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HomeMy WebLinkAboutDecember 8, 2008 Work Sessione;,~,~, L. l'eieren,v CITY OF COLUMBIA HEIGHTS ra;ar Councilmembcrs I2oGei7.4. 4Yilliunzr 590 40th Avenue NE, Columbia Heights, MN 55421-3878 (763)706-3600 TDD (763) 706-3692 Brace Nowroeki Tammera Drebm -~isit otar wehsite at: wrwv.cicoku~ibin-keights.nm.us Bruce Kel~eaher8 City Manager Gf~a(1erR. Fehrt ADMINISTRATION NOTICE OF CITY COUNCIL MEETING to be held in the CITY OF COL UMI3IA HEIGHTS as follows: Meeting of: COLUMBIA HEIGHTS CITY COUNCIL Date of Meeting: MONDAY, DECEMBER 8, 2008 Time of Meeting: 6:00 P.M. TO 7:00 P.M. Location of Meeting: CONFERENCE ROOM 1 Purpose of Meeting: WORK SESSION AGENDA: Housing Fll~ancial Strategies for 2009 The City of Columbia Heights does not discriminate on the basis of disability in the admission or access to, or treatment or employment ire, its services, programs, or activities. Upon request, accolnmodatiolz will be provided to allow individuals with disabilities to participate in all City of Columbia Heights' services, programs, and activities. Auxiliary aids for handicapped persons are available upon request when the request is made at least 96 hours in advance. Please call the City Clerk at 763-706-3611 to make arrangements. (TDD/706-3692 for deaf or hearing impaired only) Sheffield Neighborhood Action flan (SNAP} Both Police and the Community Development departments have made significant efforts in the Sheffield Neighborhood; both. recently and in the past. Historically this area has been. slated for redevelopment, a few redevelopment plans Have been adopted, and even a TIF district was established for a target area within the redevelopment area. Staff has developed a Sheffield Neighborhood Action Plan (SNAP} that attempts to put past plans into action working closely with the Police Department on these efforts. The SNAP is attached for review and discussion. Along with the SNAP is a financial analysis for this program. Financial Analysis If the Council is desirous of acquiring a significant number of foreclosed properties in the Sheffield neighborhood the issue of identifying funding source(s) becomes the first challenge. One of the options far the Council is to expand and amend the K-Mart Tax Increment District and use un-obligated tax increment proceeds as a source for housnig acquisitions. Staff has worked with Ehlers to complete an initial projection as to the amount of money that could be capitalized, as this district runs for an additional 12 years. Attached are projections that will be discussed at the meeting in addition to several other issues associated with implementation. Some of the key issues will be the need to qualify the Sheffield neighborhood under the state guidelines defining substandard properties, conh•acting professional. services to complete the aforementioned studies, memorializing up-coming demolitions as qualified substandard properties, inter- fund loans for possible future acquisitions and other similarly related topics. Based on tax increment rules this amendment must be made by JunelJuly of 2009, which is the deadline date for district modifications. Community Development Block Grant (CDBG} The deadline for CDBG funds is January 15, 2009. Staff recommends applying for these funds to use in the Sheffield Area for demolition costs of houses that the City purchases. Greater Metropolitan Housing Corporation (GMHC) Although the City's Economic Development Authority (EDA) will need to be the entity to take action on future Greater Metropolitan Housing Corporation (GMHC) contracts, staff wanted. the Council to be aware of the January 2009 actions that will be reviewed. These actions are: 1) Allocation to the Rehabilitation Loan Fund 2) Allocation to the Single Family Deferred Loan Program 3) GMMC Contract for Services 4) Issues associated with the existing 3805 2"d St. contract between GMHC and the EDA The City's Housing Fund balance sheet (the primary source for GMHC expenditures) in addition to reports illustrating the use of these funds is attached. Updated Foreclosure Map As of December 3, 2008 the city now has 442 foreclosures. Attachments: County NSP plan SNAP Memo from Ehlers GMHC info~7nation Foreclosure map Other maps THE NSP SUBSTANTIAL AMENDMENT Jurisdictions}: Anoka County, Minnesota Jurisdiction Web Address: u~~t-~~~. ar~okrrcouf~fy. 2~s NSP Contact Person: Karen Skepper Address: 2100 Third Avenue, Ste 700 Anoka, MN 55303 Telephone: 763-323-5709 Fax: 763-323-5682 Email: karen.skeppcr~a co.anoka.mn.~€s SUMMARY The Housing and Economic Recovery Act (HERA) appropriated $3.92 billion of emergency assistance for the redevelopment of abandoned and foreclosed homes and residential properties. Unless HERA states otherwise, the grants are considered Community Development Block Grant (CDBG) funds. The grant program under Title III of Division B is referred to as the Neighborhood Stabilization Program (NSP}. HERA establishes the need, target areas and limits the eligible uses of NSP funds. The NSP allacation for Anoka County is $2,377,310. The U.S. Department of Housing and Urban Development (HUD) is defining the application process for NSP funds as a substantial amendment to Anoka County's 2008 One Year Action Plan. This funding is a special one time allocation of CDBG funds. Anoka County intends to use NSP funds to create permanent housing opportunities meeting NSP eligible activities and household income guidelines within the identified areas of "greatest need". Those areas have been determined by Federal Census Tract/Block groups and are outlined within the Anoka County NSP Action Plan. Anoka County will. allocate $594,330 to meet the needs of households at or below 50% of the area median income through homeownership activities working with local organizations and non-profits. The County will address foreclosed, vacant and abandoned properties in the following ways: set aside $300,000 for second mortgage financing for households to purchase homes; $400,000 for the acquisition of properties deemed blighted and in need of demolition; and, $845,249 to acquire properties in need of rehabilitation and resale. All eligible households must be at or below 120% area median income and complete 8 hours ofpre-purchase housing counseling. All properties acquired will be sold to an income-qualified household directly or in conjunction with local government or a non-profit organization to ensure long-term affordability and no-profit gain requirements. In addition, $237,73 l will be used. for program administration of NSF fimds throughout the next four years. Information regarding Anoka County's federal Neighborhood Stabilization Program is located at: www.anokacounty.us,'communitydeveiopm€;nt HISTQRY Anoka County has seen an increase in mortgage foreclosures. Sheriff Sales have been on the rise wvhile redemptions of mortgages have slowed. The chart below provides historical data for the past three years: 2006 2007 2008 (through 3"' Quarter) Sheriff Sales 843 1671 1821 Redemptions 166 83 30 Anoka County's Community Development Department created a tracking system in 2006 when it became evident that foreclosures were rising significantly. The department obtains copies of the sale notices from the Anoka County Sheriff's Deparhnent and enters them into a data base. The information obtained has become a resource for local municipalities interested, on a community level, in tracking homes that were at risk of abandonment as well as monitoring those homes for public 1lealth and safety issues. The Community Development Department continues to track this information and provides a monthly update to interested parties. ,4. AREAS OF GREATEST NEED The Census Tract/Bloclcs identified below are located in the Anoka County jurisdiction and have met the criteria outlined below as having the greatest need. These areas will be targeted for the use of Anoka County NSP funds. The cities with identified areas of greatest need make up 13 of the 21 communities in Anoka County. 0504002 0 0505043 0505041 0505042 0505054 City of Bethel ~asalo82 City of Blaine 0508073 0508081 0508082 050$102 0508113 ~ea_. ,.o n,.r,,..~h;., An;rrhfc ~.,aa va ~.,v.u..ari 0513021 a.a ~~...-..... 0513022 0513042 0513051. 0513052 0514001 0514002 0514003 0514004 051.5011 0515012 0513041 ~.aar va a..vv.a ~. 0506021 ~ ...~ 0506022 0506052 0506054 0506071 0506072 0506073 0506074 0506081 0506104 0506105 0507021 0507022 0507041 0507042 0507043 0507044 0507045 0507062 0507063 0507101 0507102 0507103 0507104 0507111 0507115 0507124 City of East Bethel___ [- 0501092 050111 t.tty oz r rime 0511014 0511012 0511031 0511032 0512013 0512011 051201.2 0512062 0512061 0513041 City of Hillto 0513053 City of Lexin ton _ 0509011 0509012 Cif of Qak Grove ~_ 0501152 Cit of Ramsey 0502271 0502281 0502282 Cit of S rm Lake Park 0510012 City of Anoka 504403 0505011 0505014 0505012 City of St. Francis 0501071 0501081 05010$2 B. DISTRIBUTIONAND USES OF FUNDS HERA 2301(c}(2) requires that we determine greatest need through the evaluation of percentage of home foreclosures, the highest percentage of homes financed by subprime mortgages and the likelihood of any significant rise in foreclosures. Anoka County used the following methodology to complete this evaluation: 1. tlnoka County determined areas of b eatest need by using the following data: a. Total amount of properties foreclosed upon in the years 2007 and' 2008 b. USPS Residential Vacancy Rate and c. HMDA High-Cost Loan Rate. 2. Information was compiled and weighed to show risk 3. Evaluated risk data with the information against: a. Estimated Foreclosure/Abandonment Risk Score b. Predicted 18-month underlying program foreclosure rates c. Total number of foreclosures by city 4. Using the weighed data against the risk score and predicted foreclosure rates allows us to meet the 2301(c}(2) criteria. The areas identified by the County as "greatest risk" were consistent with all data reviewed. Anoka County detern~ined the areas of greatest need by census tract and blocks groups and has identified tracts within 13 of our 21 cities and toumships. Anoka County will administer the