation expense - capital assets held by business-type activities $715,066 71 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Note 6 INTERFUND RECEIVABLES, PAYABLES AND TRANSFERS INTERFUND RECEIVABLES, PAYABLES Individual fund interfund receivable and payable balances at December 31, 2020 are as follows: Fund Receivable Payable Nonmajor funds $134,120 $134,120 Total $134,120 $134,120 All interfund balances at December 31, 2020, reflect lending arrangements to cover deficit cash balances at yearend. Substantially all such other amounts are expected to be repaid within one year. INTERFUND TRANSFERS Interfund transfers during the year ended December 31, 2020 are as follows: Capital Capital Other Internal Imp PIR Imprvmts Gen Govtl Service General Fund Govt Bldg Funds Funds Total Transfers out: Major funds: Governmental: General $ - $1,449 $623,000 $135,310 $12,000 $771,759 Capital Imprvmts PIR - - - 50,468 - 50,468 Enterprise: Water 102,000 - - - - 102,000 Sewer 102,000 - - - - 102,000 Refuse 94,200 - - - - 94,200 Liquor 90,900 - - - - 90,900 Nonmajor funds: Other governmental funds 107,900 - - 58,655 - 166,555 Total $497,000 $1,449 $623,000 $244,433 $12,000 $1,377,882 Transfers In Major Funds Nonmajor Funds Governmental 72 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 2020 interfund transfers were primarily for the following purposes: a) To fund capital projects and equipment replacement b) To fund debt service funds with pledged resources from the funds authorized to collect those resources c) To fund general government functions of the General Fund which are broadly applicable to all activities of the primary government. Note 7 LONG-TERM DEBT GENERAL OBLIGATION BONDS The City issues General Obligation Bonds to provide funds for the acquisition and construction of major capital improvements. General Obligation Bonds are direct obligations and are backed by the full faith and credit of the City. Any deficiencies in pledged revenues will be offset by general property taxes. All of the bonds are serial bonds, which require semiannual payments of principal and/or interest from the date the bonds are issued. There are a number of limitations and restrictions contained in the various bond indentures. The City is in compliance with all significant limitations and restrictions. General obligation bonds outstanding at December 31, 2020, are as follows: Pledged revenue, if any, in addition to Original Interest Issue Final Balance general property taxes Issue Rate Date Maturity End of Year Governmental activities: GO Library series 2015A None 6,875,000 2.50-3.25% 3/4/2015 2/1/2036 $5,795,000 GO Refunding series 2017B - Advanced Refunding None 8,505,000 2.65-3.25% 7/6/2017 2/1/2038 7,655,000 GO Refunding series 2018A - Refunding None 2,070,000 2.45-3.45% 12/27/2018 2/1/2038 1,935,000 Taxable GO housing imprvmt area series 2008A Special assessments 975,000 5.00-6.05% 7/16/2008 2/1/2024 345,000 GO Improvement series 2013A Special assessments 235,000 0.40-2.50%11/21/2013 2/1/2024 85,000 Business-type activities: GO Utility revenue series 2013A Utility revenues 1,685,000 0.40-2.50% 11/21/2013 2/1/2024 800,000 GO Refunding series 2017A - Refunding Liquor revenues 3,265,000 2.00-3.00% 7/6/2017 2/1/2029 2,580,000 Total general obligation bonds outstanding $19,195,000 73 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 As of December 31, 2020, the annual debt service requirements to maturity for general obligation bonds are as follows: Fiscal Year Ending Governmental Activities Business-Type Activities December 31 Principal Interest Principal Interest 2021 $870,000 $450,345 $450,000 $72,918 2022 890,000 421,654 460,000 63,618 2023 920,000 392,056 475,000 53,709 2024 950,000 361,376 485,000 43,238 2025 760,000 335,332 285,000 33,600 2026 785,000 314,863 295,000 24,900 2027 815,000 294,107 300,000 17,325 2028 830,000 271,678 315,000 10,710 2029 860,000 247,754 315,000 3,623 2030 890,000 222,974 - - 2031-2035 4,875,000 713,609 - - 2036-2038 2,370,000 97,222 - - Total $15,815,000 $4,122,970 $3,380,000 $323,639 REVENUE BONDS The City issues revenue bonds for which the City pledges only the income derived from the acquired or constructed assets or redevelopment to pay the debt service. All of the bonds are serial bonds, which require semiannual payments of principal and/or interest from the date the bonds are issued. There are a number of limitations and restrictions contained in the bond indentures. The City is in compliance with all significant limitations and restrictions. Revenue bonds outstanding at December 31, 2020 are as follows: Original Interest Issue Final Balance Pledged revenue Issue Rate Date Maturity End of Year Governmental activities: Tax increment revenue series 2016 - Refunding Tax increment $2,435,000 2.28-3.009% 6/30/2016 2/15/2032 $1,935,000 Total revenue bonds outstanding $1,935,000 74 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 As of December 31, 2020, the annual debt service requirements to maturity for revenue bonds are as follows: Fiscal Year Ending Governmental Activities December 31 Principal Interest 2021 $130,000 $59,747 2022 135,000 57,295 2023 135,000 54,156 2024 140,000 50,200 2025 145,000 45,925 2026 145,000 40,850 2027 155,000 34,850 2028 160,000 28,550 2029 165,000 22,050 2030 170,000 16,200 2031 175,000 11,025 2032 280,000 4,200 Total $1,935,000 $425,048 PLEDGED REVENUES Refer to the schedules above for the terms of bonds with pledged revenues. Additional information on pledged revenues by type, as of December 31, 2020, and for the year then ended, is as follows: Total Remaining Current Year Related Bond As Percentage Related Bond Pledged Activity Principal of Revenue Principal Pledged Revenue Financed and Interest Pledged and Interest Revenue Project-specific Street special assessments improvements $88,835 95% $26,660 $50,498 Project-specific Private special assessments redevelopment 388,086 95% 98,432 107,796 Project-specific Public/Private tax increment redevelopment 2,360,049 83% 189,748 791,317 Water, sewer and storm- Utility system sewer net revenues improvements 838,481 16% 206,242 1,257,561 75 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 CHANGES IN LONG-TERM LIABILITIES Long-term liability activity for the year ended December 31, 2020 is as follows: Beginning Ending Due Within Balance Additions Reductions Balance One Year Governmental activities: Bonds payable: General obligation bonds repaid only with general taxes $16,115,000 $ - ($730,000) $15,385,000 $770,000 General obligation bonds with other pledged revenues 550,000 - (120,000) 430,000 100,000 Revenue bonds 2,065,000 - (130,000) 1,935,000 130,000 Unamortized premium/discount 382,618 - (41,949) 340,669 - Total bonds payable 19,112,618 - (1,021,949) 18,090,669 1,000,000 Due to Other Government 5,200,000 - - 5,200,000 - Compensated absences 1,123,708 950,254 (889,500) 1,184,462 106,600 Net pension liability 7,958,096 1,073,148 9,031,244 - Postemployment benefits other than pensions 1,420,635 159,028 (51,986) 1,527,677 - Total governmental activity long-term liabilities $34,815,057 $2,182,430 ($1,963,435) $35,034,052 $1,106,600 Business-type activities: Bonds payable: General obligation bonds with other pledged revenues $3,825,000 $ - ($445,000) $3,380,000 $450,000 Unamortized premium/discount 50,682 - (9,781) 40,901 - Total bonds payable 3,875,682 - (454,781) 3,420,901 450,000 Total business-type activity long-term liabilities $3,875,682 $0 ($454,781) $3,420,901 $450,000 Compensated absences, net pension liability and other postemployment benefits are liquidated by the employee benefits fund, an internal service fund. See note 3 for detail of Due to Other Government. Note 8 CONDUIT DEBT From time to time, the City has issued Revenue Bonds to provide financial assistance to private-sector entities for the acquisition and construction of facilities deemed to be in the public interest. The bonds are secured by the property financed and are payable solely from private-sector entity revenues. Upon repayment of the bonds, ownership of the acquired facilities transfers to the private-sector entity served by the bond issuance. The City, the EDA, and the HRA, are not obligated in any manner for repayment of the bonds. Accordingly, the bonds are not reported as liabilities in the accompanying financial statements. As of December 31, 2020 there was an estimated aggregate principal amount payable of approximately $63,492,230 in bonds of this type. 76 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Note 9 FUND EQUITY A. CLASSIFICATIONS At December 31, 2020, the City has various fund equities through legal restrictions and City Council authorizations. A summary of such classifications are as follows: EDA (component Cap Imp HRA (component General unit) Redev Gen Govt unit) Parkview Nonmajor Fund Project PIR Building Villa No & So Gov't Total 2020 Fund Balance Nonspendable Prepaid items $131,857 $ - $ - $ - $ - $2,602 $134,459 Total nonspendable 131,857 - - - - 2,602 134,459 Restricted for: Debt service - - - - - 1,472,189 1,472,189 Streets - - - - - 506,793 506,793 Tax Increment - - - - - 1,496,371 1,496,371 Police Forfeiture - - - - - 20,948 20,948 Grant sponsored Rec Programs - - - - - 104,084 104,084 Total restricted - - - - - 3,600,385 3,600,385 Committed for: Downtown Parking Maintenance - - - - - 16,767 16,767 Capital Improvements/Replacement - - 333,455 6,045,437 - 4,047,722 10,426,614 Cable TV Operations - - - - - 1,101,638 1,101,638 Library Operations - - - - - 717,522 717,522 Economic Redevelopment - 4,199,821 - - - 2,790,879 6,990,700 Total committed - 4,199,821 333,455 6,045,437 - 8,674,528 19,253,241 Assigned for: 2021 Appropriation 177,389 - - - - - 177,389 Unassigned:8,067,967 - - - - (721,840) 7,346,127 Total 8,377,213$ 4,199,821$ 333,455$ 6,045,437$ -$ 11,555,675$ 30,511,601$ 77 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 B. DEFICIT FUND BALANCE The following funds had fund deficits as of December 31, 2020. The City will finance these deficits through collections of revenues in future years. Nonmajor Funds: Major Funds: Anoka County Comm. Dev. Programs ($616,546) Debt Service Funds: TIF Central Valu Center (2,638) TIF Scattered Site (102,656) ($721,840) C. MINIMUM FUND BALANCE POLICY The City Council has formally adopted a fund balance policy for the General Fund and the Library Fund (a non-major fund). The most significant revenue sources for these funds are property taxes. This revenue source is received in two installments during the year – June and December. As such, it is the City’s goal to begin each fiscal year with sufficient working capital to fund operations between each semi-annual receipt of property taxes. The policy establishes a year-end target of unassigned fund balance for the General Fund and spendable fund balance for the Library fund equal to at least 45% of the next year’s budgeted expenditures. At December 31, 2020, both funds have met this goal. Note 10 DEFINED BENEFIT PENSION PLANS - STATEWIDE A. PLAN DESCRIPTION The City participates in the following cost-sharing multiple-employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA’s defined benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERA’s defined benefit pension plans are tax qualified plans under Section 401(a) of the Internal Revenue Code. General Employees Retirement Fund (GERF) All full-time (with the exception of employees covered by PEPFF) and certain part-time employees of the City are covered by the General Employees Retirement Fund (GERF). GERF members belong to the Coordinated Plan. Coordinated Plan members are covered by Social Security. Public Employees Police and Fire Fund (PEPFF) The PEPFF, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the PEPFF also covers police officers and firefighters belonging to local relief associations that elected to merge with and transfer assets and administration to PERA. 78 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 B. BENEFITS PROVIDED PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the state legislature. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. 1. GERF Benefits Benefits Benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA’s Coordinated members. Members hired prior to July 1, 1989 receive the higher of Method 1 or Method 2 formulas. Only Method 2 is used for members hired after June 30, 1989. Under Method 1, the accrual rate for Coordinated members is 1.2% of average salary for each of the first ten years of service and 1.7% of average salary for each additional year. Under Method 2, the accrual rate for Coordinated Plan members is 1.7% of average salary for all years of service. For members hired prior to July 1, 1989 a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. Benefit increases are provided to benefit recipients each January. Beginning in 2019, the postretirement increase is equal to 50% of the cost-of-living adjustment (COLA) announced by the SSA, with a minimum increase of at least 1% and a maximum of 1.5%. Recipients that have been receiving the annuity or benefit for at least a full year as of the June 30 before the effective date of the increase will receive the full increase. For recipients receiving the annuity or benefit for at least one month but less than a full year as of the June 30 before the effective date of the increase will receive a reduced prorated increase. For members retiring on January 1, 2024 or later, the increase will be delayed until normal retirement age (age 65 if hired prior to July 1, 1989, or age 66 for individuals hired on or after July 1, 1989). Members retiring under Rule of 90 are exempt from the delay to normal retirement. 2. PEPFF Benefits Benefits Benefits for the PEPFF members first hired after June 30, 2010 but before July 1, 2014 vest on a prorated basis from 50% after five years up to 100% after ten years of credited service. Benefits for PEPFF members first hired after June 30, 2014 vest on a prorated basis from 50% after ten years up to 100% after twenty years of credited service. The annuity accrual rate is 3% of average salary for each year of service. For PEPFF members who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. Benefit increases are provided to benefit recipients each January. Beginning in 2019, the postretirement increase will be fixed at 1%. Recipients that have been receiving the annuity or benefit for at least 36 months as of the June 30 before the effective date of the increase will 79 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 receive the full increase. For recipients receiving the annuity or benefit for at least 25 months but less than 36 months as of the June 30 before the effective date of the increase will receive a reduced prorated increase. C. CONTRIBUTIONS Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state Legislature. GERF Contributions Coordinated plan members were required to contribute 6.5% of their annual salary in fiscal year 2020 and the City was required to contribute 7.5% for Coordinated Plan members. The City’s contributions to the GERF for the year ended December 31, 2020 were $490,969. The City’s contributions were equal to the required contributions as set by state statute. PEPFF Contributions Police and Fire member’s contribution rates increased from 11.3% of pay to 11.8% and employer rates increased from 16.95% to 17.70% on January 1, 2020. The City’s contributions to the PEPFF for the year ended December 31, 2020 were $624,095. The City’s contributions were equal to the required contributions as set by state statute. D. PENSION COSTS GERF Pension Costs At December 31, 2020, the City reported a liability of $5,210,052 for its proportionate share of GERF’s net pension liability. The City’s net pension liability reflected a reduction due to the State of Minnesota’s contribution of $16 million. The State of Minnesota is considered a non-employer contributing entity and the state’s contribution meets the definition of a special funding situation. The State of Minnesota’s proportionate share of the net pension liability associated with the City totaled $160,517. The net pension liability was measured as of June 30, 2020, and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportion of the net pension liability was based on the City’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2019 through June 30, 2020, relative to the total employer contributions received from all of PERA’s participating employers. The City’s proportionate share was 0.0869% at the end of the measurement period and 0.0865% for the beginning of the period. City's proportionate share of the net pension liability $5,210,052 State of Minnesota's proportionate share of the net pension liability associated with the city 160,517 Total $5,370,569 For the year ended December 31, 2020, the City recognized pension expense of $247,979 for its proportionate share of the GERF’s pension expense. In addition, the City recognized an additional 80 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 $13,970 as pension expense (and grant revenue) for its proportionate share of the State of Minnesota’s contribution of $16 million to the GERF. At December 31, 2020, the City reported its proportionate share of the GERF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows of Resources Deferred Inflow of Resources Differences between expected and actual economic experience 47,507$ 19,712$ Changes in actuarial assumptions - 193,288 Differences between projected and actual investment earnings 90,512 - Changes in proportions 60,280 63,367 Contributions paid to PERA subsequent to the measurement date 258,498 - Total 456,797$ 276,367$ The $258,498 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2021. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Year ended Pension Expense December 31: Amount 2021 (277,303) 2022 (31,203) 2023 104,560 2024 125,877 2025 - Thereafter - (78,069)$ PEPFF Pension Costs At December 31, 2020, the City reported a liability of $3,821,192 for its proportionate share of the PEPFF’s net pension liability. The net pension liability was measured as of June 30, 2020 and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City’s proportionate share of the net pension liability was based on the City’s contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2019 through June 30, 2020, relative to the total employer contributions received from all of PERA’s participating employers. The City’s proportionate share was 0.2899% at the end of the measurement period and 0.2983% for the beginning of the period. 81 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 The State of Minnesota also contributed $13.5 million to PEPFF during the plan fiscal year ended June 30, 2020. The contribution consisted of $4.5 million in direct state aid that does meet the definition of a special funding situation and $9.0 million in fire state aid that does not meet the definition of a special funding situation. The $4.5 million direct state was paid on October 1, 2019. Thereafter, by October 1 of each year, the state will pay $9 million to the Police and Fire Fund until full funding is reached or July 1, 2048, whichever is earlier. The $9 million in fire state aid will continue until the fund is 90 percent funded, or until the State Patrol Plan (administered by the Minnesota State Retirement System) is 90 percent funded, whichever occurs later. As a result, the State of Minnesota is included as a non-employer contributing entity in the PEPFF Schedule of Employer Allocations and Schedule of Pension Amounts by Employer, Current Reporting Period Only (pension allocation schedules) for the $4.5 million in direct state aid. PEPFF employers need to recognize their proportionate share of the State of Minnesota’s pension expense (and grant revenue) under GASB 68 special funding situation accounting and financial reporting requirements. For the year ended December 31, 2020, the City recognized pension expense of $354,865 for its proportionate share of the Police and Fire Plan’s pension expense. In addition, the City recognized an additional $13,351 as pension expense (and grant revenue) for its proportionate share of the State of Minnesota’s contribution of $4.5 million to the PEPFF. The State of Minnesota is not included as a non-employer contributing entity in the Police and Fire Pension Plan pension allocation schedules for the $9 million in fire state aid. The City also recognized $27,093 for the year ended December 31, 2020 as revenue and an offsetting reduction of net pension liability for its proportionate share of the State of Minnesota’s on-behalf contributions to the Police and Fire Fund. At December 31, 2020, the City reported its proportionate share of the PEPFF’s deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: . Deferred Outflows of Resources Deferred Inflow of Resources Differences between expected and actual economic experience 168,021$ 173,077$ Changes in actuarial assumptions 1,221,370 2,346,081 Differences between projected and actual investment earnings 126,455 - Changes in proportions 153,279 393,683 Contributions paid to PERA subsequent to the measurement date 329,611 - Total 1,998,736$ 2,912,841$ The $329,611 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension 82 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 liability in the year ended December 31, 2021. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as outflows: Year ended Pension Expense December 31:Amount 2021 (342,051)$ 2022 (1,091,772) 2023 47,823 2024 154,366 2025 (12,083) Thereafter - (1,243,717)$ E. ACTUARIAL ASSUMPTIONS The total pension liability in the June 30, 2020 actuarial valuation was determined using an individual entry-age normal actuarial cost method and the following actuarial assumptions: Inflation 2.50% per year Salary Growth 3.25% per year Investment Rate of Return 7.50% Salary increases were based on a service-related table. Mortality rates for active members, retirees, survivors, and disabilitants for all plans were based on RP 2014 tables for males or females, as appropriate, with slight adjustments to fit PERA’s experience. Cost of living benefit increases after retirement for retirees are assumed to be 1.25% per year for GERF and 1.0% per year for PEPFF. Actuarial assumptions used in the June 30, 2020 valuation were based on the results of actuarial experience studies. The most recent four-year experience study for GERF was completed in 2019. The assumption changes were adopted by the Board and become effective with the July 1, 2020 actuarial valuation. The most recent four-year experience study for PEPFF was completed in 2020. The following changes in actuarial assumptions and plan provisions occurred in 2020: General Employess Fund  The price inflation assumption was decreased from 2.50% to 2.25%.  The payroll growth assumption was decreased from 3.25% to 3.00%.  As recommended in the June 30, 2019 experience study, assumed salary increase rates were decreased 0.25% and assumed rates of retirement were changed resulting in more unreduced (normal) retirements and slightly fewer Rule of 90 and early retirements. Assumed rates of termination and disability were also changed. 83 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020  The base mortality tables were changed from RP-2014 tables to Pub-2010 tables, with adjustments.  The mortality improvement scale was changed from Scale MP-2018 to Scale MP-2019.  The assumed spouse age difference was changed from two years older for females to one year older.  The assumed number of married male new retirees electing the 100% Joint & Survivor option changed from 35% to 45%. The assumed number of married female new retirees electing the 100% Joint & Survivor option changed from 15% to 30%. The corresponding number of married new retirees electing the Life annuity option was adjusted accordingly. Changes in Plan Provisions:  Augmentation for current privatized members was reduced to 2.0% for the period July 1, 2020 through December 31, 2023 and 0.0% after. Augmentation was eliminated for privatizations occurring after June 30, 2020. Police and Fire Fund  The The mortality projection scale was changed from MP-2018 to MP-2019. The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness on a regular basis of the long-term expected rate of return using a building-block method in which best-estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the following table: Asset Class Target Allocation Long-Term Expected Real Rate of Return Domestic Equity 35.5%5.10% Private Markets 25%5.90% Fixed Income 20%0.75% International Equity 17.5%5.90% Cash Equivalents 2%0.00% F. DISCOUNT RATE The discount rate used to measure the total pension liability in 2020 was 7.5%. The projection of cash flows used to determine the discount rate assumed that contributions from plan members and employers will be made at the rate set in Minnesota statutes. Based on that assumption, the fiduciary net position of the GERF and the PEPFF was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. 84 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 G. PENSION LIABILITY SENSITIVITY The following presents the City’s proportionate share of the net pension liability for all plans it participates in, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: 1% decrease in discount rate (6.5%) Dicount Rate (7.5%) 1% increase in discount rate (8.5%) City's Proportionate share of the GERF net pension liability $8,349,906 $5,210,052 $2,619,925 City's Proportionate share of the PEPFF net pension liabilty $7,616,186 $3,821,192 $681,500 H. PENSION EXPENSE Detailed information about each pension plan’s fiduciary net position is available in a separately-issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained at www.mnpera.org. I. PENSION PLAN FIDUCIARY NET POSITION Pension expense recognized by the City for the year ended December 31, 2020 is as follows: GERF 247,979$ PEPFF 354,865 Total 602,844 Note 11 DEFINED CONTRIBUTION PLAN A. FIRE RELIEF ASSOCIATION, PAID ON-CALL DIVISION The Columbia Heights Fire Department Relief Association is the administrator of a single-employer pension plan for the paid on-call members of the City of Columbia Heights Fire Department. 