HomeMy WebLinkAbout2020-3041Covenant Number: COMMON COVERAGE DECLARATIONS
CMC 1002979 -4 Coverage is Provided by:
THE LEAGUE OF MINNESOTA CITIES
Previous Covenant Number: INSURANCE TRUST
CMC 1002979 -3 (Herein called LMCIT)
Item 1. CITY and MAILING ADDRESS
COLUMBIA HEIGHTS, CITY OF & COLUMBIA HEIGHTS EDA HRA
590 40TH AVE. NE
COLUMBIA HEIGHTS, MN 55421 -3878
Item 2. COVERAGE PERIOD:
From: 06/01/2020 To: 06/01/2021
Contract # 2020 -3041
E
UIC
LEAGUE of
MINNESOTA
CITIES
12:01 AM Standard Time at Mailing Address on
Common Coverage Declarations
Item 3. THE COVERED PARTY IS: CITY
Item 4. COVERAGE PARTS:
IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF
THIS COVENANT, LMCIT AGREES TO PROVIDE THE COVERED PARTY WITH COVERAGES
SHOWN BELOW FOR WHICH A PREMIUM CHARGE IS STATED:
LMCIT DEC -011 (11/86)(Rev. 11/17) Page 1 of 1
PROPERTY, CRIME, BOND, and PETROFUND
Premium
Property
$
82,707
Additional Covered Loss or Damages
INCLUDED
Water and Supplemental Flood Coverage
INCLUDED
Crime
INCLUDED
Bond
$
1,230
Petrofund
INCLUDED
EQUIPMENT BREAKDOWN
$
8,457
MUNICIPAL LIABILITY
$
126,029
Medical and Related Expense
NOT COVERED
AUTOMOBILE LIABILITY
$
21,760
AUTOMOBILE PHYSICAL DAMAGE
$
26,262
TOTAL
$
266,445
Item 5.
GENERAL ANNUAL AGGREGATE DEDUCTIBLE: DOES NOT APPLY
Item 6.
PREMIUM IS DUE AND PAYABLE: 4 -Pay (25% down + 3 installments)
Item 7.
FORMS APPLICABLE TO ALL COVERAGE PARTS:
CCM(11/16)
Item 8.
DECLARATIONS APPLICABLE:
DEC - 011(11/17) DEC - 012(11/15) DEC - 013(11/19)
DEC - 016(11/15)
LMCIT DEC -011 (11/86)(Rev. 11/17) Page 1 of 1
Covenant Number: MUNICIPAL PROPERTY, CRIME, BOND, PETROFUND,
CMC 1002979 -4 and EQUIPMENT BREAKDOWN DECLARATIONS
Coverage is Provided by:
THE LEAGUE OF MINNESOTA CITIES
INSURANCE TRUST
(Herein called LMCIT)
Item 1. CITY: COLUMBIA HEIGHTS, CITY OF & COLUMBIA HEIGHTS EDA HRA
Item 2. COVERAGE PERIOD:
LM ''C
L1'1C
LEAGUE t l
MINNESOTA
CITIES
From: 06/01/2020 To: 06/01/2021 12:01 AM Standard Time at Mailing Address
on Common Coverage Declarations
Item 3. THE COVERED PARTY IS: CITY
Item 4 COVERAGE:
IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF
THIS COVENANT, LMCIT AGREES TO PROVIDE THE COVERED PARTY WITH COVERAGES
SHOWN BELOW FOR WHICH A LIMIT IS STATED:
Item 5. COVERAGE PART ONE - PROPERTY
Section I - Property General Limit of Coverage Per Occurrence
$ 68,325,873
This general limit is subject to the sublimits as described in Section VI, Limits of
Coverage and Valuation, and the specific property limit.
Terrorism loss occurrence - shared limit $ 50,000,000
This limit is subject to the provisions of the Terrorism Losses - Special Pool Limit
Endorsement - ME079(11/09)
Section II - Additional Covered Loss or Damages
1. Loss of Revenue, Extra Expenses and Expediting Expense
2. Demolition and Debris Removal
(Direct Physical Damage to Covered Property)
(No Direct Physical Damage to Covered Property)
3. Leasehold Interest
4. Accounts Receivable
5. Valuable Papers and Records
6. Utility Services
7. Green Building Expenses
8. Asbestos Clean up, Abatement and Removal
9. Pollutant Clean up and Removal
10. Errors
11. Rental Reimbursement
12. Arson Reward
13. Extra ordinary Expense
14. Data Security Breach Expenses
15. Organic Pathogen Cleanup and Removal
Section IV - Water and Supplemental Flood Coverage
$ 5,000,000 Per Occurrence
25% of the Estimated Replacement
Cost of the Covered Property
$ 50,000 Per Occurrence
$ 500,000 Per Location
$ 500,000 Per Location
$ 500,000 Per Location
$ 100,000 Per Occurrence
1 % of the Contract Cost but not to
exceed $100,000. Per Location
$ 250,000 Per Location
$ 250,000 Per Location
$ 500,000 Per Occurrence
$ 250,000 Annual Aggregate
$ 5,000 Per Fire Loss
$ 250,000 Annual Aggregate
$ 250,000 Annual Aggregate
$ 250,000 Annual Aggregate
$ 500,000 Per Occurrence
$ 500,000 Annual Aggregate
LMCIT DEC -012 (11/86)(Rev. 11/15) Page 1 of 3
COVENANT NUMBER: CMC 1002979 -4
LMC
LEAGUE o
MINNESOTA
CITIES
Item 6. REFER TO SCHEDULE OF COVERED PROPERTY FOR THOSE LOCATIONS INCLUDED IN THE
SECTION I COVERAGE; THE SCHEDULE OF COVERED MOBILE PROPERTY FOR THE MOBILE
PROPERTY INCLUDED IN THE SECTION I COVERAGE AND THE SCHEDULE OF COVERED
PROPERTY FOR THOSE LOCATIONS INCLUDED IN SECTION IV COVERAGE.