three activity types described in this document within those areas of greatest need. The County will only participate in projects of acquisition and demolition in those census areas that meet aloes-to-moderate income level of 51%. This will give those areas an opportunity to redevelop housing that has become aged and is no longer cost effective to maintain. In addition, removing blight from those neighborhoods will benefit them by slowing or halting the decline of property values. C. DEFINITIONS AND DESCRIPTIONS Definition of "blighted structure" in context of state or local la~v. A "blighted structure" will be defined as a structure which, by reason of dilapidation, obsolescence, overcrowding, faulty arrangement or design, lack of ventilation, light and sanitary facilities, excessive land. coverage, deleterious land use, or any combination of these or other factors, is detrimental to the safety, health, morale, or welfare of the community Definition of "affordable rents." The approved 2005-2009 Anoka County Consolidated. Plan. defines "affordable rents" as those at or below the applicable Fair Market Rent (FMR) far the Minneapolis/St.Paul Metropolitan P.rea as defined by HLTD. This definition of affordable rents will also be used for any Anoka County NSP-assisted rental units. Continued affordability for NSP assisted housing. Anoka County «~ill ensure continued affordability by requiring the use of an enforcement document against each piece of real property. The County will secure a Repayment Agreement for not less than 10 years on all properties receiving assistance of $10,000 or less. All units receiving assistance greater than $10,001 will bald a Declaration of Covenants against the property with along-term affordability component meeting ar exceeding HOME hivestment Partnerships standards. Affordability standards will be as follows: NSP-assisted homeowner or rental units including acquisition andlor rehabilitation of: 510,001 - $44,000 will require continued affordability far 15 years. A unit assisted with NSP greater than 540,001 will require continued affordability for 20 years. Acquisition of new rental units or construction of new rental units will mandate an affordability period of not less than 20 years at any funding Level. All units will be monitored for continued affordability during their required period. Repayment Agreements will be subject to the Anoka County Subordination Policy in the event a homeowner chooses to sell, ref Hance or transfer the title of the real property. h1 the event a homeowner does Hat fulfill the 10-year period of affordability, repayment to the NSP program will be required and funds will be used for another NSP-eligible unit. All units subject to a Declaration of Covenants will be maintained as affordable housing until said Declaration is satisfied. All rental housing created will be subject to ongoing monitoring of its physical condition and adherence to Housing Quality Standards (HQS) far its predetermined period of affordability. Monitoring of NSP properties will follow HOME standards requiring that: properties of 1-4 units be monitored every 3 years; 5-25 unit properties be monitored every 2 years; and, properties with 26 or more units be monitored annually. If NSP funds assist a property that was previously assisted with HOME funds, but on which the affordability restrictions were terminated through foreclosure or transfer in Lieu of foreclosure, Anolca County will revive the HOME affordability restrictions for either the remaining period of HOME affordability or the continuing affordability requirements of the NSP notice, whichever is greater. Anoka County will require that all NSP-assisted homebuyers complete the Hame Stretch pre- purchase workshops conducted by the Anolca County Community Action Program (ACCAP). ACCAP is aHUD-Certified Housing Counseling Agency that works with residents to meet pre-purchase, post-purchase, foreclosure and reverse mortgage needs. ACCAP administers the Horne Stt•etcl~ program which is astate-wide pre-purchase workshop that offers home buyer counseling. If a home buyer is unable to attend the workshop at the ACCAP office, Hotaae .Stretch maybe completed at another HUD-Certified Housing Counseling Agency, but the homebuyer must provide documentatiat>/certification that the class was completed with a certified organization. Housing rehabilitation standards That will apply to NSP assisted activities. NSP-assisted housing units will be rehabilitated in accordance with State of Miiuiesota Building, Electrical, and Plumbing Codes. In addition, all homes will meet HUD's Section 8 Housing Quality Standards (HQS). The County, working with housing inspectors and/ar city building officials, will review the physical condition of each property and determine if the unit meets HQS. Many of the foreclosed and vacant housing units do not have occupancy certificates and will need to be rehabilitated before an occupancy certificate can be issued. h1 4 order to regain those certificates, all code violations must be corrected and health and safety deficiencies satisfied. Anoka County will incorporate energy efficiency standards into its rehabilitation standards making cost effective improvements to insulation and heating units including furnaces, boilers and water heaters. The County currently has a Energy Rehabilitation program in place and will work with all NSP homes to improve heating unit efficiencies. D. LOIi~hR!COME TARGETING Anoka County will use at least 25°l0 of NSP finids to purchase and rehabilitate vacant and foreclosed properties far housing that serves persons at or below 50% of the area median income. It is anticipated that a minimum of $594,330 will be used for this pui-pose. The County intends to create homeownership opportunities far those at or below the SO% of the area median income by partliering with affordable housing providers such as our local Community Action Program, local Land Trust Program and organizations such as Habitat for Humanity. Using affordable housing organizations will allow the units assisted with NSP funds to be matched with families looking to acquire permanent housing. The non-profit partnership provides families with a contact and resource to help in the event issues arise that may impact fl1e stability of their homeownership. Anoka County is also working with local mental. health and social service providers to create permanent supportive housing opportunities. NSP assisted rental housing would target households specifically that have income less than 50% AMI and services that would allow for ongoing operating cost. The Anoka County Continuum of Care is aware of NSP funding and has been encouraged to submit permanent housing projects that would benefit the goals and activities stated in their Exhibit One document. Additional assistance to households at or below 50% of the area median income is available through incentive financing or demolition activities. Although eve are anticipating the greatest amount of assistance to these households tluough purchase and rehabilitation activities it is likely that we will assist beyond our 25% requirement through these other opportunities. E. ACQUISITIONS ~ RELOCATION Anoka County does intend to demolish a certain number of dwelling units. Of these units, none are anticipated to have had an affordability covenant; however, same may have been previously occupied and/or owned by low and moderate income households. Anoka County does not intend to convert any low and moderate income dwelling units. It is expected that Anoka County, using $400,000 of the original program allocation, could demolish 3 to 5 properties. The County will assume properties located inlow-mod areas will meet the affordable housing definition as set by HUD. IC is the County's intent to redevelop these properties with new permanent housing for households at or below 120% of the area median income. It is anticipated that Anoka County will work with Habitat for Humanity or the Anoka County CAP/Corrections programs to build new permanent homeownership opportunities for low-to-moderate income households. The income guidelines for a program such as Habitat would allow Anoka County to place a household with an income at or below 50% of the area median in these redeveloped units. It is expected that 2 to 3 cleared properties could meet the needs of households at the low income level. 5 F. PU$LIC CORL~tIENT • The publication for the 15-day connnent period was noticed in the Anoka Caurtty Uttiarr from October 31, 2008 through November 14, 200$. • The Substantial Amendment to the 2008 Action Plan was posted an the Anoka County web page at ~j-~;~~v.anoltiacounrir.us from October 31, 2008 until November 14, 2008 There was 1 comment received during our comment period. This connnent is attached to this NSP Application. The comment received was taken into consideration by the Anoka County Housing and Redevelopment Authority Board of Trustees at their board meeting on November 18, 2008. The draft NSP Substantial Amendment will retrain on our Anoka County Community Development web page during the first quarter of 2009 for citizen identification of any changes made. G. N~SPI1'VFDRItl4TION13S'ACTIT~ITY Activity 1 of 4: {1) Activity Name: Anoka County Incentive Program (2) Activity Type: 13 Direct Homeownership Assistance (3} National Objective: LMl-I -Low Mod (lousing for persons meeting the low/moderate/middle income definition as defined in the NSP Notice (4} Activity Description: Funds will be used as a second mortgage financing tool to purchase homes in standard condition within areas of greatest need. Anoka County will award grants in the amount of $10,000 for income-eligible households to purchase single family homes that are foreclosed and vacant. This is a homeownership activity with a 10-year affordability period. Interested participants will be required to complete the Home Stretch pre-purchase workshops with aHUD-Approved Housing Counseling Agency. Tllis program will be used to not only fill homes that are currently vacant but provide additional buying power to households in the low-to-moderate income