85 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Through October 26, 1997, the association operated as a defined benefit plan. Effective October 27, 1997, the Association amended its by-laws and converted to a defined contribution plan. The pension plan was fully funded at the time of conversion. Benefits and contribution requirements are established by the Association’s by-laws and can be amended by the Association’s Board of Directors with approval from the City. All provisions are within limitations established by Minnesota statutes. Type of Benefit. The exclusive pension provided by the Association is a "Defined Contribution Lump Sum Service Pension" as defined in Minnesota Statutes §424A.02, Subdivision 4. Contributions Required and Contributions Made. No contributions are required from the plan members or the City. The plan is funded through state aid, investment income and discretionary contributions from the City. For 2020, state aid was contributed to the plan. This state aid revenue and the related contribution expense/expenditure of $115,508 are recognized in the accompanying financial statements for the year ended December 31, 2020. B. COUNCIL MEMBERS Certain council members of the City are covered by the Public Employees Defined Contribution Plan (PEDCP), a multiple-employer deferred compensation plan administered by the Public Employees Retirement Association of Minnesota (PERA). The PEDCP is a tax qualified plan under section 401(a) of the Internal Revenue Code and all contributions by or on behalf of the employees are tax deferred until time of withdrawal. The defined contribution plan consists of individual accounts paying a lump-sum benefit, plan benefits depend solely on amounts contributed to the plan plus investment earnings, less administrative expenses, therefore, there is no future liability to the employer. Minnesota Statutes, Chapter 353D.03, specifies plan provisions, including the employee and employer contribution rates for those qualified personnel who elect to participate. An eligible elected official who decides to participate contributes 5% of salary, which is matched by the elected official’s employer. Employer and employee contributions are combined and used to purchase shares in one or more of the seven accounts of the Minnesota Supplemental Investment Fund. For administering the plan, PERA receives 2% of employer contributions and twenty-five hundredths of 1% (.0025) of the assets in each member's account annually. Pension expense for the year is equal to contributions made. Total contributions made by the City of Columbia Heights for the last three fiscal years were: Required Rate for Contribution Amount Percentage of Covered Payroll Employees and For the Year Ended: Employee Employer Employee Employer Employers December 31, 2020 $ 1,080 $ 1,080 5% 5% 5% December 31, 2019 $ 390 $ 390 5% 5% 5% December 31, 2018 $ 465 $ 465 5% 5% 5% 86 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Note 12 POST EMPLOYMENT BENEFITS OTHER THAN PENSIONS (OPEB) A. PLAN DESCRIPTION The City administers a single-employer defined benefit health care plan (the plan.) By state statute, the plan provides an implicit rate subsidy for retired participants by allowing retirees under age 65 to purchase health insurance at the premium rate available to active employees. In addition, by state statute, the plan provides payment of insurance premiums, up to age 65, for public safety employees that retire with a qualifying disability, equal to the current employer-paid portion of premiums for an active employee. The employer-paid portion of premiums for an active employee is determined periodically by negotiation between the City and collective bargaining units of city employees. The plan does not issue a publicly available financial report. No assets are accumlated in a trust that meets the criteria in paragraph 4 of GASB Statement No. 75. B. FUNDING POLICY Participants under the implicit rate subsidy provision are required to contribute 100% of the stated premium billed by the insurer. For 2020, participants under disabled public safety retiree provision were required to contribute $0 for single coverage or a portion of the stated premium billed by the insurer for family coverage. Under both provisions of the plan, the City is only required to contribute on a pay-as-go basis. This amount is listed below for the current year. The State of Minnesota, solely at its option, reimburses the City annually for a portion of the City’s costs under the disabled public safety retiree provision. Historically, these reimbursements have approximated 60% of the pay-as-go cost of this plan provision. These reimbursements are reported as revenue in the year received, separate from OPEB expenses/expenditures. C. PARTICIPANTS As of January 1, 2019 actuarial valuation, participants of the plan consisted of: Active Employees 116 Inactive employees or beneficiaries currently receiving benefits 23 139 87 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 D. TOTAL OPEB LIABILITY AND CHANGES IN TOTAL OPEB LIABILITY The City’s total OPEB liability of $1,527,677 was measured as of December 31, 2020, and was determined by an acturial valuation as of January 1, 2019. Changes in the total OPEB liability during 2020 were: Balance - beginning of year $ 1,420,635 Charges for the year: Service Cost 33,807 Interest 39,144 Change of benefit terms - Differences between expected and actual experience - Changes in assumptions 86,077 Benefit payments (51,986) Net changes 107,042 Balance - end of year $ 1,527,677 E. ACTUARIAL ASSUMPTIONS AND OTHER INPUTS The total OPEB liability in the January 1, 2019 actuarial valuation was determined using the following actuarial assumptions and other inputs, applied to all periods included in the measurement, unless otherwise specified: Inflation 2.50% Salary increases (Average) 3.50% Discount rate 2.12% Investment rate of return N/A Retirees’ share of benefit-related costs 100% Healthcare cost trend rates: First year (FYE 2019) 3.00% Second year (FYE 2020) 6.75% Third year (FYE 2021) 6.50% Ultimate year (FYE 2031) 4.00% Years to ultimate year 12 Since the plan is funded on a pay-as-you-go basis, both the discount rate and the investment rate of return was based on the 20 year AA rated municipal bond rate as of December 31, 2020. Mortality rares were based on the RP-2014 Total Dataset Mortality tables with Scale MP-2014 and Scale MP-2018. Based on past experience of the plan, 60% of future retirees are assumed to continue medical coverage until age 65. 80% of police/fire employees are assumed to continue medical coverage until age 65. 88 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 F. SENSITIVITY OF THE TOTAL OPEB LIABILITY TO CHANGES IN THE DISCOUNT RATE. The following presents the total OPEB liability of the City, as well as what the City’s total OPEB liability would be if it were calculated using a discount rate that is 1% lower (1.12%) or 1% higher (3.12%) than the current discount rate: 1% Decrease (1.12%) Discount Rate (2.12%) 1% Increase (3.12%) Total OPEB liability $ 1,681,586 $ 1,527,677 $ 1,392,183 G. SENSITIVITY OF THE TOTAL OPEB LIABILITY TO CHANGES IN THE HEALTHCARE COST TREND RATES The following presents the total OPEB liability of the City, as well as what the City’s total OPEB liability would be if it were calculated using healthcare cost trend rates that are 1% lower (5.5% decreasing to 3%) or 1% higher (7.5% decreasing to 5%) than the current healthcare cost trend rates. Health Cost 1% Decrease (5.5% decreasing to 3%) Trend Rates (6.5% Decreasing to 4%) 1% Increase (7.5% decreasing to 5%) Total OPEB liability $ 1,368,785 $ 1,527,677 $ 1,711,792 H. OPEB EXPENSE AND DEFERRED OUTFLOWS AND INFLOWS OF RESOURCES RELATED TO OPEB For the year ended December 31, 2020, the City recognized $94,051 of OPEB expense. At December 31, 2020, the City reported deferred outflows and inflows of resources related to OPEB from the following sources: Deferred Outflows of Resources Deferred Inflows of Resources Differences between expected and actual experience $ 132,063 $ 0 Change of assumptions and other inputs $ 73,341 ($ 82,740) 89 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Amounts reported as deferred outflows and inflows of resources related to OPEB will be recognized in OPEB expense as follows: Year Ended December 31, OPEB Expense 2021 ($ 21,100) 2022 (21,100) 2023 (21,100) 2024 (21,100) 2025 (28,603) Thereafter (9,661) ($122,664) Note 13 TAX ABATEMENTS – PAY-AS-YOU-GO TAX INCREMENT A. TAX INCREMENT DISTRICTS The City’s tax increment districts are subject to review by the State of Minnesota Office of the State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance which would have a material effect on the financial statements. B. TAX ABATEMENTS – PAY-AS-YOU-GO TAX INCREMENT The City provides tax abatements pursuant to Minnesota Statutes 469.174 to 469.1794 (Tax Increment Financing) through a pay-as-you-go note program. Tax increment financing (TIF) can be used to encourage private development, redevelopment, renovation and renewal, growth in low-to-moderate- income housing, and economic development within the City. TIF captures the increase in tax capacity and property taxes from development or redevelopment to provide funding for the related project. The City has four tax increment pay-as-you-go agreements. The agreements are not a general obligation of the City and are payable solely from available tax increment. Accordingly, these agreements are not reflected in the financial statements of the City. Details of the pay-as-you-go notes are as follows: TIF District K2, Barnick: Issued in 1994 in the principal sum of $50,417 with no interest. Principal and interest shall be paid on August 1, 1995 and each February 1 and August 1 thereafter to and including February 1, 2020. Payments are payable solely from available tax increment derived from the developed/redeveloped property and paid to the City. The pay-as-you-go note provides for payment to the developer when tax increment received in the prior six months is greater than $3,680.56. The payment reimburses the developer for land acquisition. Principal and interest payments was completed February 1, 2020. The City shall have no 90 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 obligation to pay any unpaid balance of principal or accrued interest that may remain after the final payment on February 1, 2020. TIF District R8, Crest View Project: Issued in 2005 in the principal sum of $780,000 with an interest rate of 11% per annum. Principal and interest shall be paid on November 1, 2005 and each February 1 and August 1 thereafter to and including February 1, 2023. Payments are payable solely from available tax increment derived from the developed/redeveloped property and paid to the City. The pay-as-you-go note provides for payment to the developer equal to 89.78% of all tax increment received in the prior six months. The payment reimburses the developer for land acquisition, site preparation, demolition & removal, soil corrections & remediation, utility work, sidewalks, curb & gutter work, earthwork, and landscaping. Principal and interest payments will be completed February 1, 2023. The current year abatement (TIF note payments) amounted to $33,130. At December 31, 2020, the principal amount outstanding on the note was $732,801. TIF District R8, Townhouse View Project (Columbia Court Townhomes): Issued in 2002 in the principal sum of $175,100 with an interest rate of 9.5% per annum. Principal and interest shall be paid on August 1, 2003 and each February 1 and August 1 thereafter to and including February 1, 2023. Payments are payable solely from available tax increment derived from the developed/redeveloped property and paid to the City. The pay-as-you-go note provides for payment to the developer equal to 89.78% of all tax increment received in the prior six months. The payment reimburses the developer for land acquisition, site preparation, demolition & removal, soil corrections & remediation, utility work, sidewalks, curb & gutter work, earthwork, and landscaping. Principal and interest payments will be completed February 1, 2023. The current year abatement (TIF note payments) amounted to $17,564. At December 31, 2020, the principal amount outstanding on the note was $175,100. TIF District T6, Huset Park Development: Issued in 2007 in the principal sum of $6,650,000 plus allowable increase of $598,782 with an interest rate of 6.00% per annum. Principal and interest shall be paid on February 15, 2009 and each August 15 and February 15 thereafter to and including February 15, 2032. Payments are payable solely from available tax increment derived from the developed/redeveloped property and paid to the City. The pay-as-you-go note provides for payment to the developer equal to all tax increment received in the prior six months that is in excess of bond payments, paying agent fees and $16,500 per payment period for administrative TIF expenses. The payment reimburses the developer for relocation, demolition, environmental costs, grading & site preparation, onsite roads & utilities, economic development authority costs, land acquisition, and interest on any listed items to the extent such cost represents interest on any valid evidence of indebtedness under federal income tax principles. Principal and interest payments will be completed February 15, 2032. The City shall have no obligation to pay any unpaid balance of principal or accrued interest that may remain after the final payment on February 15, 2032. The current year 91 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 abatement (TIF note payments) amounted to $529,329. At December 31, 2020, the principal amount outstanding on the note was $7,248,782. TIF District Z6, Dominium Apartment Project: Issued in 2017 in the principal sum of $1,170,000 with an interest rate of 5.36% per annum. Principal and interest shall be paid on August 1, 2020 and each February 1 and August 1 thereafter to and including February 1, 2032. Payments are payable solely from available tax increment derived from the developed/redeveloped property and paid to the City. The pay-as-you-go note provides for payment to the developer equal to 89.78% of all tax increment received in the prior six months. The payment reimburses the developer for acquisition costs, soil correction, site preparation and public improvements.. Principal and interest payments will be completed February 1, 2032. The City shall have no obligation to pay any unpaid balance of principal or accrued interest that may remain after the final payment on February 1, 2032. The current year abatement (TIF note payments) amounted to $177,941. At December 31, 2020, the principal amount outstanding on the note was $1,170,000. Note 14 COMMITMENTS AND CONTINGENCIES A. RISK MANAGEMENT The City is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. Workers compensation coverage is provided through a pooled self-insurance program through the League of Minnesota Cities Insurance Trust (LMCIT). The City pays an annual premium to LMCIT. The City is subject to supplemental assessments if deemed necessary by the LMCIT. The LMCIT reinsures through Workers Compensation Reinsurance Association (WCRA) as required by law. For workers compensation, the City is not subject to a deductible. Property, casualty and automobile insurance coverage are provided through a pooled self-insurance program through the LMCIT. The City pays an annual premium to the LMCIT. The City is subject to supplemental assessments if deemed necessary by the LMCIT. The LMCIT reinsures through commercial companies for claims in excess of various amounts. The City retains risk for the deductible portions. These deductibles are considered immaterial to the financial statements. The City carries commercial insurance for other risks of loss, including employee health and disability insurance. There were no significant reductions in insurance from the previous year or settlements in excess of insurance coverage for any of the past three fiscal years. 92 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 B. LITIGATION In connection with the normal conduct of its affairs, the City is involved in various claims, litigation and judgments. One such claim, pertaining to relocation of leased cellular antenna space between properties owned by the City, was settled in 2020. Remaining amounts that will be paid in 2021 under that settlement, including the cost to construct a replacement tower, are approximately $661,947. A liability for this amount is reported in the City’s financial statements for the year ended December 31, 2020. All other existing and pending lawsuits, claims and other actions in which the City is a defendant are either covered by insurance; of an immaterial amount; or, in the judgement of the City management, remotely recoverable by plaintiffs. C. FEDERAL AND STATE FUNDS Amounts received or receivable from federal and state agencies are subject to agency audit and adjustment. Any disallowed claims, including amounts already collected, may constitute a liability of the applicable funds. The amount, if any, of funds which may be disallowed by the agencies cannot be determined at this time although the City expects such amounts, if any, to be immaterial. D. CONTRACTUAL COMMITMENTS The City has entered into contractual commitments for street construction projects and other various projects that are in process at yearend. At December 31, 2020, the City’s obligation for such projects was approximately $1,120,000. E. POLLUTION REMEDIATION LIABILITY Prior to purchasing property located at 3930 University Avenue NE in 2019 for redevelopment, the City determined the property is contaminated from the prior owner’s business activities there. The City has begun a three-phase approach to remediate the soil and groundwater. Phase I and II, including a contamination investigation and preparation of a Response Action Plan were completed 2020. The Minnesota Pollution Control Agency has reviewed and approved the Response Action Plan. The City will complete the planned remediation of the site (Phase III), and also demolish the buildings on the property by the end of 2021. The costs of the remediation are estimated at $108,000 using the expected value method, with those costs expected to be incurred in 2021. A liability for this estimate is recorded within the governmental activities of the December 31, 2020, Statement of Net Position. In 2019, Anoka County awarded the City a federal Community Development Block Grant (CDBG) to liquidate this liability, conditioned on performing the remediation. 93 CITY OF COLUMBIA HEIGHTS, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2020 Note 15 SPECIAL ITEM A special item is reported within the financial statements for the year ended December 31, 2020 for sale of certain land held for resale. The developer, BPOZ Columbia Heights LLC (dba "Alatus"), purchased certain land within the City's downtown business district from the EDA in 2020. The developer intends to construct approximately 266 multifamily rental apartment dwellings, approximately 3,280 square feet of commercial space, and approximately 21,256 square feet of gray-shell finish space designed for use as a city hall to be owned and operated by the City as a condominium. At December 31, 2020, the estimated fair value assigned to City's right to receive the future condominium shell was $2,115,600. The above transaction had a net special item effect of $394,307 in the governmental funds and $2,509,907 in the government-wide statement of activities. Note 16 RECENTLY ISSUED ACCOUNTING STANDARDS The Governmental Accounting Standards Boards (GASB) recently approved the following statements which were not implemented for these financial statements: Statement No. 87 Leases. The provisions of this Statement are effective for reporting periods beginning after December 15, 2021. Statement No. 91 Conduit Debt Obligations. The provisions of this Statement are effective for reporting periods beginning after December 15, 2021. Statement No. 92 Omnibus 2020. The provisions of this Statement are effective for reporting periods beginning after June 15, 2021. Statement No. 93 Replacement of Interbank Offered Rates. The removal of LIBOR as an appropriate benchmark interest rate is effective for reporting periods ending after December 31, 2021. The requirements of this Statement relating to leases are effective for fiscal years beginning after June 15, 2021. All other requirements of this Statement are effective for reporting periods beginning after June 15, 2020. Statement No. 94 Public-Private and Public-Public Partnerships and Availability Payment Arrangements. The provisions of this Statement are effective for reporting periods beginning after June 15, 2022. Statement No. 96 Subscription-Based Information Technology Arrangements. The provisions of this Statement are effective for fiscal years beginning after June 15, 2022. The effect these standards may have on future financial statements is not determinable at this time, but it is expected that Statements No. 87 may have a material impact. 94 REQUIRED SUPPLEMENTARY INFORMATION 95 CITY OF COLUMBIA HEIGHTS, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 9 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND Page 1 of 2 For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 Variance with Budgeted Amounts Final Budget 2019 Actual Positive Actual Original Final Amounts (Negative) Amounts Revenues: Taxes $10,963,000 $10,963,000 $11,274,608 $311,608 $10,156,071 Licenses and permits 348,100 348,100 334,596 (13,504)371,369 Intergovernmental 921,500 959,727 955,096 (4,631)970,495 Charges for services 620,500 620,500 447,822 (172,678)614,312 Fines and forfeitures 91,000 91,000 101,309 10,309 116,759 Investment income: Interest and dividends 75,000 75,000 142,941 67,941 212,174 Change in fair value - - 43,393 43,393 118,020 Other revenues 15,400 15,400 19,759 4,359 19,344 Total revenues 13,034,500 13,072,727 13,319,524 246,797 12,578,544 Expenditures: General government: Council 185,650 185,650 166,570 19,080 157,472 Manager 626,450 626,450 597,603 28,847 466,948 Clerk 125,800 141,398 144,851 (3,453)51,206 Legal 181,200 181,200 212,212 (31,012)173,229 Finance 954,000 954,000 945,979 8,021 915,805 Assessing 125,300 125,300 124,213 1,087 125,286 General government buildings 160,700 160,700 135,735 24,965 150,763 Contingencies 35,000 35,000 13,323 21,677 3,350 Total general government 2,394,100 2,409,698 2,340,486 69,212 2,044,059 Public safety: Police 5,245,170 5,245,170 5,024,157 221,013 4,693,753 Fire 2,035,991 2,058,621 1,668,008 390,613 1,675,053 Capital outlay - - 76,571 (76,571)11,582 Total public safety 7,281,161 7,303,791 6,768,736 535,055 6,380,388 Public works: Engineering 407,754 407,754 301,628 106,126 283,548 Maintenance 1,440,083 1,440,083 1,304,799 135,284 1,257,617 Capital outlay 7,000 7,000 259,235 (252,235)60,817 Total public works 1,854,837 1,854,837 1,865,662 (10,825) 1,601,982 Other departments: Parks and recreation 1,905,873 1,905,873 1,570,452 335,421 1,794,915 Total recreation 1,905,873 1,905,873 1,570,452 335,421 1,794,915 Total expenditures 13,435,971 13,474,199 12,545,336 928,863 11,821,344 Revenues over (under) expenditures (401,471) (401,472) 774,188 1,175,660 757,200 2020 See accompanying notes to the required supplementary information. 96 CITY OF COLUMBIA HEIGHTS, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 9 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND Page 2 of 2 For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 Variance with Budgeted Amounts Final Budget 2019 Actual Positive Actual Original Final Amounts (Negative) Amounts Other financing sources (uses): Transfers in $507,000 $497,000 $497,000 $ - $472,400 Transfers out (158,000) (758,000) (771,759) (13,759) (193,518) Sale of capital asset - - 2,030 2,030 - Total other financing sources (uses)349,000 (261,000) (272,729) (11,729)278,882 Net change in fund balance ($52,471) ($662,472) 501,459 $1,163,931 1,036,082 Fund balance - January 1 7,875,754 6,839,672 Fund balance - December 31 $8,377,213 $7,875,754 2020 See accompanying notes to the required supplementary information. 97 CITY OF COLUMBIA HEIGHTS, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 10 SCHEDULE OF CHANGES IN THE TOTAL OPEB LIABILITY AND RELATED RATIOS For The Last Ten Years 2017 2018 2019 2020 Total OPEB liability: Service cost $39,449 $40,684 $27,667 $33,807 Interest 46,400 45,266 50,256 39,144 Differences between expected and actual experience - - 186,771 - Changes in assumptions 45,106 (86,181) (46,691) 86,077 Benefit payments (43,938) (43,788) (50,240) (51,986) Net change in total OPEB liability 87,017 (44,019) 167,763 107,042 Total OPEB liability - beginning 1,209,874 1,296,891 1,252,872 1,420,635 Total OPEB liability - ending $1,296,891 $1,252,872 $1,420,635 $1,527,677 Covered-employee payroll $7,604,667 $7,304,846 $8,151,167 $7,759,473 Total OPEB liability as a percentage of covered-employee payroll 17.1%17.2%17.4%19.7% The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2017 and is intended to show a ten year trend. Additional years will be reported as they become available. See accompanying notes to the required supplementary information. 98 CITY OF COLUMBIA HEIGHTS, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 11 SCHEDULE OF EMPLOYER'S PROPORTIONATE SHARE OF PLAN NET PENSION LIABILITY - GENERAL EMPLOYEES RETIREMENT FUND For The Last Ten Years City's State's Proportionate City's Proportionate Share of the Net Proportionate City's City's Share (Amount) Pension Liability and Share of the Proportionate Proportionate of the Net the State's Proportionate Net Pension Plan Fiduciary Share Share (Amount) Pension Share of the Net Liability as a Net Position as Measurement Fiscal Year (Percentage) of of the Net Liability Pension Liability Percentage of its a Percentage Date Ending the Net Pension Pension Associated Associated with Covered Covered of the Total June 30 December 31 Liability Liability (a) with City (b) City (a+b) Payroll (c) Payroll ((a+b)/c) Pension Liability 2015 2015 0.0873% $4,524,339 $ - $4,524,339 $5,065,173 89.3%78.2% 2016 2016 0.0849% 6,893,459 90,022 6,983,481 5,265,065 132.6%68.9% 2017 2017 0.0860% 5,490,183 69,015 5,559,198 5,538,743 100.4%75.9% 2018 2018 0.0886% 4,915,165 161,391 5,076,556 5,958,300 85.2%79.5% 2019 2019 0.0865% 4,782,391 148,660 4,931,051 6,119,252 80.6%80.2% 2020 2020 0.0869% 5,210,052 160,517 5,370,569 6,194,990 86.7%79.1% The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2015 and is intended to show a ten year trend. Additional years will be reported as they become available. See accompanying notes to the required supplementary information. 