Item 7. DEDUCTIBLE (Deductible applies per occurrence subject to General Annual Aggregate Deductible, if
any, shown on Common Coverage Declarations):
Item 8.
Item 9
Item 10.
Item 11
Item 12
COVERAGE PART ONE - PROPERTY
1,000 Per Occurrence
COVERAGE PARTS, FORMS, SCHEDULES AND ENDORSEMENTS APPLICABLE TO THIS
COVERAGE.
MPCBP(11 /19) PM-1 00(04/20) ME079(11/09) ME063(11/01)
MPCBP- 115(11/17) MPCBP- 218(11/18) PM- 109(11/19)
MORTGAGE HOLDER (if applicable):
COVERAGE PART TWO - CRIME
LIMIT OF COVERAGE PER OCCURRENCE $ 250,000
DEDUCTIBLE (Deductible applies per occurrence subject to General Annual Aggregate Deductible, if
any, shown on Common Coverage Declarations):
COVERAGE PART TWO - CRIME
500 Per Occurrence
COVERAGE PARTS, FORMS, SCHEDULES AND ENDORSEMENTS APPLICABLE TO THIS
COVERAGE.
MPCBP(11 /19) ME063(11/01)
LMCIT DEC -012 (11/86)(Rev. 11/15) Page 2 of 3
COVENANT NUMBER: CMC 1002979 -4
Item 13. COVERAGE PART THREE - BOND
LMC
LEAGUE c>-
MINNESOTA
CITIES
LIMIT OF COVERAGE PER OCCURRENCE: $ 300,000
DEDUCTIBLE (Deductible applies per occurrence subject to General Annual Aggregate Deductible, if
any, shown on Common Coverage Declarations):
COVERAGE PART THREE - BOND $ 1,000 Per Occurrence
Item 14. COVERAGE PARTS, FORMS, SCHEDULES AND ENDORSEMENTS APPLICABLE TO THIS
COVERAGE.
MPCBPO1 /19) ME06301/01)
Item 15. COVERAGE PART FOUR - PETROFUND (Claims made)
LIMITS OF REIMBURSEMENT BENEFIT MAXIMUM
REIMBURSABLE COSTS AND DEFENSE COSTS
EACH TANK RELEASE $ 250,000
REIMBURSABLE COSTS AND DEFENSE COSTS
AGREEMENT TERM AGGREGATE $ 250,000
DEDUCTIBLE: COVERAGE PART FOUR - PETROFUND NOT APPLICABLE
Item 16 COVERAGE PARTS, FORMS, SCHEDULES AND ENDORSEMENTS APPLICABLE TO THIS
COVERAGE.
MPCBP(11/19) ME06301/01
Item 17 EQUIPMENT BREAKDOWN COVERAGE
EQUIPMENT BREAKDOWN LIMIT:
DEDUCTIBLE
$ 66,646,345
$ 1,000 ANYONE ACCIDENT
Item 18 COVERAGE PARTS, FORMS, SCHEDULES AND ENDORSEMENTS APPLICABLE TO THIS
COVERAGE.
BM- 200(11/17) BM- 212(11/01) ME063(11/01) MPCBP- 115(11/17)
PM- 100(04/20)
LMCIT DEC -012 (11/86)(Rev. 11/15) Page 3 of 3
LEAGUE OF MINNESOTA CITIES INSURANCE TRUST
SCHEDULE OF COVERED PROPERTY
Covenant #: CMC 1002979 -4
f
LMC
LEAGUE of
MINNESOTA
CITIES
COVERAGE AT EACH OF THE LOCATIONS BELOW APPLIES ONLY FOR BUILDING /CONTENTS /PROPERTY
IN THE OPEN OR BUILDERS RISK PROPERTY DESCRIBED AND FOR THE *SECTION IV - WATER AND
SUPPLEMENTAL FLOOD COVERAGES INDICATED.
THE ESTIMATED REPLACEMENT COST STATED BELOW IS SUBJECT TO THE SPECIFIC PROPERTY LIMIT.
Loc. #
Location
Occupancy
* *Type of
Covered
Property
** *Section
IV -Water and
Supplemental
Flood
Coverage
Estimated
Replacement
Cost
1
590 40TH AVENUE NE
CITY HALL
B
CODE A
$ 5,509,952
2
637 38TH AVENUE NE
MUNICIPAL SERVICE CENTER
B
CODE A
$ 5,551,008
3
637 38TH AVENUE NE
TANKS AND PUMPS
PIO
CODE A
$ 163,534
4
4025 VAN BUREN STREET
PARKING RAMP
B
CODE A
$ 3,537,040
5
4700 STINSON BOULEVARD
WATER TOWER- 250,000
GALLONS
B
CODE A
$ 1,108,952
6
5225 UNIVERSITY AVENUE NE
LIQUOR STORE
B
CODE A
$ 767,428
7
530 MILL STREET
MURZYN HALL
B
CODE A
$ 4,202,332
8
SULLIVAN PARK
RESTROOMS
B
CODE A
$ 136,157
9
EDGEMORE PARK
PARK
PIO
CODE A
$ 20,867
10
GAUVITTE PARK
WARMING HOUSE
B
CODE A
$ 81,744
11
GAUVITTE PARK
PARK
PIO
CODE A
$ 22,470
12
HILLTOP PARK
PARK
PIO
CODE A
$ 28,890
13
HUSET PARK
WARMING HOUSE
B
CODE A
$ 69,680
14
HUSET PARK
PRESS BOX (FIELD #5)
B
CODE A
$ 17,264
*The limit of coverage for Section IV Water and Supplemental Coverage is $500,000 per occurrence /$500,000 Annual Aggregate
* *Type of Covered Property
B
=
I Building /Contents
PIO
=
Property in the Open
BR
=
Builders Risk Property
CO
=
Contents only
** *Section IV -Water and Supplemental Flood Coverage
Code A: LMCIT Water and Supplemental Flood Coverage applies with no additional exclusions.