levels. Using $10,000 towards principle buy dawn reduces tl~e monthly housing payment and overall long-term interest paid. (5} Location Description: The County will target neighborhoods that have been identified as "areas of greatest need". By using information provided by local municipalities and NSP program data, we will target those census hacks and blocks that have identified high foreclosure rates, vacancy rates and high cost loans. City of Anoka 0504002 0504003 0505011 0505014 0505012 0505043 0505041 0505042 0505054 City of Bethel _ osola82 ~ City of BIaine _0508073 0508081 0508082 0508102 0508113 Ci of Columbia Hei hts 0513021 0513022 0513042 0513051 0513052 0514001 0514002 0514003 0514004 0515011 0515012 0513041 City of Coon Ra i ds 0506071 0506021 0506022 0506052 0506054 0506072 0506073 0506074 0506081 0506104 0506105 0507021 0507022 0507041 0507042 0507063 0507043 0507044 0507045 0507062 0507101 0507102 0507103 0507104 0507111 0507115 0507124 City of East Bethel 0501092 0501111 City of Fridle 0511014 0511012 0511031 0511032 0512013 0512011 0512012 0512062 0512061 City of I3illto 0513053 _ City of Lexington __ _0509011 0509012 Cit of Oak Grove 0501152 -- City of Ramse ~050~271 0502281 4502282 City of SLrin Lake Park x0510012 Cat of St. Francis 0501071 0501081 6501482 (6} Performance Measures LMH/Households. The total number of households expected to be served is 30. It is expected that most households assisted will be at income levels fron151°lo to 120% of the area median income. Anoka County will also market the program to meet the needs of households less than 50% of the area median income for the purchase of affordable properties. (7) Total Budget: $300,000 {8) Responsible Organization: Anoka County Housing and Redevelopment Authority (ACHRA} will be the responsible organization for this program. The ACHRA is located at 2100 Third Avenue, Suite 700, Anoka, MN 55303. Contact: Kate Thunstrom, CDBG Coordinator 763-323- 5714. ACHRA will work with local homebuyer programs to infoizn interested households of opportunities to purchase homes with NSP assistance. (9) Projected Start Date: 02/01/2009 (10} Projected End Date: 0613 0120 1 2 (11) ~ecific Activity Requirements: Anoka County will require all homeowners using the Incentive Fund program to obtain properties at no less than 5% of the Appraised Value as determined by an appraiser assigned by Anoka County. Affordability requirements will he placed upon the property in the form of a Repayment Agreement for 10 years at zero interest. If the homeowner chooses to refinance, sell or transfer title within 10 years, the NSP agreement will be called due. If a purchaser remains in the home through 10 years, the agreement will be forgiven in the 11 °i year. Activity 2 o f 4: (1) Activity Name: Anoka County Invest in Neighborhoods Program (2) Activity Type: O1 Acquisition (to include rehabilitation of substandard units and resale) (3) National Objective: Anoka County will meet the low/mod/middle income defi~~ition of all participants and fulfill the requirement that 2S% of NSP funds be used for persons at or below 50% of the area median income. (4) Activity Description: Funds will be used to acquire residential housing that has been foreclosed upon, is vacant and in substandard condition. Anoka County will rehabilitate those units repairing health, safety and code deficiencies. Once a unit has been repaired and restored to decent and sanitary conditions, the County will sell the unit to a 120% AMI or less income-qualified Household or a nan-profit organization. To meet the needs of households at or below 120% AMI, Anoka County will create homeownership opportunties tln-ough direct sale to income qualified Households arad/or non- profitorganizations. Anoka County anticipates it will assist households below SO% of the area median income for homeownership opportunities. To aid our targeting, we will parhler with nonprofit organizations who currently meet the needs of households at lo~v and moderate income levels. Parhzership opportunities with affordable housing organizations allow the Anoka County program to place as many households as possible in permanent housing. Anoka County is working with local non-profits that are looking for assistance to create affordable rental opporhuzities to households at or below 50% AMI. We Dave had ongoing discussions with the Anoka County Human Services Department and the Continuum of Care to purchase a foreclosed and vacant multifamily building to create permanent housing opportunities for very low income households. This activity would assist in the requirement to provide Housing opportunities for those at or below SO% AMI. (S) Location Description: The County will target neighborhoods that have been identified as "areas of greatest need". By using information provided by local municipalities and NSP program. data, we will target those census tracks and blocks that have identified high foreclosure rates, vacancy rates and high cost loans. Cit of Anoka 0504002 0504003 0505011 0505014 0505012 0505043 0505041 0505042 0505054 City of Bethel 0501082 City of Blaine ,0508073 0508081 0508082 0508102 0508113 Ci of Columbia Heights OS1302I 0513022 0513042 0513051 0513052 0514001 0514002 0514003 0514004 0515011 0515012 0513041 9 laity OI 1;00n Ka 0506021 Iu5 0506022 0506052 0506054 0506071 0506072 0506073 0506074 0506081 0506104 0506105 0507021 0507022 0507041 0507042 0507043 0507044 0507045 0507062 0507063 0507101 0507102 0507103 0507104 0507111 0507115 0507124 City of East Bethel 0501092 0501111 Cit of Fridle 0511014 0511.012 0511031 0511032 0512013 0512011 0512012 0512062 0512061 City of Hillto~_ 0513053 __ Cit of Lexin ton _ _0509011 ~ 0509012 City of Clak_Grove 0501152 Cit of Ramsey 0502271 0502281 0502282 Cit = of S ring Lake Park OS1001z' City of St. Francis 0501071 0501081 0501082 (6) Performance Measures LMH/Housing Units. Anoka County expects to purchase and rehabilitate an estimated 11 units with the initial funding allocated. It is anticipated that the County will obtain and recycle program income revenues to further this program with the intent of assisting an estimated 20 units. (7) Total Budget: 51,439,579 (5594,330 for permanent housing units for those at or below 50% of the area median income and $845,249 serve households 0 to 120% of the area median income) (8) Rest~onsible Organization: Anoka County Housing and Redevelopment Authority (ACHRA) will be the responsible organization. The ACHRA is located at 2100 Third Avenue, Suite 700, Anoka, MN 55303. Contact: Kate Thunstram, CDBG Coordinator 763-323-5714. (9} Projected Start Date: 02/01/2009 (10) Projected End Date: 06!30/2012 (11) SUecific Activity Requirements: Anoka Cavity will purchase properties at a discount ranging between 5% and 15% below the appraised price. Once a property is secured, the Gount~,~ evil! ensure long-teen affordability by placing a Declaration of Covenants and Restrictions against flee property. Based on the amount of NSP funds invested in the home, the declaration will be 10 to 20 years in length. If the Name meets the needs of a household at or below the SO°!°, the declaration will require any changes in property ownership to also meet the same income level. This may require that Anoka County have right of first refusal to adequately meet this NSP requirement. 10 Activity 3 0~'4: (1) Activity Name: Anoka County Redevelopment Program (2) Activity Type: 04 Demolitions and Land Bank (3) National Objective: Properties to be demolished will be properties that are in a LMA as defined by CDBG and not less than 51% low mod by census. (4) Aetivi Description: Through this activity, Anoka County intends to purchase units that are substandard and not suitable for rehabilitation. Anoka County ~;fill take the necessary steps to demolish the stz'ueture, secure utilities and remove any debris, waste or environmental hazards. At that time vacant land will be held far up to 8 years, or until the oppoa-tunity to redevelop affordable housing, whichever is first. Anoka County will target the redevelopment program towards identified census h•act/blocks that are 51 %LMA to benefit the surrounding properties by removing blight and allowing new housing to occupy those sites. The County will. purchase properties that require extensive rehabilitation beyond cost effective measures and that Yneet the definition of blight. t4noka County will consider proposals for redevelopment by local organizations and municipalities. It is anticipated that these lots may be redeveloped by non-profit organizations using other funding mechanisms such as HOME funds. (5) Location Description: The County will target neighborhoods that have been identified as "areas of greatest need" and qualify as 51% LM. By using information provided by local municipalities and NSP program data, we will target those census tracks and blocks City of Anoka 0504002-73.9% 0505054-54.4% 0505011- 53.5% 0505014- 78.1% 0505012- 62.9% 0505043- 57.1% City of Bethel 0501082 -51.7% City of Columbia Heights 0515012- 69.9% 0513022-63.6% 0513041-51.3% 0514004-61.9% 0513052-59.4% 0514001-53.3% 0514002-57.5% 0515011-52.9% Ci of Coon Ra ids 0506105-52.7% 0507063-57% 0506074-54.9% 0506081-55.9% Cit of Fridle 0512011-51.4% 0512012-62.5% 0512061-62.6% 0511033-51.1% 0512013-58.9% Ci of Hillto Cit of Lexington Cit of St. Francis 0513053 -75.9% 05090 1 1-6 1.6% 0501081-55.6% (6) Performance Measures LMAIHousing Units. Anoka County expects to assist 5 to 10 housing units tivithin LMA. as defined by Census data using the initial program budget and possible program revenues. (7) Total Budget: $400,000 11 (8} Responsible Organization: Anoka County Housing and Redevelopment Authority (ACHRA) will be the responsible organization. The ACHRA is located at 2100 Third Avenue, Suite 700, Anoka, MN 55303. Contact: Kate Thunstrom, CDBG Coordinator 763-323-5714. (9} Projected Start Date: 02/01/2009 (10) Projected End Date: 06/30/2012 (11} Specific Activity Requirements: Anoka County will purchase the properties at a discount ranging from 5% - 15% below the appraised price. Once a property is secured, the County tivill ensure long-term affordability by placing a Declaration of Covenants and Restrictions against the property. Redevelopment of this property will result in new constiliction. To meet HOME standards, the enforcement document will be 20 years in length. If the home meets the needs of a household at or below the SO%, the declaration will require tlrat airy changes in property ownership also meet the same inca~ne level criteria. This may require that Anoka County have right of first refusal on the property to adequately meet this NSP requirement. 