99 CITY OF COLUMBIA HEIGHTS, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 12 SCHEDULE OF PENSION CONTRIBUTIONS - GENERAL EMPLOYEES RETIREMENT FUND For The Last Ten Years Statutorily Contributions in Contribution Contributions as a Required Relation to the Deficiency Covered Percentage of Fiscal Year Contribution Statutorily Required (Excess) Payroll Covered Ending (a) Contribution (b)(a-b)(c)Payroll (b/c) December 31, 2015 $388,736 $388,736 $ -$5,183,147 7.5% December 31, 2016 406,405 406,405 -5,418,727 7.5% December 31, 2017 428,288 428,288 -5,710,502 7.5% December 31, 2018 459,367 459,367 -6,124,888 7.5% December 31, 2019 460,213 460,213 -6,136,162 7.5% December 31, 2020 490,969 490,969 -6,546,255 7.5% The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2015 and is intended to show a ten year trend. Additional years will be reported as they become available. See accompanying notes to the required supplementary information. 100 CITY OF COLUMBIA HEIGHTS, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 13 SCHEDULE OF EMPLOYER'S PROPORTIONATE SHARE OF PLAN NET PENSION LIABILITY - PUBLIC EMPLOYEES POLICE AND FIRE FUND For The Last Ten Years Proportionate Share Proportionate of the Net Pension Plan Fiduciary Proportion Share (Amount) Liability as a Net Position as (Percentage) of of the Net Percentage of its a Percentage Measurement Fiscal Year the Net Pension Pension Covered Covered of the Total Date Ending Liability Liability (a) Payroll (b) Payroll (a/b) Pension Liability June 30, 2015 December 31, 2015 0.3140% $3,567,778 $2,816,543 126.7%86.6% June 30, 2016 December 31, 2016 0.3200% 12,842,157 3,080,202 416.9%63.9% June 30, 2017 December 31, 2017 0.3070% 4,144,865 3,156,438 131.3%85.4% June 30, 2018 December 31, 2018 0.2950% 3,144,396 3,108,859 101.1%88.8% June 30, 2019 December 31, 2019 0.2983% 3,175,705 3,145,971 100.9%89.3% June 30, 2020 December 31, 2020 0.2899% 3,821,192 3,269,979 116.9%87.2% The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2015 and is intended to show a ten year trend. Additional years will be reported as they become available. See accompanying notes to the required supplementary information. 101 CITY OF COLUMBIA HEIGHTS, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 14 SCHEDULE OF PENSION CONTRIBUTIONS - PUBLIC EMPLOYEES POLICE AND FIRE FUND For The Last Ten Years Statutorily Contributions in Contribution Contributions as a Required Relation to the Deficiency Covered Percentage of Fiscal Year Contribution Statutorily Required (Excess) Payroll Covered Ending (a) Contribution (b)(a-b)(c)Payroll (b/c) December 31, 2015 $478,016 $478,016 $ -$2,950,716 16.20% December 31, 2016 500,328 500,328 -3,088,446 16.20% December 31, 2017 516,268 516,268 -3,186,840 16.20% December 31, 2018 503,189 503,189 -3,106,104 16.20% December 31, 2019 541,507 541,507 -3,194,734 16.95% December 31, 2020 624,095 624,095 -3,525,958 17.70% The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2015 and is intended to show a ten year trend. Additional years will be reported as they become available. See accompanying notes to the required supplementary information. 102 CITY OF COLUMBIA HEIGHTS, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO RSI December 31, 2020 Note A LEGAL COMPLIANCE – BUDGETS The legal level of budgetary control is at the fund level. The General Fund and the following Special Revenue Fund budgets are legally adopted on a basis consistent with accounting principles generally accepted in the United States of America:  Nonmajor special revenue funds: Cable Television Fund Library Fund After-School Programs Fund Twenty-first Century Arts Fund Downtown Parking Fund Planning and Inspections Fund Economic Development Authority (Component Unit): Economic Development Authority Administration Fund Expenditures occurred in excess of appropriations in the following funds:  Twenty-First Century Arts Fund exceeded the budget by $1,780. However, actual revenue exceeded the budget by $1,780. Note B OPEB INFORMATION No assets are accumulated in a trust that meets the criteria in paragraph 4 of GASB Statement No. 75 to pay related benefits. 2020 Changes Changes in Actuarial Assumptions: - The discount rate was changed from 2.74 percent to 2.12 percent based on the 20 year AA rated municipal bond rates. - Per capita claims costs were reset to reflect updated experience, plan(s), and premiums as of January 1, 2020. - Decrement assumptions (i.e. withdrawal, retirement and mortality rates) are the same assumptions used in the June 30, 2019 General Employees Retirement Fund and June 30, 2019 Public Employees Police and Fire Fund actuarial valuations. The mortality improvement projection scale assumption was the only update. - Healthcare trend rates were reset to reflect updated cost increase expectations. 2019 Changes Changes in Actuarial Assumptions: - The discount rate was changed from 4.11 percent to 2.74 percent based on the 20 year AA rated municipal bond rates. - Decrement assumptions (i.e. withdrawal, retirement and mortality rates) have been updated to be the assumptions used in the June 30, 2019 General Employees Retirement Fund and June 30, 2019 Public Employees Police and Fire Fund actuarial valuations. - Healthcare trend rates were reset to reflect updated cost increase expectations. 103 CITY OF COLUMBIA HEIGHTS, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO RSI December 31, 2020 - The general inflation rate was changed to the 2.50% rate used in the June 30, 2019 General Employees Retirement Fund and June 30, 2019 Public Employees Police and Fire Fund actuarial valuations (from 2.75%). - The additional family direct subsidy premium for public safety officers disabled in the line of duty was updated with new amounts of $200 (family subsidy of $1,095 – single subsidy of $895) for 2019, $250 ($1,175 - $925) for 2020, and $300 ($1,255 - $955) for 2021. The additional family direct subsidy premium of $300 in 2021 is assumed to continue at $300 after 2021 (changed from $0 for 2019 and later). 2018 Changes Changes in Actuarial Assumptions: - The discount rate was changed from 3.44 percent to 4.11 percent based on the 20 year AA rated municipal bond rates. - Decrement assumptions (i.e. withdrawal, retirement and mortality rates) have been updated to be the assumptions used in the July 1, 2018 General Employees Retirement Fund and July 1, 2018 Public Employees Police and Fire Fund actuarial valuations. Note C Pension Information PERA – General Employees Retirement Fund 2020 Changes Changes in Actuarial Assumptions: - The price inflation assumption was decreased from 2.50% to 2.25%. - The payroll growth assumption was decreased from 3.25% to 3.00%. - As recommended in the June 30, 2019 experience study, assumed salary increase rates were decreased 0.25% and assumed rates of retirement were changed resulting in more unreduced (normal) retirements and slightly fewer Rule of 90 and early retirements. Assumed rates of termination and disability were also changed. - The base mortality tables were changed from RP-2014 tables to Pub-2010 tables, with adjustments. - The mortality improvement scale was changed from Scale MP-2018 to Scale MP-2019. - The assumed spouse age difference was changed from two years older for females to one year older. - The assumed number of married male new retirees electing the 100% Joint & Survivor option changed from 35% to 45%. The assumed number of married female new retirees electing the 100% Joint & Survivor option changed from 15% to 30%. The corresponding number of married new retirees electing the Life annuity option was adjusted accordingly. Changes in Plan Provisions: - Augmentation for current privatized members was reduced to 2.0% for the period July 1, 2020 through December 31, 2023 and 0.0% after. Augmentation was eliminated for privatizations occurring after June 30, 2020. 2019 Changes Changes in Actuarial Assumptions: - The mortality projection scale was changed from MP-2017 to MP-2018 104 CITY OF COLUMBIA HEIGHTS, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO RSI December 31, 2020 Changes in the Plan Provisions - The employer supplemental contribution was changed prospectively, decreasing from $31.0 million to $21.0 million per year. The State’s special funding contribution was changed prospectively, requiring $16.0 million due per year through 2031. 2018 Changes Changes in Actuarial Assumptions: - The mortality projection scale was changed from MP-2015 to MP-2017. - The assumed benefit increase was changed from 1.0 percent per year through 2044 and 2.50 percent per year thereafter to 1.25 percent per year. 2017 Changes Changes in Actuarial Assumptions: - The Combined Service Annuity (CSA) loads were changed from 0.8 percent for active members and 60 percent for vested and non-vested deferred members. The revised CSA loads are now 0.0 percent for active member liability, 15.0 percent for vested deferred member liability and 3.0 percent for non- vested deferred member liability. - The assumed post-retirement benefit increase rate was changed from 1.0 percent per year for all years to 1.0 percent per year through 2044 and 2.5 percent per year thereafter. 2016 Changes Changes in Actuarial Assumptions: - The assumed post-retirement benefit increase rate was changed from 1.0 percent per year through 2035 and 2.5 percent per year thereafter to 1.0 percent per year for all future years. - The assumed investment return was changed from 7.9 percent to 7.5 percent. The single discount rate was changed from 7.9 percent to 7.5 percent. - Other assumptions were changed pursuant to the experience study dated June 30, 2015. The assumed future salary increases, payroll growth, and inflation were decreased by 0.25 percent to 3.25 percent for payroll growth and 2.50 percent for inflation. PERA – Public Employees Police and Fire Fund 2020 Changes Changes in Actuarial Assumptions: - The mortality projection scale was changed from MP-2018 to MP-2019. 2019 Changes Changes in Actuarial Assumptions: - The mortality projection scale was changed from MP-2017 to MP-2018 Changes in the Plan Provisions: - There have been no changes since the prior valuation. 2018 Changes Changes in Actuarial Assumptions: - The mortality projection scale was changed from MP-2016 to MP-2017. 105 CITY OF COLUMBIA HEIGHTS, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO RSI December 31, 2020 2017 Changes Changes in Actuarial Assumptions: - The single discount rate was changed from 5.6 percent to 7.5 percent. - Assumed salary increases were changed as recommended in the June 30, 2016 experience study. The net effect is proposed rates that average 0.34 percent lower than the previous rates. - Assumed rates of retirement were changed, resulting in fewer retirements. - The Combined Service Annuity (CSA) load was 30 percent for vested and non-vested deferred members. The CSA has been changed to 33 percent for vested members and 2 percent for non- vested members. - The base mortality table for healthy annuitants was changed from the RP-2000 fully generational table to the RP-2014 fully generational table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP-2000 disabled mortality table to the mortality tables assumed for healthy retirees. - Assumed termination rates were decreased to 3.0 percent for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall. - Assumed percentage of married female members was decreased from 65 percent to 60 percent. - Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females. - The assumed percentage of female members electing Joint and Survivor annuities was increased. - The assumed post-retirement benefit increase rate was changed from 1.00 perfect for all years to 1.00 percent per year through 2064 and 2.50 percent thereafter. 2016 Changes Changes in Actuarial Assumptions: - The assumed post-retirement benefit increase rate was changed from 1.0 percent per year through 2037 and 2.5 percent thereafter to 1.0 percent per year for all future years. - The assumed investment return was changed from 7.9 percent to 7.5 percent. The single discount rate changed from 7.9 percent to 5.6 percent. - The assumed future salary increases, payroll growth, and inflation were decreased by 0.25 percent to 3.25 percent for payroll growth and 2.50 percent for inflation. 106 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES 107                                                 ‐ This page intentionally left blank ‐  108 NONMAJOR GOVERNMENTAL FUNDS 109                                                 ‐ This page intentionally left blank ‐  110 SPECIAL REVENUE FUNDS A Special Revenue Fund is used to account for the proceeds of special revenue sources that are legally restricted to expenditures for specified purposes. DEBT SERVICE FUNDS The Debt Service Funds are used to account for the accumulation of resources for, and payment of, interest, principal, and related costs on general long-term debt (other than debt of the proprietary funds.) CAPITAL PROJECT FUNDS The Capital Projects Funds account for financial resources to be used for the acquisition or construction of major capital facilities (other than those financed by proprietary funds.) 111                                                 ‐ This page intentionally left blank ‐  112 CITY OF COLUMBIA HEIGHTS, MINNESOTA COMBINING BALANCE SHEET Statement 15 NONMAJOR GOVERNMENTAL FUNDS December 31, 2020 Total Nonmajor Special Debt Capital Governmental Assets Revenue Service Project Funds Cash and investments $4,253,386 $2,980,478 $4,806,932 $12,040,796 Receivables: Accounts 52,190 - - 52,190 Special assessments - 279,904 - 279,904 Taxes 17,887 55,175 - 73,062 Loans 331,000 - 59,308 390,308 Interest 8,100 3,800 10,700 22,600 Due from other governmental units 17,065 - 35,419 52,484 Interfund receivable 8,474 105,334 20,312 134,120 Prepayments 2,602 - - 2,602 Real estate held for resale 54,845 205,314 220,149 480,308 Total assets $4,745,549 $3,630,005 $5,152,820 $13,528,374 Liabilities, Deferred Inflows of Resources, and Fund Balance Liabilities: Accounts payable $17,340 $361,515 $9,693 $388,548 Accrued salaries and withholdings payable 15,535 - 1,628 17,163 Contracts payable - retained percentage 661,947 - 27,067 689,014 Due to other governmental units 8,012 2,129 - 10,141 Interfund payable 25,106 109,014 - 134,120 Unearned revenue 43,423 - - 43,423 Deposits 30,850 - 24,509 55,359 Total liabilities 802,213 472,658 62,897 1,337,768 Deferred inflows of resources: Unavailable revenue 340,850 294,081 - 634,931 Total deferred inflows of resources 340,850 294,081 0 634,931 Fund balance: Nonspendable 2,602 - - 2,602 Restricted 125,032 2,968,560 506,793 3,600,385 Committed 4,091,398 - 4,583,130 8,674,528 Unassigned (616,546) (105,294) - (721,840) Total fund balance 3,602,486 2,863,266 5,089,923 11,555,675 Total liabilities, deferred inflows of resources, and fund balance $4,745,549 $3,630,005 $5,152,820 $13,528,374 113 CITY OF COLUMBIA HEIGHTS, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE Statement 16 NONMAJOR GOVERNMENTAL FUNDS For The Year Ended December 31, 2020 Total Nonmajor Special Debt Capital Governmental Revenue Service Project Funds Revenues: Taxes $1,251,127 $736,244 $ - $1,987,371 Tax increment collections - 1,116,418 - 1,116,418 Special assessments - 105,296 - 105,296 Licenses and permits 346,230 - - 346,230 Intergovernmental 1,704,820 475,000 431,888 2,611,708 Charges for services 300,359 - 171,830 472,189 Fines and forfeitures 8,592 - - 8,592 Investment income: Interest and dividends 37,900 28,031 53,566 119,497 Change in fair value 11,400 7,300 15,000 33,700 Other revenues 78,806 3,948 75 82,829 Total revenues 3,739,234 2,472,237 672,359 6,883,830 Expenditures: Current: General government 115,144 - - 115,144 Public safety 1,197,522 - 29,848 1,227,370 Public works 73,489 - 194,238 267,727 Culture and recreation 1,076,097 - - 1,076,097 Community development 606,624 287,652 - 894,276 Capital outlay: General government 39,605 - - 39,605 Public safety 234,663 - 286,831 521,494 Public works 121,506 - 1,648,132 1,769,638 Community development 22,200 - - 22,200 Debt service: Principal retirement - 980,000 - 980,000 Interest and fiscal charges - 555,801 - 555,801 Developer incentives - 769,402 - 769,402 Total expenditures 3,486,850 2,592,855 2,159,049 8,238,754 Revenues over (under) expenditures 252,384 (120,618) (1,486,690) (1,354,924) Other financing sources (uses): Transfers in 156,000 88,123 310 244,433 Transfers out (128,900) (37,655) - (166,555) Sale of capital assets - - 20,525 20,525 Total other financing sources (uses)27,100 50,468 20,835 98,403 Special item (684,219) (479,249) - (1,163,468) Net change in fund balance (404,735) (549,399) (1,465,855) (2,419,989) Fund balance - January 1 4,007,221 3,412,665 6,555,778 13,975,664 Fund balance - December 31 $3,602,486 $2,863,266 $5,089,923 $11,555,675 114 NONMAJOR SPECIAL REVENUE FUNDS The City of Columbia Heights had the following Nonmajor Special Revenue Funds during the year: Cable Television Fund 225 – established to account for revenues and expenditures associated with the cable television franchise. Police Forfeiture Fund 265 – established to account for forfeited cash and property received by the police department. Public Safety Grant Fund 272 – established to account for revenues and expenditures associated with grants aimed towards public safety. Library Fund 240 – established in 1993 to account for revenues and expenditures of the library. After School Programs Fund 261 – established to account for revenues and expenditures associated with various youth enrichment activities conducted by the recreation department and the library, under agreements with Independent School District 13. Twenty-first Century Arts Fund 262 – established to account for revenues and expenditures associated with a grant received through Independent School District 13. Contributed Projects – Recreation Fund 881 – established to monitor contributions for recreational activities and related expenditures. Contributed Projects – Other Fund 883 – established to monitor contributions and related expenditures for activities other than recreation. Special Projects Fund 226 – established to monitor revenues from special projects and related expenditures. Downtown Parking Fund 228 – established to account for revenues and expenditures associated with municipal parking in the downtown area. Planning & Inspection Fund 201 – established to account for revenues and expenditures associated with planning and building inspections within the City. Anoka County Comm. Dev Programs Fund 202 – established to account for revenues and expenditures of community development programs funded by or passed-though Anoka County to the City. Economic Development Authority – a separate legal entity from the City. The mayor and City Council comprise the majority membership of this component unit. Its purpose is to foster economic development in the City. Economic Development Authority Administration Fund 204 – established to account for revenues and expenditures of all EDA activity not accounted for in other EDA funds. 115 CITY OF COLUMBIA HEIGHTS, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS December 31, 2020 Cable Television Fund 225 Police Forfeiture Fund 265 Library Fund 240 After-School Programs Fund 261 Twenty-first Century Arts Fund 262 Contributed Projects - Recreation Fund 881 Assets Cash and investments $1,048,693 $31,956 $738,873 $99,083 $ - $209,395 Receivables: Accounts 52,190 - - - - - Taxes - - - - - - Loans - - - - - - Interest 2,400 - 1,100 200 - 500 Due from other governmental units - - - - 6,197 - Interfund receivable - - - 4,794 - - Prepayments - - 2,602 - - - Real estate held for resale - - - - - - Total assets $1,103,283 $31,956 $742,575 $104,077 $6,197 $209,895 Liabilities, Deferred Inflows of Resources, and Fund Balance Liabilities: Accounts payable $1,000 $ - $9,216 $ - $1,089 $ - Accrued salaries and withholdings payable 645 - 8,970 - 307 - Contracts payable - - - - - - Due to other governmental units - - 4,265 - - - Interfund payable - - - - 4,794 - Unearned revenue - 11,008 - - - - Deposits - - - - - - Total liabilities 1,645 11,008 22,451 0 6,190 0 Deferred inflows of resources: Unavailable revenue - - - - - - Total deferred inflows of resources 0 0 0 0 0 0 Fund balance: Nonspendable - - 2,602 - - - Restricted - 20,948 - 104,077 7 - Committed 1,101,638 - 717,522 - - 209,895 Unassigned - - - - - - Total fund balance 1,101,638 20,948 720,124 104,077 7 209,895 Total liabilities, deferred inflows of resources, and fund balance $1,103,283 $31,956 $742,575 $104,077 $6,197 $209,895 116 Statement 17 Contributed Projects - Other Fund 883 Special Projects Fund 226 Downtown Parking Fund 228 Planning and Inspections Fund 201 Anoka County Comm. Dev. Programs Fund 202 Public Safety Grant Fund 272 EDA Administration Fund 204 (Component Unit) Total Nonmajor Special Revenue Funds $221,041 $859,714 $19,958 $425,617 $ - $ - $599,056 $4,253,386 - - - - - - - 52,190 - - - - - - 17,887 17,887 - - - - 231,000 - 100,000 331,000 500 1,900 - 700 - - 800 8,100 - - - - 10,868 - - 17,065 - - - - - - 3,680 8,474 - - - - - - - 2,602 - - - - 54,845 - - 54,845 $221,541 $861,614 $19,958 $426,317 $296,713 $0 $721,423 $4,745,549 $ - $ - $3,191 $2,315 $ - $ - $529 $17,340 - - - 3,123 - - 2,490 15,535 - - - - 661,947 - - 661,947 - - - 3,747 - - - 8,012 - - - - 20,312 - - 25,106 - 32,415 - - - - - 43,423 - 5,850 - - - - 25,000 30,850 0 38,265 3,191 9,185 682,259 0 28,019 802,213 - - - - 231,000 - 109,850 340,850 0000231,000 0 109,850 340,850 - - - - - - - 2,602 - - - - - - - 125,032 221,541 823,349 16,767 417,132 - - 583,554 4,091,398 - - - - (616,546) - - (616,546) 221,541 823,349 16,767 417,132 (616,546)0 583,554 3,602,486 $221,541 $861,614 $19,958 $426,317 $296,713 $0 $721,423 $4,745,549 117 CITY OF COLUMBIA HEIGHTS, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR SPECIAL REVENUE FUNDS For The Year Ended December 31, 2020 Cable Television Fund 225 Police Forfeiture Fund 265 Library Fund 240 After-School Programs Fund 261 Twenty-first Century Arts Fund 262 Contributed Projects - Recreation Fund 881 Revenues: Taxes $ - $ - $1,002,850 $ - $ - $ - Licenses and permits - - - - - - Intergovernmental - - - - 45,022 - Fees/program revenues 174,592 - 7,347 236 2,158 - Rents - - - - - - Fines and forfeitures - 4,189 4,403 - - - Investment income: Interest and dividends 11,000 - 5,300 1,100 - 2,100 Change in fair value 3,300 - 1,600 300 - 600 Other revenues: Contributions - - - - - 21,200 Miscellaneous 32,918 - 2,301 - - - Total revenues 221,810 4,189 1,023,801 1,636 47,180 23,900 Expenditures: Personal services 47,357 - 674,632 1,740 22,526 - Supplies 2,889 - 97,518 - 11,239 7,980 Other services and charges 64,898 - 222,486 1,155 13,415 - Capital outlay - - - - - - Total expenditures 115,144 0 994,636 2,895 47,180 7,980 Revenues over (under) expenditures 106,666 4,189 29,165 (1,259)0 15,920 Other financing sources (uses): Transfers in - - 11,000 - - - Transfers out (65,400) - (14,500) - - - Total other financing sources (uses)(65,400)0 (3,500)0 0 0 Special item - - - - - - Net change in fund balance 41,266 4,189 25,665 (1,259)0 15,920 Fund balance - January 1 1,060,372 16,759 694,459 105,336 7 193,975 Fund balance - December 31 $1,101,638 $20,948 $720,124 $104,077 $7 $209,895 118 Statement 18 Contributed Projects - Other Fund 883 Special Projects Fund 226 Downtown Parking Fund 228 Planning and Inspections Fund 201 Anoka County Comm. Dev. Programs Fund 202 Public Safety Grant Fund 272 EDA Administration Fund 204 (Component Unit) Total Nonmajor Special Revenue Funds $ - $ - $ - $ - $ - $ - $248,277 $1,251,127 - - - 346,230 - - - 346,230 - 33,300 - - 35,623 1,590,875 - 1,704,820 - 29,438 - 99 - - 30 213,900 - 68,259 18,200 - - - - 86,459 - - - - - - - 8,592 2,200 8,700 100 3,300 200 - 3,900 37,900 700 2,600 - 1,000 100 - 1,200 11,400 18,550 - - - - - - 39,750 2,876 - - 429 532 - - 39,056 24,326 142,297 18,300 351,058 36,455 1,590,875 253,407 3,739,234 - - 202 351,279 - 383,502 147,639 1,628,877 24,621 15,524 - 2,069 - 453,523 1,922 617,285 - 57,965 23,204 49,321 35,621 335,876 18,773 822,714 - - - - - 417,974 - 417,974 24,621 73,489 23,406 402,669 35,621 1,590,875 168,334 3,486,850 (295)68,808 (5,106) (51,611)834 0 85,073 252,384 - - 10,000 135,000 - - - 156,000 - (10,000) - (19,500) - - (19,500) (128,900) 0 (10,000)10,000 115,500 0 0 (19,500)27,100 - - - - (684,219) - - (684,219) (295)58,808 4,894 63,889 (683,385)0 65,573 (404,735) 221,836 764,541 11,873 353,243 66,839 - 517,981 4,007,221 $221,541 $823,349 $16,767 $417,132 ($616,546)$0 $583,554 $3,602,486 119 CITY OF COLUMBIA HEIGHTS, MINNESOTA SPECIAL REVENUE FUND - CABLE TELEVISION FUND 225 Statement 19 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 Variance with Budgeted Amounts Final Budget- 2019 Actual Positive Actual Original Final Amounts (Negative) Amounts Revenues: Franchise fees $165,000 $165,000 $174,592 $9,592 $182,085 Investment income: Interest and dividends 5,000 5,000 11,000 6,000 16,000 Change in fair value - - 3,300 3,300 8,900 Other revenues: Miscellaneous 31,000 31,000 32,918 1,918 35,399 Total revenues 201,000 201,000 221,810 20,810 242,384 Expenditures: Personal services 49,500 49,500 47,357 2,143 43,479 Supplies 2,200 2,200 2,889 (689) 11,826 Other services and charges 91,600 91,600 64,898 26,702 43,120 Total expenditures 143,300 143,300 115,144 28,156 98,425 Revenues over expenditures 57,700 57,700 106,666 48,966 143,959 Other financing sources (uses): Transfers out (65,400) (65,400) (65,400) - (64,500) Net change in fund balance ($7,700) ($7,700) 41,266 $48,966 79,459 Fund balance - January 1 1,060,372 980,913 