Code B: LMCIT Water and Supplemental Flood Coverage applies in addition to and in excess of the applicable
National Flood Insurance Program Coverage.
Code C: LMCIT Water and Supplemental Flood Coverage excludes any loss or damage resulting from any
occurrence which would be considered a flood for the purpose of the National Flood Insurance Program.
PM -100 (11/95)(Rev. 04/20) Page 1 of 6
LEAGUE OF MINNESOTA CITIES INSURANCE TRUST
SCHEDULE OF COVERED PROPERTY
Covenant #: CMC 1002979 -4
•-
yr
LMIC
LEAGUE of
MINNESOTA
CITIES
COVERAGE AT EACH OF THE LOCATIONS BELOW APPLIES ONLY FOR BUILDING /CONTENTS /PROPERTY
IN THE OPEN OR BUILDERS RISK PROPERTY DESCRIBED AND FOR THE *SECTION IV - WATER AND
SUPPLEMENTAL FLOOD COVERAGES INDICATED.
THE ESTIMATED REPLACEMENT COST STATED BELOW IS SUBJECT TO THE SPECIFIC PROPERTY LIMIT.
Loc#
Location
Occupancy
* *Type of
Covered
Property
** *Section
IV -Water and
Supplemental
Flood
Coverage
Estimated
Replacement
Cost
15
HUSET PARK
PARK
PIO
CODE C
$ 97,058
16
KEYES PARK
WARMING HOUSE
B
CODE A
$ 81,744
17
KEYES PARK
PARK
PIO
CODE A
$ 22,470
18
LABELLE PARK
PARK
PIO
CODE C
$ 24,076
19
LABELLE CIRCLE TERRACE
VARIOUS
PIO
CODE C
$ 24,076
20
LOMIANKI PARK
WARMING HOUSE
B
CODE A
$ 57,304
21
MCKENNA PARK
WARMING HOUSE
B
CODE A
$ 81,744
22
MCKENNA PARK
PARK
PIO
CODE A
$ 23,510
23
OSTRANDER PARK
WARMING HOUSE
B
CODE A
$ 81,744
24
OSTRANDER PARK
PARK
PIO
CODE A
$ 48,151
25
PRESTEMON PARK
WARMING HOUSE
B
CODE A
$ 57,304
26
PRESTEMON PARK
PARK
PIO
CODE A
$ 158,617
27
RAMSDELL PARK
WARMING HOUSE
B
CODE A
$ 81,744
28
RAMSDELL PARK
PARK
PIO
CODE A
$ 24,076
*The limit of coverage for Section IV Water and Supplemental Coverage is $500,000 per occurrence /$500,000 Annual Aggregate
* *Type of Covered Property
B
=
I Building /Contents
PIO
=
Property in the Open
BR
=
Builders Risk Property
CO
=
Contents only
* **Section IV -Water and Supplemental Flood Coverage
Code A: LMCIT Water and Supplemental Flood Coverage applies with no additional exclusions.
Code B: LMCIT Water and Supplemental Flood Coverage applies in addition to and in excess of the applicable
National Flood Insurance Program Coverage.
Code C: LMCIT Water and Supplemental Flood Coverage excludes any loss or damage resulting from any
occurrence which would be considered a flood for the purpose of the National Flood Insurance Program.
PM -100 (11 /95)(Rev. 04/20) Page 2 of 6
LEAGUE OF MINNESOTA CITIES INSURANCE TRUST
SCHEDULE OF COVERED PROPERTY
Covenant #: CMC 1002979 -4
LMC
LEAGUE of
MINNESOTA
CITIES
COVERAGE AT EACH OF THE LOCATIONS BELOW APPLIES ONLY FOR BUILDING /CONTENTS /PROPERTY
IN THE OPEN OR BUILDERS RISK PROPERTY DESCRIBED AND FOR THE *SECTION IV - WATER AND
SUPPLEMENTAL FLOOD COVERAGES INDICATED.
THE ESTIMATED REPLACEMENT COST STATED BELOW IS SUBJECT TO THE SPECIFIC PROPERTY LIMIT.
Loc#
Location
Occupancy
* *Type of
Covered
Property
** *Section
IV -Water and
Supplemental
Flood
Coverage
Estimated
Replacement
Cost
29
SILVER LAKE BEACH
BEACH HOUSE
B
CODE A
$ 90,896
30
637 38TH AVENUE NE
MSC BROWN BUILDING
B
CODE A
$ 417,630
31
SULLIVAN PARK
PARK
PIO
CODE A
$ 59,386
32
4400 RESERVOIR BLVD
PUMP STATION #2
B
CODE A
$ 349,808
33
4633 IVANHOE PLACE
PUMP STATION #3
B
CODE A
$ 360,880
34
4640 CHATHAM ROAD
LIFT STATION #1 (CHATHAM)
B
CODE A
$ 178,448
35
330 ARGONNE DRIVE
LIFT STATION #2
B
CODE A
$ 115,368
36
4101 STINSON BLVD
LIFT STATION #3 (SILVER
LAKE)
B
CODE C
$ 198,672
37
721 51ST AVENUE NE
LIFT STATION #4 (SULLIVAN)
B
CODE C
$ 221,560
38
HUSET PARK
GARAGE
B
CODE A
$ 280,091
39
637 38TH AVENUE NE
MSC - BLUE BLDG
B
CODE A
$ 299,000
40
637 38TH AVENUE NE
MSC - SALT SHED
B
CODE A
$ 58,968
Al
CITY \NIIIF
VARIOUS
PIO
CODE C
$ 5,928,000
42
559 MILL STREET
VARIOUS
PIO
CODE A
$ 48,404
*The limit of coverage for Section IV Water and Supplemental Coverage is $500,000 per occurrence /$500,000 Annual Aggregate
* *Type of Covered Property
B
=
Building /Contents
PIO
=
Property in the Open
BR
=
Builders Risk Property
CO
=
Contents only
** *Section IV -Water and Supplemental Flood Coverage
Code A: LMCIT Water and Supplemental Flood Coverage applies with no additional exclusions.