12 Activity 4 of ~: (1) Activity Name: Program Administration (2) Activity Type; 21A NSP Program Administration (3) National Objective: NA -all program administration will be used in the direct administration of the NSP program. (~} Activity Description: Anoka County has set aside the allowable amount of program administration for the direct responsibilities and expenses associated with the NSP program. (5) Location Description: NA (6) Performance Measures: NA (7) Total Budget: $237,731 (8) Re~onsible Organization: Anoka County Housing and Redevelopment Authority (ACT-I1tA) will be the responsible organization. The ACHRA is located at 2100 Third Atirenue, Suite 700, Anoka, MN 55303. Contact: Karen Skepper, Community Development Manager 763-323-5709. (9) Projected Start Date: 1OJ01/2008 (10) Projected End Date: 06/30/2012 (11) Specific Activity Requirements: NA 13 _.._ _....,..., ,-...., oP.ts AoDrovea No. ao~s-pope _ Version 7/03 HYt'L{4HIIVIV rvrc FEdERAL ASSISTANCE 2. DATE SUBMITTED November 24, 2008 A 6cantidentifier PP B-OS-UG-27-0002 1. TYPE OF SUBMISSION: 3. DATE RECEIVED BY STATE State Application Identifier Application Pre-application DATE RECEIVED BY FEDERAL AGENCY Federal {dentifier 4 . _ ~ Construction ~: Construction / Non-Construction ~ Non-Construction 5. APPLICANT INFORMATION Or anizational Unit: Legal Name: Department: Anoka County Community Development Organizational DUNS: Division: Governmental Services 07-177-1083 Name and telephone number of person to be contacted on matters Address: invaiving this application ( ive area code) Street: Anoka County Government Center, STE 700 Prefix: First Name: Karen 2100 3rd Avenue Middle Name City: Anoka L County: Last Name gkepper Anoka State: Minnesota Zi Code p 55303 Suffix: Communit Deuelo ment Mana er Gountry: S A U Email: karen.skepper@co.anoka.mn.us . . . 6. EMPLOYER IDENTIFICATION NUMBER (E/N): Phone Number (give area code) Fax Number (give area code} ®0'©~©~~0~ 763-323-5709 763-323-5682 TYPE OF APPLICANT: (See back of form for Application Types} 7 8. TYPE OF APPLICATION; . p` New ~j Continuation II I Revision COUNTY If Revision, enter appropriate letter(s) in box(es) ther s eci (P f1') See back of form for description of letters.} ^ ^ Other (specify) 9. NAME OF FEDERAL AGENGY: Department of Housing and Urban Development (HUD) 10. CATALOG OF FEDERAL DOMESTIC ASSISTANCE NUMBER: 11. DESCRIPTIVE TITLE OF APPLICANT'S PROJECT: ® ~~® Neighborhood Stabilization Program (NSP) -Providing emergency d o _ assistance for the redevelopment of abandoned and foreclose TITLE (Name of Program}: properties. CDBG /NSP 12. AREAS gFFECTED BY PROJECT (Cities, Counties, States, efc.): ANOKA COUNTY PROPOSED PROJECT 13 14. CONGRESSIONAL DISTRICTS OF: . Start Date: Ending Date: 2012 November 24 a. Applicant b. Project MN Districts 3-5-6 MN Districts 3-5-6 , November 24, 2008 IS APPLICATION SUBJECT TO REVIEW BY STATE EXECUTIVE 18 15. ESTIMATED FUNDING: . RDER 12372 PROCESS? THIS PREAPPLICATIONIAPPLICATION WAS MADE a. Federal 2,377,310 ~ a. Yes. (~ AVAILABLE TO THE STATE EXECUTIVE ORDER 12372 PROCESS FOR REVIEW ON b. Applicant c. State DATE: 12372 O OVERED BY E . . ] PROGRAM IS NOT C d. Local b. No. ~ NOT BEEN SELECTED BY STATE ~ OR PROGRAM HAS ~ e. Other FOR REVIEW THE APPLICANT DELINOUENT ON ANY FEDERAL DEBT? f. Program Income 17. IS g. TOTAL 2,377,310 ~ ~ Yes If "Yes" attach an explanation. ~ No 18. TO THE BEST OF MY KNOWLEDGE AND BELIEF, ALL DATA IN THIS APPLIGATION/PREAPPLICATtON ARE TRUE AND CORRECT. THE VERNING BODY OF THE APPLICANT AND THE APPLtCANT WILL COMPLY WITH THE DOCUMENT HAS BEEN DULY AUTHORIZED BY THE GO TTACHED ASSURANCES IF THE ASSISTANCE IS AWARDED. a. Authorized Re resentativa _ Middle Name Prefix First Name D. Commissioner Dennis Last Name uffix Berg .Telephone Number (give area code) . Title C it-Anoka County Board of Commissioners 763-323-5700 . Signet epf Authorized Repre~sentatjve .Date Signed ~f^ ~~~~ ~, Previo s dition Usable Prescribed by OMB Circular A-102 Authorized for Local Reproduction ~ERTIFICATI(JNS (1) Affirmatively furthering fair housing. The jurisdiction will affirmatively further fair housing, which means that it will conduct an analysis to identify impediments to fair housing choice within the jurisdiction, take appropriate actions to overcome the effects of any impediments identified through that analysis, and maintain records reflecting the analysis and actions in this regard. (2) Anti-Iobbying. The jurisdiction will comply with restrictions on lobbying required by 24 CFR part 87, together with disclosure fo7-ms, if required by that part. (3) Authority of Jurisdiction. The jurisdiction possesses the legal authority to carry out the prob -ams far which it is seeking funding, in accordance with applicable HUD regulations and other program requirements. (4} Consistency with Plan. The housing activities to be undertaken with NSP funds are consistent with its consolidated plan, which. means that NSP funds will be used to Yneet tlae congressionally identified needs of abandoned and foreclosed homes in the targeted area set forth in the grantee's substantial amendment. (5) Acquisition anal relocation. The jurisdiction will comply with the acquisition and relocation requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended (42 U.S.C. 4601), and implementing regulations at 49 CPR part 24, except as those provisions are modified by tl~e Notice for the NSP program published by HUD. (6} Section 3. The jurisdiction will comply with section 3 of the Housing and Urban Development Act of 1968 (12 U.S.C. 1701u), and implementing regulations at 24 CFR part 135. (7) Citizen Participatioai. The jurisdiction is in full compliance and following a detailed citizen participation plan that satisfies the requirements of Sections 24 CPR 91.105 or 91.115, as modified by NSP requirements. (8) Follativiug Pian. The jurisdiction is fallo~=ping a current consolidated plan (or Comprehensive Housing Affordability Strategy) that has been approved by HUD. (9) Use of funds in 18 months. The jurisdiction will comply with Title III of Division B of the Housing and Economic Recovery Act of 2008 by using, as defined in the NSP Notice, all of its grant funds within 18 months of receipt of the grant. (10) Use NSP funds 5120 of A11ZI. The jurisdiction will comply with the requirement that all of the NSP funds made available to it will be used with respect to individuals and families whose incomes do not exceed 120 percent of area median income. (11} Assessments. The jurisdiction will not attempt to recover any capital costs of public improvements assisted Frith CDBG fiu~ds, including Section 108 loan guaranteed funds, by assessing any amount against properties owned and occupied by persons of lo«f- and moderate- income, including any fee charged or assessment made as a condition of obtaining access to such public improvements. However, if NSP fluids are used to pay the proportion of a fee or assessment attributable to the capital costs of public improvements (assisted iu part with NSP funds) financed from other revenue sources, an assessment or charge maybe made against the 15 property with respect to the public improvements financed by a source other than CDBG funds. h1 addition, with respect to properties owned and occupied by moderate-income (but not low- income) families, an assessment or charge maybe made against the property with respect to the public improvements financed by a source other than NSP fiends if the jurisdiction certifies that it lacks NSP or CDBG fiords to cover the assessment. (12) Excessive Force. The jurisdiction certifies that it has adapted and is enforcing: (1) a policy prohibiting the use of excessive force by law enforcement agencies within its jurisdiction against any individuals ealgaged innon-violent civil rights demonstrations; and (2} a policy of enforcing applicable State and local laws against physically bairulg entrance to or exit from, a facility or location that is the subject of such. non-violent civil rights demonstrations within. its jurisdiction. (13) Compliance with anti-discrimination laws. The NSP grant will be conducted and administered in conformity with title VI of the Civil Rights Act of 1964 (42 U.S.C. 2000d}, the Fair Housing Act (42 U.S.C. 3601-3619), and implementing regulations. (14) Compliance with lead-based paint procedures. The activities concer7ling lead-based paint will comply with the requil•ements of part 35, subparts A, B, 1, K, and R of this title. (15) Compliance with IaFVS. The jurisdiction twill comply with applicable laws. Dennis D. Berg ~ Date Chair Anoka County Board of Conunissioners Title 1G NSP Substantial Amendment Checklist For tl7e~u~~oses of expeditit~~g review, HUD asks tJzct,t applicants Sitbrttit t1~e folloiwittg checklist alor~tg u~itl~ tJ~e NSP Substantial Antettcltnent artd SF-424. Contents of an lYSP Action Plan Substantial Amendment -- Jurisdietion(s}: Anoka County, Minnesota NSP Contact Person: Karen epper Lead Agency Address: 2100 3`d Avenue, STE 700 Jurisdiction Web Address: Anoka, MN 55303 ~a:tv~a~. attolcacot,tnt}~. tts Telephone: 763-323-5709 Fax.: 763-323-58682 En1ai1: karen.skep~er(cx~?co.anoka.mn.us The elements in the substantial amendment required for the Neighborhood Stabilization Program are: A. AREAS OF GREATEST NEED Does the submission include sununary needs data identifying the geographic areas of greatest need in the grantee's jurisdiction? Yes® No[~. Verification found on pages 2=3. B. ~31STRIBUTIDNAND USES OF FUNDS Does the submission contain a narrative describing how the distribution. and uses of the grantee's NSP funds will meet the requirements of Section 2301(c)(2) of HERAA that funds be distributed to the areas of greatest need, including those with the greatest percentage of home foreclosures, with the highest percentage of homes financed. by a subprime mortgage related loan, and identified by the grantee as likely to face a significant rise in the rate of home foreclosures? Yes® NoC]. Verification found on page 3. Note: The grantee's nan-ative must address the three stipulated need categories in the NSP statute, but the grantee may also consider other need categories. C. DEFINITIONS AND DESCRIPTIONS For the purposes of the NSP, do the nan-atives include: a definition of "blighted stnichire" in the context of state or local law, Yes® NoO. Verification found on page 3. • a definition of "affordable rents," Yes NoC]. Verification found on page 3. o a description of how t11e grantee will ensure continued affordability far NSP assisted housing, Yes® No~. Verification found on page 4. 