Fund balance - December 31 $1,101,638 $1,060,372 2020 120 CITY OF COLUMBIA HEIGHTS, MINNESOTA SPECIAL REVENUE FUND - POLICE FORFEITURE FUND 265 Statement 20 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - ACTUAL For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 2020 2019 Revenues: Forfeitures $4,189 $ - Expenditures: - - Revenues over (under) expenditures 4,189 0 Fund balance - January 1 16,759 16,759 Fund balance - December 31 $20,948 $16,759 121 CITY OF COLUMBIA HEIGHTS, MINNESOTA SPECIAL REVENUE FUND - LIBRARY FUND 240 Statement 21 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 Variance with Budgeted Amounts Final Budget- 2019 Actual Positive Actual Original Final Amounts (Negative) Amounts Revenues: Taxes $1,002,850 $1,002,850 $1,002,850 $ - $955,095 Charges for services 15,300 15,300 7,347 (7,953) 15,278 Fines 11,000 11,000 4,403 (6,597) 9,344 Investment income: Interest and dividends 12,000 12,000 5,300 (6,700) 7,700 Change in fair value - - 1,600 1,600 4,300 Other revenues: Miscellaneous 500 500 2,301 1,801 1,104 Total revenues 1,041,650 1,041,650 1,023,801 (17,849) 992,821 Expenditures: Personal services 706,700 706,700 674,632 32,068 637,245 Supplies 98,500 98,500 97,518 982 88,179 Other services and charges 232,950 232,950 222,486 10,464 232,164 Total expenditures 1,038,150 1,038,150 994,636 43,514 957,588 Revenues over expenditures 3,500 3,500 29,165 25,665 35,233 Other financing sources (uses): Transfers in 11,000 11,000 11,000 - 11,000 Transfers out (14,500) (14,500) (14,500) - (14,700) Total other financing sources (uses) (3,500) (3,500) (3,500) 0 (3,700) Net change in fund balance $0 $0 25,665 $25,665 31,533 Fund balance - January 1 694,459 662,926 Fund balance - December 31 $720,124 $694,459 2020 122 CITY OF COLUMBIA HEIGHTS, MINNESOTA SPECIAL REVENUE FUND - AFTER-SCHOOL PROGRAMS FUND 261 Statement 22 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 Variance with Budgeted Amounts Final Budget- 2019 Actual Positive Actual Original Final Amounts (Negative) Amounts Revenues: Program revenue $20,000 $20,000 $236 ($19,764) $6,816 Investment income: Interest and dividends 2,000 2,000 1,100 (900) 1,800 Change in fair value - - 300 300 1,000 Total revenues 22,000 22,000 1,636 (20,364) 9,616 Expenditures: Personal services 22,600 22,600 1,740 20,860 5,617 Supplies 3,000 3,000 - 3,000 - Other services and charges 18,000 18,000 1,155 16,845 10,085 Total expenditures 43,600 43,600 2,895 40,705 15,702 Revenues over (under) expenditures ($21,600) ($21,600) (1,259) $20,341 (6,086) Fund balance - January 1 105,336 111,422 Fund balance - December 31 $104,077 $105,336 2020 123 CITY OF COLUMBIA HEIGHTS, MINNESOTA SPECIAL REVENUE FUND - CONTRIBUTED PROJECTS-RECREATION FUND 881 Statement 23 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - ACTUAL For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 2020 2019 Revenues: Investment income: Interest and dividends $2,100 $2,900 Change in fair value 600 1,600 Other revenue: Contributions 21,200 23,995 Total revenues 23,900 28,495 Expenditures: Supplies 7,980 11,094 Other services and charges - 200 Total expenditures 7,980 11,294 Revenues over expenditures 15,920 17,201 Fund balance - January 1 193,975 176,774 Fund balance - December 31 $209,895 $193,975 124 CITY OF COLUMBIA HEIGHTS, MINNESOTA SPECIAL REVENUE FUND - CONTRIBUTED PROJECTS - OTHER FUND 883 Statement 24 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - ACTUAL For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 2020 2019 Revenues: Investment income: Interest and dividends $2,200 $3,800 Change in fair value 700 2,100 Contributions 18,550 7,953 Miscellaneous 2,876 306 Total revenues 24,326 14,159 Expenditures: Supplies 24,621 19,985 Other services and charges - 5,887 Total expenditures 24,621 25,872 Revenues over (under) expenditures (295)(11,713) Fund balance - January 1 221,836 233,549 Fund balance - December 31 $221,541 $221,836 125 CITY OF COLUMBIA HEIGHTS, MINNESOTA SPECIAL REVENUE FUND - SPECIAL PROJECTS FUND 226 Statement 25 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - ACTUAL For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 2020 2019 Revenues: Intergovernmental $33,300 $ - Fees/program revenue 29,438 181,935 Rents 68,259 38,192 Investment income: Interest and dividends 8,700 10,300 Change in fair value 2,600 5,700 Total revenues 142,297 236,127 Expenditures: Supplies 15,524 - Other services and charges 57,965 497 Total expenditures 73,489 497 Revenues over (under) expenditures 68,808 235,630 Other financing sources (uses): Transfers out (10,000) (300,000) Net change in fund balance 58,808 (64,370) Fund balance - January 1 764,541 828,911 Fund balance - December 31 $823,349 $764,541 126 CITY OF COLUMBIA HEIGHTS, MINNESOTA SPECIAL REVENUE FUND - PLANNING AND INSPECTIONS FUND 201 Statement 26 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 Variance with Budgeted Amounts Final Budget- 2019 Actual Positive Actual Original Final Amounts (Negative) Amounts Revenues: Licenses and permits $320,585 $320,585 $346,230 $25,645 $273,460 Fees/program revenues - - 99 99 1,071 Investment income: Interest and dividends - - 3,300 3,300 5,500 Change in fair value - - 1,000 1,000 3,100 Miscellaneous 2,000 2,000 429 (1,571) 413 Total revenues 322,585 322,585 351,058 28,473 283,544 Expenditures: Personal services 409,300 409,300 351,279 58,021 407,633 Supplies 2,950 2,950 2,069 881 10,246 Other services and charges 25,935 25,935 49,321 (23,386) 29,980 Total expenditures 438,185 438,185 402,669 35,516 447,859 Revenues over (under) expenditures (115,600) (115,600) (51,611) 63,989 (164,315) Other financing sources (uses): Transfers in 135,000 135,000 135,000 - 135,000 Transfers out (19,500) (19,500) (19,500) - (16,000) Total other financing sources (uses):115,500 115,500 115,500 - 119,000 Net change in fund balance ($100) ($100) 63,889 $63,989 (45,315) Fund balance - January 1 353,243 398,558 Fund balance - December 31 $417,132 $353,243 2020 127 CITY OF COLUMBIA HEIGHTS, MINNESOTA SPECIAL REVENUE FUND - ANOKA COUNTY COMM. DEV. PROGRAMS FUND 202 Statement 27 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - ACTUAL For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 2020 2019 Revenues: Intergovernmental $35,623 $ - Investment income: Interest and dividends 200 200 Change in fair value 100 100 Other revenues 532 11,703 Total revenues 36,455 12,003 Expenditures: Other services and charges 35,621 - Total expenditures 35,621 0 Revenues over (under) expenditures 834 12,003 Special item (684,219) - Net change in fund balance (683,385) 12,003 Fund balance - January 1 66,839 54,836 Fund balance - December 31 ($616,546) $66,839 128 CITY OF COLUMBIA HEIGHTS, MINNESOTA SPECIAL REVENUE FUND - TWENTY-FIRST CENTURY ARTS FUND 262 Statement 28 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 Variance with Budgeted Amounts Final Budget- 2019 Actual Positive Actual Original Final Amounts (Negative) Amounts Revenues: Intergovernmental $41,400 $41,400 $45,022 $3,622 $34,236 Fees/program revenue 4,000 4,000 2,158 (1,842) 5,161 Total revenues 45,400 45,400 47,180 1,780 39,397 Expenditures: Personal services 32,400 32,400 22,526 9,874 18,685 Supplies 6,000 6,000 11,239 (5,239) 2,691 Other services and charges 7,000 7,000 13,415 (6,415) 18,014 Total expenditures 45,400 45,400 47,180 (1,780) 39,390 Revenues over (under) expenditures $0 $0 0 $0 7 Fund balance - January 1 7 - Fund balance - December 31 $7 $7 2020 129 CITY OF COLUMBIA HEIGHTS, MINNESOTA SPECIAL REVENUE FUND - DOWNTOWN PARKING FUND 228 Statement 29 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 Variance with Budgeted Amounts Final Budget- 2019 Actual Positive Actual Original Final Amounts (Negative) Amounts Revenues: Fees $ - $ - $ - - $25,288 Rents 15,000 15,000 18,200 (3,200) 27,627 Investment income: Interest and dividends - - 100 (100)600 Change in fair value - - - - 300 Total revenues 15,000 15,000 18,300 (3,300) 53,815 Expenditures: Personal services - - 202 (202) - Other services and charges 25,000 25,000 23,204 1,796 50,704 Total expenditures 25,000 25,000 23,406 1,594 50,704 Revenues over (under) expenditures (10,000) (10,000) (5,106) (4,894) 3,111 Other financing sources (uses): Transfers in 10,000 10,000 10,000 - - Net Change in fund balance $0 $0 4,894 ($4,894) 3,111 Fund balance - January 1 11,873 8,762 Fund balance - December 31 $16,767 $11,873 2020 130 CITY OF COLUMBIA HEIGHTS, MINNESOTA SPECIAL REVENUE FUND - PUBLIC SAFETY GRANT FUND 272 Statement 30 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - ACTUAL For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 2020 2019 Revenues: Intergovernmental $1,590,875 $ - Expenditures: Personal services 383,502 - Supplies 453,523 - Other services and charges 335,876 - Capital outlay 417,974 - Total expenditures 1,590,875 0 Revenues over (under) expenditures 0 0 Fund balance - January 1 - 0 Fund balance - December 31 $0 $0 131 CITY OF COLUMBIA HEIGHTS, MINNESOTA SPECIAL REVENUE FUND-EDA ADMINISTRATION FUND 204 Statement 31 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL (COMPONENT UNIT) For The Year Ended December 31, 2020 With Comparative Actual Amounts For the Year Ended December 31, 2019 Variance with Budgeted Amounts Final Budget- 2019 Actual Positive Actual Original Final Amounts (Negative) Amounts Revenues: Taxes $245,100 $245,100 $248,277 $3,177 $244,276 Intergovernmental - - - - - Fees/program revenues - - 30 30 30 Investment income: Interest and dividends - - 3,900 3,900 7,200 Change in fair value - - 1,200 1,200 4,000 Total revenues 245,100 245,100 253,407 8,307 255,506 Expenditures: Personal services 193,700 193,700 147,639 46,061 110,611 Supplies 1,830 1,830 1,922 (92)348 Other services and charges 24,170 24,170 18,773 5,397 33,938 Total expenditures 219,700 219,700 168,334 51,366 144,897 Revenues over (under) expenditures 25,400 25,400 85,073 59,673 110,609 Other financing sources (uses): Transfers out (19,500) (19,500) (19,500) - (16,000) Net change in fund balance $5,900 $5,900 65,573 $59,673 94,609 Fund balance - January 1 517,981 423,372 Fund balance - December 31 $583,554 $517,981 2020 132 NONMAJOR DEBT SERVICE FUNDS The City of Columbia Heights had the following kinds of Nonmajor Debt Service Funds during the year: Bond Debt Service Funds – are separate funds used to account for the revenues and expenditures of each separate bond issue. Both the City and the Economic Development Authority issue bonds. Tax Increment Financing Funds – are separate funds used to account for the revenues and expenditures of each separate Tax Increment Financing District. The Economic Development Authority authorizes and administers tax increment activities within the City. 133 CITY OF COLUMBIA HEIGHTS, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR DEBT SERVICE FUNDS December 31, 2020 2008A Taxable GO Housing Improvement Area Bonds Fund 315 G.O. Public Facilities Bonds 2009A Fund 344 G.O. Improvement / Revenue Bonds 2013A Fund 345 GO Library Bonds 2015A Fund 346 GO Public Safety Ctr. Bonds 2017B Fund 347 GO Public Facilities Bonds 2018A Fund 348 Assets Cash and investments $249,705 $ - $106,973 $399,799 $450,142 $241,126 Receivables: Taxes - - - 7,590 9,150 6,204 Assessments 279,904 - - - - - Interest 400 - 200 300 300 300 Interfund receivable - - - - - - Real estate for resale - - - - - - Total assets $530,009 $0 $107,173 $407,689 $459,592 $247,630 Liabilities, Deferred Inflows of Resources, and Fund Balance Liabilities: Accounts payable $ - $ - $ - $ - $ - $ - Due to other governmental units - - - - - - Interfund payable - - - - - - Total liabilities 0 0 0 0 0 0 Deferred inflows of resources: Unavailable revenue 279,904 - - - - - Total deferred inflows of resources 279,904 0 0 0 0 0 Fund balance: Restricted 250,105 - 107,173 407,689 459,592 247,630 Unassigned - - - - - - Total fund balance 250,105 0 107,173 407,689 459,592 247,630 Total liabilities, deferred inflows of resources, and fund balance $530,009 $0 $107,173 $407,689 $459,592 $247,630 134 Statement 32 Tax Increment Bonds Fund 376 TIF Multi-Use Redevelopment Plan Fund 385 TIF Transition Block Fund 389 TIF 47th and Central Avenue Fund 371 TIF Huset Park Area Fund 372 TIF Central Valu Center Fund 374 TIF 47th and Grand Fund 375 TIF Scattered Site Fund 391 Total Nonmajor Debt Service Funds $300,951 $ - $102,954 $ - $1,009,668 $ - $119,060 $100 $2,980,478 - 2,578 - 2,129 27,524 - - - 55,175 - - - - - - - - 279,904 600 - 200 - 1,500 - - - 3,800 105,334 - - - - - - - 105,334 205,314 - - - - - - - 205,314 $612,199 $2,578 $103,154 $2,129 $1,038,692 $0 $119,060 $100 $3,630,005 $ - $ - $26,847 $ - $222,054 $ - $112,614 $ - $361,515 - - - 2,129 - - - - 2,129 - 2,578 - - - 2,638 1,042 102,756 109,014 0 2,578 26,847 2,129 222,054 2,638 113,656 102,756 472,658 - - - - 14,177 - - - 294,081 000014,177 0 0 0 294,081 612,199 - 76,307 - 802,461 - 5,404 - 2,968,560 - - - - - (2,638) - (102,656)(105,294) 612,199 0 76,307 0 802,461 (2,638)5,404 (102,656)2,863,266 $612,199 $2,578 $103,154 $2,129 $1,038,692 $0 $119,060 $100 $3,630,005 EDA Component Unit 135 CITY OF COLUMBIA HEIGHTS, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR DEBT SERVICE FUNDS For The Year Ended December 31, 2020 2008A Taxable GO Housing Improvement Area Bonds Fund 315 G.O. Public Facilities Bonds 2009A Fund 344 G.O. Improvement / Revenue Bonds 2013A Fund 345 GO Library Bonds 2015A Fund 346 GO Public Safety Ctr. Bonds 2017B Fund 347 GO Public Facilities Bonds 2018A Fund 348 Revenues: Taxes $ - $ - $ - $243,908 $294,243 $198,093 Tax increment collections - - - - - - Special assessments 105,296 - - - - - Intergovernmental - - - 225,000 250,000 - Investment income: Interest and dividends 1,900 - 800 1,300 1,300 1,200 Change in fair value 600 - 200 400 400 400 Other revenues - - - - - - Total revenues 107,796 0 1,000 470,608 545,943 199,693 Expenditures: Community development: Other services and charges - - - - - - Debt service: Principal retirement 75,000 - 45,000 280,000 315,000 135,000 Interest and fiscal charges 24,198 - 5,513 178,202 217,958 62,266 Developer incentives - - - - - - Total expenditures 99,198 0 50,513 458,202 532,958 197,266 Revenues over (under) expenditures 8,598 0 (49,513)12,406 12,985 2,427 Other financing sources (uses): Transfers in - - 41,572 - - 8,896 Transfers out - - - - - - Total other financing sources (uses) - - 41,572 - - 8,896 Special item - - - - - - Net change in fund balance 8,598 0 (7,941)12,406 12,985 11,323 Fund balance - January 1 241,507 - 115,114 395,283 446,607 236,307 Fund balance - December 31 $250,105 $0 $107,173 $407,689 $459,592 $247,630 136 Statement 33 Tax Increment Bonds Fund 376 TIF Multi-Use Redevelopment Plan Fund 385 TIF Transition Block Fund 389 TIF 47th and Central Avenue Fund 371 TIF Huset Park Area Fund 372 TIF Central Valu Center Fund 374 TIF 47th and Grand Fund 375 TIF Scattered Site Fund 391 Total Nonmajor Debt Service Funds $ - $ - $ - $ - $ - $ - $ - $ - $736,244 - 32,906 59,783 - 782,617 - 197,306 43,806 1,116,418 - - - - - - - - 105,296 - - - - - 475,000 8,031 1,300 800 4,500 6,700 - 100 100 28,031 900 500 200 1,700 2,000 - - - 7,300 3,948 - - - - - - - 3,948 12,879 34,706 60,783 6,200 791,317 0 197,406 43,906 2,472,237 5,930 - 2,010 268,912 7,953 - 1,758 1,089 287,652 - - - - 130,000 - - - 980,000 - - - - 62,433 - - 5,231 555,801 - 1,794 53,694 - 524,712 - 189,202 - 769,402 5,930 1,794 55,704 268,912 725,098 0 190,960 6,320 2,592,855 6,949 32,912 5,079 (262,712)66,219 0 6,446 37,586 (120,618) - 37,655 - - - - - - 88,123 - - - (37,655) - - - - (37,655) - 37,655 - (37,655) - - - - 50,468 - (251,365) - (227,884) - - - - (479,249) 6,949 (180,798)5,079 (528,251)66,219 0 6,446 37,586 (549,399) 605,250 180,798 71,228 528,251 736,242 (2,638)(1,042)(140,242)3,412,665 $612,199 $0 $76,307 $0 $802,461 ($2,638)$5,404 ($102,656) $2,863,266 EDA Component Unit 137                                                 ‐ This page intentionally left blank ‐  138 NONMAJOR CAPITAL PROJECT FUNDS The City of Columbia Heights had the following Nonmajor Capital Project Funds during the year: Municipal State Aid Street Fund 212/402 – maintained according to state statute to account for maintenance and construction of municipal state aid street systems. Capital Improvement Parks Fund 412 – used to account for improvements in City parks. This includes park dedication fees when available, the use of which is limited by state statute to park improvements. Capital Improvement Development Fund 420 – used to account for improvements to various development areas within the City. Infrastructure Replacement Fund 430 – used to fund replacement of City infrastructure. Capital Equipment Replacement – General Governmental Fund 431 – used to account for the replacement of capital assets as needed. 139 CITY OF COLUMBIA HEIGHTS, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECT FUNDS December 31, 2020 Municipal State Aid Street Fund 212 & 402 Capital Improvement Parks Fund 412 Assets Cash and investments $482,666 $137,339 Receivables: Loans - - Interest - 700 Due from other governmental units 35,419 - Interfund receivable - - Real estate held for resale - - Total assets $518,085 $138,039 Liabilities and Fund Balance Liabilities: Accounts payable 9,693 - Accrued salaries and withholdings payable 1,599 29 Contracts payable - retained percentage - 27,067 Deposits - - Total liabilities 11,292 27,096 Fund balance: Restricted 506,793 - Committed - 110,943 Total fund balance 506,793 110,943 Total liabilities and fund balance $518,085 $138,039 140 Statement 34 Capital Improvement Development Fund 420 Infrastructure Replacement Fund 430 Capital Equipment Replacement General Gov't Fund 431 Total Nonmajor Capital Project Funds $690,084 $872,499 $2,624,344 $4,806,932 59,308 - - 59,308 1,500 3,500 5,000 10,700 - - - 35,419 20,312 - - 20,312 220,149 - - 220,149 $991,353 $875,999 $2,629,344 $5,152,820 - - - 9,693 - - - 1,628 - - - 27,067 24,509 - - 24,509 24,509 0 0 62,897 - - - 506,793 966,844 875,999 2,629,344 4,583,130 966,844 875,999 2,629,344 5,089,923 $991,353 $875,999 $2,629,344 $5,152,820 141 CITY OF COLUMBIA HEIGHTS, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE NONMAJOR CAPITAL PROJECT FUNDS For The Year Ended December 31, 2020 Municipal State Aid Street Fund 212 & 402 Capital Improvement Parks Fund 412 Revenues: Intergovernmental $259,984 $50,000 Charges for services - 80,330 Investment income: Interest and dividends - 3,200 Change in fair value - 1,000 Other revenues - - Total revenues 259,984 134,530 Expenditures: Current: Public Safety - - Public works 194,238 - Capital outlay Public safety - - Public works 163,750 403,850 Total expenditures 357,988 403,850 Revenue over (under) expenditures (98,004)(269,320) Other financing sources (uses): Transfers in 310 - Sale of capital assets - - Total other financing sources (uses)310 0 Net change in fund balance (97,694)(269,320) Fund balance - January 1 604,487 380,263 Fund balance - December 31 $506,793 $110,943 142 Statement 35 Capital Improvement Development Fund 420 Infrastructure Replacement Fund 430 Capital Equipment Replacement General Gov't Fund 431 Total Nonmajor Capital Project Funds $ - $50,000 $71,904 $431,888 91,500 - - 171,830 8,766 16,100 25,500 53,566 2,100 4,900 7,000 15,000 75 - - 75 102,441 71,000 104,404 672,359 1,906 - 27,942 29,848 - - - 194,238 - - 286,831 286,831 - 746,280 334,252 1,648,132 1,906 746,280 649,025 2,159,049 100,535 (675,280) (544,621) (1,486,690) - - - 310 - - 20,525 20,525 0 0 20,525 20,835 100,535 (675,280) (524,096) (1,465,855) 866,309 1,551,279 3,153,440 6,555,778 $966,844 $875,999 $2,629,344 $5,089,923 143                                                 ‐ This page intentionally left blank ‐  144 ENTERPRISE FUNDS The Enterprise Funds are used to account for operations that are financed and/or operated in a manner similar to private business enterprises or where the governing body has decided that periodic determination of revenues earned, expenses incurred, and/or net income is appropriate for capital maintenance, public policy, management control, accountability, or other purposes. Water Utility Fund – used to account for revenues and expenses associated with services to area residents. Sewer Utility Fund – used to account for revenues and expenses associated with sanitary sewer disposal within the City. Refuse Utility Fund – used to account for revenues and expenses associated with organized collection of refuse and recycling in the City. Storm Sewer Utility Fund – used to account for revenues and expenses associated with storm water management. Liquor Fund – used to account for revenues and expenses associated with the operation of three off-sale municipal liquor stores. 145 CITY OF COLUMBIA HEIGHTS, MINNESOTA WATER UTILITY FUND Statement 36 SUBCOMBINING SCHEDULE OF NET POSITION December 31, 2020 With Comparative Totals For December 31, 2019 Operating Account Capital Equipment Replacement Account Capital Construction Account Debt Service Account Intrafund Eliminations Assets:2020 2019 Current assets: Cash and cash equivalents $237,935 $631,856 $ - $88,441 $ - $958,232 $1,319,126 Receivables: Accounts (net of allowance for uncollectables) 870,757 - - - - 870,757 794,489 Interest - 1,500 - 100 - 1,600 1,300 Interfund receivable 1,049,109 - - - (1,049,109) - - Inventory - at cost 8,792 - - - - 8,792 9,220 Total current assets 2,166,593 633,356 0 88,541 (1,049,109) 1,839,381 2,124,135 Noncurrent assets: Capital assets: Land 45,223 - - - - 45,223 45,223 Construction in process - - 1,343,167 - - 1,343,167 34,365 Buildings 1,305,172 - - - - 1,305,172 1,305,172 Equipment 728,156 - - - - 728,156 676,915 Infrastructure 8,613,661 - - - - 8,613,661 9,963,688 Total capital assets 10,692,212 0 1,343,167 0 0 12,035,379 12,025,363 Less: accumulated depreciation (5,087,210) - - - - (5,087,210) (6,137,067) Total capital assets (net of accumulated depreciation) 5,605,002 - 1,343,167 - - 6,948,169 5,888,296 Total noncurrent assets 5,605,002 0 1,343,167 0 0 6,948,169 5,888,296 Total assets 7,771,595 633,356 1,343,167 88,541 (1,049,109) 8,787,550 8,012,431 Liabilities : Current liabilities: Accounts payable 2,476 - 41,265 - - 43,741 23,616 Accrued salaries and withholdings payable 7,040 - 390 - - 7,430 15,003 Contracts payable - retained percentage - - 69,947 - - 69,947 - Due to other governmental units 137,198 - - - - 137,198 127,479 Interfund payable - - 1,049,109 - (1,049,109) - - Accrued interest payable - - - 3,111 - 3,111 3,676 Deposits - - - - - - 200 Bonds payable - current - - - 80,000 - 80,000 80,000 Total current liabilities 146,714 0 1,160,711 83,111 (1,049,109) 341,427 249,974 Noncurrent liabilities: Bonds payable - noncurrent - - - 250,000 - 250,000 330,000 Total noncurrent liabilities 0 0 0 250,000 0 250,000 330,000 Total liabilities 146,714 0 1,160,711 333,111 (1,049,109) 591,427 579,974 Net position: Net investment in capital assets 5,605,002 - 1,343,167 (330,000) - 6,618,169 5,478,296 Restricted for debt service - - - 87,906 - 87,906 88,894 Unrestricted 2,019,879 633,356 (1,160,711) (2,476) - 1,490,048 1,865,267 Total net position $7,624,881 $633,356 $182,456 ($244,570) $0 $8,196,123 $7,432,457 Total 146 CITY OF COLUMBIA HEIGHTS, MINNESOTA WATER UTILITY FUND Statement 37 SUBCOMBINING SCHEDULE OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION For The Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 Operating Account Capital Equipment Replacement Account Capital Construction Account Debt Service Account Intrafund Eliminations Operating revenues:2020 2019 Charges for services: Customer services $79,866 $ - $ - $ - $ - $79,866 $52,308 Penalties 157,542 - - - - 157,542 154,075 Charges for sales: Water 3,446,792 - - - - 3,446,792 3,145,915 Meter 7,003 74,719 - - - 81,722 78,902 Total operating revenues 3,691,203 74,719 0 0 0 3,765,922 3,431,200 Operating expenses: Cost of sales 1,616,685 - - - - 1,616,685 1,584,203 Distribution 886,750 - 3,690 - - 890,440 735,922 Administration 50,909 44,328 - - - 95,237 43,928 Depreciation 300,170 - - - - 300,170 296,023 Total operating expenses 2,854,514 44,328 3,690 0 0 2,902,532 2,660,076 Net income (loss) from operations 836,689 30,391 (3,690)0 0 863,390 771,124 Nonoperating revenues (expenses): Investment income: Interest and dividends - 6,900 - 400 - 7,300 10,800 Change in fair value - 2,100 - 100 - 2,200 5,900 Miscellaneous revenues (expenses)501 - 207 - - 708 611 Interest and fiscal charges - - - (7,932) - (7,932) (12,410) Total nonoperating revenues (expenses)501 9,000 207 (7,432)0 2,276 4,901 Net income (loss) before transfers 837,190 39,391 (3,483) (7,432)0 865,666 776,025 Transfers Transfers in 51,241 30,000 234,346 85,000 (400,587) - - Transfers out (451,346) (51,241) - - 400,587 (102,000) (96,500) Total transfers (400,105) (21,241) 234,346 85,000 0 (102,000) (96,500) Change in net position 437,085 18,150 230,863 77,568 0 763,666 679,525 Net position - January 1 7,187,796 615,206 (48,407) (322,138) - 7,432,457 6,752,932 Net position - December 31 $7,624,881 $633,356 $182,456 ($244,570)$0 $8,196,123 $7,432,457 Total 147 CITY OF COLUMBIA HEIGHTS, MINNESOTA WATER UTILITY FUND Statement 38 SUBCOMBINING SCHEDULE OF CASH FLOWS For The Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 2020 2019 Cash flows provided by (used in) operating activities: Cash received from customers $3,690,082 $3,361,546 Cash paid to suppliers for goods and services (2,083,818)(2,002,128) Cash payments to employees for services (425,818) (441,469) Net cash flows provided by (used in) operating activities 1,180,446 917,949 Cash flows provided by (used in) noncapital financing activities: Transfers out (102,000)(96,500) Interfund payable (repaid to) advanced by other funds - (66,000) Net cash flows provided by (used in) noncapital financing activities (102,000)(162,500) Cash flows provided by (used in) capital and related financing activities: Acquisition of capital assets (1,360,043)(46,313) Principal payments - bonds (80,000)(120,000) Interest and fiscal charges (8,497)(12,848) Net cash flows provided by (used in) capital and related financing activities (1,448,540)(179,161) Cash flows provided by (used in) investing activities: Investment income: Interest and dividends 7,000 13,200 Change in fair value 2,200 5,900 Net cash flows