Code B: LMCIT Water and Supplemental Flood Coverage applies in addition to and in excess of the applicable
National Flood Insurance Program Coverage.
Code C: LMCIT Water and Supplemental Flood Coverage excludes any loss or damage resulting from any
occurrence which would be considered a flood for the purpose of the National Flood Insurance Program.
PM -100 (11/95)(Rev. 04/20) Page 3 of 6
LEAGUE OF MINNESOTA CITIES INSURANCE TRUST
SCHEDULE OF COVERED PROPERTY
Covenant #: CMC 1002979 -4
hr,
LMC
LEAGUE (-)l
MINNESOTA
CITIES
COVERAGE AT EACH OF THE LOCATIONS BELOW APPLIES ONLY FOR BUILDING /CONTENTS /PROPERTY
IN THE OPEN OR BUILDERS RISK PROPERTY DESCRIBED AND FOR THE *SECTION IV - WATER AND
SUPPLEMENTAL FLOOD COVERAGES INDICATED.
THE ESTIMATED REPLACEMENT COST STATED BELOW IS SUBJECT TO THE SPECIFIC PROPERTY LIMIT.
Loc#
Location
Occupancy
* *Type of
Covered
Property
** *Section
IV -Water and
Supplemental
Flood
Coverage
Estimated
Replacement
Cost
43
4633 IVANHOE PLACE
VARIOUS
PIO
CODE A
$ 44,036
44
4950 CENTRAL AVENUE NE
LIQUOR STORE
B
CODE A
$ 4,410,676
45
2105 37TH AVENUE
LIQUOR STORE
B
CODE A
$ 2,915,956
46
637 38TH AVE NE
MSC
PIO
CODE A
$ 85,125
47
4400 RESERVOIR BLVD
PUMP HOUSE #2
PIO
CODE A
$ 60,823
48
4101 STINSON BLVD
LIFT STATION #3
PIO
CODE A
$ 13,520
49
530 MILL STREET
MURZYN HALL
PIO
CODE A
$ 80,989
50
SULLIVAN PARK
SHELTER
B
CODE A
$ 96,928
51
40TH & CENTRAL NE
VARIOUS
PIO
CODE A
$ 35,391
52
SILVER LAKE BEACH
SHELTER
B
CODE A
$ 30,368
53
HUSET PARK
SHELTER
B
CODE A
$ 96,928
54
825 41ST AVE NE
PUBLIC SAFETY BUILDING
B
CODE A
$ 11,714,592
55
JACKSON POND
STORM WATER RETENTION
POND
PIO
CODE C
$ 9,671
56
40TH AVENUE
PARKING RAMP
B
CODE A
$ 5,743,400
*The limit of coverage for Section IV Water and Supplemental Coverage is $500,000 per occurrence /$500,000 Annual Aggregate
* *Type of Covered Property
B
=
I Building /Contents
PIO
=
Property in the Open
BR
=
Builders Risk Property
CO
=
Contents only
** *Section IV -Water and Supplemental Flood Coverage
Code A: LMCIT Water and Supplemental Flood Coverage applies with no additional exclusions.
Code B: LMCIT Water and Supplemental Flood Coverage applies in addition to and in excess of the applicable
National Flood Insurance Program Coverage.
Code C: LMCIT Water and Supplemental Flood Coverage excludes any loss or damage resulting from any
occurrence which would be considered a flood for the purpose of the National Flood Insurance Program.
PM -100 (11/95)(Rev. 04/20) Page 4 of 6
LEAGUE OF MINNESOTA CITIES INSURANCE TRUST
SCHEDULE OF COVERED PROPERTY
Covenant #: CMC 1002979 -4
r„ mac
LMC
LEAGUE o
MINNESOTA
CITIES
COVERAGE AT EACH OF THE LOCATIONS BELOW APPLIES ONLY FOR BUILDING /CONTENTS /PROPERTY
IN THE OPEN OR BUILDERS RISK PROPERTY DESCRIBED AND FOR THE *SECTION IV - WATER AND
SUPPLEMENTAL FLOOD COVERAGES INDICATED.
THE ESTIMATED REPLACEMENT COST STATED BELOW IS SUBJECT TO THE SPECIFIC PROPERTYLIMIT.
*The limit of coverage for Section IV Water and Supplemental Coverage is $500,000 per occurrence /$500,000 Annual Aggregate
* *Type of Covered Property
B
=
I Building /Contents
** *Section
=
Property in the Open
BR
=
Builders Risk Property
IV -Water and
=
Contents only
* *Type of
Supplemental
Estimated
Covered
Flood
Replacement
Loc#
Location
Occupancy
Property
Coverage
Cost
39TH AVE /JEFFERSON ST
57
NE /HUSET PKWY.