1.7 • a description of housing rehabilitation standards that will apply to NSP assisted activities? Yes® No~. Verification found on pages 44=5. D. INFORMATION BYACTIVITY Does the submission contain information by activity describing how the grantee will use the funds, identifying: + eligible use of fiends under NSP, Yes® NoO. Verification found on pages 7 9, 11 & 13. • correlated eligible activity under CDBG, Yes® No(~. Verification found on pages 7 9 11 8~ 13. • the areas of greatest need addressed by the activity or activities, Yes® No[~. Verifcation found on pages 7-11. • expected benefit to income-qualified persons or households or areas, Yes® NoO. Verification foYU1d on pages 8. 10 & 1.1. • appropriate performance measures for the activity, Yes® No~. Verification found on pages 8 10 & 11. amount of funds budgeted for the activity, Yes® No~. Verification found on pages 8 10, 11 c~. 13. • the name location and contact information for the entity that will carry out the activity, Yes® No~. Verification found on pages 8 10 12 & 13. • expected start and end dates of the activity? Yes® No[~. Verification found an pages 8 10, 12 & 13 . E. SPLCIFICACTIVITYREQ(IIREBIENTS Does each activity narrative describe the general tenors under which assistance will be provided, including: If the activity includes acquisition of real UroUerty, • the discount required for acquisition of foreclosed upon properties, Yes® NoO. Verification found on pages 8, 10 & 12. If the activit~~rovides financing, • the range of interest rates (if any), Yes® NoO. Verification found on pages 8. 10 & _l__2. 18 If the activit~t~rovides housing, • duration or term of assistance, Yes® NoQ. Verification found on pages 8, 10 & 12. • tenure of beneficiaries (e.g., rental or homeownership), Yes® No[~. Verification found on pages 7. 9 ~; 11. • does it ensure continued affordability? Yes® No~. Verification found on pages 8, 10 & 12. • does the applicant indicate which activities will count toward the statutory requirement that at least 25% of funds must be used to purchase and redevelop abandoned or foreclosed upon homes or residential properties for housing individuals and families whose incomes do not exceed 50°I° of area median income? • Yes® No~. Verification found on page 9. F. LO!!'IRrCOME TARGETING • Has the grantee described how it will meet the statutory requirement that at least 25% of fluids must be used to purchase and redevelop abandoned or foreclased upon Names or residential properties for housing individuals and families whose incomes do not exceed 50% of area median income? Yes® NoQ. Verification found on page 5. Has the grantee identified how the estimated amount of fluids appropriated or athenvise made available will be used. to purchase and redevelop abandoned or foreclosed upon homes or residential properties for housing individuals or families whose incomes do not exceed 50% of area median income? Yes® No~. Verification found on page 5 & 10. Amount budgeted = X594,330. G. DEhIOLISHh1ENT OR CONVERSION OF LO!!~ AND 1l2rODEItATE-INC0~41E UNITS Does grantee plan to demolish or convert any low- and moderate-income dwelling units? Yes® No~. (If no, continue to next heading) Verification found on page 5, 11 & 12. Does the substantial amendment include: • The number of low- and moderate-income dwelling uiuts-i.e., <SO% of area median income-reasonably expected to be demolished or converted as a direct result ofNSP-assisted activities? Yes® No~. Verification found on page 5 11 & 12. • The number of NSP affordable housing units made available to low- ,moderate-, and middle-income households-i.e., c120% of area median income- reasonably expected to be produced by activity and income level as provided for 19 in I7RGR, by each NSP activity providing such housing (including a proposed time schedule for commencement and completion)? Yes® NoQ. Verification found on page 5. • The number of dwelling units reasonably expected to be made available for households whose income does not exceed 50 percent of area median income? Yes® No[~. Verification found on page 5. H. PUBLIC COBIMENT PERICtD Was the proposed action plan amendment published via the grantee jurisdiction's usual metllads and on the hiternet for no less thal~ 15 calendar days of public continent? Yes® No~. Verification found on page 6. Is there a summary of citizen comments included in the final amendment? Yes® No^ Verification found on page G and attachment fallawina checklist. I. ~VEBSITE PUBLICATION The following Documents are available on the grantee's website: • SF 424 Yes® No[~. • Proposed NSP Substantial Amendment Yes® NoC]. • Final NSP Substantial Amendment Yes® NoC]. • Subsequent NSP Amendments Yes^ No®• Website URL: ~v~vz~l.anokacounty.us K. CERTIFICATIONS The fallowing certifications are complete and accurate: (1) Affnnatively furthering fair housing Yes® Yes® No^ No^ (2) Anti-lobbying (3) Authority of Jurisdiction Yes® Yes No^ No^ (4) Consistency with Plan yes Nr°Q (5) Acquisition and relocation yes® N°Q (G} Section 3 (7} Citizen Participation Yes Yes® No^ No^ (8) Following Plan (9} Use of funds in 18 months Yes® Yes® No^ No^ (10) Use NSP fiords X120 of AMI (11) No recavery of capital casts tluu special assessments Yes® No^ (1.2) Excessive Force Yes® Yes No^ Na^ (13) Campliaiice with anti-discrimination laws Yes® No^ (14) Compliance with lead-based paint procedures Yes® No^ (15) Compliance with laws 20 Public Comment, received l l/14/2008 MICAH 122 West Franklin Avenue Suite 310 Minneapolis, MN. 55404 (612) 871-8980 November 13, 2008 Anoka County Community Development Department Karen Skepper 2100 3~d Avenue Suite 700 Anoka, MN. 55303- 5024 Dear Ms. Skepper, MICAH, the Metropolitan Interfaith Council on Affordable Housing, would like to thank Anoka County for the opportunity to comment on your Neighborhood Stabilization Program Pian. MICAH's mission is to create a metropolitan area where everyone without exception has access to a safe, decent and affordable place to call home. We represent over 100 congregations in the Metro area with an active North Chapter in Anoka County. The #ollowing are general comments we are providing on all the NSP plans in Minnesota followed by specific comments on the Anoka County Pfan. Recognizing that the vast majority of homeowners or renters in rental investment property that have experienced foreclosures are people of color andlor people with limited resources, we request that the NSP plan includes the following: 1. The majority of Home ownership opportunities and Rental Units should be far people with incomes that are 50% and below median income andlor people of color. 2. People currently residing in the targeted area should have the first opportunities to utilize housing made available through this program. 3. Use of funds far demolition and/or land banking should be kept to a minimum. No more than 10% of total funds. Priority should be placed on utilizing the land for housing development for people at or below 50% not on higher income housing or public andlor commercial facilities. 4. It is imperative these funds make affordable housing available again as soon as possible in our community. 5. Community based non profits and for profits and minority companies should be prioritized to receive contracts from the City/County receiving the funds. 2l 6. We request that the following options allowed by HUD are eligible uses of NSP funds in your plan. ELIGIBLE-USE SCENARIOS -HUD Web site 11.13-08 Can an NSP grantee offer NSP funding to a person whose home has been foreclosed in order to buy back the same home or another home? Can a nonprofit purchase a forectased home and salt it back to the original owner whose home was foreclosed? Nothing would prevent a grantee from taking these actions so long as the person receiving the NSP assistance meets the income qualifications. However, it is up to the grantee to decide whether this is an appropriate use of their funds. Gan NSP funds be used to redevelop a public facility {Eligible Use E}that wilt be owned and operated by a nonprofit (For example, turning a vacant library into a homeownership center owned and operated by a nonprofit organization)? Yes. Public facilities can be owned and operated by nonprofit entities. 24 CFR 201(c) provides the regulatory parameters far public facilities. It explains that nonprofit entities may acquire title to public facilities so long as these facilities are open for general use by the general public during normal hours of operation. Posted 10131/08 Can clients eligible to participate in the Section 8 Homeownership program also participate in financing provided through the NSP? For example: 1. Can a Section8 Homeownership client purchase a property that was acquired with N5P funding and made available for sale by a subrecipient? 