provided by (used in) investing activities 9,200 19,100 Net increase (decrease) in cash and cash equivalents (360,894)595,388 Cash and cash equivalents - January 1 1,319,126 723,738 Cash and cash equivalents - December 31 $958,232 $1,319,126 Reconciliation of operating income to net cash flows from operating activities: Operating income $863,390 $771,124 Adjustments to reconcile operating income to net cash flows from operating activities: Depreciation expense 300,170 296,023 Miscellaneous revenues 708 611 Changes in assets, liabilities, deferred outflows and inflows: (Increase) decrease in accounts receivable (76,268)(68,717) (Increase) decrease in inventory, at cost 428 (937) Increase (decrease) in accounts payable 20,125 (66,193) Increase (decrease) in accrued salaries and withholdings payable (7,573)(1,610) Increase (decrease) in contracts payable -retained percentage 69,947 - Increase (decrease) in due to other governmental units 9,719 (9,852) Increase (decrease) in deposits payable (200)(2,500) Total adjustments 317,056 146,825 Net cash flows from operating activities $1,180,446 $917,949 148 CITY OF COLUMBIA HEIGHTS, MINNESOTA SEWER UTILITY FUND Statement 39 SUBCOMBINING SCHEDULE OF NET POSITION December 31, 2020 With Comparative Totals For December 31, 2019 Operating Account Capital Equipment Replacement Account Capital Construction Account Debt Service Account Assets:2020 2019 Current assets: Cash and cash equivalents $145,261 $322,939 $42,561 $59,150 $569,911 $1,231,226 Receivables: Accounts (net of allowance for uncollectibles)600,797 - - - 600,797 558,746 Interest - 900 1,000 - 1,900 1,800 Prepayments 103,380 - - - 103,380 100,538 Total current assets 849,438 323,839 43,561 59,150 1,275,988 1,892,310 Noncurrent assets: Capital assets: Land 36,586 - - - 36,586 36,586 Construction in progress - - 619,147 - 619,147 24,553 Buildings 403,659 - - - 403,659 403,659 Equipment 1,194,140 - - - 1,194,140 1,097,814 Infrastructure 6,677,171 - - - 6,677,171 6,677,171 Total capital assets 8,311,556 0 619,147 0 8,930,703 8,239,783 Less: accumulated depreciation (5,437,806) - - - (5,437,806) (5,280,647) Net capital assets 2,873,750 0 619,147 0 3,492,897 2,959,136 Total noncurrent assets 2,873,750 0 619,147 0 3,492,897 2,959,136 Total assets 3,723,188 323,839 662,708 59,150 4,768,885 4,851,446 Liabilities: Current liabilities: Accounts payable 1,072 - - - 1,072 37,657 Accrued salaries and withholdings payable 3,187 - 63 - 3,250 13,140 Contracts payable - retained percentage - - 30,396 - 30,396 10,132 Accrued interest payable - - - 2,058 2,058 2,531 Bonds payable - current - - - 53,400 53,400 53,400 Total current liabilities 4,259 0 30,459 55,458 90,176 116,860 Noncurrent liabilities: Bonds payable - noncurrent - - - 178,800 178,800 232,200 Total liabilities 4,259 0 30,459 234,258 268,976 349,060 Net position: Net investment in capital assets 2,873,750 - 619,147 (232,200) 3,260,697 2,648,983 Restricted for debt service - - - 58,612 58,612 59,334 Unrestricted 845,179 323,839 13,102 (1,520) 1,180,600 1,794,069 Total net position $3,718,929 $323,839 $632,249 ($175,108) $4,499,909 $4,502,386 Total 149 CITY OF COLUMBIA HEIGHTS, MINNESOTA SEWER UTILITY FUND Statement 40 SUBCOMBINING SCHEDULE OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION For The Year Ended December 31, 2020 Operating Account Capital Equipment Replacement Account Capital Construction Account Debt Service Account Intrafund Eliminations Operating revenues:2020 2019 Charges for services: Sewer service charges $2,239,150 $ - $2,331 $ - $ - $2,241,481 $2,074,292 Total operating revenues 2,239,150 0 2,331 0 0 2,241,481 $2,074,292 Operating expenses: Disposal 1,206,459 - - - - 1,206,459 1,121,217 Collection 725,813 - 138 - - 725,951 649,345 Administration 50,720 - - - - 50,720 43,940 Depreciation 165,698 - - - - 165,698 166,925 Total operating expenses 2,148,690 0 138 0 0 2,148,828 1,981,427 Net income (loss) from operations 90,460 0 2,193 0 0 92,653 92,865 Nonoperating revenues (expenses): Investment income Interest and dividends - 4,099 4,600 200 - 8,899 15,801 Change in fair value - 1,200 1,400 100 - 2,700 8,800 Interest and fiscal charges - - - (5,326) - (5,326) (6,464) Miscellaneous 340 - 257 - - 597 268 Total nonoperating revenues (expenses)340 5,299 6,257 (5,026)0 6,870 18,405 Net income (loss) before transfers and capital contributions 90,800 5,299 8,450 (5,026)0 99,523 111,270 Transfers and capital contributions: Capital contribution - intergovernmental revenue - - - - - - 160,288 Transfers in 104,865 30,000 - 59,000 (193,865) - - Transfers out (191,000) (104,865) - - 193,865 (102,000) (96,500) Total transfers and capital contributions (86,135) (74,865)0 59,000 0 (102,000) 63,788 Change in net position 4,665 (69,566) 8,450 53,974 - (2,477) 175,058 Net position - January 1 3,714,264 393,405 623,799 (229,082) - 4,502,386 4,327,328 Net position - December 31 $3,718,929 $323,839 $632,249 ($175,108)$0 $4,499,909 $4,502,386 Total With Comparative Totals For The Year Ended December 31, 2018 150 CITY OF COLUMBIA HEIGHTS, MINNESOTA SEWER UTILITY FUND Statement 41 SUBCOMBINING SCHEDULE OF CASH FLOWS For Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 2020 2019 Cash flows provided by (used in) operating activities: Cash received from customers $2,197,185 $2,026,949 Cash paid to suppliers for goods and services (1,669,259) (1,529,035) Cash payments to employees for services (340,082) (250,308) Net cash flows provided by (used in) operating activities 187,844 247,606 Cash flows provided by (used in) noncapital financing activities: Transfers out (102,000) (96,500) Cash flows provided by (used in) capital and related financing activities: Acquisition of capital assets (699,459)(44,245) Intergovernmental revenue - 160,288 Principal payments - bonds (53,400) (53,400) Interest and fiscal charges (5,799) (6,938) Net cash flows provided by (used in) capital and related financing activities (758,658)55,705 Cash flows provided by (used in) investing activities: Investment income: Interest and dividends 8,799 16,801 Change in fair value 2,700 8,800 Net cash flows provided by (used in) investing activities 11,499 25,601 Net increase (decrease) in cash and cash equivalents (661,315)232,412 Cash and cash equivalents - January 1 1,231,226 998,814 Cash and cash equivalents - December 31 $569,911 $1,231,226 Reconciliation of operating income (loss) to net cash flows from operating activities: Operating income (loss)$92,653 $92,865 Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation expense 165,698 166,925 Miscellaneous revenues 597 268 Changes in assets, liabilities, deferred outflows and inflows: (Increase) decrease in accounts receivable (42,051)(40,508) (Increase) decrease in prepayments (2,842)(7,103) Increase (decrease) in accounts payable (36,585)21,962 Increase (decrease) in accrued salaries and withholdings payable (9,890)3,065 Increase (decrease) in contracts payable -retained percentage 20,264 10,132 Total adjustments 95,191 154,741 Net cash flows from operating activities $187,844 $247,606 151 CITY OF COLUMBIA HEIGHTS, MINNESOTA REFUSE UTILITY FUND Statement 42 SUBCOMBINING SCHEDULE OF NET POSITION December 31, 2020 With Comparative Totals For December 31, 2019 2020 2019 Assets: Current assets: Cash and cash equivalents $1,746,270 $1,639,518 Receivables: Accounts (net of allowance for uncollectibles) 584,168 575,074 Interest 3,100 2,700 Due from other governmental units 23,982 23,905 Total current assets 2,357,520 2,241,197 Noncurrent assets: Capital assets: Buildings 56,000 56,000 Equipment 112,893 112,893 Total capital assets 168,893 168,893 Less: accumulated depreciation (139,518) (137,018) Total capital assets (net of accumulated depreciation) 29,375 31,875 Total noncurrent assets 29,375 31,875 Total assets 2,386,895 2,273,072 Liabilities: Current liabilities: Accounts payable 153,444 138,773 Accrued salaries and withholdings payable 1,800 4,274 Total current liabilities 155,244 143,047 Net position: Net investments in capital assets 29,375 31,875 Unrestricted 2,202,276 2,098,150 Total net position $2,231,651 $2,130,025 152 CITY OF COLUMBIA HEIGHTS, MINNESOTA REFUSE UTILITY FUND Statement 43 SUBCOMBINING SCHEDULE OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION For The Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 2020 2019 Operating revenues: Refuse service charges $2,103,590 $2,068,509 Operating expenses: Collection and disposal 1,766,657 1,659,598 Administration 103,076 77,474 Recycling 118,170 110,324 Hazardous waste 11,973 10,321 Depreciation 2,500 2,500 Miscellaneous 27,483 21,872 Total operating expenses 2,029,859 1,882,089 Net income (loss) from operations 73,731 186,420 Nonoperating revenues: Investment income Interest and dividends 14,100 22,300 Change in fair value 4,300 12,400 Intergovernmental 103,695 102,190 Total nonoperating revenues 122,095 136,890 Net income (loss) before transfers 195,826 323,310 Transfers out (94,200) (83,800) Total transfers (94,200) (83,800) Change in net position 101,626 239,510 Net position - January 1 2,130,025 1,890,515 Net position - December 31 $2,231,651 $2,130,025 153 CITY OF COLUMBIA HEIGHTS, MINNESOTA REFUSE UTILITY FUND Statement 44 SUBCOMBINING SCHEDULE OF CASH FLOWS For Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 2020 2019 Cash flows provided by (used in) operating activities: Cash received from customers $2,094,419 $2,026,312 Cash paid to suppliers for goods and services (1,875,505) (1,770,442) Cash payments to employees for services (139,657)(114,022) Net cash flows provided by (used in) operating activities 79,257 141,848 Cash flows provided by (used in) noncapital financing activities: Transfers out (94,200)(83,800) Intergovernmental 103,695 102,190 Net cash flows provided by (used in) noncapital financing activities 9,495 18,390 Cash flows provided by (used in) investing activities: Investment income: Interest and dividends 13,700 23,500 Change in fair value 4,300 12,400 Net cash flows provided by (used in) investing activities 18,000 35,900 Net increase (decrease) in cash and cash equivalents 106,752 196,138 Cash and cash equivalents - January 1 1,639,518 1,443,380 Cash and cash equivalents - December 31 $1,746,270 $1,639,518 Reconciliation of operating income (loss) to net cash flows from operating activities: Operating income $73,731 $186,420 Adjustments to reconcile operating income to net cash flows from operating activities: Depreciation expense 2,500 2,500 Changes in assets, liabilities, deferred outflows and inflows: (Increase) decrease in accounts receivable (9,094)(24,725) (Increase) decrease in due from other governmental units (77)(17,472) Increase (decrease) in accounts payable 14,671 (5,037) Increase (decrease) in accrued salaries and withholdings payable (2,474)162 Total adjustments 5,526 (44,572) Net cash flows from operating activities $79,257 $141,848 154 CITY OF COLUMBIA HEIGHTS, MINNESOTA STORM SEWER UTILITY FUND Statement 45 SUBCOMBINING SCHEDULE OF NET POSITION December 31, 2020 With Comparative Totals For December 31, 2019 Operating Account Capital Equipment Replacement Account Capital Construction Account Debt Service Account Intrafund Eliminations Assets:2020 2019 Current assets: Cash and cash equivalents $423,970 $16,352 $ - $62,433 $ - $502,755 $507,301 Receivables: Accounts (net of allowance for uncollectibles)142,485 - - - - 142,485 126,419 Interest 1,300 - - 100 - 1,400 900 Due from other governmental units - - - - - - 33,745 Interfund receivable 36,946 - - - (36,946) - - Total current assets 604,701 16,352 0 62,533 (36,946) 646,640 668,365 Noncurrent assets: Capital assets: Land 260,690 - - - - 260,690 260,690 Equipment 402,607 - - - - 402,607 398,758 Infrastructure 2,667,144 - - - - 2,667,144 2,667,144 Total capital assets 3,330,441 0 0 0 0 3,330,441 3,326,592 Less: accumulated depreciation (1,461,124) - - - - (1,461,124) (1,348,687) Net capital assets 1,869,317 0 0 0 0 1,869,317 1,977,905 Total noncurrent assets 1,869,317 0 0 0 0 1,869,317 1,977,905 Total assets 2,474,018 16,352 0 62,533 (36,946) 2,515,957 2,646,270 Liabilities: Current liabilities: Accounts payable 208 - 6,566 - - 6,774 31,925 Accrued salaries and withholdings payable 1,430 - - - - 1,430 4,083 Contracts payable - retained percentage - - 17,388 - - 17,388 19,051 Interfund payable - - 36,946 - (36,946) - - Accrued interest payable - - - 2,374 - 2,374 2,678 Bonds payable - current - - - 56,600 - 56,600 56,600 Total current liabilities 1,638 0 60,900 58,974 (36,946) 84,566 114,337 Noncurrent liabilities: Bonds payable - noncurrent - - - 181,200 - 181,200 237,800 Total noncurrent liabilities 0 0 0 181,200 0 181,200 237,800 Total liabilities 1,638 0 60,900 240,174 (36,946) 265,766 352,137 Net position: Net investment in capital assets 1,869,317 - - (237,800) - 1,631,517 1,683,505 Restricted for debt service - - - 62,494 - 62,494 63,131 Unrestricted 603,063 16,352 (60,900) (2,335) - 556,180 547,497 Total net position $2,472,380 $16,352 ($60,900) ($177,641)$0 $2,250,191 $2,294,133 Total 155 CITY OF COLUMBIA HEIGHTS, MINNESOTA STORM SEWER UTILITY FUND Statement 46 SUBCOMBINING SCHEDULE OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION For The Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 Operating Account Capital Equipment Replacement Account Capital Construction Account Debt Service Account Intrafund Eliminations 2020 2019 Operating revenues: Storm sewer service charges $522,652 $ - $ - $ - $ - $522,652 $480,515 Operating expenses: Collection 352,232 - 103,186 - - 455,418 685,263 Administration 1,041 - - - - 1,041 1,128 Depreciation 112,437 - - - - 112,437 116,472 Total operating expenses 465,710 0 103,186 0 0 568,896 802,863 Net income (loss) from operations 56,942 0 (103,186)0 0 (46,244) (322,348) Nonoperating revenues (expenses): Investment income Interest and dividends 5,800 100 - 200 - 6,100 7,401 Change in fair value 1,800 - - 100 - 1,900 4,100 Interest and fiscal charges - - - (6,057) - (6,057) (7,770) Miscellaneous revenue 359 - - - - 359 352 Total nonoperating revenues (expenses)7,959 100 0 (5,757)0 2,302 4,083 Net income (loss) before transfers and capital contributions 64,901 100 (103,186) (5,757)0 (43,942) (318,265) Transfers and capital contributions: Capital contribution - intergovernmental revenue - - - - - - 350,253 Transfers in 3,849 10,000 102,086 61,000 (176,935) - - Transfers out (173,086) (3,849) - - 176,935 - - Total transfers and capital contributions (169,237) 6,151 102,086 61,000 0 0 350,253 Change in net position (104,336) 6,251 (1,100) 55,243 0 (43,942) 31,988 Net position - January 1 2,576,716 10,101 (59,800) (232,884) - 2,294,133 2,262,145 Net position - December 31 $2,472,380 $16,352 ($60,900) ($177,641)$0 $2,250,191 $2,294,133 Total 156 CITY OF COLUMBIA HEIGHTS, MINNESOTA STORM SEWER UTILITY FUND Statement 47 SUBCOMBINING SCHEDULE OF CASH FLOWS For Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 2020 2019 Cash flows provided by (used in) operating activities: Cash received from customers $540,690 $437,267 Cash paid to suppliers for goods and services (335,947) (490,611) Cash payments to employees for services (149,979) (145,237) Net cash flows provided by (used in) operating activities 54,764 (198,581) Cash flows provided by (used in) capital and related financing activities: Acquisition of capital assets (3,849)40,987 Intergovernmental revenue - 350,253 Principal payments - bonds (56,600)(73,600) Interest and fiscal charges (6,361)(7,527) Net cash flows provided by (used in) capital and related financing activities (66,810)310,113 Cash flows provided by (used in) investing activities: Investment income: Interest and dividends 5,600 8,001 Change in fair value 1,900 4,100 Net cash flows provided by (used in) investing activities 7,500 12,101 Net increase (decrease) in cash and cash equivalents (4,546)123,633 Cash and cash equivalents - January 1 507,301 383,668 Cash and cash equivalents - December 31 $502,755 $507,301 Reconciliation of operating income to net cash flows from operating activities: Operating income ($46,244)($322,348) Adjustments to reconcile operating income to net cash flows from operating activities: Depreciation expense 112,437 116,472 Miscellaneous revenue 359 352 Changes in assets, liabilities, deferred outflows and inflows: (Increase) decrease in accounts receivable (16,066)(9,855) (Increase) decrease in due from other governmental units 33,745 (33,745) Increase (decrease) in accounts payable (25,151)30,681 Increase (decrease) in accrued salaries and withholdings payable (2,653)811 Increase (decrease) compensated absences payable (1,663)19,051 Total adjustments 101,008 123,767 Net cash flows from operating activities $54,764 ($198,581) 157                                                 ‐ This page intentionally left blank ‐  158 CITY OF COLUMBIA HEIGHTS, MINNESOTA LIQUOR FUND Statement 48 SUBCOMBINING SCHEDULE OF NET POSITION December 31, 2020 With Comparative Totals For December 31, 2019 Operating Debt Service Account Account 2020 2019 Assets: Current assets: Cash and cash equivalents $1,341,163 $306,446 $1,647,609 $1,776,204 Receivables: Accounts - - - 109 Interest 2,500 200 2,700 2,300 Due from other governmental units 388 - 388 3,133 Prepayments 7,387 - 7,387 - Inventory - at cost 2,278,746 - 2,278,746 2,341,164 Total current assets 3,630,184 306,646 3,936,830 4,122,910 Noncurrent assets: Capital assets: Land 2,006,714 - 2,006,714 2,006,714 Construction in progress 8,287 - 8,287 9,711 Buildings 3,909,062 - 3,909,062 3,909,062 Equipment 450,353 - 450,353 431,020 Total capital assets 6,374,416 0 6,374,416 6,356,507 Less: Accumulated depreciation (1,973,642) - (1,973,642) (1,839,382) Net capital assets 4,400,774 0 4,400,774 4,517,125 Total noncurrent assets 4,400,774 0 4,400,774 4,517,125 Total assets 8,030,958 306,646 8,337,604 8,640,035 Liabilities: Current liabilities: Accounts payable 214,205 - 214,205 355,742 Accrued salaries and withholdings payable 15,506 - 15,506 50,426 Due to other governmental units 86,439 - 86,439 102,581 Accrued interest payable - 24,644 24,644 26,765 Bonds payable - current - 260,000 260,000 255,000 Total current liabilities 316,150 284,644 600,794 790,514 Noncurrent liabilities: Bonds payable - noncurrent - 2,360,901 2,360,901 2,630,682 Total liabilities 316,150 2,645,545 2,961,695 3,421,196 Net position: Net investment in capital assets 4,400,774 (2,620,901) 1,779,873 1,631,443 Restricted for debt service - 307,865 307,865 305,902 Unrestricted 3,314,034 (25,863) 3,288,171 3,281,494 Total net position $7,714,808 ($2,338,899) $5,375,909 $5,218,839 Total 159 CITY OF COLUMBIA HEIGHTS, MINNESOTA LIQUOR FUND SUBCOMBINING SCHEDULE OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION For The Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 Top Heights Top Valu Valu II Liquor Operating revenues: Charges for sales: Liquor $1,784,434 $926,121 $340,104 Beer 1,711,709 1,092,238 268,396 Wine 669,756 397,092 41,877 Other 173,300 112,763 67,593 Total operating revenues 4,339,199 2,528,214 717,970 Operating expenses: Cost of goods sold 3,232,383 1,882,071 534,871 Operating expense 758,734 591,591 170,204 Depreciation 73,292 59,006 1,963 Total operating expenses 4,064,409 2,532,668 707,038 Net income from operations $274,790 ($4,454) $10,932 Nonoperating revenues (expenses): Investment income: Interest and dividends Change in fair value Intergovernmental Interest and fiscal charges Miscellaneous expense Total nonoperating revenues (expenses) Net income (loss) before transfers Transfers: Transfers in Transfers out Total transfers Change in net position Net position - January 1 Net position - December 31 Operating Accounts 160 Statement 49 Total Debt Operating Service Intrafund Accounts Account Eliminations 2020 2019 $3,050,659 $ - $ - $3,050,659 $3,474,605 3,072,343 - - 3,072,343 3,664,118 1,108,725 - - 1,108,725 1,152,927 353,656 - - 353,656 623,228 7,585,383 0 0 7,585,383 8,914,878 5,649,325 - - 5,649,325 6,686,021 1,520,529 - - 1,520,529 1,585,568 134,261 - - 134,261 139,489 7,304,115 0 0 7,304,115 8,411,078 281,268 0 0 281,268 503,800 11,300 1,100 - 12,400 19,800 3,400 300 - 3,700 11,000 4,091 - - 4,091 4,030 - (50,989) - (50,989)(59,260) (2,500) - - (2,500) - 16,291 (49,589)0 (33,298)(24,430) 297,559 (49,589)0 247,970 479,370 - 319,000 (319,000) - - (409,900) - 319,000 (90,900)(145,400) (409,900)319,000 0 (90,900)(145,400) (112,341)269,411 0 157,070 333,970 7,827,149 (2,608,310)0 5,218,839 4,884,869 $7,714,808 ($2,338,899)$0 $5,375,909 $5,218,839 Total 161 CITY OF COLUMBIA HEIGHTS, MINNESOTA LIQUOR FUND Statement 50 SUBCOMBINING SCHEDULE OF CASH FLOWS Page 1 of 2 For Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 2020 2019 Cash flows provided by (used in) operating activities: Cash received from customers $7,580,850 $8,917,084 Cash paid to suppliers for goods and services (6,202,662) (7,334,657) Cash payments to employees for services (1,099,873) (1,143,765) Net cash flows provided by (used in) operating activities 278,315 438,662 Cash flows provided by (used in) noncapital financing activities: Transfers out (90,900) (145,400) Intergovernmental 4,091 4,030 Net cash flows provided by (used in) noncapital financing activities (86,809) (141,370) Cash flows provided by (used in) capital and related financing activities: Acquisition of capital assets (17,909) (12,810) Principal payments - bonds (255,000) (245,000) Interest and fiscal charges - including capitalized interest (62,892) (67,891) Net cash flows provided by (used in) capital and related financing activities (335,801) (325,701) Cash flows provided by (used in) investing activities: Investment income: Interest and dividends 12,000 20,600 Change in fair value 3,700 11,000 Net cash flows provided by (used in) investing activities 15,700 31,600 Net increase (decrease) in cash and cash equivalents (128,595) 3,191 Cash and cash equivalents - January 1 1,776,204 1,773,013 Cash and cash equivalents - December 31 $1,647,609 $1,776,204 162 CITY OF COLUMBIA HEIGHTS, MINNESOTA LIQUOR FUND Statement 50 SUBCOMBINING SCHEDULE OF CASH FLOWS Page 2 of 2 For Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 2020 2019 Reconciliation of operating income to net cash flows from operating activities: Operating income $281,268 $503,800 Adjustments to reconcile operating income to net cash flows from operating activities: Depreciation expense 134,261 139,489 Miscellaneous expense (2,500) - Changes in assets, liabilities, deferred outflows and inflows: (Increase) decrease in accounts receivable 109 2,991 (Increase) decrease in due from other governmental units 2,745 (785) (Increase) decrease in prepayments (7,387) - (Increase) decrease in inventory, at cost 62,418 (172,860) Increase (decrease) in accounts payable (141,537) (43,079) Increase (decrease) in accrued salaries and withholdings payable (34,920)3,868 Increase (decrease) in due to other governmental units (16,142)5,238 Total adjustments (2,953) (65,138) Net cash flows from operating activities $278,315 $438,662 163                                                 ‐ This page intentionally left blank ‐  164 INTERNAL SERVICE FUNDS Internal Service Funds are used to account for the financing on a cost reimbursement basis of goods or services provided by one department or agency to other departments or agencies within the City. Municipal Service Center Fund Central Garage - used to account for the costs of operating a maintenance facility for automotive equipment used by other City departments. Such costs are billed to other departments at actual cost plus a fixed overhead factor. The automotive equipment itself is acquired by the various user departments, which are responsible for financing replacement vehicles as necessary. Building Maintenance – used to account for the costs of staff charged with maintaining City facilities. All costs are recorded in this fund and finance by transfers from user departments. Information Systems Fund – used to account for the costs associated with information systems within the City. All costs are recorded in the fund and are financed by transfers from user departments. Risk Management Fund – used to account for certain costs of the City’s risk management services and to build a reserve for catastrophic losses. All costs for premiums, claims and claims administration are recorded in the fund and allocated to user funds based on a percentage risk factor. Employee Benefits Fund – used to account for long-term obligations for compensated absences, pensions, and other post-employment benefits earned by employees’ services. 