MONUMENT
PIO
CODE A
$ 72,517
PORTABLE RESTROOM
58
530 MILL ST.
SPECIALTY UN
PIO
CODE A
$ 2,984
PORTABLE RESTROOM
59
721 -51ST AV- SULLIVAN PARK
SPECIALTY UN
PIO
CODE A
$ 2,984
4956 JOHNSON ST - RAMSDELL
PORTABLE RESTROOM
60
PARK
SPECIALTY UN
PIO
CODE A
$ 2,984
4301 STINSON BLVD - SILVER
PORTABLE RESTROOM
61
LAKE PARK
SPECIALTY UN
PIO
CODE A
$ 2,984
62
3939 CENTRAL AVENUE NE
LIBRARY
B
CODE A
$ 9,803,686
COMMUNITY ROOM, PARK
63
1311 CIRCLE TERRACE BLVD
SHELTER
B
CODE C
$ 423,916
64
590 40TH AVENUE NE
CITY HALL
PIO
CODE A
$ 52,000
65
2105 37TH AVENUE
LIQUOR STORE
PIO
CODE A
$ 62,400
cr_
66
nnnn CE NT nvrnll 1 _ nlC
I '09739 CEN I R, AL /AV CIVVE IVC,
I LIBRAR 1 I
LIBRARY
PIlI
IV
f'llrlC A
CODE A
N �Q non
I s I V,nu v
*The limit of coverage for Section IV Water and Supplemental Coverage is $500,000 per occurrence /$500,000 Annual Aggregate
* *Type of Covered Property
B
=
I Building /Contents
PIO
=
Property in the Open
BR
=
Builders Risk Property
CO
=
Contents only
** *Section IV -Water and Supplemental Flood Coverage
Code A: LMCIT Water and Supplemental Flood Coverage applies with no additional exclusions.
Code B: LMCIT Water and Supplemental Flood Coverage applies in addition to and in excess of the applicable
National Flood Insurance Program Coverage.
Code C: LMCIT Water and Supplemental Flood Coverage excludes any loss or damage resulting from any
occurrence which would be considered a flood for the purpose of the National Flood Insurance Program.
PM -100 (11/95)(Rev. 04/20) Page 5 of 6
LEAGUE OF MINNESOTA CITIES INSURANCE TRUST
SCHEDULE OF COVERED PROPERTY
Covenant #: CMC 1002979 -4
COVERED PARTY: Columbia Heights, City Of & Columbia Heights EDA HRA
LMC
LEAGUE
MINNESOTA
CITIES
COVERAGE AT EACH OF THE LOCATIONS BELOW APPLIES ONLY FOR BUILDING /CONTENTS /PROPERTY
IN THE OPEN OR BUILDERS RISK PROPERTY DESCRIBED AND FOR THE *SECTION IV - WATER AND
SUPPLEMENTAL FLOOD COVERAGES INDICATED.
THE ESTIMATED REPLACEMENT COST STATED BELOW IS SUBJECT TO THE SPECIFIC PROPERTY LIMIT.
*The limit of coverage for Section IV Water and Supplemental Coverage is $500,000 per occurrencel$500,000 Annual Aggregate
* *Type of Covered Property
B
=
I Building /Contents
** *Section
=
Property in the Open
BR
=
Builders Risk Property
IV -Water and
=
Contents only
* *Type of
Supplemental
Estimated
Covered
Flood
Replacement
Loc#
Location
Occupancy
Property
Coverage
Cost
67
4950 CENTRAL AVE NE
LIQUOR STORE
PIO
CODE C
$ 62,400
68
825 41 ST AVE NE
PUBLIC SAFETY BUILDING
PIO
CODE C
$ 53,040
*The limit of coverage for Section IV Water and Supplemental Coverage is $500,000 per occurrencel$500,000 Annual Aggregate
* *Type of Covered Property
B
=
I Building /Contents
PIO
=
Property in the Open
BR
=
Builders Risk Property
CO
=
Contents only
'Section IV -Water and Supplemental Flood Coverage
Code A: LMCIT Water and Supplemental Flood Coverage applies with no additional exclusions.
Code B: LMCIT Water and Supplemental Flood Coverage applies in addition to and in excess of the applicable
National Flood Insurance Program Coverage.
Code C. LMCIT Water and Supplemental Flood Coverage excludes any loss or damage resulting from any
occurrence which would be considered a flood for the purpose of the National Flood Insurance Program.
PM -100 (11/95)(Rev. 04/20) Page 6 of 6
COVENANT NUMBER: CMC 1002979 -4
DEFINITION OF CITY ENDORSEMENT
It is understood and agreed that city is amended to include:
Columbia Heights Economic Development Authority; Columbia Heights Housing and Redevelopment Authority
All other terms and conditions remain unchanged.
LMCIT ME063 (11/95)(Rev. 11/01) Page 1 of 1
COVENANT NUMBER: CMC 1002979 -4
LOSS PAYEE ENDORSEMENT
This Endorsement modifies coverage provided under the Municipal Property Coverage.
A. We will pay for direct physical loss of or damage to Covered Property in which you and a loss payee as
shown in this endorsement have an insurable interest.
B. The following is added to Section VIII - Condition 6., paragraph c.:
(3) For Covered Property in which both you and the loss payee have an insurable interest, we will adjust
losses with you; and pay any claim for loss or damage jointly to you and the loss payee, as interests
may appear.
LOSS PAYEE
US BANK NATIONAL ASSOCIATION ATIMA EP -MN-
WS3C
ATTN: CORPORATE TRUST SERVICES
60 LIVINGSTON AVENUE
SAINT PAUL, MN 55107
RE: 2105 37TH AVENUE NE. 4950 CENTRAL
AVENUE NE.
RUFFRIDGE- JOHNSON EQUIPMENT CO., INC.
2065 COMMERCE DRIVE
CENTERVILLE, MN 55038
RE: RENTED EQUIPMENT.