2. Can a Section 8 Homeownership client apply far NSP financing to acquire a home and then pay the mortgage with the Section 8 Homeownership Voucher? Yes, persons with downpayment assistance, participants in lease-purchase programs, and Sec. 8 homeownership voucher holders may use those mechanisms to purchase an NSP home, whether from a subrecipient or directly from the unit of government. Additionally, prospective purchasers may receive financial assistance from the NSP program, through such means as downpaymen# assistance, to purchase houses that have been acquired wifh NSP funds. The grantee must ensure through its underwriting that such forms of dual assistance do not overly subsidize the purchase, but they are allowed. New construction is an eligible activity under NSP, does the new construction have to follow the CDBG requirements and be done under 24 CFR 570.204 by a Community-Based Development Organization? HUD does not have any specific restrictions on doing new construction of housing beyond the normal CDBG program requirements. New housing construction does nat have to be done by a CBDO to be eligible under the NSP program. Posted 11/7/08 If a municipality completes a tax foreclosure on a property and keeps it vacant waiting for the market to rebound, would such a property be eligible for NSP funding? This could be eligible under eligible use C as part of a land bank or it could be eligible under eligible use B if the municipality is rehabilitating homes that will be sold, rented or redeveloped for income eligible individuals. Posted 11/7/08 Would such an activity still be eligible if the properties had been foreclosed and vacant versus foreclosed and operating under this scenario? Na, eligible use B does not require NSP assisted homes to be vacant. It only requires that they be abandoned or foreclosed. Please see NSP Notice for definitions of abandoned and foreclosed. Posted 11/7/08 Do the resaletrecapture provisions apply to properties assisted with NSP funding? Yes. The resale recapture provisions to ensure continued affordability do apply. In its NSP action plan substantial amendment, a grantee viii define "affordable rents' and the continued affordability standards and enforcement mechanisms that it will apply for each (or all} of its NSP activities. HUD will consider any grantee adopting the HOME program standards at 24 CFR 92.252(a}, (c), (e}, and (f), and 92.254 to be in minimal compliance with this standard and expects any other standards proposed and applied by a grantee to be enforceable and longer in duration (Note that HERA's continued affordability standard is longer than That required of subrecipients and participating units of general local government under 24 CFR 570.503 and 570.501(b)). 22 Posted 11/7!08 There will be a period of time between acquisition, rehabilitation, and resale where the NSP grantee will need to maintain the property (e.g. grass cutting, snow removal, insurance, etc.}. Can the NSP grantee recover those costs from NSP funds as a delivery cost related to the activity? Yes. Several sections of the NSP Eligible Uses, which are correlated with CDBG Eligible Activities on page 58338 of the NSP Notice, and excerpted below, allow Disposition. The CDBG regulations specifically permit temporary property maintenance as part of Disposition. The only constraint for NSP is that you cannot add these costs to the eventual purchase price. Posted 11/71©8 Can NSP fiunds be used to rehabilitate properties already in the municipality's portfolio that were abandoned, vacant, foreclosed upon, or subject to tax sale prior to the housing crisis? !f no, what is "prior to the housing crisis?" I don't see anything in the NSP Notice to support or nega#e this use. Yes. NSP grantees may use properties already in portfolio that meet the definitions of abandoned or foreclosed in the NSP Notice. Keep in mind the fallowing advice from the Guide to NSP Eligible Uses, which you can find at this link: htto:t/hudstage. hud.gov(officeslcpd(communitydevelopment/programslneighborhoadspglnspeligibleuses.doc Posted 11/7/08 Will a portion of NSP allocations be set•aside far supportive services? There are no specific set-asides for any kind of use under NSP. However, grantees could use NSP funds to support such services in cerfain circumstances. It wilt depend on the grantee, the housing stock, etc. Please see the eligible uses in the NSP Notice far further details. Posted 11!7/08 Can a veteran pre#erence of any type be placed on the housing produced using NSP funds? A veteran's preference would not violate section 109 nondiscrimination requirements or any other NSP/CDBG requirements. Specific Comments on the State NSP Plan: Qverall, your plan utilizes the funding to maintain and create housing opportunities for people in Anoka County. 1. Please prioritize the majority of the funds to provide housing opportunities to people at or below 50°l0 of median income and/or people of color. 2. Establish Land Banks, Demolish Blighted Structures, Redevelop of Demolished or Vacant Units. We request the Anoka's use of NSP funds far demolition and/or land banking. should be kept to a minimum. No mare than 10°I° of total funds. Priority should be placed on utilizing the [and for housing development for people at or below 50% median income: 3. Please support innovative models that provide the opportunities for existing homeowners and renters in foreclosed units to stay in their current units, 4. Thank you far providing information to the Anoka CaC and encouraging submission of permanent housing projects and your willingness to partner with community based non- profits . MICAH would like to thank you again far the opportunity to comment on your plan and our work #ogether to ensure everyone, without exception, has access to a safe, decent affordable place to call home. Sincerely, Sue Watlov Phillips Administrator 23 s _~~. - - - ; l j ~@gBlid d ~ ~ Cities Census Block Groups Degree of Geed Lowest Medium -1 __ i Highest Ct~LUMBIA .Fl'E~"GH7`~ P'I3V'E~I - ~LT(3P eighborhood Stabilization Program In response to the drastic increase in foreclosures and the impact of the subprime lending environment on housing, Congress authorized the Neighborhood Stabilization Program (NSP} under Title III of Division B of the Housing and Economic Recovery Act (HERA) signed by the President 3uly 30, 2008. NSP provides emergency assistance for the redevelopment of abandoned and foreclosed homes that might otherwise become sources of abandonment and blight. Minnesota Housing is a grantee for the state in the amount of $38.8 million. ~. ~;:: ~.vr. :~;; Minnesota Housing will sub grant NSP funds to eligible applicants. ~oca1 units of government experienced in administering CDBG funding are eligible applicants. bocal units of government include cities, HRAs, EDAs, CDAs, PHAs and counties. Only local units of government operating in the zip codes or counties identified as areas of greatest need may apply for funds. Far cities within NSP entitlement counties, (Anoka, Dakota, and Hennepin, with the exception of the city of Minneapolis), the entitlement county is the eligible applicant. For local units of government within the NSP entitlement cities, (Minneapolis and St. Paul), the entitlement city is the eligible applicant. State NSP Goals 1) To maximize the revitalization and stabilization impact on neighborhoods; 2) To complement and coordinate with other federal, state and local investment in the targeted neighborhoods; 3) To preserve affordable housing opportunities in the targeted neighborhoods. NSP Fund Uses• A. Establish financing mechanisms for purchase & redevelopment of foreclosed homes & residential properties. B. Purchase and rehabilitate homes and residential properties that have been abandoned or foreclosed, in order to sell, rent, or redevelop such homes and properties. C. Establish land banks for homes that have been forec-osed. D. Demolish blighted structures. E. Redevelop demolish or vacant properties Inelic>sible Activities: A. Generally, if an activity is ineligible under CDBG, it is ineligible under NSP B. Foreclosure prevention C. Demolition of non-blighted structures D. Purchase of properties not abandoned or foreclosed upon E. Redevelopment for commercial purposes. For More Information please visit www.mnhousinQ.ctov '~~- - ' a: ::~;: ..'. Public Hearing -November 13, 2008 End of Comment period November 24, 2008 at 10:00 am Final Action Plan posting -November 26, 2008 NSP Funding Application available on web site -December 5, 2008 HUD's approval of Minnesota Housing`s Action plan expected in January Funding Application deadline -January 17, 2009 Minnesota Housing's Board announcement of awardees expected in February Sheffield Neighborhood Action Plan Introduction Over the past 15 years the City of Columbia Heights (City) and the Housing anal Redevelopment Authority of Columbia Heights (HRA) has conducted studies in the area commonly known as the Sheffield Neighborhood surrounding the instability of the residential neighborhood. From these studies a Redevelopment and Housing Development Plan was adopted in 1994. The 1994 plan was implemented along Fillmore Street where duplexes were bought by the city and redeveloped into single-family homes by a private developer. Stemming from this plan in 2006 another initiative took place for the Sheffield Neighborhood; this initiative was to establish a Redevelopment and Renewal plan. Part of this new initiative involved the residents of the area. Funds were set aside for this initiative. New Eminent Domain Laws went into effect and this initiative faded out. The original Sheffield Neighborhood Redevelopment area boundaries was 45t~' Avenue between Easterly edge of Keyes Park and Central Avenue, Johnson Street and Easterly edge of Keyes Park, Central Avenue between 45t~' and 47~~' Avenue and 47t~' Avenue between Jolu~son Street. The number of blighting influence properties, vacant unsold parcels, foreclosures, need for substalitial upgrading of properties in the Sheffield Neighborhood and other problems in the area attest to the need for public intervention to stabilize and improve the neighborhood. The Sheffield Neighborhood in the past has been described as a large area, in order to be most effective with the problematic properties described above, for purposes of this Action Plan the Sheffield Neighborhood has been tightened to a northern boundary of 47`x' Street and southern boundary of 46`I' Street from Tyler Street east to Taylor Street (exhibit A map). This Action Plan is a combined effort of past plans that target a specific area in the Sheffield Neighborhood; this plan is a plan that can be executed i~1 a timely manor. Purpose The purpose of a neighborhood action plan is to identify neighborhood strengths and opportunities, describe strategies for neighborhood improvement and provide the information necessary for all interested parties to make decisions about neighborhood investments. Overview The Sheffield Neighborhood Action Plan (SNAP) applies to a defined area in the City of Columbia Heights (see exhibit A map) that is slated for crime reduction and neighborhood re-investment. SNAP will defuse specific goals for the area, icey implementation steps, crime reduction/prevention and reinvestment. This plan will also establish resources and other partners to assist in the implementation. Goals Reduce amlual crime as measw~ed to neighborhoods with similar population and housing unit counts 2. Restructure neighborhood density and land use configuration by replacing up to 20 obsolete duplex twits with single family homes 3. Create a neighborhood. environment where owners have incentive to continuously maintain and upgrade their properties 4. Examine opportunities to create infrastructure improvements, such as landscaping and lighting, which can assist in creating a new sense of place. 