165 CITY OF COLUMBIA HEIGHTS, MINNESOTA INTERNAL SERVICE FUNDS Statement 51 COMBINING STATEMENT OF NET POSITION December 31, 2020 Municipal Service Center Information Systems Risk Management Employee Benefits Fund Total Internal Service Funds Assets: Current assets: Cash and cash equivalents $1,025,495 $541,945 $1,338,534 $1,184,462 $4,090,436 Due from other governmental units 157 - - - 157 Interest receivable 2,400 1,300 2,900 - 6,600 Prepayments - 25,290 61,661 - 86,951 Inventory - at cost 48,265 17,789 - - 66,054 Total current assets 1,076,317 586,324 1,403,095 1,184,462 4,250,198 Noncurrent assets: Capital assets: Land 15,779 - - - 15,779 Buildings 1,978,957 - - - 1,978,957 Equipment 285,183 320,052 - - 605,235 Total capital assets 2,279,919 320,052 0 0 2,599,971 Less: accumulated depreciation (1,330,565) (278,503) - - (1,609,068) Net capital assets 949,354 41,549 0 0 990,903 Total noncurrent assets 949,354 41,549 0 0 990,903 Total assets 2,025,671 627,873 1,403,095 1,184,462 5,241,101 Deferred outflows of resources: Related to pensions and OPEB - - - 2,660,937 2,660,937 Liabilities: Current liabilities: Accounts payable 26,802 10,565 6,813 - 44,180 Accrued salaries and withholdings payable 6,086 4,640 - - 10,726 Unearned revenue 9,437 - - - 9,437 Compensated absences payable - current - - - 106,600 106,600 Total current liabilities 42,325 15,205 6,813 106,600 170,943 Noncurrent liabilities: Compensated absences payable - noncurrent - - - 1,077,862 1,077,862 Other postemployment benefits payable - - - 1,527,677 1,527,677 Net pension liability - - - 9,031,244 9,031,244 Total noncurrent liabilities 0 0 0 11,636,783 11,636,783 Total liabilities 42,325 15,205 6,813 11,743,383 11,807,726 Deferred inflows of resources: Related to pensions and OPEB - - - 3,271,948 3,271,948 Net position: Net investments in capital assets 949,354 41,549 - - 990,903 Unrestricted 1,033,992 571,119 1,396,282 (11,169,932) (8,168,539) Total net position $1,983,346 $612,668 $1,396,282 ($11,169,932) ($7,177,636) 166 CITY OF COLUMBIA HEIGHTS, MINNESOTA INTERNAL SERVICE FUNDS Statement 52 COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION For The Year Ended December 31, 2020 Municipal Service Center Information Systems Risk Management Employee Benefits Fund Total Internal Service Funds Operating revenues: Charges for services: Services to departments $416,236 $405,000 $661,560 $2,117,304 $3,600,100 Use of space 360,610 - - - 360,610 Recovery of damages - - 87,167 - 87,167 Charges for sales: Sales of motor fuel 105,270 - - - 105,270 Total operating revenues 882,116 405,000 748,727 2,117,304 4,153,147 Operating expenses: Cost of services and space 831,376 434,088 682,596 1,688,812 3,636,872 Depreciation 68,322 10,376 - - 78,698 Total operating expenses 899,698 444,464 682,596 1,688,812 3,715,570 Net income (loss) from operations (17,582) (39,464) 66,131 428,492 437,577 Nonoperating revenues (expenses): Investment income Interest and dividends 10,800 6,300 13,400 - 30,500 Change in fair value 3,300 1,900 4,100 - 9,300 Intergovernmental - - - 67,754 67,754 Total nonoperating revenues (expenses)14,100 8,200 17,500 67,754 107,554 Net income (loss) before transfers (3,482) (31,264) 83,631 496,246 545,131 Transfers: Transfers in - 12,000 - - 12,000 Total transfers 0 12,000 0 0 12,000 Change in net position (3,482) (19,264) 83,631 496,246 557,131 Net position - January 1 1,986,828 631,932 1,312,651 (11,666,178) (7,734,767) Net position - December 31 $1,983,346 $612,668 $1,396,282 ($11,169,932) ($7,177,636) 167 CITY OF COLUMBIA HEIGHTS, MINNESOTA INTERNAL SERVICE FUNDS Statement 53 COMBINING STATEMENT OF CASH FLOWS For The Year Ended December 31, 2020 Municipal Service Center Information Systems Risk Management Employee Benefits Fund Total Internal Service Funds Cash flows provided by (used in) operating activities: Cash received from interfund goods and services provided $882,116 $405,000 $661,560 $2,893,279 $4,841,955 Cash received for damages - - 87,167 - 87,167 Cash paid to suppliers for goods and services (366,847) (140,346) (676,027) (2,052,844) (3,236,064) Cash payments to employees for services (489,898) (340,610) - (889,500) (1,720,008) Net cash flows provided by (used in) operating activities 25,371 (75,956) 72,700 (49,065) (26,950) Cash flows provided by (used in) noncapital financing activities: Transfers in - 12,000 - - 12,000 Intergovernmental - - - 67,754 67,754 Increases in other postemployment benefits payable - - - 42,065 42,065 Net cash flows provided by (used in) noncapital financing activities 0 12,000 0 109,819 121,819 Cash flows provided by (used in) capital and related financing activities: Acquisition of capital assets (11,416) (17,470) - - (28,886) Cash flows provided by (used in) investing activities: Investment income: Interest and dividends 10,400 6,200 12,800 - 29,400 Change in fair value 3,300 1,900 4,100 - 9,300 Net cash flows provided by (used in) investing activities 13,700 8,100 16,900 0 38,700 Net increase (decrease) in cash and cash equivalents 27,655 (73,326) 89,600 60,754 104,683 Cash and cash equivalents - January 1 997,840 615,271 1,248,934 1,123,708 3,985,753 Cash and cash equivalents - December 31 $1,025,495 $541,945 $1,338,534 $1,184,462 $4,090,436 Reconciliation of operating income (loss) to net cash flows from operating activities: Operating income (loss) ($17,582) ($39,464) $66,131 $428,492 $437,577 Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation expense 68,322 10,376 - - 78,698 Changes in assets and liabilities: (Increase) decrease in prepayments - (10,097) 1,756 - (8,341) (Increase) decrease in inventory, at cost (7,866) - - (7,866) (Increase) decrease in due from other governmental units 229 - - - 229 (Increase) decrease in deferred pension outflows - (17,039) - 1,104,181 1,087,142 Increase (decrease) in accounts payable (5,532) (10,881) 4,813 - (11,600) Increase (decrease) in accrued salaries and withholdings payable (12,475)(8,851) - - (21,326) Increase (decrease) in deferred revenue 275 - - - 275 Increase (decrease) in compensated absences - - - 60,754 60,754 Increase (decrease) in net pension liability - - - 1,073,148 1,073,148 Increase (decrease) in deferred inflows of resources - - - (2,715,640) (2,715,640) Total adjustments 42,953 (36,492) 6,569 (477,557) (464,527) Net cash flows provided by (used in) operating activities $25,371 ($75,956) $72,700 ($49,065) ($26,950) 168 CITY OF COLUMBIA HEIGHTS, MINNESOTA MUNICIPAL SERVICE CENTER Statement 54 SUBCOMBINING SCHEDULE OF NET POSITION December 31, 2020 With Comparative Totals For December 31, 2019 Central Capital Building Garage Equipment Maintenance Operating Replacement Operating Account Account Account 2020 2019 Assets: Current assets: Cash and cash equivalents $912,178 $25,774 $87,543 $1,025,495 $997,840 Due from other governmental units 157 - - 157 386 Interest receivable 2,100 100 200 2,400 2,000 Inventory - at cost 48,265 - - 48,265 40,399 Total current assets 962,700 25,874 87,743 1,076,317 1,040,625 Noncurrent assets: Capital assets: Land 15,779 - - 15,779 15,779 Buildings 1,978,957 - - 1,978,957 1,978,957 Equipment 285,183 - - 285,183 273,767 Total capital assets 2,279,919 0 0 2,279,919 2,268,503 Less: Accumulated depreciation (1,330,565) - - (1,330,565) (1,262,243) Net capital assets 949,354 0 0 949,354 1,006,260 Total noncurrent assets 949,354 0 0 949,354 1,006,260 Total assets 1,912,054 25,874 87,743 2,025,671 2,046,885 Liabilities: Current liabilities: Accounts payable 26,750 - 52 26,802 32,334 Accrued salaries and withholdings payable 3,294 - 2,792 6,086 18,561 Unearned revenue 9,437 - - 9,437 9,162 Total current liabilities 39,481 0 2,844 42,325 60,057 Net position: Net investments in capital assets 949,354 - - 949,354 1,006,260 Unrestricted 923,219 25,874 84,899 1,033,992 980,568 Total net position $1,872,573 $25,874 $84,899 $1,983,346 $1,986,828 Total 169 CITY OF COLUMBIA HEIGHTS, MINNESOTA MUNICIPAL SERVICE CENTER Statement 55 SUBCOMBINING SCHEDULE OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION For The Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 Central Capital Building Garage Equipment Maintenance Operating Replacement Operating Intrafund Account Account Account Eliminations 2020 2019 Operating revenues: Charges for services: Services to departments $189,236 $ - $227,000 $ - $416,236 $407,331 Use of space 360,610 - - - 360,610 351,227 Charges for sales: Sales of motor fuel 105,270 - - - 105,270 118,400 Total operating revenues 655,116 0 227,000 0 882,116 876,958 Operating expenses: Cost of services and space 607,525 - 223,851 - 831,376 790,067 Depreciation 68,322 - - - 68,322 67,517 Total operating expenses 675,847 0 223,851 0 899,698 857,584 Net income (loss) from operations (20,731) - 3,149 - (17,582) 19,374 Nonoperating revenues: Investment income: Interest and dividends 9,500 300 1,000 - 10,800 15,600 Change in fair value 2,900 100 300 - 3,300 8,600 Total nonoperating revenues 12,400 400 1,300 0 14,100 24,200 Net income (loss) before transfers (8,331)400 4,449 0 (3,482) 43,574 Transfers in - 4,000 - (4,000) - - Transfers out (4,000) - - 4,000 - - Total transfers (4,000) 4,000 0 0 0 0 Change in net position (12,331) 4,400 4,449 - (3,482) 43,574 Net position - January 1 1,884,904 21,474 80,450 0 1,986,828 1,943,254 Net position - December 31 $1,872,573 $25,874 $84,899 $0 $1,983,346 $1,986,828 Total 170 CITY OF COLUMBIA HEIGHTS, MINNESOTA MUNICIPAL SERVICE CENTER Statement 56 SUBCOMBINING SCHEDULE OF CASH FLOWS For The Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 2020 2019 Cash flows provided by (used in) operating activities: Cash received from interfund goods & services provided $882,116 $876,958 Cash paid to suppliers for goods and services (366,847) (356,170) Cash payments to employees for services (489,898) (425,101) Net cash flows provided by (used in) operating activities 25,371 95,687 Cash flows provided by (used in) capital and related financing activities: Acquisition and construction of capital assets (11,416)(23,257) Proceeds from the sale of assets - - Net cash flows provided by (used in) capital and related financing activities (11,416)(23,257) Cash flows provided by (used in) investing activities: Investment income: Interest and dividends 10,400 16,800 Change in fair value 3,300 8,600 Net cash flows provided by (used in) investing activities 13,700 25,400 Net increase (decrease) in cash and cash equivalents 27,655 97,830 Cash and cash equivalents - January 1 997,840 900,010 Cash and cash equivalents - December 31 $1,025,495 $997,840 Reconciliation of operating income to net cash flows from operating activities: Operating income (loss) ($17,582)$19,374 Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation expense 68,322 67,517 Changes in assets, liabilities, deferred outflows and inflows: (Increase) decrease in inventory, at cost (7,866)11,393 (Increase) decrease in due from other governmental units 229 1,963 Increase (decrease) in accounts payable (5,532)(7,024) Increase (decrease) in accrued salaries and withholdings payable (12,475)2,198 Increase (decrease) in unearned revenue 275 266 Total adjustments 42,953 76,313 Net cash flows from operating activities $25,371 $95,687 171 CITY OF COLUMBIA HEIGHTS, MINNESOTA INFORMATION SYSTEMS FUND Statement 57 SUBCOMBINING SCHEDULE OF NET POSITION December 31, 2020 With Comparative Totals For December 31, 2019 Capital Equipment Operating Replacement Account Account 2020 2019 Assets: Current assets: Cash and cash equivalents $263,918 $278,027 $541,945 $615,271 Interest receivable 600 700 1,300 1,200 Prepayments 25,290 - 25,290 15,193 Inventory - at cost 17,789 - 17,789 750 Total current assets 307,597 278,727 586,324 632,414 Noncurrent assets: Capital assets: Equipment 320,052 - 320,052 302,583 Less: accumulated depreciation (278,503) - (278,503) (268,128) Net capital assets 41,549 0 41,549 34,455 Total noncurrent assets 41,549 0 41,549 34,455 Total assets 349,146 278,727 627,873 666,869 Liabilities: Current liabilities: Accounts payable 9,851 714 10,565 21,446 Accrued salaries and withholdings payable 4,640 - 4,640 13,491 Total current liabilities 14,491 714 15,205 34,937 Net position: Net investment in capital assets 41,549 - 41,549 34,455 Unrestricted 293,106 278,013 571,119 597,477 Total net position $334,655 $278,013 $612,668 $631,932 Total 172 CITY OF COLUMBIA HEIGHTS, MINNESOTA INFORMATION SYSTEMS FUND Statement 58 SUBCOMBINING SCHEDULE OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION For The Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 Capital Equipment Operating Replacement Intrafund Account Account Eliminations 2020 2019 Operating revenues: Charges for services $405,000 $ - $ - $405,000 $385,000 Total operating revenues 405,000 0 0 405,000 385,000 Operating expenses: Cost of services 389,702 44,386 - 434,088 387,210 Depreciation 10,376 - - 10,376 10,085 Total operating expenses 400,078 44,386 0 444,464 397,295 Net income (loss) from operations 4,922 (44,386)0 (39,464) (12,295) Nonoperating revenues: Investment income Interest and dividends 2,900 3,400 - 6,300 9,600 Change in fair value 900 1,000 - 1,900 5,300 Total nonoperating revenues 3,800 4,400 0 8,200 14,900 Net income (loss) before transfers 8,722 (39,986)0 (31,264) 2,605 Transfers: Transfers in 29,469 - (17,469) 12,000 - Transfers out - (17,469) 17,469 - (24,388) Total transfers 29,469 (17,469)0 12,000 (24,388) Change in net position 38,191 (57,455)0 (19,264) (21,783) Net position - January 1 296,464 335,468 - 631,932 653,715 Net position - December 31 $334,655 $278,013 $0 $612,668 $631,932 Total 173 CITY OF COLUMBIA HEIGHTS, MINNESOTA INFORMATION SYSTEMS FUND Statement 59 SUBCOMBINING SCHEDULE OF CASH FLOWS For The Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 2020 2019 Cash flows provided by (used in) operating activities: Cash received from interfund goods & services provided $405,000 $385,000 Cash paid to suppliers for goods and services (140,346) (60,234) Cash payments to employees for services (340,610) (314,204) Net cash flows provided by (used in) operating activities (75,956)10,562 Cash flows provided by (used in) noncapital financing activities: Transfers in 12,000 - Transfers out - (24,388) Net cash flows provided by (used in) noncapital financing activities 12,000 (24,388) Cash flows provided by (used in) capital and related financing activities: Acquisition of capital assets (17,470) - Cash flows provided by (used in) investing activities: Investment income: Interest and dividends 6,200 10,500 Change in fair value 1,900 5,300 Net cash flows provided by (used in) investing activities 8,100 15,800 Net increase (decrease) in cash and cash equivalents (73,326)1,974 Cash and cash equivalents - January 1 615,271 613,297 Cash and cash equivalents - December 31 $541,945 $615,271 Reconciliation of operating income (loss) to net cash flows from operating activities: Operating income (loss)($39,464) ($12,295) Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation expense 10,376 10,085 Changes in assets, liabilities, deferred outflows and inflows: (Increase) decrease in prepayments (10,097)(5,228) (Increase) decrease in deferred pension outflows (17,039)(750) Increase (decrease) in accounts payable (10,881)17,788 Increase (decrease) in accrued salaries and withholdings payable (8,851)962 Total adjustments (36,492)22,857 Net cash flows from operating activities ($75,956) $10,562 174 CITY OF COLUMBIA HEIGHTS, MINNESOTA RISK MANAGEMENT FUND Statement 60 SUBCOMBINING SCHEDULE OF NET POSITION December 31, 2020 With Comparative Totals For December 31, 2019 2020 2019 Assets: Current assets: Cash and cash equivalents $1,338,534 $1,248,934 Interest receivable 2,900 2,300 Prepayments 61,661 63,417 Total assets 1,403,095 1,314,651 Liabilities: Current liabilities: Accounts payable 6,813 2,000 Total current liabilities 6,813 2,000 Net position: Unrestricted 1,396,282 1,312,651 Total net position $1,396,282 $1,312,651 175 CITY OF COLUMBIA HEIGHTS, MINNESOTA RISK MANAGEMENT FUND Statement 61 SUBCOMBINING SCHEDULE OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION For The Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 2020 2019 Operating revenues: Insurance allocation $661,560 $570,894 Recovery of damages 87,167 18,330 Total operating revenues 748,727 589,224 Operating expenses: Cost of services: Premiums 607,390 554,423 Claims 75,206 26,873 Total operating expenses 682,596 581,296 Net income (loss) from operations 66,131 7,928 Nonoperating revenues: Investment income Interest and dividends 13,400 19,600 Change in fair value 4,100 10,900 Total nonoperating revenues 17,500 30,500 Change in net position 83,631 38,428 Net position - January 1 1,312,651 1,274,223 Net position - December 31 $1,396,282 $1,312,651 176 CITY OF COLUMBIA HEIGHTS, MINNESOTA RISK MANAGEMENT FUND Statement 62 SUBCOMBINING SCHEDULE OF CASH FLOWS For The Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 2020 2019 Cash flows provided by (used in) operating activities: Cash received from interfund services provided $661,560 $570,894 Cash received for damages 87,167 18,330 Cash paid to suppliers for goods and services (676,027) (580,350) Net cash flows provided by (used in) operating activities 72,700 8,874 Cash flows provided by (used in) investing activities: Investment income: Interest and dividends 12,800 21,100 Change in fair value 4,100 10,900 Net cash flows provided by (used in) investing activities 16,900 32,000 Net increase (decrease) in cash and cash equivalents 89,600 40,874 Cash and cash equivalents - January 1 1,248,934 1,208,060 Cash and cash equivalents - December 31 $1,338,534 $1,248,934 Reconciliation of operating income (loss) to net cash flows from operating activities: Operating income (loss)$66,131 $7,928 Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Changes in assets and liabilities: (Increase) decrease in prepayments 1,756 (1,054) Increase (decrease) in accounts payable 4,813 2,000 Total adjustments 6,569 946 Net cash flows from operating activities $72,700 $8,874 177 CITY OF COLUMBIA HEIGHTS, MINNESOTA EMPLOYEE BENEFITS FUND Statement 63 SUBCOMBINING SCHEDULE OF NET POSITION December 31, 2020 With Comparative Totals For December 31, 2019 Compensated Other Post Absences Pension Emp Benefits Account Account Account 2020 2019 Assets: Current assets: Cash and cash equivalents $1,184,462 $ - $ - $1,184,462 $1,123,708 Total assets 1,184,462 0 0 1,184,462 1,123,708 Deferred outflows of resources: Related to pensions and OPEB - 2,455,533 205,404 2,660,937 3,719,131 Liabilities: Current liabilities: Compensated absences payable - current 106,600 - - 106,600 110,900 Total current liabilities 106,600 0 0 106,600 110,900 Noncurrent liabilities: Compensated absences payable - noncurrent 1,077,862 - - 1,077,862 1,012,808 Other postemployment benefits payable - - 1,527,677 1,527,677 1,420,635 Related to pensions - 9,031,244 - 9,031,244 7,958,096 Total noncurrent liabilities 1,077,862 9,031,244 1,527,677 11,636,783 10,391,539 Total liabilities 1,184,462 9,031,244 1,527,677 11,743,383 10,502,439 Deferred inflows of resources: Related to pensions and OPEB - 3,189,208 82,740 3,271,948 6,006,578 Net position: Unrestricted - (9,764,919)(1,405,013)(11,169,932)(11,666,178) Total net position $0 ($9,764,919)($1,405,013)($11,169,932)($11,666,178) Total 178 CITY OF COLUMBIA HEIGHTS, MINNESOTA EMPLOYEE BENEFITS FUND Statement 64 SUBCOMBINING SCHEDULE OF REVENUES, EXPENSES AND CHANGES IN FUND NET POSITION For The Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 Compensated Other Post Absences Pension Emp Benefits Account Account Account 2020 2019 Operating revenues: Charges for services $950,254 $1,115,064 $51,986 $2,117,304 $1,539,064 Operating expenses: Cost of services 950,254 644,507 94,051 1,688,812 1,565,482 Net income (loss) from operations - 470,557 (42,065)428,492 (26,418) Nonoperating revenues: Intergovernmental - 67,754 - 67,754 51,403 Change in net position - 538,311 (42,065)496,246 24,985 Net position - January 1 - (10,303,230) (1,362,948) (11,666,178) (11,691,163) Net position - December 31 $0 ($9,764,919) ($1,405,013) ($11,169,932) ($11,666,178) Total 179 CITY OF COLUMBIA HEIGHTS, MINNESOTA EMPLOYEE BENEFITS FUND Statement 65 SUBCOMBINING SCHEDULE OF CASH FLOWS For The Year Ended December 31, 2020 With Comparative Totals For The Year Ended December 31, 2019 Compensated Other Post Absences Pension Emp Benefits Account Account Account 2020 2019 Cash flows provided by (used in) operating activities: Cash received from interfund services provided $950,254 $1,891,039 $51,986 $2,893,279 $2,248,296 Cash paid to suppliers for goods and services - (1,958,793) (94,051) (2,052,844) (1,848,642) Cash payments to employees for services (889,500) - - (889,500) (716,574) Net cash flows provided by (used in) operating activities 60,754 (67,754) (42,065) (49,065) (316,920) Cash flows provided by (used in) noncapital financing activities: Intergovernmental - 67,754 - 67,754 51,403 Increases in other postemployment benefits payable - - 42,065 42,065 36,047 Net cash flows provided by (used in) noncapital financing activitie 0 67,754 42,065 109,819 87,450 Net increase (decrease) in cash and cash equivalents 60,754 - - 60,754 (229,470) Cash and cash equivalents - January 1 1,123,708 - - 1,123,708 1,353,178 Cash and cash equivalents - December 31 $1,184,462 $0 $0 $1,184,462 $1,123,708 Reconciliation of operating income (loss) to net cash flows from operating activities: Operating income (loss)$ - $470,557 ($42,065) $428,492 ($26,418) Adjustments to reconcile operating income (loss) to net cash flows from operating activities: (Increase) decrease in deferred pension outflows - 1,104,181 - 1,104,181 2,360,646 Increase (decrease) in compensated absences 60,754 - - 60,754 (229,470) Increase (decrease) in net pension liability - 1,073,148 - 1,073,148 (101,465) Increase (decrease) in deferred pension inflows - (2,715,640) - (2,715,640) (2,320,213) Total adjustments 60,754 (538,311)0 (477,557) (290,502) Net cash flows from operating activities $60,754 ($67,754) ($42,065) ($49,065) ($316,920) Total 180 III. STATISTICAL SECTION (UNAUDITED) 181                                                 ‐ This page intentionally left blank ‐  182 STATISTICAL SECTION The following detailed statistical tables are presented to provide a context for understanding and evaluating the information presented in the other parts of this report. Unless otherwise noted, the information in these statistical tables is derived from the City of Columbia Heights’ Comprehensive Annual Financial Reports for the relevant years. Certain information in prior years’ presentations have been reclassified and/or adjusted in these tables to conform to the current year presentation. These tables address the five categories of information listed below. Financial Trends - Tables 1 through 4 These tables contain trend information to help the reader understand how the City’s financial performance has changed over time. Revenue Capacity - Tables 5 through 8 These tables contain information to help the reader assess the factors affecting the City’s ability to generate property taxes. Debt Capacity - Tables 9 through 13 These tables contain information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Demographic and Economic Information - Tables 14 and 15 These tables offer demographic and economic indicators to help the reader understand the environment within which the City’s financial activities take place and to help make comparisons over time and with other governments. Operating Information - Tables 16 through 18 These tables contain information about the City’s operations and resources to help the reader understand the relationship between the City’s financial activities and the services the City provides. 183 CITY OF COLUMBIA HEIGHTS, MINNESOTA NET POSITIONS BY COMPONENT Last Ten Fiscal Years (Accrual Basis of Accounting) 2011 2012 2013 2014 Governmental activities: Net investment in capital assets $28,095,261 $27,666,461 $27,358,490 $26,049,057 Restricted 3,213,455 2,624,466 2,025,652 3,752,839 Unrestricted 21,119,179 21,241,595 22,222,578 23,157,208 Total governmental activities net position $52,427,895 $51,532,522 $51,606,720 $52,959,104 Business-type activities: Net investment in capital assets $9,331,167 $9,819,666 $10,365,407 $10,729,457 Restricted 381,465 161,503 643,320 543,822 Unrestricted 5,918,147 6,680,609 6,690,111 7,269,897 Total business-type activities net position $15,630,779 $16,661,778 $17,698,838 $18,543,176 Primary government: Net investment in capital assets $37,426,428 $37,486,127 $37,723,897 $36,778,514 Restricted 3,594,920 2,785,969 2,668,972 $4,296,661 Unrestricted 27,037,326 27,922,204 28,912,689 $30,427,105 Total primary government net position $68,058,674 $68,194,300 $69,305,558 $71,502,280 Note: The City implemented GASB statement No. 65 in fiscal 2012. 2011 net position information has been restated for this accounting change. Years prior to 2011 have not been restated. 