All other terms and conditions remain unchanged.
LMCIT MPCBP -115 (11/17) Page 1 of 1
COVENANT NUMBER: CMC 1002979 -4
PROPERTY IN THE OPEN
This endorsement modifies coverage provided under the Municipal Property Coverage.
1. Section VII —DEFINITIONS defines property in the open to mean:
a. Benches, fences, light poles or outdoor lighting systems, playground equipment, sports and
recreational apparatus, picnic tables, grills, statues, monuments, portable toilets, water fountains,
garbage cans, flagpoles, and signs that are not part of the building; or
b. Golf course property.
Unless otherwise endorsed, property in the open does not mean basketball and tennis court surfaces, fire
hydrants, street signs, street lights or traffic signs or signals, or any property described in SECTION I, 1.b.,
PROPERTY NOT COVERED.
2. This endorsement modifies the definition of property in the open as described at the locations listed below.
Examples: To limit what's covered to only a specific item or items, indicate: "A and B only ". To broaden the
definition to include more than what is described in 1., a., or b. above, indicate: "The definition is expanded to
include C and D ".
Loc. #
Location
Occupancy
Property Covered
41
CITYWIDE
VARIOUS
Fire Hydrants only.
42
559 MILL STREET
VARIOUS
The Definition is expanded to
include 2003 Onan Generator.
43
4633 IVANHOE PLACE
VARIOUS
The Definition is expanded to
include 2003 Cat Generator.
46
637 38TH AVE NE
MSC
The Definition is expanded to
include 2007 Onan Genset
Generator/Trans Switch.
47
4400 RESERVOIR BLVD
PUMP HOUSE #2
The Definition is expanded to
include 2007 Onan Genset
Generator.
48
4101 STINSON BLVD
LIFT STATION #3
The Definition is expanded to
include 2005 Kohler Generator.
49
530 MILL STREET
MURZYN HALL
The Definition is expanded to
include 2007 Onan
Generator /Trans Switch.
51
40TH & CENTRAL NE
VARIOUS
The Definition is expanded to
include Clock Tower.
55
JACKSON POND
STORM WATER RETENTION
The Definition is expanded to
POND
include Equipment.
57
39TH AVE /JEFFERSON ST
MONUMENT
The Definition is expanded to
NE /HUSET PKWY.
include Monument.
58
530 MILL ST.
PORTABLE RESTROOM
The Definition is expanded to
SPECIALTY UN
include Portable Restroom.
LMCIT MPCBP -218 (11/18) Page 1 of 2
COVENANT NUMBER: CMC 1002979 -4
PROPERTY IN THE OPEN
Loc. #
Location
Occupancy
Property Covered
59
721 -51 ST AV-SULLIVAN PARK
PORTABLE RESTROOM
SPECIALTY UN
The definition is expanded to
include Portable Restroom.
60
4956 JOHNSON ST -
RAMSDELL PARK
PORTABLE RESTROOM
SPECIALTY UN
The definition is expanded to
include Portable Restroom.
61
4301 STINSON BLVD - SILVER
LAKE PARK
PORTABLE RESTROOM
SPECIALTY UN
The definition is expanded to
include Portable Restroom.
64
590 40TH AVENUE NE
CITY HALL
LED Digital Sign only.
65
2105 37TH AVENUE
LIQUOR STORE
LED Digital Sign only.
66
3939 CENTRAL AVENUE NE,
LIBRARY
LED Digital Sign only.
67
4950 CENTRAL AVE NE
LIQUOR STORE
LED Digital Sign only.
68
825 41ST AVE NE
PUBLIC SAFETY BUILDING
Bronze Statue only.
All other terms and conditions remain unchanged.
LMCIT MPCBP -218 (11/18) Page 2 of 2
LEAGUE OF MINNESOTA CITIES INSURANCE TRUST
SCHEDULE OF COVERED MOBILE PROPERTY LMC
LEAGUE c'
MINNESOTA
CITIES
Covenant # CMC 1002979 -4
CITY: Columbia Heights, City Of & Columbia Heights EDA HRA
1. Coverage applies to mobile property if identified as "COVERED ".
COVERED /NOT COVERED: COVERED
2. Unless scheduled below, the most LMCIT will pay for loss to mobile property is the smaller of:
(a) The cost of repairing or replacing parts with equivalent size, kind, and quality;
(b) 200% of the fair market value;
(c) The cost to replace the mobile property with a new unit without deduction for depreciation; or
(d) $250,000
3. With respect only to individual units of mobile property scheduled below, the most LMCIT will pay is (a), (b), (c)
or the limit specified below.
Description of Mobile Property
(Make, Model and Year) Serial No.