5. Identify and establish neighborhood leaders to serve as a liaison to the City in order to aelueve effective change 6. Eliminate existing blighting conditions that may deter or affect redevelopment efforts north of 47`x' Ave. 7. Pursue aggressively external financing sources as a means of implementation, e.g. CDBG, Neighborhood Stabilization Funds, Weed and Seed, MHFA and tax increment opportunities. 8. Concentrate various resources and departmental efforts into the neighborhood that can act as a model for future neighborhood redevelopments. Implementation In order to achieve the goals outlined in this plan key implementation steps are necessary. 1. Purchase foreclosure properties 2. Identify Resources and financing options 3. Comprehensive Safety Strategy 4. Seek Conunitted partners 5. Existing housing inventory 6. Establish relationships with existing residents Purchase foreclosure properties: In the Sheffield neighborhood there are 11 known foreclosures; which are contributing to blight anal crime in the neighborhood. These properties are not being maintained and are targeted by graffiti. Once these properties are purchased the city must determine if the property can be reasonably rehabilitated for residential use, or if the property should be removed and replaced by a single family home. Redeveloping these properties with single-family homes will reduce the population density of the neighborhood, influencing the reduction of crime. In 2008 the city purchased three of the homes described above and has determined the houses are not fit for rehabilitation and will be demolished. Identify Resources and potential partners: The following is a list of potential partners for this effort: City of Columbia Heights, Anoka County, Anoka County HRA, Greater Metropolitan. Housing Corporation, HUD, Met Council, Anoka County Community Action Program, McKnight Foundation, Two Rivers Land Trust, Fannie Mae, Center for an Open Society, Mimzesota Housing, Minnesota Multi-Housing Association.. Identify financing options: City Funds 410, 420, 408, Tax Increment Financing, Conununity Lending Express Funds, Weed and Seed program, County HRA funds, Neighborhood Stabilization Program funds, Anoka County CDBG funds, other funds available through resources listed above. Comprehensive Safety Strategy: The Columbia Heights Police Department has been actively implementing two programs in the Sheffield Neighborhood. The first program is Problem Oriented Policing (POP) followed by Community Oriented Policing (COP). The POP program addresses problems directly and the COP program is the maintenance ai7d follow up of the POP efforts. As pa~°t of the POP plan patrol response was directed to this area, using foot patrols, unmarked cars, and officers in plain clothes. The goal was to reduce crime and disorder in this neighborhood. The effort so far has been a success with crime rates down by 15% than in 2007, the complaints have changed from drug dealing and violence to nuisance type complaints. This area will continue to monitored and active tln•ough the COP program. The COP plan is the assessment and documentation phase, which involved monitoring criminal. activity, problem tenants, working with various resources and collaboratively with other city departments and county agencies to resolve problems. The weed and seed program provided by the Department of Justice would be a good fit for this initiative. The primary tasks for the COP program are as follows: ^ Identify landlords and rental properties ^ Notify all. Sheffield landlords of landlord meetings ^ Mapping of foreclosed, vacant housing ^ Collect data for rental properties ^ Create other maps as necessary ^ Institute neighborhood watch program Seek Conzn~itted Partners: There are many programs available for housing programs. Staff should work on securing partners with the resources identified above in this effort, not only for the city but also for the residents that currently live in this neighborhood and for potential buyers. Existing Housing Inventory: A general housing inventory should be done, which would include housing type, age, and condition. The survey will be on outside conditions, County records can determine the age. The SNAP area is small enough where city staff can conduct this survey. Relationships with Existing Residents: Open communication is extremely important for the success of this plan. A neighborhood steering committee should be formed which includes, residents, city staff and Columbia Heights Police staff. The steering committee will: - Identify wants and needs - Create neighborhood leaders - Define strengths and weakness - Create tools and strategies As part of a neighborhood relations the City shall provide current residents of financial programs that are available to residents to improve their properties. Reinvestment The SNAP has identified Goals, resources and actions that will result in reinvestment in the Sheffield Neighborhood; both by the city and homeowners. The city is currently looking to extend an existing TIF district to include this area. If that TIF district is extended staff intends to use those funds for future purchases and demolition of duplexes in this neighborhood. Staff will be working with outside agencies on tl~e redevelopment and reinvestment of the area, again including existing homeowners. Summary The Sheffield Neighborhood Action Plan should be viewed as both aCouncil/staff agreed upon set of goals and objectives anal as a work plan for staff. It is recognized that there have been past efforts regarding this neighborhood's redevelopment, but unfortunately only one street was revitalized. This Plan is an attempt to both change the physical and land use components of the subject neighborhood and to effectuate along-term public safety program. The ability to physically change the neighborhood has been created by the unique economic housing downturn. This downturn has created the ability for the City to pursue external funding mechanisms and, coupled with historically low price points, a significant number of properties should be able to be secured to reach this Plan's goals. Equally important to the success of the City's efforts, will be the need for the Public Safety Comprehensive component to be implemented, as well as identification of resident leaders. SNAP Exhibit "A" 4901 4908 4900 ; 4906 Q 4900 J z w v 1320 0 0 0 0 0 0 0 0 0 0 0 0 0 °o °o o ~ o o N a m m r N ~ N r 4910 1DD1 N 7 t0 O N l'h v1 (O r N N ~ ° °a _ 49TH 4915 ~ ~o 7 4905 laoo 4457 ~ 4449 ~ 4447 4556 4555 4556 4557 4554 4555 4558 4556 4550 4549 4548 4549 4550 4546 4549 4546 4546 "' 4540 4541 4540 4543 4542 4543 4 v 4537 4535 4534 4532 4535 4536 4536 4531 4532 4526 4529 4530 4531 4534 6 4526 4525 45 4524 4511 4522 4521 4520 4530 4 5 0 8 4518 4517 4519 4518 6 4510 4511 4514 4515 4516 4515 45 508 ,°~ asoz 4507 4506 4509 4510 v asoo 4501 1025 1035 4500 1115 1133 J I QMi W I J A OOi Ori l Orl O`~O~ IOC O O to ~ Iolr 4653 4650 4655 o N o v oo me o 4645 46`~ 4643 o ~v vo . v< 4639 4638 4639 4633 4632 4637 4633 °v a 4627 4626 4631 . 4621 4620 4619 ~ 4615 4614 4613 d `* 4609 4608 4607 4603 4602 ~ 46D 4555 M °v `O n o o 4547 N N N N M t*1 M 4545 .- 4539 rn ~ r M rn ~ O N N O O 4531 N N ~ ( ~ Bf t+1 O ,p'O N OIN tD CO 'V O O ~ 515 O N 0000<' N N 5D9 N N~ N MMMC')t+1 ^ ~"~ rn o r M o u~ N ~~~ N M IO+I M M M O r Location Map W Pr E .~. S LEADERS IN PUBLiG riM#NCE ® To: Scott Clark, City of Columbia Heights i~ From: Mark Ruff L~ Date: December 2, 2008 /'"~ Subject: Use of TIF for Acquisition of Foreclosed Homes You have requested that we provide a financial analysis to the City that outlines the amount of tax increment from the K-Mart/Central Avenue TIF District (also known as Grand Central) potentially available for acquisition of homes in the area immediately south of the TIF district. The attached document shows the historical and projected TIF that would be available for acquisition. At a 5% interest rate, the amount available in today's dollars is approximately $1,100,000. The underlying assumptions for the projections are important: / Only the existing housing in the K-marl TIF District is used to support the revenue stream from 2009 and on. We are assuming that the commercial portion will not be available for costs outside of the commercial development. / The values for the existing housing in the K-Mart TIF district are pay 2009 with no projected decrease or increase. / We have not assumed any TIF from new construction on the foreclosed lots. / Tax rates remain constant from pay 2008. / The payments on the pay-as-you-go notes for the existing housing and the future Grand Central Commercial would commence in 2009. / Taxes are paid on a timely basis by the existing housing in the K-Mart TIF district. To utilize the TIF revenues, several steps would necessary including: 1. Modify the TIF district early in 2009 by expanding the boundaries to include the foreclosed/substandard homes that may be purchased. This modification would require notice to the County and the School District. 