184 Table 1 2015 2016 2017 2018 2019 2020 $27,168,555 $29,429,299 $30,852,838 $28,080,462 $29,402,901 $31,424,776 4,710,968 5,120,811 3,145,032 5,032,456 2,745,259 2,541,590 15,717,275 14,107,592 15,789,925 16,318,914 19,319,906 22,947,463 $47,596,798 $48,657,702 $49,787,795 $49,431,832 $51,468,066 $56,913,829 $11,928,401 $11,965,156 $11,831,468 $11,675,036 $11,498,655 $13,319,631 533,756 571,852 498,838 559,390 517,261 516,877 6,098,230 6,533,748 7,111,765 8,093,363 9,734,134 8,937,349 $18,560,387 $19,070,756 $19,442,071 $20,327,789 $21,750,050 $22,773,857 $39,096,956 $41,394,455 $42,684,306 $39,755,498 $40,901,556 $44,744,407 $5,244,724 $5,692,663 3,643,870 5,591,846 3,262,520 3,058,467 $21,815,505 $20,641,340 22,901,690 24,412,277 29,054,040 31,884,812 $66,157,185 $67,728,458 $69,229,866 $69,759,621 $73,218,116 $79,687,686 185 CITY OF COLUMBIA HEIGHTS, MINNESOTA CHANGES IN NET POSITION Last Ten Fiscal Years (Accrual Basis of Accounting) 2011 2012 2013 2014 Expenses Governmental activities: General government $2,039,680 $1,977,594 $1,976,207 $2,104,025 Public safety 5,549,678 5,708,009 5,683,769 5,801,747 Public works 2,654,047 3,200,572 2,843,102 3,052,844 Culture and recreation 2,576,409 2,500,719 2,553,760 2,565,755 Community development 1,630,350 2,157,966 2,010,040 1,943,576 Interest on long-term debt 909,858 845,879 808,933 761,967 Total governmental activities expenses 15,360,022 16,390,739 15,875,811 16,229,914 Business-type activities: Water 2,370,076 2,311,858 2,371,414 2,336,475 Sewer 1,710,381 1,464,269 1,538,970 1,789,260 Refuse 1,561,659 1,601,648 1,628,966 1,695,997 Storm sewer 298,577 329,998 307,876 315,809 Liquor 8,155,888 8,371,610 8,341,309 8,148,788 Total business-type activities expenses 14,096,581 14,079,383 14,188,535 14,286,329 Total primary government expenses $29,456,603 $30,470,122 $30,064,346 $30,516,243 Program revenues Governmental activities: Charges for services: General government $189,641 $204,391 $385,728 $194,201 Public safety 697,656 736,927 706,168 752,694 Public works 48,303 139,305 39,141 89,392 Culture and recreation 159,829 137,978 163,931 234,494 Community development 962,276 961,420 976,030 987,722 Operating grants and contributions: General government - - - - Public safety 563,914 556,387 511,527 404,486 Public works 176,578 189,039 233,748 557,112 Culture and recreation 76,864 57,337 56,069 31,521 Community development 112,895 23,010 - - Capital grants and contributions: General government 38,399 - - - Public safety 11,303 - - - Public works 1,314,547 797,921 855,227 183,706 Culture and recreation - - - - Community development 175,467 204,349 1,026,706 422,773 Total governmental activities program revenues 4,527,672 4,008,064 4,954,275 3,858,101 186 Table 2 Page 1 of 2 2015 2016 2017 2018 2019 2020 $2,128,964 $2,239,601 $2,087,930 $2,252,456 $2,237,467 $2,436,098 6,265,485 7,891,721 6,927,308 6,584,189 6,875,101 8,206,813 3,529,547 3,653,777 3,452,239 4,841,290 3,404,984 3,249,175 2,926,004 2,982,919 3,057,306 3,821,503 3,699,635 3,347,512 1,555,640 877,622 1,147,550 1,398,103 1,002,298 1,839,279 948,493 958,465 973,688 688,884 535,798 499,896 17,354,133 18,604,105 17,646,021 19,586,425 17,755,283 19,578,773 2,367,954 2,535,133 3,090,927 2,748,803 2,678,905 2,904,931 1,621,506 1,770,538 1,977,662 1,820,151 1,994,854 2,144,690 1,753,406 1,860,602 2,037,098 1,944,325 1,883,849 2,028,140 541,926 490,608 380,844 511,836 812,304 572,081 8,125,188 8,274,354 8,098,980 8,227,772 8,491,315 7,329,328 14,409,980 14,931,235 15,585,511 15,252,887 15,861,227 14,979,170 $31,764,113 $33,535,340 $33,231,532 $34,839,312 $33,616,510 $34,557,943 $206,531 $289,304 $262,466 $264,782 $239,208 $234,197 703,489 670,144 712,314 766,450 957,982 834,238 51,991 273,698 504,412 154,219 164,769 29,133 227,224 240,331 255,498 289,066 254,286 99,542 1,001,740 1,059,585 1,045,924 373,610 704,987 631,749 - - 1,993 37,636 11,133 303,740 485,439 499,319 619,900 516,775 515,846 983,477 1,314,378 1,119,332 518,923 881,029 323,994 1,152,281 18,422 18,134 56,844 20,830 34,236 129,179 96,274 - - 2,455 - 295,993 - - - - - 39,605 15,350 145,849 4,237 - - 297,196 811,654 929,746 1,693,222 1,059,322 321,087 139,738 252,260 694,619 369,771 - - 80,330 364,791 100,000 1,500 - - 57,823 5,549,543 6,040,061 6,047,004 4,366,174 3,527,528 5,308,221 187 CITY OF COLUMBIA HEIGHTS, MINNESOTA CHANGES IN NET POSITION Last Ten Fiscal Years (Accrual Basis of Accounting) 2011 2012 2013 2014 Business-type activities: Charges for services: Water $2,530,803 $2,777,383 $3,020,174 $2,805,072 Sewer 1,523,852 1,581,516 1,618,786 1,627,078 Refuse 1,682,178 1,761,860 1,826,226 1,887,038 Storm sewer 350,618 353,343 368,925 366,384 Liquor 8,494,962 8,804,233 8,747,084 8,415,371 Operating grants and contributions: Water - - 1,971 - Sewer - - - - Refuse 66,163 62,471 68,565 91,421 Storm sewer - - 14,335 - Liquor - - - - Capital grants and contributions: Sewer - - - - Refuse - 50,000 - - Storm sewer - - - 47,369 Total business-type activities program revenues 14,648,576 15,390,806 15,666,066 15,239,733 Total primary government program revenues $19,176,248 $19,398,870 $20,620,341 $19,097,834 Net (expense) revenue: Governmental activities ($10,832,350) ($12,382,675) ($10,921,536) ($12,371,813) Business-type activities 551,995 1,311,423 1,477,531 953,404 Total primary government net (expense) revenue (10,280,355) (11,071,252) (9,444,005) (11,418,409) General revenues and other changes in net position Governmental activities: Taxes: Property taxes 9,069,092 9,363,598 9,827,378 10,310,867 Tax increment collections 558,861 553,050 532,524 463,837 Unrestricted grants and contributions 1,278,195 1,003,552 1,000,513 1,496,804 Investment earnings 598,880 295,950 (664,694) 1,091,263 Miscellaneous 34,485 7,338 11,842 - Transfers 264,990 263,814 288,171 361,426 Total governmental activities 11,804,503 11,487,302 10,995,734 13,724,197 Business-type activities: Investment earnings 135,932 63,321 (152,300)252,360 Transfers (264,990)(263,814)(288,171)(361,426) Total business-type activities (129,058)(200,493)(440,471)(109,066) Total primary government $11,675,445 $11,286,809 $10,555,263 $13,615,131 Change in net position: Governmental activities $972,153 ($895,373)$74,198 $1,352,384 Business-type activities 422,937 1,110,930 1,037,060 844,338 Total primary government $1,395,090 $215,557 $1,111,258 $2,196,722 188 Table 2 Page 2 of 2 2015 2016 2017 2018 2019 2020 $2,730,516 $2,961,086 $3,140,940 $3,325,053 $3,431,811 $3,766,630 1,699,397 1,836,908 1,925,057 2,026,695 2,074,560 2,242,078 1,896,230 1,867,504 1,914,728 1,986,709 2,068,509 2,103,590 375,663 399,604 455,544 458,573 480,867 523,011 8,399,943 8,468,098 8,422,452 8,588,576 8,914,878 7,585,383 - - - - - - - - - - - - 96,518 99,454 103,517 112,679 102,190 103,695 - - - - - - - - 3,987 5,694 4,030 4,091 - 70,645 - - 160,288 - - - - - - - 747,334 - - - 350,253 - 15,945,601 15,703,299 15,966,225 16,503,979 17,587,386 16,328,478 $21,495,144 $21,743,360 $22,013,229 $20,870,153 $21,114,914 $21,636,699 ($11,804,590) ($12,564,044) ($11,599,017) ($15,220,251) ($14,227,755) ($14,270,552) 1,535,621 772,064 380,714 1,251,092 1,726,159 1,349,308 (10,268,969) (11,791,980) (11,218,303) (13,969,159) (12,501,596) (12,921,244) 10,512,483 10,752,430 11,029,020 11,673,168 12,325,204 13,412,668 491,639 556,880 604,510 732,192 977,598 1,116,114 1,682,480 1,588,094 1,547,164 1,676,553 1,684,119 1,796,904 342,384 232,036 318,554 354,373 829,368 469,067 (679,895)9,226 574,800 5,528 25,500 2,532,462 369,099 422,365 (231,537)422,474 422,200 389,100 12,718,190 13,561,031 13,842,511 14,864,288 16,263,989 19,716,315 62,521 40,670 44,453 57,100 118,302 63,599 (369,099)(422,365)231,537 (422,474)(422,200)(389,100) (306,578)(381,695)275,990 (365,374)(303,898)(325,501) $12,411,612 $13,179,336 $14,118,501 $14,498,914 $15,960,091 $19,390,814 $913,600 $996,987 $2,243,494 ($355,963) $2,036,234 $5,445,763 1,229,043 390,369 656,704 885,718 1,422,261 1,023,807 $2,142,643 $1,387,356 $2,900,198 $529,755 $3,458,495 $6,469,570 189 CITY OF COLUMBIA HEIGHTS, MINNESOTA FUND BALANCES - GOVERNMENTAL FUNDS Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 2011 2012 2013 2014 General fund: Reserved $ - $ - $ - $ - Unreserved - - - - Nonspendable 80,767 87,341 92,638 94,892 Restricted - - - - Committed 132,595 74,594 50,237 30,548 Assigned - - - - Unassigned 5,655,693 5,914,974 6,254,402 7,248,380 Total general fund $5,869,055 $6,076,909 $6,397,277 $7,373,820 All other governmental funds: Reserved $ - $ - $ - $ - Unreserved, reported in: Special revenue funds - - - - Debt service funds - - - - Capital projects funds - - - - Nonspendable 2,353,164 2,763,852 1,750,114 1,522,537 Restricted 3,440,649 4,186,081 3,879,706 4,368,851 Committed 12,774,440 10,988,368 12,229,481 13,593,609 Assigned - - - - Unassigned (1,041)(2,782)(39,344)(75,389) Total all other governmental funds $18,567,212 $17,935,519 $17,819,957 $19,409,608 190 Table 3 2015 2016 2017 2018 2019 2020 $ - $ - $ - $ - $ - $ - - - - - - - 94,848 109,841 105,975 136,962 137,545 131,857 - - - - - - - - - - - - 44,000 105,000 1,604,438 61,477 52,471 177,389 6,873,054 7,318,303 5,991,395 6,641,233 7,685,738 8,067,967 $7,011,902 $7,533,144 $7,701,808 $6,839,672 $7,875,754 $8,377,213 $ - $ - $ - $ - $ - $ - - - - - - - - - - - - - - - - - - - 2,724 2,852 2,689 11,938 2,587 2,602 9,821,307 6,582,938 4,347,012 6,221,392 4,350,015 3,600,385 12,902,165 12,417,310 15,778,762 16,780,634 18,019,074 19,253,241 - - 70,000 - - - (92,040)(209,781)(203,498)(177,101)(143,922)(721,840) $22,634,156 $18,793,319 $19,994,965 $22,836,863 $22,227,754 $22,134,388 191 CITY OF COLUMBIA HEIGHTS, MINNESOTA CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS Last Ten Fiscal Years 2011 2012 2013 2014 Revenues: Taxes $9,683,433 $9,948,228 $10,416,523 $10,774,987 Special assessments 729,327 775,714 667,719 458,670 Licenses and permits 378,357 396,226 412,208 415,032 Intergovernmental 2,820,419 2,314,195 2,719,400 2,766,383 Charges for services 1,652,655 1,663,782 1,710,767 1,702,900 Fines and forfeitures 170,089 161,882 148,023 140,571 Investment earnings 562,180 275,750 (611,794) 1,011,063 Other revenues 70,173 63,674 104,577 73,815 Total revenues 16,066,633 15,599,451 15,567,423 17,343,421 Expenditures: Current: General government 1,880,257 1,813,433 1,791,379 1,939,689 Public safety 5,037,548 5,250,881 5,171,322 5,270,798 Public works 1,509,527 2,011,507 1,644,075 1,916,874 Culture and recreation 2,306,693 2,184,214 2,233,446 2,247,452 Community development 1,321,431 1,434,329 1,205,273 1,544,419 Capital outlay: General government 144,029 209,176 13,868 21,642 Public safety 95,281 158,448 70,960 103,707 Public works 1,882,787 557,820 896,223 79,225 Culture and recreation 140,867 18,107 39,768 100,248 Community development 40,549 636,294 566,901 413,179 Debt service: Principal retirement 1,659,022 972,000 1,559,730 662,000 Interest and fiscal charges 935,405 861,139 833,890 770,535 Issuance costs - - - - Developer incentives 181,638 116,072 163,972 55,123 Total expenditures 17,135,034 16,223,420 16,190,807 15,124,891 Revenues over (under) expenditures (1,068,401)(623,969)(623,384) 2,218,530 192 Table 4 Page 1 of 2 2015 2016 2017 2018 2019 2020 $11,022,424 $11,313,376 $11,653,834 $12,397,958 $13,243,758 $14,624,642 1,116,734 1,048,926 545,629 640,997 439,609 599,358 626,547 672,000 638,176 469,517 644,829 680,826 4,079,184 3,989,308 4,192,273 3,466,510 2,727,327 4,266,804 1,440,361 1,429,050 1,875,088 1,100,448 1,370,098 938,184 124,067 104,645 108,768 112,553 126,103 109,901 318,284 215,336 290,454 320,573 759,768 429,267 189,073 463,354 116,643 165,609 445,752 180,278 18,916,674 19,235,995 19,420,865 18,674,165 19,757,244 21,829,260 1,950,062 2,107,655 2,012,379 2,200,506 2,167,890 2,455,630 5,595,115 5,570,221 5,914,460 6,213,179 6,402,812 7,919,535 2,220,057 2,227,108 2,216,178 3,395,095 2,248,270 2,141,106 2,581,993 2,605,616 2,700,291 2,867,725 2,869,593 2,646,549 1,136,220 685,180 803,035 838,417 671,671 1,076,152 - - 28,000 - 80,600 276,828 608,932 182,696 230,144 222,395 801,837 598,065 1,727,488 1,275,862 2,365,538 404,086 245,736 2,773,861 4,173,606 6,284,441 575,894 659,776 6,314 22,200 507,472 531,707 71,164 396,783 - 1,036,716 3,310,670 1,047,635 1,240,000 1,200,000 980,000 826,921 910,586 667,863 672,741 607,637 555,801 85,016 107,325 108,255 55,615 - - 164,188 91,646 307,654 254,166 474,949 769,402 22,613,786 25,890,713 19,048,490 19,420,484 17,777,309 22,215,129 (3,697,112) (6,654,718)372,375 (746,319) 1,979,935 (385,869) 193 CITY OF COLUMBIA HEIGHTS, MINNESOTA CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS Last Ten Fiscal Years 2011 2012 2013 2014 Other financing sources (uses): Bonds issued $ - $ - $563,021 $ - Payment to refunded bond escrow - - - - Bond premium (discount) - - - - Transfers in 411,736 298,814 326,740 405,728 Transfers out (302,881)(110,000)(113,569)(124,302) Sale of capital assets 40,999 11,315 51,997 66,236 Total other financing sources (uses)149,854 200,129 828,189 347,662 Special item - - - - Net change in fund balance ($918,547) ($423,840)$204,805 $2,566,192 Expenditures capitalized for governmental activities reporting purposes 2,270,210 943,602 952,108 417,503 Debt service as a percentage of noncapital expenditures (A) (B)17.5%12.0%15.7%9.7% Debt service as a percentage of total expenditures (A) (B)15.1%11.3%14.8%9.5% (A) For the purpose of the debt service ratios presented in this table, only the principal and interest components of the debt service expenditures reported in this table are used, and noncapital expenditures are determined by subtracting expenditures capitalized for governmental activities reporting purposes from the total governmental funds expenditures reported in the table. (B) Certain information from prior years' presentations have been restated in this table to conform to the current presentation. 194 Table 4 Page 2 of 2 2015 2016 2017 2018 2019 2020 $6,875,000 $2,435,000 $8,505,000 $2,070,000 $ - $ - - - (8,559,429) - (2,030,000) - 293,651 79,890 163,700 19,921 - - 429,099 435,697 1,594,501 512,282 446,588 389,100 (120,000) (88,917) (1,168,201) (891) - (12,000) 9,135 284,536 651,281 124,769 30,450 22,555 7,486,885 3,146,206 1,186,852 2,726,081 (1,552,962) 399,655 (927,142) - - - - 394,307 $2,862,631 ($3,508,512) $1,559,227 $1,979,762 $426,973 $408,093 6,602,755 7,797,656 3,099,578 679,811 1,134,487 3,670,954 11.6%23.3%10.8%10.2%10.9%8.3% 8.2%16.3%9.0%9.8%10.2%6.9% 195 CITY OF COLUMBIA HEIGHTS, MINNESOTATAX CAPACITY VALUE AND ESTIMATED MARKET VALUE OF ALL TAXABLE PROPERTY Table 5Last Ten Fiscal Years(Unaudited)Adjusted Adjusted Tax Tax Capacity Value (A) Taxable Net Total Estimated Capacity ValueFiscalOther Captured TaxArea Wide Allocation (C) Tax Capacity Direct Tax Market as a PercentYear Residential Property (B) Increment Value Subtotal Contribution Distribution Value Rate Value of EMV2011 10,890,631 2,218,809 (568,719) 12,540,721 (796,058) 3,811,856 15,556,519 61.804% 1,185,782,600 1.312%2012 9,087,666 2,141,140 (521,306) 10,707,500 (710,709) 4,059,432 14,056,223 66.300% 1,134,720,200 1.239%2013 7,692,288 1,946,245 (489,233) 9,149,300 (678,105) 4,051,497 12,522,692 80.871% 993,984,300 1.260%2014 8,194,709 1,012,690 (443,838) 8,763,561 (568,852) 4,334,662 12,529,371 78.177% 954,475,000 1.313%2015 8,872,294 1,824,746 (465,433) 10,231,607 (569,588) 4,339,040 14,001,059 70.811% 1,093,861,500 1.280%2016 9,262,683 1,861,323 (523,754) 10,600,252 (555,804) 4,149,906 14,194,354 74.841% 1,132,257,300 1.254%2017 10,024,437 1,994,028 (567,640) 11,450,825 (580,154) 4,468,959 15,339,630 68.546% 1,214,009,300 1.26%2018 11,317,981 2,036,605 (684,352) 12,670,234 (603,705) 4,613,838 16,680,367 67.645% 1,335,438,300 1.25%2019 12,593,359 1,977,200 (917,394) 13,653,165 (653,623) 4,652,048 17,803,023 66.775% 1,466,682,000 1.21%2020 14,334,714 2,397,882 (1,125,976) 15,606,620 (687,648) 5,017,317 19,936,289 64.306% 1,625,512,417 1.23%(A) 2012-2020 taxable market values used to calculate tax capacity values in this table are reduced by the market value homestead exclusion, which is new for 2012.(B) The category "Other Property" is substantially all commercial/industrial property, plus nomimal amounts of railroad and personal property.( C) The Metropolitan Fiscal Disparities Act was first implemented for taxes payable in 1975 for the seven Metropolitan countiesof Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, and Washington. Forty percent of the increase incommercial-industrial (including public utility) valuation in each assessment district since 1971 is contributed to an area-widetax base. Using the factors of population and real property market value, a per capita distribution index is calculated. Thisindex is employed in determining what proportion of the valuation shall be distributed back to each assessment district. Source: Anoka County Auditor's Tax Certificate196 CITY OF COLUMBIA HEIGHTS, MINNESOTA DIRECT AND OVERLAPPING PROPERTY TAX RATES (A) Table 6 Last Ten Fiscal Years City Fiscal Direct School Special Year Rate (A) District 13 County Districts ( C) Total 2011 61.804% 18.842% 37.235% 9.605% 127.486% 2012 66.300% 24.200% 38.415% 9.932% 138.847% 2013 80.871% 27.636% 41.443% 12.464% 162.414% 2014 78.177% 24.824% 40.365% 12.297% 155.663% 2015 70.811% 32.562% 35.964% 10.811% 150.148% 2016 74.841% 29.442% 36.637% 11.016% 151.936% 2017 68.546% 27.633% 34.633% 10.304% 141.116% 2018 67.645% 27.900% 33.269% 9.871% 138.685% 2019 66.775% 33.148% 32.505% 9.074% 141.502% 2020 64.306% 23.385% 31.133% 8.494% 127.318% (A) These property tax rates are stated as a percentage of tax capacity value. Refer to Table 5 for tax capacity value. Tax capacity values after 2011 are reduced the market value homestead exclusion, which excludes a portion of homesteaded va from taxation. Consequently, post-2011 tax rates are stated higher for any given levy amount, relative to prior years. Rates are determined by tax district. Within the Anoka County property tax system, the City is an individual tax district. Thus the City direct rate is an individual rate, and is not comprised of component direct rates. (B) Overlapping rates are those of local and county governments that apply to property owners within the City. Most, but not all, overlapping rates apply to all City property owners. For example, although the school and county property tax rates apply to all City property owners, special district rates apply only to the City property owners whose property is located within each special district's geographic boundaries. (C) Special districts include Metropolitan Council, Metropolitan Transit District, Metropolitan Mosquito Control District, N.E. Metro School District 916, Rice Creek Watershed District, Anoka County Housing and Redevelopment Authority, Anoka County Regional Rail Authority, County/City Radio, Columbia Heights Housing and Redevelopment Authority and the Mississippi Watershed Management. Overlapping Rates (B) 197                                                 ‐ This page intentionally left blank ‐  198 CITY OF COLUMBIA HEIGHTS, MINNESOTA PRINCIPAL PROPERTY TAX PAYERS Table 7 Current Year and Ten Years Ago Percentage Percentage Tax of Total City Taxable of Total City Capacity Tax Capacity Capacity Tax Capacity Taxpayer Value (A) & (B) Rank Value Value (A) Rank Value Columbia Heights Leased Housing I $298,005 1 2.05% N/A N/A N/A Columbia Heights Leased Housing III 223,843 2 1.54%N/A N/A N/A Medtronic Inc 185,500 3 1.27% $228,372 1 1.59% Crestview Corporation 140,849 4 0.97% 106,702 6 0.74% Jones Family Investments LLC 133,916 5 0.92%N/A N/A N/A Burlington Northern 107,298 6 0.74%N/A N/A N/A Columbia Park Properties 105,848 7 0.73% 112,868 3 0.78% Parkview Limited Partnership 100,582 8 0.69%N/A N/A N/A Lynde Investment Co MN Partnership 91,957 9 0.63% 78,241 8 0.54% Xcel Energy/ Northern States Power Co 85,148 10 0.58%N/A N/A N/A Centro Bradley SPE 5 LLC N/A N/A N/A 149,696 2 1.04% Stadium Village Properties LLC N/A N/A N/A 112,494 4 0.78% Consolidated Realty of Mpls N/A N/A N/A 109,689 5 0.76% Columbia Heights Center LLC N/A N/A N/A 87,354 7 0.61% New Heights Development LLC N/A N/A N/A 73,119 9 0.51% Jeff's Bobby & Steve's Auto World N/A N/A N/A 72,346 10 0.50% Total $1,472,946 10.11% $1,130,881 7.85% Total All Property $14,570,559 $14,398,494 (A) Tax Capacity values in this table are before adjustments for captured tax increment value and area-wide allocations. See Table 5. (B) 2020 taxable market values used to calculate tax capacity values in this table are reduced by the market value homestead exclusion (first effective 2012.) Source: Anoka County Auditor's Tax Certificate. 20112020 199 CITY OF COLUMBIA HEIGHTS, MINNESOTA PROPERTY TAX LEVIES AND COLLECTIONS Last Ten Years County State Market Fiscal Gross Adjustments Value Homestead Adjusted Year Tax Levy (A) to Levy (B) Credit (A) Tax Levy 2011 $9,426,760 ($141) ($608,241) $8,818,378 2012 9,136,706 (54) - 9,136,652 2013 9,536,888 (182) - 9,536,706 2014 9,911,706 166 - 9,911,872 2015 10,233,706 207 - 10,233,913 2016 10,455,756 196 - 10,455,952 2017 10,795,834 188 - 10,796,022 2018 11,324,913 97 - 11,325,010 2019 11,928,224 224 - 11,928,448 2020 12,943,950 157 - 12,944,107 (B) Anoka County adjusts the property tax levy adopted by the City Council for certain items. These are primarily excess tax increment reimbursements and rounding. Abatements or increases of tax to individual taxpayers are not included in these adjustments. (A) Under state law for years prior to 2012, the stated amount of the annual property tax levy adopted by the City Council included both the actual property tax plus an amount termed the "state market value homestead credit." The state market value homestead credit was determined by a formula in state law. To the extent this market value homestead credit was paid by the State of Minnesota and received by the City in any given year, it was reported as intergovernmental revenue in the City's financial statements. Only the portion of the gross levy that was actually levied upon property is reported as property tax revenue in the City's financial statements. This table only includes tax levies for the City of Columbia Heights, the primary government. It does not include tax levies for the special taxing district of the Columbia Heights HRA, a component unit of the City. 200 Table 8 Collections in Total Collections to Date Collection % of Adjusted Subsequent % of Adjusted Amount Tax Levy Years Amount Tax Levy $8,578,784 97.28%$237,757 $8,816,541 99.98% 8,932,564 97.77%200,654 9,133,218 99.96% 9,379,873 98.36%149,746 9,529,619 99.93% 9,778,631 98.66%114,660 9,893,291 99.81% 10,103,675 98.73%114,754 10,218,429 99.85% 10,335,418 98.85%103,502 10,438,920 99.84% 10,694,493 99.06%87,114 10,781,607 99.87% 11,214,710 99.03%85,657 11,300,367 99.78% 11,752,267 98.52%82,039 11,834,306 99.21% 12,747,884 98.48%N/A Not Available Not Available Collected Within The Fiscal Year For Which Levied 201                                                 ‐ This page intentionally left blank ‐  202 CITY OF COLUMBIA HEIGHTS, MINNESOTARATIOS OF OUTSTANDING DEBT BY TYPE Table 9Last Ten Fiscal YearsGovernmental ActivitiesBusiness-Type ActivitiesAll ActivitiesGeneralGeneralGeneralGeneralLiquorObligationObligationObligationObligationFacilityBonds RepaidBondsBonds With Tax IncrementTotalBonds WithLeaseTotalPercentageFiscalOnly With With Pledged Pledged Special Revenue Governmental PledgedRevenue Business-TypeTotalof PersonalPerYearGeneral Taxes Tax Increment AssessmentsBondsActivitiesRevenuesBonds (B)ActivitiesAll DebtIncome (A)Capita (A)2011$13,480,000$580,000$2,740,730$2,790,000$19,590,730$1,304,270$4,750,000$6,054,270$25,645,0005.3%1,315201213,090,000580,0002,211,7302,737,00018,618,7301,123,2704,595,0005,718,27024,337,0004.8%1,240201312,685,000525,0001,733,0212,679,00017,622,0212,436,9794,430,0006,866,97924,489,0005.1%1,245201412,260,000470,0001,613,0212,617,00016,960,0212,401,9794,260,0006,661,97923,622,0004.9%1,201201518,733,863410,0001,379,3052,549,00023,072,1682,085,6954,080,0006,165,69529,237,8636.1%1,486201618,330,232350,0001,132,6352,435,00022,247,8671,777,3653,895,0005,672,36527,920,2325.8%1,422201718,100,531285,000880,0002,315,00021,580,5314,783,105 - 4,783,10526,363,6365.3%1,319201819,281,618220,000695,0002,190,00022,386,6184,361,429 - 4,361,42926,748,0475.0%1,327201916,497,618 - 550,0002,065,00019,112,6183,875,682 - 3,875,68222,988,3004.0%1,121202015,725,670 - 430,0001,935,00018,090,6703,420,901 - 3,420,90121,511,5713.8%1,103(A) Based on population and income data in Table 14. (B) In 2017, Liquor Facility Lease Revenue Bonds were refunded with pledged revenue General Obligation BondsCertain information from prior years' presentations have been restated in this table to conformto the current presentation.203 CITY OF COLUMBIA HEIGHTS, MINNESOTA RATIOS OF OUTSTANDING NET GENERAL BONDED DEBT BY TYPE Last Ten Fiscal Years Subtotal of Governmental Less: Governmental Percentage General Governmental Net General of Estimated Fiscal Obligation Restricted for Obligation Property Year Bonds Repayment Bonded Debt Value (B) 2011 $16,800,730 $2,162,119 $14,638,611 1.23% 2012 15,881,730 1,559,985 14,321,745 1.26% 2013 14,943,021 1,000,831 13,942,190 1.40% 2014 14,281,021 1,134,227 13,146,794 1.38% 2015 20,249,305 1,174,473 19,074,832 1.74% 2016 19,812,867 1,580,529 18,232,338 1.61% 2017 (C) 19,265,531 1,035,920 18,229,611 1.50% 2018 20,196,618 3,184,433 17,012,185 1.27% 2019 17,047,618 1,173,486 15,874,132 1.08% 2020 16,155,670 1,215,855 14,939,815 0.92% (A) Based on population and income data in Table 14. Certain information from prior years' presentations have been restated in this table to conform to the current presentation. (B) Based on the estimated market value of property in Table 5. The estimated market value of property bears a stong relationship to the debt capacity of the City. It should be noted however, that in the State of Minnesota, property tax revenue is calculated on the tax capacity value of property. Tax capacity value is derived from estimated market value by a set of class rates and other adjustments as determined by the State legislature. The historical relationship between estimated market value and tax capacity value for property in the City is shown in Table 5. ( C) In 2017 Liquor Facility Lease Revenue Bonds were refunded with pledged revenue General Obligation Bonds 204 Table 10 Business-type Subtotal of General Less: Business-type Obligation Bonds Business-type Net General Percentage of Total With Pledged Restricted for Obligation Business-type Net General Per Revenues Repayment Bonded Debt Revenue Bonded Debt Capita (A) $1,304,270 $273,966 $1,030,304 16.9% $15,668,915 801 1,123,270 226,292 896,978 13.9% $15,218,723 632 2,436,979 259,366 2,177,613 33.7% $16,119,803 820 2,401,979 543,822 1,858,157 28.8% $15,004,951 763 2,085,695 533,756 1,551,939 23.2% $20,626,771 1,044 1,777,365 571,852 1,205,513 17.1% $19,437,851 990 4,783,105 499,838 4,283,267 27.0% $22,512,878 1,126 4,361,429 559,390 3,802,039 23.2% $20,814,224 1,033 3,875,682 517,262 3,358,420 19.8% $19,232,552 938 3,420,901 513,414 2,907,487 17.1% $17,847,302 915 205 CITY OF COLUMBIA HEIGHTS, MINNESOTA DIRECT AND OVERLAPPING GOVERNMENTAL ACTIVITIES DEBT Table 11 December 31, 2020 Estimated Estimated Share of Debt Percentage Overlapping Governmental Unit (A) Outstanding Applicable (B) Debt Debt repaid with property taxes: Anoka County $73,895,000 4.5492% $3,361,631 Independent School District 13 25,053,058 72.7383% 18,223,168 Metropolitan Council 1,555,384,035 0.0423% 657,927 Subtotal - overlapping debt 22,242,727 City direct debt - governmental activities 18,090,670 Total direct and overlapping debt $40,333,397 (A) Overlapping governments are those that coincide, at least in part, with the geographic boundaries of the City. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the taxpayers of the City. This process recognizes that, when considering the City's ability to issue and repay long-term debt, the entire debt burden borne by the taxpayers should be taken into account. (B) The percentage of overlapping debt applicable is estimated using adjusted taxable net tax capacity values of property, which is the tax capacity value after adjustments for captured tax increment value and area-wide allocations (see Table 5) Applicable percentages were estimated by determining the portion of each governmental unit's tax. capacity value that is within the City's boundaries and dividing it by each unit's total tax capacity value. Source: Anoka County Auditor's Tax Certificate 206 CITY OF COLUMBIA HEIGHTS, MINNESOTA LEGAL DEBT MARGIN INFORMATION Table 12 Last Ten Fiscal Years Legal Debt Margin Calculation for Fiscal Year 2020 Assessor's Estimated Market Value (A)$1,625,512,417 Debt limitation percentage (A)3% Debt limit 48,765,373 Net debt applicable to limit (B)15,725,670 Legal debt margin $33,039,703 Legal debt margin as a percentage of limit 67.75% Legal Debt Margin Calculation for Fiscal Years 2011 Through 2019 Legal Debt Net Debt Legal Margin as a Fiscal Debt Applicable to Debt Percentage Year Limit Limit Margin of Debt Limit 2011 $35,278,494 $12,698,431 $22,580,063 64.01% 2012 29,067,313 10,275,000 18,792,313 64.65% 2013 29,819,529 12,685,000 17,134,529 57.46% 2014 28,634,250 12,260,000 16,374,250 57.18% 2015 32,815,845 18,460,000 14,355,845 43.75% 2016 33,967,719 18,330,232 15,637,487 46.04% 2017 36,420,279 18,100,531 18,319,748 50.30% 2018 40,063,149 19,281,618 20,781,531 51.87% 2019 44,000,460 16,497,618 27,502,842 62.51% (A) The debt limit within Minnesota Statutes, Section 475.53, subd.1) is as follows: 1. For years after 2013, 3% of the Assessor Estimated Market Value of taxable property within the City. 2. For years prior to 2014, 3% of the Taxable Market Value of property within the City, after exclusions. (B) M.S.A. Section 475.51 (definitions) Subdivision 4. "Net debt" means the amount remaining after deducting from its gross debt the amount of current revenues which are applicable within the current fiscal year to the payment of any debt and the aggregate of the principal of the following: 1. Obligations issued for improvements which are payable wholly or partly from the proceeds of special assessments levied upon property specially benefited thereby, including those which are general obligations of the municipality issuing them, if the municipality is entitled to reimbursement in whole or in part from the proceeds of the special assessments. 