Limit
1
2
3
LMCIT PM -109 (11 /97)(Rev. 11/19) Page 1 of 1
Covenant Number:�
cnnc 1002979 -4 MUNICIPAL LIABILITY DECLARATIONS
Coverage is Provided by: LMC
THE LEAGUE OF MINNESOTA CITIES
LEAGUE
INSURANCE TRUST
MINNESOTA
(Herein called LMCIT) CITIES
Item 1. CITY: COLUMBIA HEIGHTS, CITY OF & COLUMBIA HEIGHTS EDA HRA
Item 2. COVERAGE PERIOD:
From: 06/01/2020 To: 06/01/2021 12:01 AM Standard Time at Mailing Address on
Common Coverage Declarations
Item 3. THE COVERED PARTY IS: CITY
Item 4. COVERAGE PARTS:
IN RETURN FOR THE PAYMENT OF THE PREMIUM, AND SUBJECT TO ALL THE TERMS OF
THIS COVENANT, LMCIT AGREES WITH THE COVERED PARTY TO PROVIDE THE
COVERAGE AS STATED IN THIS COVENANT, SUBJECT TO THE FOLLOWING LIMITS:
PER OCCURRENCE LIMIT * $ 2,000,000
PRODUCTS LIMIT $ 3,000,000 Annual Aggregate
FAILURE TO SUPPLY CLAIM LIMIT $
3,000,000
Annual Aggregate
EMF CLAIM LIMIT $
3,000,000
Annual Aggregate
NOT
MEDICAL AND RELATED EXPENSE LIMIT $
COVERED
Any One Person /Occurrence
LIMITED CONTAMINATION LIABILITY CLAIM LIMIT —$
3,000,000
Annual Aggregate
OUTSIDE ORGANIZATION CLAIM LIMIT ** $
100,000
Annual Aggregate
SYSTEM SECURITY BREACH CLAIM LIMIT $
3,000,000
Annual Aggregate
LAND USE AND SPECIAL RISK LITIGATION LIMIT * ** $
1,000,000
Annual Aggregate
SEXUAL ABUSE CLAIM LIMIT $
3,000,000
Annual Aggregate
* LMCITs maximum limit of liability for COVERAGES A and C combined.
** LIMIT includes damages, loss adjustment expense, defense costs, and
supplementary payments.
* ** LIMIT includes litigation costs.
Item 5. MUNICIPAL LIABILITY DEDUCTIBLE: (Subject to General Annual Aggregate Deductible, if any,
shown on Common Coverage Declarations)
$ 1,000 Per Occurrence
Item 6. RETROACTIVE DATES:
MUNICIPAL LIABILITY RETROACTIVE DATE:
05/09/1995
LIMITED CONTAMINATION LIABILITY CLAIM RETROACTIVE DATE:
06/01/2002
Item 7. ENDORSEMENTS ATTACHED TO THIS COVERAGE PART:
CMC(11 /19) MGL- 1(11/12) ME014(11/15) ME062(11/02)
ME066(11/11) ME077(11/14) ME084(11/14) ME087(11/11)
ME091(11/17) ME092(11/17) ME093(01/18)
LMCIT DEC -013 (11 /86)(Rev. 11/19) Page 1 of 1
COVERED PARTY COVFNANTNIIMRFR F.FFFC'T]VF, DATF.
Columbia Heights, City of &
EDA & HRA
CMC 1002979 -4
06/01/2020
Emergency Medical Technician Endorsement
Coverage A. Municipal Liability is amended with respect to the Retroactive Date as
follows:
This Coverage applies to any Bodily Injury, Property Damage, or Personal Injury
arising out of those activities in the capacity of an Emergency Medical Technician,
which occurred prior to June 01, 2002, but not before May 09, 1997 provided the
City, at the inception of these coverages had no knowledge of any Claim or Suit, or
knowledge of any Bodily Injury, Property Damage, or Personal Injury which might
reasonably be expected to result in a Claim or Suit.
All other terms and conditions remain unchanged.
LMCIT MG09](11 /17) Page 1 of 1
LMC
LEAGUE of
MINNESOTA
CITIES
MUNICIPAL LIABILITY
CITY Columbia Heights, City Of & Columbia Heights COVENANT NUMBER CMC 1002979 -4
EDA HRA
590 40th Ave. NE
Columbia Heights, MN 55421 -3878
HAZARD
PREMIUM BASIS
ADVANCED
PREMIUM
PREMIUM INCLUDED
FOR ALL HAZARDS
WHERE A PREMIUM
BASIS IS SHOWN
Premises Operations
Code
Basis
EMPLOYMENT
B
159.00
LAND USE
A
8,385.00
POLICE
C
28.00
SEWER DEPARTMENT
D
7,250
EXPENDITURES
E
34,219,333
NO FAULT SEWER BACK -UP COVERAGE
D
7,250
SKATEBOARD PARKS
F
1
LMCIT MGL -1 (01 /95)(Rev. 11/12) Page 1 of 2
Covenant Number: MUNICIPAL AUTOMOBILE DECLARATIONS
CMC 1002979 -4 Coverage is Provided by: ���
THE LEAGUE OF MINNESOTA CITIES
INSURANCE TRUST LEAGUE o?
(Herein called LMCIT) MINNESOTA
CITIES
Item 1. CITY: COLUMBIA HEIGHTS, CITY OF & COLUMBIA HEIGHTS EDA HRA
Item 2. COVERAGE PERIOD:
From: 06/01/2020 To: 06/01/2021 12:01 AM Standard Time at Mailing Address
Indicated on Common Coverage Declarations
Item 3. THE COVERED PARTY IS: CITY
Item 4. COVERAGE:
IN RETURN FOR THE PAYMENT OF PREMIUM AND SUBJECT TO ALL OF THE TERMS OF THIS
COVENANT, LMCIT AGREES WITH THE COVERED PARTY TO PROVIDE THE COVERAGE AS
STATED IN THIS COVENANT, SUBJECT TO THE FOLLOWING LIMITS:
COVERAGE:
AUTOMOBILE LIABILITY
BASIC ECONOMIC LOSS BENEFITS
UNINSURED AND UNDERINSURED MOTORISTS
AUTOMOBILE PHYSICAL DAMAGE
LIMIT:
*$2,000,000 Per Occurrence
Basic Minnesota Statutory Cvg.
$ 200,000 Per Occurrence
Actual Cash Value, Unless Endorsed
* LMCIT's maximum limit of liability for COVERAGES A and C combined.
Item 5. DEDUCTIBLE (SUBJECT TO GENERAL ANNUAL AGGREGATE DEDUCTIBLE, IF ANY,SHOWN ON
COMMON COVERAGE DECLARATIONS).