2. Inspect the homes to ensure that at least 20% meet the substandard test under the TIF law and 30% meet an "obsolescence test" prior to the public hearing on the TIF district modification. Ehlers & Associates 3060 Centre Pointe Drive Phone: 651-697-8505 Fax: 651-697-8555 Roseville, MN 55113-1105 mark@ehlers-inc.com 3. Finance the purchase of the homes, either internally or externally. If a G.O. TIF Bond were used, the interest rates on the bond would likely be taxable if the City expects to sell the lots at a later date. 4. After the homes were purchased, the lots included in the TIF modification that were not acquired should be removed from the TIF district to avoid "negative increment". If the City plans to purchase any homes now before the TIF district is expanded, we recommend that an interfund loan resolution be adopted by the EDA to allow the City to use TIF to repay itself later. Please contact us with any questions or comments. 2 Columbia Heights EDA Fund Balance Analysis District T4 KmartlCentral Avenue Renewal and Renovation City approved: 0 612 2/2 0 0 3 Cert Requesta 1/19/2003 Certified: 07J94I2004 FROM 2009 End of HOUSING District 71F ON<_Y Projected Projected Actual 2021 2020 2019 2018 2017 2016 2015 2074 2093 2012 2011 2010 2009 2008 2007 2006 2005 Beginning Fund Balance Total 1,272,782 1,142,066 1,011,350 880,634 749,918 619,202 488,486 357,770 227,054 127,763 123,998 104,436 455,826 245,161 59,779 48,750 0 Revenues Band proceeds 0 Tax increment 2,258,229 138,942 138,942 738 a42 138,942 738,942 138,942 138,942 738,942 138,942 138,942 138,942 138,942 738,942 217,000 177,396 9,142 48,445 Interest on investments-0% 76,890 0 0 0 0 0 0 D 0 0 0 0 0 0 7,355 7,350 1,880 305 MVHC 21,643 1,500 1,500 1,500 7,500 7,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,500 1,800 636 7 Sales/lease proceeds 0 Intergovernmental 0 local contribution 0 Intertund loans 0 Transfer In D Total Revenues 2,296,762 140,442 140,442 740,442 140,442 140,442 140,442 140,442 740,442 140,442 140,447. 140,442 140,442 140,442 225,855 185,382 11,029 48,750 Expenditures Landlhuiiding 0 Site 0 Puhlic utilities 0 Parking facilities 0 Streets/sidewalks 0 Bond Principal-Hsg nota 350,000 29,825 59,704 41,386 219,084 Interest 27,882 895 4,723 7,243 15,021 Bond 0 PrincipaFComm note 350,000 685 59,780 56,348 233,187 Interest 23,754 21 2,744 6,176 14,813 71F Administration 141,627 9,726 9,726 9,726 9,726 9,726 9,726 9,726 9,726 4,726 9,726 9,726 9,726 9,726 15,190 0 Loan Principal 0 Interest 0 Contingency 0 Relocation 0 Demolition 0 interfund loans 0 Transfer out 0 Total Expenditures 893,263 9,726 9,726 9,726 9,726 9,725 9,726 9,726 9,126 9,726 41,151 136677 120,880 491,832 15,190 0 0 0 Annual Surplus (Shortfall) 130,716 130,716 130,716 130,716 130,716 130,716 130,716 130,716 130,716 99,291 3,765 19,562 (351,390) 210,665 185,382 11,029 48,750 Projected Ending Fund Balance 1,403,498 1,403,498 1,272,782 1,142,066 1,011,350 880,634 749,918 619,202 488,486 357,770 227,054 127,763 123,998 104,436 455,826 245,161 59,779 48,750 Net Present Value from 2009 incl. cash balance at 5% 1,107,593 1,027,03-0 942,448 853,633 760,377 662,458 559,643 451 587 338,333 219,392 925,765 123,067 104,436 Acquisition and Financing Strategies 45TH AVE .._..,....,._ ~ ~ ~ Acquisition Strategies ~ I"„1I IL11111I4 1. TIF 3 2. CDBG 48TH AVE 3. NSP '" e GRANDVIEW 41,2 AVE (~ 47TH AVE u ~ 45TH AVE O ~ O _ O O 3 ~ f o 44TH AVE Financing Strategies 1. NSP -Phases 1 and 2 - 2. NSP -Competitive Finds --- 3. Other - (i.e. GMHC, Anoka County Levy, etc.) AV O O _ O WO O n k ~ -. f f O ~ Location Map .~ _ .~ _ ~ F ~ Lea _ _ ar 6 ~ a_ _ i NEIGHBORHOODS IN NEED OF ASSISTANCE ~fhis map is for display purposes only. It is not a legal document and should not be used as such. Any questions concerning this map should be sent to the City of Columbia Heights Community Development Department. ~+ `c`am, [,u, I ] ~ it I ~~_ ~ ~ ~ _ ~~ n~~ ~ I ~ ~~ ,~ I ~,, it I ~ ~~ ~ _ ELI 'E ' E ! 1 r ~ i j`i'~"j-i-1~ ~ i i __~ '-- ~ ~'~_ ~ I ~ ~ ~~~~~~ ~ ~~~ G~ Gj-- ~ III' JGL~Ci ~ ~ IE ~i ~j~_y~..~.~.sL e E ;~r=!p I ~_ ~ I ~~ J~ E. __~~- - ~ ~,~ ~ ~ -,- ~'=1P ; ~ ~-, ~ I ~ i F, ~~ a e --, ~ ~ _ Y~E' E ~ IJ~ ~ ;,_' J ~;~! ~~ ~; I~.- ~--1 i~ LSE' ~E ~~-7 ~~ ~'~E° _.J EE~~ ~- ~` ~~ ~;_ ~ ;~_ ~ ~, ~~ ~~~- ~rF-"~!~ ~~ E ~ --~ ~-'~ L _i I_ E~ ~~ ~E ~E '~j ~ '~ E~ h ~-_ L It~ G~-L E ~~ I ~_ ~ ~ I I I ~ L~ ~ ~,~VV ~~-~ ~E ~,- ~ ~ F i i .- ~ ~I~~! a j, - ~ -1 c F~~~ ' ~=aE~~~~ E '~~, Map Date: December 3, 2008 y Sources ~ C;` '~i~ Hei, '~. Comn ~ ~ rere~opment s Cr' °r a Hesg, '...5 I~~" ~~ ~ i~ ~ i`" e ~~~~ it _r_ Number of Properties: 383 Number of Foreclosures: 44 Percent Foreclosed: 11.5% Number of Utility Shut-offs: 10 Percent Shut-offs: 2.6% ~r° ~~ Number of Foreclosures with No Utilites: 7 Percent of Foreclosures with No Utilities: 18.4% ~~E i i ~J ~~ ~ ~~ ~~ ~i _ ~~~~i__ , ~' '~'~~ ~ ~ ~'`_~ i . _ '.LJ~~--~~ ~; ~t~>_ _iL_ CaL_ ~ -~- ~ ~~ ~ i -,- - `~- ~ ~ ~~ ~4E- -~-rE'~~-i~ ',~I I ~I~ _~ ~~ ~ ~_. ~, s ~a s,~ w i ~ i 1 ~~~ l ~ ~ ~,_ 1~ I, i ,~! ,_f, ~,,~ ~ i - I L_ I I~ I I ~ ~I I i ~~~~- ~~ 1-~I Y~ ~ ii-.:: s:~ ~ 7~ ~° ~ (~i~~~ 1 r C ~ r~~-'~. v~1 ~ ~"~ F""'4--I I'T". ' %To~ .J !~ ~, l C~' 1 1 _.1~.. ~` ~ ~~ y DTI ~ ~. 1~,~''~ ~. ' I ~_; ~-~~- ~ 7 Number of Properties: 63 ~ ~ %~tYE-.-" ~ gym ~t ~ ~ .~-~- al ;~~; Number of Foreclosures: 12 t , '~~ '~~ ~-~--`E~ Percent Foreclosed: 19.0% l ~11 ~, ,~, i~',,I ~' i I I i ~ iT' ,y i,~ ~~E~1 ~ Number of Utility Shut-offs:1 ~ ~' ~~ i ~ i I (~ i 14 ~ ~"~ F Percent Shut-offs: 1.6% ~~ _ -= r7 , 'r Number of Foreclosures with No Utilites:1 Erg---E~,-'~I ~~-~ ~`, G ~ ',' ~ Percent of Foreclosures with No Utilities: 9.1 % ~_ ~ dr~ili~~~ .--1_ - - ~~ ^~~ ~_ n bv~Ew _ ir~i. ~ ~~ --i~i~ ~,i ! ~,- ~~--j~ i ~ ~, ~ ~ ~~~~ ~~ ---- r' I- I ~ J d i f_ ~~~~i1 ~e I -~ e ~y I_ ~.l ~.IJ ~ L ~ ~ I d-~ ~~ _ ~ II __ ~ ~ E ~ ~LN~~ Eii~ EE Number of Properties: 372 ~, ~ ~ Number of Foreclosures: 47 ~ j Percent Foreclosed: 12,6% ~~ C-_{ ,^ ~~E _ ~ Number of Utility Shut-offs: 6 ~ ~- I~ ~ Percent Shut-offs: 1.6% ;~, ~ ~~ I i Number of Foreclosures with No Utilites: 5 --' ~ ~ 'E Percent of Foreclosures with No Utilities: 11.1 /° ~ , ,--~ II~II III __IiIE L~ 'I ~'I~~ ~ t~, ~ _!i ~ ~. !,~ ,~ 7 ~-- 1 ~ ~t f ~ .:~ ~-- a -~ .~/ E E ~~ - ~ ~ E~.~ ~E - ~ ;. ~~ ..~ m~ ,~~ !iI~?~'`~;~'~~~;~< ~ NumberofProperties: 49 ~~~ ,~\~~~~ Number of Foreclosures: 14 \~/~ EE,(` Percent Foreclosed: 28.6% ~.~ E%L _ E -, f--, Number of Utility Shut-offs: 5 ~,`; ~ ~ Percent Shut-offs: 10.2% y ~~'~ E.~ EE ~ ~ ~~ >~~ Number of Foreclosures with No Utilites: 2 ~ rE„~ ~~ Percent of Foreclosures with No Utilities: 14.3% ~. ~~ ~ Greater Metropolitan Housing Corporation City of Columbia Heights -Deferred Loan Program September 30, 2008 Deferred Loan Pool: Amount $30,643.00 (Funds Held @ GMHC} DEFERRED LOANS Loan # Closing ;. Date pa rticipants Address Deferred Amount Billing Amount Billin Date: 1 04/07/08 White, Christopher & Stacy 4146 Wahington St NE 3,122.00 2 05/28/08 Palmer, Ryan M. 4932 6th St NE 2,838.50 55,960.50 7(16/loos 3 07/22108 Modahl, Aaron J. 1019 Gould Ave NE 7,500.00 4 07/23/08 Lewis, Glenna M. 4456 Monroe St NE 7,500.00 5 07/31/08 Sheehan, Susan E. 4816 5th St NE 3,905.00 6 09!23/08 Montague, Lynette 3930 Tyler St NE 5,777.50 Sz4,ssz.so sr3o~zoos Total Closed Loans: Deferred Loan Pool Balance: $30,643.00 $0.00 53o,s43.oo :Total Billings Greater IVletropolitan Housing Corporation City of Columbia Heights -Rehab Incentive Program October 31, 2008 City of Columbia Heights -Pool Three: City of Columbia Heights -Pool Four: Total Held @ GMHC: Amount $ 45,137.00 $ 5,000.00 $ 50,137.00 (AdvancelFunds Held @ GMHC) (Advance/Funds Held @ GMHC} REBATES' --- Check ~ Gheck Date Partici ants Address Rebate Amount Billing.. Amoun..t ; Billing;Dafie 3103 07/09/08 Marquette, Joe! & Elizabeth 43D0 Reservior Blvd (Pool SpIit/Total: 1,982.86) 1,803.13 $1,803.13 7l16lzDD8 3109 07/22/08 Thompson, Marion D. 4249 Van Buren St NE 690.75 3113 04/22/08 Ubl, Jean 4540 Chatham Road 3,000.00 3112 09!18/07 Aztzaras, Vasiiios 4158 - 6th Street NE 3,000.00 3120 04/23/08 Howard, Thomas & Carol 4607 Johnson St NE 1,108.80 3129 09/04/08 Hill, Nathan & Jessica 2106 Fairway Dr NE 425.50 3130 03!18/08 Lee, Grace & Kim, Joo 4209 Washington St NE 1,733.47 3137 09/17/08 Trarnpe, Brandon 4212 Arthur St NE 250.28 3136 09/17!08 Lee, Grace & Kim, Joo 4209 Washington St NE 503.80 3140 09/24/08 Rau, Rochelle 4345 Jefferson St NE 870.00 S11,s8z.so sl3olzooa 3142 10/08/08 Hanson, Andrea 4860 Monroe St NE 1,456.03 3150 10/15/08 Homa, Lara 3873 Tyler St NE 79.70 3155 10/22/08 Riddel, Mac & Jennifer 2132 N Upland Crest 849.00 3161 10/28/08 Nielsen, Karen 4508 Polk St NE 2,729.40 3162 10/28/08 Swanson, Jerome & Mary 1002 - 40th Ave NE 3,000.00 3160 10/28/08 Moneta, Judith 4030 6th St NE 1,744.86 Ss,sss.ss 10/31l2D08 Total Disbursements: $23,244.72 23,244.72 : Total Billings COMMITMENTS:- REBATES ISSUED- Rebate Date Partici ant ' ', Address Amount 09/03/08 06/18/08 07/23/08 _ 07/22/08 08/14/08 07/31/08 09/22/08 09/23!08 10/03/08 Audette, James Dobbs, Nicholas & Joan Lewis, Glenna Modahl, Aaron Shattuck, Chester & Clara Sheehan, Susan Thomson, Lynette Montague, Lynette Colville, Sarah 4832 - 4th St NE 40244th St NE 4456 Monroe St NE 1019 Gould Ave NE 3971 Quincy St NE 4816 5th St NE 4024 Jefferson St NE 3930 Tyler St NE 4248 - 6th St NE Total Commitments: Tota! Disbursements and Commitments: "Pool Two" -Rehab Program Balance: 345.52 1,846.55 817.92 3,000.00 187.50 468.60 219.11 2,955.24 717.60 $ 10,558.04 $ 33,802.76 $16,334.24 City Owned Property Status Report Address Purchase Price Date of Purchase Demo Bids ( Demo Amount Demo Date 961 Gould 4011 5th Street 30,000.00 1.00 9/26/2008_ ~ 10/20/08 ~ Private ~ Received Private $14,790.00 ~ 11/18/2008 11/24/2008 , Received/ Fire Dept _ 4647 Polk 70,000.00 10/23/2008 ~ Burn Estimate $15,000 ' 1117/2009 _ 4631/33 Pierce _ _ 130,000.00 ~ _ 11/6/2008 _ _ _ Received _ $13,985 -- 1/9/2009 4618 Polk 110,000.00 _ ~ 11/14/2008 _ ~