2. Warrants or orders having no definite or fixed maturity. 3. Obligations payable wholly from the income from revenue producing conveniences. 4. Obligations issued to create or maintain a Permanent Improvement Revolving Fund. 5. Obligations issued for the acquisition and betterment of public water works systems and public lighting, heating or power systems, and of any combination thereof or for any other public convenience from which a revenue is or may be derived. 6. Not applicable. 7. Amount of all money and face value of all securities held as a Debt Service Fund for the extinguishment of obligations other than those deductible under this subdivision. 8. All other obligations which under the provisions of law authorizing their issuance are not to be included in computing the net debt of the municipality. (C ) The City's debt is also limited by their Charter, Section 72. Per this Section, the limit on debt is 10% of the 2018/2019 Assessor's Estimated Market Value, or $146,668,200. The City's outstanding debt, including revenue subject to the City Charter is $16,497,618. 207 CITY OF COLUMBIA HEIGHTS, MINNESOTA PLEDGED REVENUE COVERAGE NON-OBLIGATION DEBT Last Ten Fiscal Years 2011 2012 2013 2014 Economic Development Authority Tax Increment Revenue Bonds Series 2007/2016: (A) Tax increment revenue from applicable parcels $211,533 $175,832 $170,496 $162,056 Bond Proceeds - - - - Intergovernmental: Market Value TIF credit 34,351 - - - Net available revenue $245,884 $175,832 $170,496 $162,056 Debt service: Principal (including early redemption)48,000 53,000 58,000 62,000 Interest 148,788 146,263 143,488 140,488 Total debt service $196,788 $199,263 $201,488 $202,488 Coverage 125%88%85%80% Economic Development Authority Lease Revenue Bonds Series 2007B:(B) Annual appropriation of liquor net revenues $390,000 $386,000 $390,000 $384,000 Investment income 1,500 1,000 (2,500)3,230 Issuance costs and administration (expense)(2,000) (2,000) (2,332) (2,200) Net available revenue $389,500 $385,000 $385,168 $385,030 Debt service: Principal (including early redemption)$150,000 $155,000 $165,000 $170,000 Interest 230,630 223,768 213,178 209,030 Total debt service $380,630 $378,768 $378,178 $379,030 Coverage 102%102%102%102% (A) 2016 Tax Increment Revenue bonds were issued to refund 2007 bonds (B) Lease Revenue Bond Series 2007B was refunded to a General Obligation bond in 2017 Note: Details regarding the City's outstanding debt can be found in Note 7 of the financial statements. 208 Table 13 2015 2016 2017 2018 2019 2020 $196,024 $329,617 $388,276 $432,825 $652,796 $782,617 - 2,435,000 - - - - - - - - - - $196,024 $2,764,617 $388,276 $432,825 $652,796 $782,617 68,000 2,549,000 120,000 125,000 125,000 130,000 137,238 133,688 73,898 65,916 63,873 61,958 $205,238 $2,682,688 $193,898 $190,916 $188,873 $191,958 96%103%200%227%346%408% $380,000 $392,000 $ - $ - $ - $ - 91 400 455 - - - (2,667) (2,667)(475) - - - $377,424 $389,733 ($20)$0 $0 $0 $180,000 $185,000 $3,895,000 $ - $ - $ - 201,155 192,943 184,392 - - - $381,155 $377,943 $4,079,392 $ - $ - $ - 99%103%N/A N/A N/A N/A 209 CITY OF COLUMBIA HEIGHTS, MINNESOTA DEMOGRAPHIC AND ECONOMIC STATISTICS Table 14 Last Ten Fiscal Years Per Capita Fiscal Personal Personal Unemployment Year Population Income Income Rate 2011 19,568 $487,243,200 $24,900 6.8% 2012 19,667 507,408,600 25,800 5.9% 2013 19,667 478,616,112 24,336 5.0% 2014 19,674 502,434,612 25,538 4.1% 2015 19,758 497,427,408 25,176 3.6% 2016 19,632 478,137,360 24,355 3.9% 2017 19,995 494,536,335 24,733 3.4% 2018 20,153 537,178,215 26,655 2.8% 2019 20,503 575,375,689 28,063 3.1% 2020 19,496 568,971,264 29,184 6.0% Sources are as follows: Population: Data for 2011-2019 is estimated by the US Census Bureau Data for 2020 is from the 2020 US Census. Per Capita Income: Data for 2011-2020 provided by the US Census Bureau, American Community Survey. Certain information from prior years' presentations have been restated in this table to conform to the current presentation. Unemployment Rate: Provided by MN Department of Employment and Economic Development for Anoka County. Rates are not compiled for individual communities within counties. 210 CITY OF COLUMBIA HEIGHTS, MINNESOTA PRINCIPAL EMPLOYERS Table 15 Current Year and Nine Years Ago Percentage of Percentage of Total Anoka Total Anoka County (A) County (A) Principal Employers Within City Employees Rank Employment Employees Rank Employment Medtronic Inc 600 1 3.08% 600 1 0.33% Independent School District 13 546 2 2.80% 475 2 0.26% Crestview Corporation 280 3 1.44% 180 4 0.10% City of Columbia Heights 219 4 1.12% 207 3 0.12% Columbia Park Clinic 120 5 0.62% 120 6 0.07% Invest Cast 70 6 0.36% 70 8 0.04% SAVERS/Unique Thrift Shop 65 7 0.33% 75 7 0.04% Sarna's Classic Grill 60 8 0.31% N/A N/A N/A Bobby & Steve's Auto World 50 9 0.26% 53 10 0.03% La Casita Mexican Restaurant 50 10 0.26% 60 9 0.03% Rainbow Foods N/A N/A N/A 120 5 0.07% Total 2,060 10.57% 1,960 1.09% (A) Employment data is not compiled for individual cities within Minnesota counties. Sources: The employee count for the City of Columbia Heights is from Table 16. 2020 data for other employers was not available. The 2019 data was compiled from ReferenceUSA, written and telephone survey, and the Minnesota Department of Employment and Economic Development. 20112019/2020 211                                                 ‐ This page intentionally left blank ‐  212 CITY OF COLUMBIA HEIGHTS, MINNESOTACITY GOVERNMENT EMPLOYEES BY FUNCTION/PROGRAMTable 16Last Ten Fiscal YearsFunction/Program 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020General government Mayor/council5555555555 Administration 11 11 104444556 Finance 14 13 13 13 13 13 13 13 13 13Public safety: Police 35 37 36 35 35 37 39 36 41 42 Fire 32 33 31 31 30 29 30 30 30 31Public works 16 16 15 21 23 23 22 22 22 24Culture and recreation: Library 21 20 21 21 18 18 20 20 21 20 Parks5555555555 Recreation 16 15 15 15 15 15 16 16 16 16Community development5444466666Water4444444444Sewer3344444444Refuse - - - - - - - - - - Storm sewer 1 1 1 1 1 1 1 1 1 1 Liquor 39 40 40 40 41 41 42 42 42 42Total207207204203202205211209215219Source: Organizational Chart in the City of Columbia Heights ACFR.Note: The above table shows the distribution of all permanent employees by head count (including full-time, part-time and paid on-call), by function. This bears a strong relationship to the distribution of employee costs across functions. However, many employees provide services to more than one function, and employee costs are charged to each function based on the services received by each function. Certain information from prior years' presentations has been restated in this table to conform to the current presentation. 213 CITY OF COLUMBIA HEIGHTS, MINNESOTA OPERATING INDICATORS BY FUNCTION/PROGRAM Last Ten Fiscal Years 2011 2012 2013 2014 General government: Resolutions approved by City Council 159 159 94 98 Ordinances adopted by City Council 15532 Public safety: Police: Part I crimes (A) 755 742 674 684 Part II crimes (A) 1,576 1,408 1,326 1,052 Fire: Emergency medical calls (A) 1,722 1,839 1,942 1,811 Fire calls (A) 764 752 852 729 Inspections & Related Actions (A) 6,073 5,413 5,249 5,077 Public works: Street paving and patching (tons of asphalt) 869 1,029 224 782 Street sweeping (tons of debris) 712 350 574 540 Trees removed 180 157 284 217 Culture and recreation: Library: (E) Items in collection 71,303 72,985 76,658 78,137 Circulation 125,051 129,624 121,827 117,888 Reference inquiries 16,601 14,547 16,068 13,208 Parks and recreation: Athletics participants (B) 4,299 4,232 5,534 5,125 Other programs, estimated attendance (C)8,000 9,000 10,485 10,637 Number of paid room rentals 177 135 139 140 Community development: Number of business licenses issued 334 323 346 339 Number of building permits issued (D)1,290 1,058 1,303 1,212 Construction value of permits issued $7,986,467 $7,203,199 $7,388,271 $7,609,375 Water: Consumption (thousands of gallons)454,223 495,870 461,520 449,415 Sewer (sanitary): Wastewater (thousands of gallons, 12 months ended June 485,000 455,210 455,310 467,680 Miles of line cleaned/rodded/root-sawed 25 26 33 33 Refuse: Refuse (tons) 6,789 6,563 6,684 6,648 Recycling (tons) 1,605 1,610 1,690 1,670 Yardwaste (tons) 1,270 1,270 1,169 1,250 Storm sewer: No operating indicators available not avail not avail not avail not avail Liquor: Number of units sold 1,060,150 1,103,790 1,045,188 1,038,985 (A) Public safety operating indicators include services provided to the City of Hilltop under contractual agreements. The City of Hilltop is completely encircled by the City of Columbia Heights and has a population of 752. (B) This operating indicator includes duplicate counts for participation in more than one team/league by some persons. (C) This operating indicator includes duplicate counts for attendance at more than one program by some persons. It is rounded to the nearest thousand attendees based on review of attendance data. (D) This operating indicator includes inspection permits issued for new construction, building alteration/addition, plumbing, heating, street excavation and sign installation. (E) In 2016, a new library was constructed. The library was closed for 4 weeks for relocation and had roughly 200 less public service hours. (F) Many indicators were effected due to the pandemic public safety measures Certain information from prior years' presentations have been restated in this table to conform to the current presentation. Sources: Various City departments. Function/Program Fiscal Year 214 Table 17 2015 2016 2017 2018 2019 2020 (F) 96 114 123 91 94 114 9115755 673 496 564 585 600 729 1,018 934 873 1,022 1,109 1,065 1,980 1,963 2,485 2,463 2,352 1,695 787 791 419 598 432 476 4,855 5,205 4,719 4,621 2,382 2,416 696 703 612 869 1,227 435 470 448 368 269 570 139 282 216 243 162 103 163 73,907 57,531 53,638 53,501 53,578 52,785 109,018 116,201 123,812 144,112 137,978 103,774 13,923 12,805 12,909 14,703 15,730 10,413 10,836 11,871 13,698 14,415 7,891 1,270 22,679 26,986 26,016 26,480 20,242 3,496 153 143 235 203 201 36 359 348 336 329 336 307 2,164 1,458 1,434 1,108 1,176 1,125 $25,476,137 $35,252,845 $36,189,715 $9,095,404 $14,753,109 $22,346,834 455,527 453,736 447,155 454,725 437,890 461,077 414,930 423,920 454,830 443,630 450,020 500,510 26 28 42 26 24 36 6,895 7,234 7,127 6,535 6,301 7,358 1,824 1,633 1,718 1,747 1,955 1,850 1,450 1,385 1,231 1,090 1,602 1,876 not avail not avail not avail not avail not avail not avail 1,090,131 1,106,305 1,099,497 1,150,458 1,188,991 796,687 Fiscal Year 215 CITY OF COLUMBIA HEIGHTS, MINNESOTA CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM Last Ten Fiscal Years Function/Program 2011 2012 2013 2014 General government: City hall square footage 28,530 28,530 28,530 28,530 Public safety: Police Stations 1 1 1 1 Fire Stations 1 1 1 1 Public Safety Bldg square footage 47,088 47,088 47,088 47,088 Public works: Office and shop square footage 31,075 31,075 31,075 31,075 Trunk highway miles 3 3 3 3 County road miles 6 6 6 6 City street miles 62 62 62 62 Alley miles 19 19 19 19 Culture and recreation: Libraries 1 1 1 1 Library square footage 7,896 7,896 7,896 7,896 Parks 13 13 13 13 Playgrounds 11 11 11 11 Gymnasiums square footage 12,726 12,726 12,726 12,726 Mtg & banquet rooms square footage 22,000 22,000 22,000 22,000 Community development: Senior high-rise apartments (A) 145 145 145 145 Water: Watermain miles 66 66 66 66 Sewer: Sanitary sewer miles 59 59 59 59 Refuse: Recycling centers 1 1 1 1 Storm sewer: Storm sewer miles 34 34 34 34 Liquor: Retail stores owned 3 3 3 3 Retail stores leased - - - - (A) In 2015, Senior high-rise apartment building was sold Sources: Various City departments. 216 Table 18 2015 2016 2017 2018 2019 2020 28,530 28,530 28,530 28,530 28,530 28,530 111111 111111 47,088 47,088 47,088 47,088 47,088 47,088 31,075 31,075 31,075 31,075 31,075 31,075 333333 666666 62 62 62 62 62 62 19 19 19 19 19 19 111111 7,896 22,600 22,600 22,600 22,600 22,600 13 15 15 15 15 15 11 12 15 15 15 15 12,726 12,726 12,726 12,726 12,726 12,726 22,000 22,000 22,000 22,000 22,000 22,000 - - - - - - 66 66 66 66 66 66 59 59 59 59 59 59 111111 34 34 34 34 34 34 333333 - - - - - - 217                                                 ‐ This page intentionally left blank ‐  218 IV. OTHER REQUIRED REPORTS SECTION 219                                                 ‐ This page intentionally left blank ‐  220 55 5th Street East, Suite 1400, St. Paul, MN, 55101 www.redpathcpas.com MINNESOTA LEGAL COMPLIANCE Independent Auditor’s Report To the Honorable Mayor and Members of the City Council City of Columbia Heights, Minnesota We have audited, in accordance with auditing standards generally accepted in the United States of America, and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business‐type activities, each major fund, and the aggregate remaining fund information of the City of Columbia Heights, Minnesota as of and for the year ended December 31, 2020, and the related notes to the financial statements, which collectively comprise the City of Columbia Heights, Minnesota’s basic financial statements, and have issued our report thereon dated June 14, 2021. In connection with our audit, nothing came to our attention that caused us to believe that the City of Columbia Heights, Minnesota failed to comply with the provisions of the contracting and bidding, deposits and investments, conflicts of interest, public indebtedness, claims and disbursements, miscellaneous provisions, and tax increment financing sections of the Minnesota Legal Compliance Audit Guide for Cities, promulgated by the State Auditor pursuant to Minn. Stat. § 6.65, insofar as they relate to accounting matters. However, our audit was not directed primarily toward obtaining knowledge of such noncompliance. Accordingly, had we performed additional procedures, other matters may have come to our attention regarding the City of Columbia Heights, Minnesota’s noncompliance with the above referenced provisions, insofar as they relate to accounting matters. The purpose of this report is solely to describe the scope of our testing of compliance and the results of that testing, and not to provide an opinion on compliance. Accordingly, this communication is not suitable for any other purpose. REDPATH AND COMPANY, LTD. St. Paul, Minnesota June 14, 2021 221                                                 ‐ This page intentionally left blank ‐  222 55 5th Street East, Suite 1400, St. Paul, MN, 55101 www.redpathcpas.com INDEPENDENT AUDITOR’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS To the Honorable Mayor and Members of the City Council and Management City of Columbia Heights, Minnesota We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Columbia Heights, Minnesota, as of and for the year ended December 31, 2020, and the related notes to the financial statements, which collectively comprise the City of Columbia Heights, Minnesota’s basic financial statements, and have issued our report thereon dated June 14, 2021. Internal Control over Financial Reporting In planning and performing our audit of the financial statements, we considered the City of Columbia Heights, Minnesota’s internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City of Columbia Heights, Minnesota’s internal control. Accordingly, we do not express an opinion on the effectiveness of the City of Columbia Heights, Minnesota’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity’s financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify 223 City of Columbia Heights, Minnesota Report on Internal Control over Financial Reporting and on Compliance and Other Matters any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. Compliance and Other Matters As part of obtaining reasonable assurance about whether the City of Columbia Heights, Minnesota’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the financial statements. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the entity’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. REDPATH AND COMPANY, LTD. St. Paul, Minnesota June 14, 2021 224 55 5th Street East, Suite 1400, St. Paul, MN, 55101 www.redpathcpas.com INDEPENDENT AUDITOR’S REPORT ON COMPLIANCE FOR EACH MAJOR PROGRAM AND ON INTERNAL CONTROL OVER COMPLIANCE AND REPORT ON SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS REQUIRED BY THE UNIFORM GUIDANCE To the Honorable Mayor and Members of the City Council City of Columbia Heights, Minnesota Report on Compliance for Each Major Federal Program We have audited the City of Columbia Heights, Minnesota’s compliance with the types of compliance requirements described in the OMB Compliance Supplement that could have a direct and material effect on each of the City of Columbia Heights, Minnesota’s major federal programs for the year ended December 31, 2020. The City of Columbia Heights, Minnesota’s major federal programs are identified in the summary of auditor's results section of the accompanying schedule of findings and questioned costs. Management's Responsibility Management is responsible for compliance with federal statutes, regulations, and the terms and conditions of its federal awards applicable to its federal programs. Auditor's Responsibility Our responsibility is to express an opinion on compliance for each of the City of Columbia Heights, Minnesota’s major federal programs based on our audit of the types of compliance requirements referred to above. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Those standards and the Uniform Guidance require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about the City of Columbia Heights, Minnesota’s compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. 225 We believe that our audit provides a reasonable basis for our opinion on compliance for each major federal program. However, our audit does not provide a legal determination of the City of Columbia Heights, Minnesota’s compliance. Opinion on Each Major Federal Program In our opinion, the City of Columbia Heights, Minnesota complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended December 31, 2020. Report on Internal Control Over Compliance Management of the City of Columbia Heights, Minnesota is responsible for establishing and maintaining effective internal control over compliance with the types of compliance requirements referred to above. In planning and performing our audit of compliance, we considered the City of Columbia Heights, Minnesota’s internal control over compliance with the types of requirements that could have a direct and material effect on each major federal program to determine the auditing procedures that are appropriate in the circumstances for the purpose of expressing an opinion on compliance for each major federal program and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, we do not express an opinion on the effectiveness of the City of Columbia Heights, Minnesota’s internal control over compliance. A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. Our consideration of internal control over compliance was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies. We did 226 not identify any deficiencies in internal control over compliance that we consider to be material weaknesses. However, material weaknesses may exist that have not been identified. Report on Schedule of Expenditures of Federal Awards Required by the Uniform Guidance We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Columbia Heights, Minnesota as of and for the year ended December 31, 2020, and the related notes to the financial statements, which collectively comprise the City of Columbia Heights, Minnesota’s basic financial statements. We issued our report thereon dated June 14, 2021, which contained unmodified opinions on those financial statements. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the basic financial statements. The accompanying schedule of expenditures of federal awards is presented for purposes of additional analysis as required by the Uniform Guidance and is not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the schedule of expenditures of federal awards is fairly stated in all material respects in relation to the basic financial statements as a whole. Purpose of this Report The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance. Accordingly, this report is not suitable for any other purpose. REDPATH AND COMPANY, LTD. St. Paul, Minnesota June 14, 2021 227                                                 ‐ This page intentionally left blank ‐  228 CITY OF COLUMBIA HEIGHTS, MINNESOTA SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS For the Year Ended December 31, 2020 Pass Through Federal Entity CFDA Identifying Federal Federal Grantor/Pass-Through Grantor/Program Title Number Number Expenditures U.S. Department of Housing and Urban Development: Passed through Anoka County: Community Development Block Grant (CDBG - Entitlement Grants Cluster)14.218 Not provided $24,755 Total U.S. Department of Housing and Urban Development 24,755 U.S. Department of Transportation: Passed through City of Fridley, Minnesota: Alcohol Impaired Driving Countermeasures Incentives Grants I (Highway Safety Cluster) 20.601 Not provided 13,172 Total U.S. Department of Transportation 13,172 U.S. Department of Treasury: Passed through State of Minnesota: COVID-19 - Coronavirus Relief Fund 21.019 Not provided 1,570,091 Passed through Anoka County: COVID-19 - Coronavirus Relief Fund 21.019 Not provided 10,784 Total COVID-19 - Coronavirus Relief Fund 1,580,875 Total U.S. Department of Treasury 1,580,875 U.S. Department of Education: Passed through Columbia Heights Public School (ISD #13) Twenty-first Century Community Learning Centers 84.287 Not provided 45,022 Total U.S. Department of Education 45,022 Total Expenditures of Federal Awards $1,663,824 Notes to the schedule of expenditures of federal awards Note 1. Basis of Presentation The accompanying schedule of expenditures of federal awards includes the federal grant activity of the City of Columbia Heights and is presented on the accrual basis of accounting. The information in this schedule is presented in accordance with the requirements of the Uniform Guidance in 2 CFR 200, Audits of States, Local Governments and Nonprofit Organizations. Therefore, some amounts presented in this schedule may differ from amounts presented in, or used in the preparation of, the financial statements. Note 2. Indirect Costs The City of Columbia Heights did not elect to use the 10% de minimis cost rate for indirect (F&A) costs. Note 3. Subrecipients The City of Columbia Heights did not pass any federal funds to subrecipients during 2020. Note 4. Reporting Entity For the purposes of this schedule, the reporting entity includes all funds of the City of Columbia Heights, Minnesota. Also included in the reporting entity, as blended component units, are the Columbia Heights Economic Development Authority and the Columbia Heights Housing and Redevelopment Authority, as the governing boards are substantively the same as the City Council, and the City is in a relationship of benefit/burden with the Authorities. 229 CITY OF COLUMBIA HEIGHTS, MINNESOTA SCHEDULE OF FINDINGS AND QUESTIONED COSTS For the Year Ended December 31, 2020 SECTION I - SUMMARY OF AUDIT RESULTS Financial Statements A. Type of auditors’ report issued: Unmodified B. Internal control over financial reporting:  Material weakness(es) identified? Yes X No  Significant deficiencies identified that are not considered to be material weaknesses? Yes X No C. Noncompliance material to financial statements noted? Yes X No Federal Awards D. Internal control over major programs:  Material weakness(es) identified? Yes X No  Significant deficiencies identified that are not considered to be material weaknesses? Yes X No E. Type of auditors’ report issued on compliance for major programs: Unmodified F. Any other findings disclosed that are required to be reported in accordance with 2 CFR section 200.516(a)? Yes X No G. Identification of major programs: Name of Federal Program CFDA Number Coronavirus Relief Fund 21.019 H. Dollar threshold used to distinguish between Type A and Type B programs: $750,000 I. Auditee qualified as a low-risk auditee: Yes X No * * The auditee was not required to have a single audit in the prior two years, and therefore does not qualify as a low-risk auditee. 230 CITY OF COLUMBIA HEIGHTS, MINNESOTA SCHEDULE OF FINDINGS AND QUESTIONED COSTS For the Year Ended December 31, 2020 SECTION II – FINANCIAL STATEMENT FINDINGS No current year findings. SECTION III – FEDERAL AWARD FINDINGS No current year findings. SECTION IV – MINNESOTA LEGAL COMPLIANCE FINDINGS No current year findings. 231 CITY OF COLUMBIA HEIGHTS, MINNESOTA SUMMARY SCHEDULE OF PRIOR YEAR AUDIT FINDINGS For the Year Ended December 31, 2020 FOLLOW-UP ON PRIOR YEAR FINDINGS FINANCIAL STATEMENT FINDINGS None. FEDERAL AWARD FINDINGS None. MINNESOTA LEGAL COMPLIANCE FINDINGS None. 232