$ 1,000 per occurrence
Item 6. FORMS AND ENDORSEMENTS ATTACHED TO THIS COVERAGE PART:
A0010(11/17) CMC(11 /19) ME079(11/09) MA082(11/09)
ME049(11/19) ME057(11/15) ME063(11/01) ME066(11/11)
LMCIT DEC -016 (11/86)(Rev. 11/15) Page 1 of 1
COVENANT NUMBER: CMC 1002979 -4
LOSS PAYEE ENDORSEMENT - AUTOMOBILE
It is hereby understood and agreed that the following is added as loss payee:
Northeast Bank 2012 CHEVROLET SUBURBAN 8301
77 NE Broadway
Minneapolis, MN 55413
All other terms and conditions remain unchanged
LMCIT MA082 (11/09) Page 1 of 1
COVENANT NUMBER: CMC 1002979 -4
AUTO PHYSICAL DAMAGE ENHANCEMENT ENDORSEMENT
This endorsement amends the Municipal Automobile Physical Damage Coverage.
In consideration of the additional premium of $ INCLUDED it is understood and agreed that with respect to the units
scheduled below:
LIMIT
2004
GLADIATOR QUINT
LADDER TRK
7382
$
596,229
2006
INT'L 4300
JETTER
6095
$
141,000
2011
ELGIN
SWEEPER
2199
$
172,367
2014
INT'L
7500
3928
$
328,025
2016
INT,L
7400
0145
$
492,127
2017
TYMCO
600 ST SWE
4371
$
187,830
2017
FORD F250
CREW CAB
9145
$
49,651
SECTION III - LIMITS OF COVERAGE AND VALUATION, paragraph 1. a. (1) (2) is deleted and the following
substituted:
a. The most we will pay for any scheduled unit stolen or damaged in any one loss is the smaller of:
(1) The cost of repairing or replacing parts with like kind and quality without deduction for depreciation;
(2) The cost of an equivalent new automobile without deduction for depreciation;
(3) The limit stated in this endorsement as applicable to each covered automobile.
However, if the repairs are equal to or greater than 80% of the actual cash value, the most we will pay is the
smaller of:
(1) 200 percent of the actual cash value of the automobile;
/n\ TL.. t F lent F.,r... L :l. ;+I,- + Aed! t;-- fnr rinnrnn' 4'nn
1G,I III cost 1J1 an equivalent Gilt IteVV aULV/IIVI✓IIG VVILIIVUL %A UVllulI lul uupi Vla LlVl it
(3) The limit stated in this endorsement as applicable to each covered automobile.
All other terms and conditions remain unchanged.
LMCIT ME049 (01 /95)(Rev. 11/19) Page 1 of 1
COVENANT NUMBER: CMC 1002979 -4
ADDITIONAL COVERED PARTY - AUTOMOBILE
It is agreed that with respect to the coverage afforded under the Automobile Liability Coverage the Covered Party
provision is amended to include the person or organization named below, but only with respect to the ownership,
maintenance, or use of the automobile designated below.
NAME OF PERSON ORGANIZATION
Executive Leasing LLC
9700 63rd Avenue North
Suite 250
Maple Grove, MN 55369
DESCRIPTION OF AUTOMOBILE
2012 CHEVROLET SUBURBAN 8301
For the persons or organizations listed above, coverage afforded by this endorsement is further limited in the
following respects:
1. Coverage afforded to the additional covered party only applies to the extent permitted by law;
2. If coverage or additional covered party status is required by contract:
A. Coverage afforded to the additional covered party will not be broader than that which the city is
contractually required to provide; and
B. The most LMC /T will pay on behalf of the additional covered party is the lesser of either: 1) the limit
of coverage required by the contract; or 2) the Limits of Coverage otherwise available as specified
in Section III - Limits of Coverage. This endorsement shall not increase the applicable Limits of
Coverage shown in the Declarations or as specified in Section III - Limits of Coverage.
All other terms and conditions remain unchanged.
LMCIT ME057 (01 /95)(Rev. 11/15) Page 1 of 1
COVENANT NUMBER: CMC 1002979 -4
DEFINITION OF CITY ENDORSEMENT
It is understood and agreed that city is amended to include:
Columbia Heights Economic Development Authority; Columbia Heights Housing and Redevelopment Authority
All other terms and conditions remain unchanged.
LMCIT ME063 (11/95)(Rev. 11/01) Page 1 of 1
COVENANT NUMBER: CMC 1002979 -4
COMPREHENSIVE MUNICIPAL LIABILITY COVERAGE
In consideration of the premium charged, it is understood and agreed that the Declarations and Section II - Who Is
Covered are amended to include:
Columbia Heights Economic Development Authority; Columbia Heights Housing and Redevelopment Authority
for all coverage where ❑ is X'd above.
All other terms and conditions remain unchanged.
LMCIT ME066 (11/96)(Rev. 11/11) Page 1 of 1
Coverage A
Municipal Liability
❑
Coverage A
Municipal Liability, but only for Bodily Injury, Property Damage or Personal Injury
❑
Coverage A
Municipal Liability, except for Bodily Injury, Property Damage or Personal Injury
❑
Coverage B
Medical and Related Expense
0
Coverage C
Automobile Liability - Bodily Injury and Property Damage
0
Coverage D
Land Use and Special Risk Litigation
0
Coverage E, F
Uninsured and Underinsured Motorists Coverage and Basic Economic Loss Benefits
Coverage
In consideration of the premium charged, it is understood and agreed that the Declarations and Section II - Who Is
Covered are amended to include:
Columbia Heights Economic Development Authority; Columbia Heights Housing and Redevelopment Authority
for all coverage where ❑ is X'd above.
All other terms and conditions remain unchanged.
LMCIT ME066 (11/96)(Rev. 11/11) Page 1 of 1